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By submitting your application, you acknowledge you’ve read and signed the below agreement, providing us with express written consent to contact you via text or phone by automated dialing system, keep your real estate agent updated, and send you documents online.
By selecting or toggling on the label “I am working with a real estate agent in this area.” I am allowing Lower to assist me in finding a real estate agent from the Lower Realty program and sharing my contact information with them.
The loan for which you are applying involves various disclosures, records, and documents ("Loan Documents"), including this eDisclosure Agreement. The purpose of this eDisclosure Agreement is to obtain Your consent to receive certain Loan Documents from Us in electronic form rather than in paper form. With Your consent, You will also be able to sign and authorize these Loan Documents electronically, rather than on paper.
Before We can engage in this transaction electronically, it is important that You understand Your rights and responsibilities. Please read the following and affirm Your consent to conduct business with Us electronically. For purposes of this eDisclosure Agreement, "eDisclosures" means the Loan Documents related to this transaction that are provided electronically, "You" and "Your" mean the borrower(s) under the applicable loan to which such Loan Documents apply, and "We", "Our" and "Us" mean the applicable mortgage broker(s), loan processor(s) or mortgage banker(s) with whom You are transacting business for such loan(s).
You have the right to withdraw Your consent at any time. By declining or revoking Your consent to receive eDisclosures, We will provide You with the Loan Documents in paper form.
If You originally consent to receive eDisclosures, but later decide to withdraw Your consent, You can do so by clicking on the "I do not agree" button, or by notifying Us at:
Phone: (443) 741 8166
Address: 8131 Smith's Mill Rd, New Albany, OH 43054
After Your consent is given, You may request from Us paper copies of Your Loan Documents. Please send this request to Us at: Phone: (443) 741 8166 | Address: 8131 Smith's Mill Rd, New Albany, OH 43054
If You request paper copies of the Loan Documents: You will not be required to pay a fee for receiving paper copies of the Loan Documents.