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Get all your financing ducks in a row so you can buy the home you love—faster. Set goals, save up, get advice, then buy that home. All in the Lower app.
The Lower app is the perfect companion to your favorite home-shopping spots. Find the home you love, then build the roadmap to purchase within the Lower app.
“I couldn’t have asked for a better experience with Lower!” 4.9
(4,100+)
Monitor your credit score and watch it climb as you decrease your debt.
Compare renting to buying and calculate how much home you can afford.
Decide your purchase date and save with easy recurring deposits.
Chat with a trusted loan advisor and get the best loan and rate for you.
Crush your down payment goals faster with Lower's High-Yield .75% APY HomeFund. It's FDIC Insured keeping your money safe and growing until you're ready to buy.
Lower the barrier to owning that dream home with $500 in HomeCash. For every dollar you save we'll match it, putting you even closer to your goal.
We all need a guide when making big life decisions like buying a home. Your dedicated Lower Advisor is your trusted friend in the mortgage business.
Once you've hit your financial goals, it's time to buy that home. We'll help you identify the right loan, get qualified, and find you the best rate.
Jill — Verified App User
Lower.com is a wonderful mortgage company that offers great interest rates. Their app is so user friendly and has a ton of incredible home savings features!!! This makes the entire process easy and stress free!
I love keeping my finances organized, and this app is amazing for that. The fact that I have a designated space for my down payment savings helps me stay focused on the goal, and the app continually helps keep me in check on my credit score as well. The best part is this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using this app!
Excellent way of setting and helping you meet home buying goals. Very easy to use.
Lower.com has developed an easy to use app to help homebuyers ave money while slashing closing costs, not to mention their APY is the highest I’ve seen in months. The app matches dollar for dollar, up to $1000, to deduct from closing costs. You can also set up recurring deposits to earn additional money towards closing! I would highly recommend this app and Lower.com for you mortgage needs.
Excellent way of setting and helping you meet home buying goals. Very easy to use.
This app helps you save for your first home purchase or apply for a refinance all digitally. On top of that, Lower is a fantastic customer focused company who streamlines the entire process. Highly recommend.
I love keeping my finances organized, and this app is amazing for that. The fact that I have a designated space for my down payment savings helps me stay focused on the goal, and the app continually helps keep me in check on my credit score as well. The best part is this is actually saving me money on my down payment with a great mortgage company! They will be knocking off $1,000 from my down payment, just for using this app!
Help home buyers get the money they need to purchase a home, as well as giving incredible resources!
Very personable, professional, and caring. The app is very helpful and easy to use, and provides future homebuyers with tools useful for tracking savings and credit scores.
Easy to navigate app that matches you $1000 towards closing costs when you buy a house with them as the lender.
If you are looking to buy or refinance, check out this app!
Using this app along with my lender has made this process easier than I could have ever imagined. Would 10/10 recommend.
Really happy with this company and the app 😊
Not only could I easily set up a recurring deposit to help with savings, but when you open an account they will also match dollar-for-dollar (up to $1000) that you can use towards closing costs. When shopping for a mortgage I primarily look for 3 things: 1) best rate possible 2) low closing costs 2) streamlined application process. Lower and this app certainly fulfilled those 3 things, so I’m very satisfied with my experience.
Very Easy to Use! Aaron our loan officer is friendly, courteous & very professional. Best experience we have ever had buying a house. The app is extremely easy to use. made providing documents very quick and easy!
