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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

We had a great experience with Glenn . He was very responsive and made our simi complicated mortgage request seemless. Thank you so much for making the process so easy . Highly recommend!!!

Ruby S.

Verified Customer
5.0

Bob Chamorro made the process for the loan easy. He was always on top of everything and would be readily available anytime I needed him. Very professional!

Michael S.

Verified Customer
5.0

Glenn is the best! Always kept us in the loop and made sure we were aware of everything going on. Easy to work with and talk to. i have nothing bad to say!

Christopher C.

Verified Customer
5.0

I highly recommend Jack! He made the mortgage process seamless and successfully got me a lower rate. Thank you for the incredible service, always checking in, and quickly responding to all my questions.

Liz N.

Verified Customer
5.0

Excellent experience!

Michele P.

Verified Customer
5.0

The level of communication provided for a complicated transaction was ready great. Plus her office reached out whenever there was an issue before things got into dangerous territory. Sandy was able to fix a bad issue I didn't realize had been …a wrong choice before starting the loan process and still complete the loan.

Jeffrey M.

Verified Customer
5.0

Our lending team was communicative and caring.

Demetria M.

Verified Customer
5.0

Rachelle was great to work with and made sure that we got the notifications and paperwork signed timely. She kept our closing on schedule and is highly recommended.

Megan E.

Verified Customer
5.0

Eva was knowledgeable and walked us through the steps. She was very communicative and available to us any time--which we appreciated.

Sydney N.

Verified Customer
5.0

We had a great experience because our questions were met with wholesome answers

Kezia M.

Verified Customer
5.0

Judy remained calm when we were panicked. She guided us through questions we had with professionalism and patience.

Diane M.

Verified Customer
5.0

Shonna Lee was very communicative and friendly. She was also available whenever we needed her and made the loan/home buying process extremely clear and easy for us.

Elaine H.

Verified Customer
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