We got your application.

We’ll take it from here. Expect a call from us shortly—we can’t wait to help you refinance your home and save big!

Step 1

We'll call you.

So exciting! We’re reviewing your info and running the numbers. We’ll call you to review your personalized options and get any additional info needed.

Step 2

Upload documents.

It’s so simple it can even be done from your phone. We’ll provide you with the list of documents we need and where you can find them. Then, just snap a photo and upload. See? Super simple.

Step 3

Get that lower rate.

We’ll be with you as your loan moves through each step of the process—from processing all the way to closing. With a lower rate from Lower, you’ll be saving thousands before you know it.

Refinancing is easy when you have a great guide.

What do I need to know to refinance my home?

Refinance what you owe and save thousands.

Very quick and easy…We were able to get a lower rate which lowered our monthly payment.”

Laura

5 Stars!

Lower Homebuyer

Shalette
5 Stars!

Better than the competitors I've worked with and fast!

The process was easy. Arianna Graves worked very fast to get my loan closed in record timing! I was very impressed with the time. They're rates were excellent!

J.
5 Stars!
Google Review

I was approved!

"My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!"

Chris
5 Stars!
LendingTree Review

Great job!

"Robert Warne at Lower did a great job on my refinance and got me the best interest rate out of several lenders."

Cristhtian P.
5 Stars!
Google Review

Amazing job!

"What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day."

J.
5 Stars!
Google Review

I was approved!

"My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!"

Marchelle B.
5 Stars!
Google Review

Lower really cares

"I was very happy with Lower and the entire refinancing experience. You can tell Lower really cares about the customer and wants to make the experience as good as possible for the customer."

John S.
5 Stars!
Google Review

Fast and simple!

"The refinance of our house was fast and simple. The overall process was very simple, easy, and best of all, Mackenzie got us a great rate. Dropping our interest rate by almost 2%.

Marchelle B.
5 Stars!
Google Review

Lower really cares

"I was very happy with Lower and the entire refinancing experience. You can tell Lower really cares about the customer and wants to make the experience as good as possible for the customer."

John S.
5 Stars!
Google Review

Fast and simple!

"The refinance of our house was fast and simple. The overall process was very simple, easy, and best of all, Mackenzie got us a great rate. Dropping our interest rate by almost 2%.

Gong
5 Stars!
LendingTree Review

Lower was the lowest interest rate

"After speaking with my previous lender and probably five other lenders, Lower was the only one who came back with the lowest interest rate."

Shalette
5 Stars!

Better than the competitors I've worked with and fast!

The process was easy. Arianna Graves worked very fast to get my loan closed in record timing! I was very impressed with the time. They're rates were excellent!

Chris
5 Stars!
LendingTree Review

Great job!

"Robert Warne at Lower did a great job on my refinance and got me the best interest rate out of several lenders."

Robert
5 Stars!
LendingTree Review

The Best!

"The entire process was quick and simple. they offered the BEST rates, BEST overall payment, LOWEST monthly payment (and closing costs).... GO WITH THESE GUYS if you are refinancing"

J.
5 Stars!
Google Review

I was approved!

"My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!"

Cristhtian P.
5 Stars!
Google Review

Amazing job!

"What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day."