Top Lender of 2023

Hey there, nice to meet you.

We’re Lower. We teamed up with Opendoor to get you an amazing mortgage experience.

31,000+ Five-Star Reviews

Homebuyers and their agents love Lower. "Best mortgage ever."

Zero Credit Impact

Getting pre-approved won’t hurt your credit and there’s no commitment.

Available After Hours

You work after 5 o’clock, so we do, too. Contact us any time, via text, phone or email.

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We had never done a virtual closing and it was smooth as silk from the comfort of our couch at the time of our choosing! The whole process was very easy to follow and understand.

Stephanie W.

Verified Zillow Review


31,000+ Reviews