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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Prompt, knowledgeable services. Staff very personable.

Clyde J.

Verified Customer
5.0

Troy was very efficient and everything flowed seamlessly, he was also very reassuring during the entire process making an otherwise overwhelming process to be less so. We truly appreciate him.

Ruth K.

Verified Customer
5.0

Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took the time to explain anything we didn’t understand without ever making us feel embarrassed or overwhelmed. We truly felt supported and advocated for every step of the way. We couldn’t have asked for a better lender to guide us and help us reach this milestone sooner rather than later.

Tysha M.

Verified Customer
5.0

Avery was a delight to work with. She kept me informed with the process of my loan. led me in the next steps. Between her and Dennis Avary I had know worries. Thank you and God bless

Terry J.

Verified Customer
5.0

Josh was very knowledgeable and quick to respond to any questions . Very helpful and upfront about process. Very kind and personable

Allie T.

Verified Customer
5.0

Phil is the best! He is so knowledgeable and really helped guide us along the way.

Lindsay H.

Verified Customer
5.0

From start to finish Melanie and her sister Terie were great. Got me pre approved to make an offer on our home the first day I called. Stayed in constant contact the whole way through. And gave me much needed advice all the way through, which I needed being it was my first time buying a home.

Kyle H.

Verified Customer
5.0

My experience with Logan and his team was exceptional from beginning to end. The entire loan process was smooth, transparent, and far less stressful than I expected because they were consistently available and communicative every step of the way. Logan and his team stayed in constant contact, guiding me through the mortgage process step-by-step and making sure I fully understood each stage. Logan was always accessible by text, phone, or email, which gave me tremendous peace of mind throughout the process. What stood out most was how attentive and patient the team was, they truly listened to all my questions and concerns and took the time to explain everything clearly. Their professionalism, responsiveness, and genuine commitment to helping me made this an outstanding experience. We would absolutely recommend Logan and his team to our friends and family and will not hesitate to work with them again for any future mortgage needs. If you’re looking for a mortgage team that is knowledgeable, supportive, and truly invested in their clients, Logan and Lower Mortgage are the best!

Paula B.

Verified Customer
5.0

Amanda guided us and mad us feel prepared and confident in our home buying process.

Alejandra C.

Verified Customer
5.0

Great communication.

Andrea B.

Verified Customer
5.0

Very educational and helpful during the whole process

Charles J.

Verified Customer
5.0

Always available to answer questions and explain next steps to getting through the mortgage maze

Matthew W.

Verified Customer
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