We’re excited to share that Lower has been named a 2026 Tech100 Mortgage winner by HousingWire. The annual Tech100 Mortgage awards recognize the companies delivering technology that meaningfully improves how mortgages are originated, processed, closed, and serviced — driving greater efficiency, transparency, and confidence across the housing ecosystem.
Now in its 14th year, the Tech100 program provides housing professionals with a trusted, comprehensive list of the organizations bringing meaningful solutions to the industry.
“The 2026 Tech100 honorees represent the companies pushing housing forward in real, measurable ways,” said Sarah Wheeler, Editor-in-Chief at HousingWire. “They’re building technology that solves core industry challenges, from operational efficiency to better consumer experiences, and setting a higher standard for what innovation in housing truly looks like.”
For Lower, the recognition reflects years of focused investment in technology designed to make the mortgage process faster, more transparent, and less operationally complex.
“For a long time, mortgage technology has promised speed and efficiency, but delivering both at scale has been harder than it sounds,” said Adam Wiener, President at Lower. “We’re entering a phase where access to digital underwriting data, agentic AI, and more flexible investor guidelines can finally unlock an on-demand mortgage experience. At Lower, we’re building technology that shifts control closer to the originator and borrower, automates routine work, and allows our teams to focus on solving real problems when complexity arises. That’s how you drive speed, lower costs, and deliver a better experience at scale.” How Lower is building toward that future
Lower’s technology roadmap is centered on reducing friction across the lending process while improving speed and decision-making. Key investments include:
HousingWire noted that this year’s Tech100 honorees reflect a higher bar for innovation, emphasizing real-world adoption and operational impact rather than theoretical capabilities.
“Technology is no longer a nice-to-have, and it’s not defined by partnership announcements that fail to deliver meaningful progress,” said Clayton Collins, CEO of HW Media. “Today, technology is the business strategy. The right tech stack now determines who can recruit top talent, gain market share, and expand margins. The 2026 Tech100 honorees bring both innovation and impact. They’re growing, their teams are winning, and they’re pulling ahead in the race for scale and consumer relevance.”
The full list of 2026 Tech100 winners is available at housingwire.com.
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