Buy a Home From Your Phone
It's a mortgage application without that "mortgage application" feel.
Even on Weekends
Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.
Refreshingly Real
We use all of our creative might to build the best loan, at the best price, just for you.
Kari has been my lender for many years. Her friendliness, knowledge of loans and how to assist people through their individaul circumstances makes her one of a kind. I have and will continue to refer her to everyone I can, and she will always be my go to.
Jennifer S.
Verified Customer
August 10, 2026
Keeping me up to date and helped make the process smoother than what i thought it would be.
Travis B.
Verified Customer
August 14, 2026
Ruth was kind, prompt, and truly cared about my closing going well. Thank you, Ruth!
Sharon L.
Verified Customer
July 9, 2026
Blake was very good with explaining things and very knowledgeable
Joseph M.
Verified Customer
July 17, 2026
Buying our first home felt intimidating, and we fully expected the mortgage process to be stressful and overwhelming. Thanks to Brian, Katelin, and the entire Universal Lending team, it was anything but! From start to finish, every member of the team was knowledgeable, responsive, and incredibly kind. They took the time to answer our questions, kept us informed throughout the entire process, and made sure we always knew what to expect. They handled everything with professionalism and made us feel completely… supported. As first-time homebuyers, we couldn't have asked for a better lending team. Brian, Katelin, Brie, Deanna, and Shari turned what we thought would be a scary experience into one that felt smooth, organized, and simple. We are so grateful for everything they did to help us get into our first home. We would recommend this team without hesitation to anyone looking for a lender that truly cares about their clients.
Julia G.
Verified Customer
August 5, 2026
Eva and her team are so kind, helpful, and knowledgeable. Eva and Vicki both were quick to respond to messages and always answered our questions thoroughly and explained things in a way that was easy to understand. We've already recommended Eva and Lower to several friends and family and look forward to doing business with Eva again in the future.
Robert J.
Verified Customer
July 14, 2026
Rick was awesome to work with and explained everything really well!
Hunter B.
Verified Customer
August 4, 2026
How efficient everything was
Roger B.
Verified Customer
August 12, 2026
Mrs. Donna is just the best, we like like we can trust in the information we recieve and the guildence given. We appreciate everything she has done to help us through the real estate finace jungle! Henry and Jodi Jameson
Henry J.
Verified Customer
August 10, 2026
We were not looking for a new home, but when our dream property became available, everything moved so fast, it could have been stressful and difficult. Dante and his team made the process smooth and reduced the potential stress for us. They were truly exceptional throughout the process. Everyone was prompt, responsive, thorough, communicative and personable at every turn. Whenever we had questions, they worked with us to answer them quickly and made sure we were prepared and comfortable with each… step. We are so grateful to have had these folks walking alongside us. Not only did we have a stellar financing experience, we emerged from it with new, treasured friends – what a blessing!
Brandi H.
Verified Customer
August 25, 2026
I can’t recommend my lender highly enough! I was purchasing a non-warrantable condo, and financing can be very challenging in these situations. Thanks to his expertise, he was able to secure a loan for me at an interest rate comparable to a conventional loan.He was professional, knowledgeable, and incredibly responsive throughout the entire process. Every time I had a question, he responded quickly and kept me informed every step of the way. He made what could have been a stressful… experience feel easy and seamless.If you’re looking for a lender who truly knows how to handle difficult loans and provides exceptional customer service, I highly recommend him. It was a pleasure working with him, and I wouldn’t hesitate to use him again or recommend him to family and friends.
Ada B.
Verified Customer
August 5, 2026
This was our first time buying a stick and brick home (as we call it in the south). We have bought mobile homes, but the process is vastly different. Erik made himself available to answer all of our many questions, and even sat on many phone calls to sort out confusions my wife and I had. He took excellent care of us and made sure we got the perfect home for our family. He worked closely with our realtor, Debbie… Tidwell, and our title company, Alamo, to get everything perfect for close. He handled my wife's anxious demener with precise care to ensure everyone, not just myself, was comfortable with every aspect of the loan process. We highly recommend him for other clients and will be using him again in the near future to help family members move to this beautiful area with us.
Brett J.
Verified Customer
August 5, 2026
