Success! We can't wait to help you on your homebuying journey. Here's what you can expect to happen next.Learn moreLearn more
With RefiNow from Lower, we’re lowering the barriers and making it easier for working families like you to access more savings than ever before.Apply now
“I couldn’t have asked for a better experience with Lower!” 4.9
Tell us about your household finances and current home loan.
We’ll advise you on your options and help you choose what's best.
Get breathing room in your budget and create financial peace.
Verified Home Purchase
With Lower’s RefiNow option, a lower credit score doesn’t have to mean a higher payment. And we won’t do a hard pull on your credit until you know if you qualify.Apply now
You're guaranteed to save big when you qualify for RefiNow—the program is only available to those who can cut at least .5% off their interest rate. Imagine what an extra $100 - $250 a month could do for your goals—you could save thousands to pay for groceries, soccer cleats, or pay off debt.Apply now