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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Cindy was very easy to work with and was able to seamlessly (on our end) work through some of the challenges that we faced. We really appreciate her hard work!

Lesli G.

Verified Customer
5.0

Susan Key consistantly went above and beyond. Always accessable. Solid information provided. Outstanding.

Dinah D.

Verified Customer
5.0

Appreciated the frequent follow ups and friendly communication.

Valentina M.

Verified Customer
5.0

Doug and his team are top notch. Prompt responses to phone calls, texts or email. Great communication and easy to understand explanations during the process of refi, as well as finding us a decent rate and low closing costs.

Cynthia H.

Verified Customer
5.0

Having Shawn as my lender seemed to have expedited my entire home buying proccess! He was fighting on my behalf to push other parties to stop d4ragging their feet and made things happen very fast. I kept hearing from others how quick my process was going as well. He was very friendly, extremely informative, over communcative as to make sure there was no confusion on my end and made sure I was taken care of every step of the way. 11/10 for Shawn!!!

Ryan M.

Verified Customer
5.0

Jeff was cordial and effectively communicated with and kept us informed of each part of the process. Our expectations were well managed. Jeff is amazing!

Dennis P.

Verified Customer
5.0

Ruth was overall on top of everything from day . was in constant communication with us all the time abd and just created a very seamless process.

Spencer S.

Verified Customer
5.0

This is my third time using Miranda for financing a house Her and her staff are always great to deal with

Julie N.

Verified Customer
5.0

The whole mortgage experience was smooth and stress free. Landon put forth great effort at trying to maximize the best use of our mortgage, especially towards buying down the rate and closing costs.

Adam O.

Verified Customer
5.0

Amanda is the person you can count on in the clutch! She keeps all parties informed. She gives !!0%! She goes above and beyond to get the client appoved.

Jamikia B.

Verified Customer
5.0

Made the process super easy had super communication

Daniel T.

Verified Customer
5.0

Patrick was extremely helpful, providing guidance and advice. He was always available making things very easy.

Matthew G.

Verified Customer
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