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Buy a home
Learn About Buying A Home
Bolt Icon
Apply Now
Lower My Rate
Rate-Term Refinance
Learn About Refinancing
Bolt Icon
Apply Now
Use My Home's Equity
HELOC
Home Equity Loan
Cash-Out-Refinance
Learn About Using Home Equity
Bolt Icon
Apply Now
All Loan Options
Conventional Loan
Adjustable-Rate Mortgage
Home Improvement Loan
Debt Consolidation Loan
Jumbo Loan
VA Loan
FHA Loan
Home Equity Loan
Bolt Icon
Apply Now
Learning Center
Homebuying Resources
Refinancing Resources
Home Equity Resources
Industry News
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A cute suburban home.

Top Mortgage Lender

Trustpilot 4.8/5 based on 2,500+ reviews

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No-impact credit check. No commitment.
Mid-sized suburban home, ready for purchaseFriendly Lower Loan Officer ready to help you into your new home
🏡
Over $8 Billion Funded

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XX,XXX+ five star reviews and counting.

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Using this app along with my lender has made this process easier than I could have ever imagined. Would 10/10 recommend.

Heather B.
Verified App User

Very personable, professional, and caring. The app is very helpful and easy to use, and provides future homebuyers with tools useful for tracking savings and credit scores.

Christopher K.
Verified App User

Great experience working with Patrick who was genuinely concerned about helping me make the right decision with my HELOC. Ultimately I did not go with Lower.com, but I would highly recommend giving them a shot. No pressure, and certainly more focused on helping than selling a product. Process was very simple and I would recommend to friends and family

Rob
LendingTree
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A video review from Paul M. who was very happy with his refinance experience
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A video review from Paul M. who was very happy with his refinance experience

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Warm indoor living space

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Man working in his outdoor garden
Family enjoying their newly renovated home they were able to afford through their Home Equity Line of Credit, HELOC

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Frequently Asked Questions

You’ve got home equity questions.
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Friendly suburban home, ready for purchase

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Beautiful home interior of a recently refinanced home.

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