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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Easy clear directions

Megan N.

Verified Customer
5.0

Everything Mrs.Taylor did for us

Kevin S.

Verified Customer
5.0

They walked us through everything and made sure we were on schedule and getting things timely done

Michael S.

Verified Customer
5.0

Dante was supportive every step of the way. Anytime I had questions he was right there with an answer.

Spenser T.

Verified Customer
5.0

The communication was great and the break down of the funds, taxes and rates where broken down and was easy to understand

Christopher W.

Verified Customer
5.0

Glenn made everything easy and was great to work with

Sarah C.

Verified Customer
5.0

Tony is a true professional, providing information and wonderful service at all times. He was available when I needed him to be and he took care of my father and I exceptionally. A true consummate loan officer of Lower Mortgage and the industry….

Gabriel D.

Verified Customer
5.0

Tom , michelle & all the team made my clients purchase extremely easy & without any problems , Tom had become a good friend & I would reach out again in the future , thank you so much xx😄

Sally W.

Verified Customer
5.0

Great lenders close loans. Exceptional lenders like Chloe keep difficult transactions alive when others might let them fall apart. Her consistent follow-up, problem-solving skills, and dedication were instrumental in getting this challenging de…al across the finish line.

Jennifer P.

Verified Customer
5.0

Thanks for your help!

Trin W.

Verified Customer
5.0

Scott was extremely professional, courteous and walked us through this difficult closing with tolerance and patience. It was our privilege to work with Scott.

Sheila G.

Verified Customer
5.0

Vickie is such a Pro! She came highly recommended from a very successful Realtor in Northern MN and boy, are we ever grateful! Vickie knows the business inside and out and she successfully guided us through … the entire process. She's also got a great personality and is such a fun and delightful person! We will definitely be working with Vickie again on our next purchase!

Lynn T.

Verified Customer
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