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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Easy to work with and made me feel as though I was their only client. Always available and responsive.

Luciana P.

Verified Customer
5.0

Sean and his team are nothing short of professional. They made the home buying process easy and as stress free as possible. They kept us informed every step of the way and there to answer any questions we had.

Doug C.

Verified Customer
5.0

Marc is an extremely knowledgable, highly reponsive, get loans done quickly and is my go to lender!

Michael K.

Verified Customer
5.0

Alisa made our first time home buying experience amazing! She was very informative, supportive, and made sure we understood every step along the way. Thank you Alisa!

Madison G.

Verified Customer
5.0

Great communication! Fast and very clear instructions.

Gerard V.

Verified Customer
5.0

Reily has a unique way of solving problems but answering your anxious questions in a way that is calming. He was encouraging at every point and you felt that unlike other financial situations, that he was on our side and not just the banks.

Colton H.

Verified Customer
5.0

It was a very simple process. The turn around time was great.

Megan R.

Verified Customer
5.0

Clay and his team were easy to work with and took time to keep us in the loop on the loan process. Clay provided accurate information regarding the costs associated with our loan that allowed us to maximize our savings.

Robert G.

Verified Customer
5.0

My experience with Chris Shirley and the team was great. The service was efficient, professional, friendly, and fast.

Bridget G.

Verified Customer
5.0

You are fantastic easy to talk with on anything needed and very responsive

Jess J.

Verified Customer
5.0

Amazing communication through the entire process. We had no questions and were kept informed every step of the process.

Jonathan M.

Verified Customer
5.0

Rick has helped us so much throughout the home buyer process. He is knowledgeable and helpful with various options. I would definitely recommend using his services if you are in the market for buying or refinanc…ing!

Ronald D.

Verified Customer
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