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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

She got us the best possible rate! We are so pleased. You're in great hands with Nikkie

Eydie L.

Verified Customer
5.0

Vito and his team always make it a smooth transaction!

Heather T.

Verified Customer
5.0

The knowledge & experience Tony has is exceptional & makes the transaction is very easy & simple.

Oscar V.

Verified Customer
5.0

Eva was and has always been honest and upfront with everything. it was a pleasure working with her and her team!

Jeffrey C.

Verified Customer
5.0

Jon is always timely, communicative and honest.

Crystal S.

Verified Customer
5.0

"Excelente servicio y atención de principio a fin. Edgar nos guió durante todo el proceso con mucha paciencia, claridad y profesionalismo. Siempre estuvo disponible para responder nuestras dudas y hacer que todo saliera sin complicaciones. ¡100…% recomendado!"

Adali V.

Verified Customer
5.0

Erica is the best! Always my go to for all my clients!

Chris B.

Verified Customer
5.0

Brian is a solid and honest guy. I appreciate his expertise and know that I can always reach out to him for anything that I need.

Alex K.

Verified Customer
5.0

Melissa an her team were there every step of the way. They made sure I understood everything and were so great !

Jennifer C.

Verified Customer
5.0

Brianna is knowledgable but articulates in lamens terms. She was communicative, and responsive. Meaning even when there was no update, she would touch base with a no-update update. When she had simething to comm…unicste or i had a wuestion she was always reachable.

Jacob R.

Verified Customer
5.0

Tim answered several questions for us and kept us apprised of necessary information that was needed in the fast moving closing

Deborah P.

Verified Customer
5.0

Josh and Zach made everything so easy and fast. They helped us every step of the way and explained everything while always keeping us informed of what we needed and what to expect. I would highly recommend Lower Mortgage. My wife and I thank ve…ry much for making the loan process seem easy.

Keith C.

Verified Customer
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