Mortgage
magic.
Super simple. Lightning-fast application. Dedicated mortgage expert. Get a home loan you’ll actually love.
Only at Lower
Buy a Home From Your Phone
It's a mortgage application without that "mortgage application" feel.
Even on Weekends
Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.
Refreshingly Real
We use all of our creative might to build the best loan, at the best price, just for you.
And refinance for free.
For life.*
No lending fees
Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.
Worry free
Buy now or refinance now and know you can lower your rate later with peace of mind.
Don't take our word for it.
Over 50,000 five star reviews and counting
Timely, communicative, prodessional, completely stress-free experience for my buyers and I. Thank you for consistently delivering a remarkably wonderful experience.
Nikki D.
Verified Customer
August 25, 2026
Mrs. Floyd made the whole process as simple and easy as possible. Any questions I had she answered with the quickness, she took the time to explain every little process to make sure I understand what was going on, and just went above and beyond… finding me the best rates for everything and stayed up to date for everything till the closing day. I definitely felt very well taken cared of throughout the whole process and great appreciate everything she has done for me. HIGHLY RECOMMEND!!!
John C.
Verified Customer
September 18, 2026
Judy definitely went above and beyond for us. We felt like we had an Army at our back with the assistance from her and her team!
Jerry J.
Verified Customer
August 23, 2026
Danielle was very responsive & knowledgeable. She was helpful in answering all questions & keeping us informed thro the process.
Karen K.
Verified Customer
September 21, 2026
Communication was amazing, and you can feel that the team went above and beyond to help us through the process and we can't be more grateful!
Jaimie M.
Verified Customer
October 5, 2026
As a real estate broker, I have the opportunity to work with many lenders. I also have a background in mortgage lending, which gives me a unique “big picture” perspective. Alisa is a first-class person and consummate professional. She cares for… her clients in a way few other lenders do. She is an excellent communicator, unbelievably thorough, and always honest in her dealings. She has my highest recommendation!
Daniel P.
Verified Customer
August 14, 2026
Amazing communication through the entire process. We had no questions and were kept informed every step of the process.
Jonathan M.
Verified Customer
October 5, 2026
Karylle, Gavin and Kim were absolutely AMAZING to work with. They are all so dedicated to what they do and love to provide great service. I love them all! Way to go Team Wike!!!! Tammy and Darren Hines
Tammy H.
Verified Customer
September 1, 2026
The patience shown in the details—listening to us and explaining the entire process—and always making time to answer our questions.
Enrique J.
Verified Customer
August 16, 2026
Josh Mick has been my "go to" lender for a decade and Zach is just as wonderful
Rachael R.
Verified Customer
August 18, 2026
Having been a full time agent for over 2 decades and having worked with countless loan officers, I can honestly say Leslie Bergen and her team are quite litteraly the best in the business. Their patience, diligence and coaching with clients up…front, saves from numerous costly mistakes for the buyer later. Their proactive stance and exceptional technological prowess ensure a smooth "No surprise" process through out, and allows them to many times close early, and certainly always on time. Beyond that, they are just genuinely nice people who care about people and and their partners. Well done, Leslie and team.... again!
Kevin C.
Verified Customer
September 4, 2026
Tom was so knowledgeable and ready to answer our questions. It made being ignorant of the process not embarrassing. He was also very patient, which was give when I was on a mountain with minutes reception for a whole weekend during the process!
Isaac W.
Verified Customer
September 4, 2026