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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Mitchell was of fantastic service! He was very thorough and swift with responding to us for any concerns we had!

Lael B.

Verified Customer
5.0

Graham was absolutely amazing during the entire process. anytime I had a concern or question, Graham helped put my mind at ease. He made the entire process so easy and as stress-free as possible. I would absolutely recommend Graham and low mortgage for anyone looking to buy a home.

Zoe F.

Verified Customer
5.0

Adam is a wealth of knowledge. Having him as a lender for my client’s made the loan process smooth. I highly recommend.

Amanda S.

Verified Customer
5.0

Eva and her staff went above and beyond and put many hours of hard work into getting us approved. Most companies would have given up but they never stopped. They are amazing 🤩

Brenda E.

Verified Customer
5.0

Alisa was calm, kind, caring, and patient with us as we went through this process. I feel educated and prepared, which is something I was not before we met Alisa!

Patrick C.

Verified Customer
5.0

I have had an excellent experience working with Nick Morrone throughout the entire real estate transactions. From start to finish, Nick always kept the Buyer’s best interests in mind and made what could have been a stressful process feel smooth and manageable. His communication was outstanding — always responsive, professional, and proactive in keeping everyone informed every step of the way. Most importantly, Nick worked diligently to ensure we closed on time without any surprises or delays. His attention to detail, knowledge of the lending process, and commitment to customer service truly stood out. I would highly recommend Nick Morrone to anyone looking for a trustworthy, knowledgeable, and dependable loan officer

Aaron T.

Verified Customer
5.0

Brian is the best - and the rest of the team did a great job here

John J.

Verified Customer
5.0

quick and easy. got all my questions answered and was always quick to respond

Kyle C.

Verified Customer
5.0

Dyan is the best all around

Jacob F.

Verified Customer
5.0

Every step of the process was seamless. Jeff always answers his phone and I didnt have a single unanswered question.

Brock M.

Verified Customer
5.0

Mike was extremely accessible and prompt in responding to any emails, request, and questions. He was very thorough in his explanation of the process, and was there to guide us through every step of the way.

Toby P.

Verified Customer
5.0

Nadia was very on top of our documents and would let us know right away what we were missing in or to make the process smooth and not take so long , helped us get the best payment and rates

Gabriela P.

Verified Customer
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