Mortgage
magic.
Super simple. Lightning-fast application. Dedicated mortgage expert. Get a home loan you’ll actually love.
Only at Lower
Buy a Home From Your Phone
It's a mortgage application without that "mortgage application" feel.
Even on Weekends
Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.
Refreshingly Real
We use all of our creative might to build the best loan, at the best price, just for you.
And refinance for free.
For life.*
No lending fees
Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.
Worry free
Buy now or refinance now and know you can lower your rate later with peace of mind.
Don't take our word for it.
Over 50,000 five star reviews and counting
Even with a bit of sticky insurance information from Condo association we were able to close on time!!!!
Jose G.
Verified Customer
September 28, 2026
EDGAR WAS VERY KNOWLEDGABLE AND DELIVERED AS ADVERTISED. JIMMY STEEDMAN
James S.
Verified Customer
July 27, 2026
Team Tadena was fantastic! They helped us get into our home with an incredibly fast 20-day close and guided us through the entire process from start to finish. As first-time homebuyers, we had a lot of questions, and Benita was always availabl…e, patient, and willing to answer every one of them. She made what could have been a stressful experience feel smooth and manageable. We couldn’t have asked for a better team to help us buy our first home. We highly recommend Team Tadena to anyone looking for knowledgeable, responsive, and dedicated real estate professionals!
Sherry S.
Verified Customer
July 26, 2026
Lisa did a great job of walking me through the whole process, answering all of my questions, and making sure I was getting the best possible loan I could get. Her help and support went above and beyond, and it was greatly appreciated!
Katie P.
Verified Customer
September 15, 2026
It was a highly positive experience for me because Doug was consistently available. Regardless of the time of day, he always answered my calls. Additionally, he arranged to cover the cost of my appraisal, regardless of the amount. I truly appre…ciate any form of assistance, and I am especially grateful to Doug and his colleagues for their support throughout the home purchasing process.
Koreena B.
Verified Customer
September 6, 2026
Farryl provided communication every step along the way. She made sure to explain every process and reason and I felt comfortable towards the end. thank you!
Esther G.
Verified Customer
August 23, 2026
That everyone worked to the best of their ability and i felt really taken care of.
Riley B.
Verified Customer
October 10, 2026
My husband really did most of the interaction after initial contact. I thought Scott was really friendly and willing to answer any questions. The only let down was the interest rate was much higher than what he originally felt confident he co…uld get for us.
Raye M.
Verified Customer
August 17, 2026
Overall the process from start to finish was uncomplicated . The app helped things move smoothly & the communication flow was very pleasant
Rita S.
Verified Customer
August 11, 2026
ill was very expedient withresponwhich is so helpful during a stressful time like buying a home. she answered every question we had and took care of us. Jill Iis the best!
Rebekah F.
Verified Customer
September 15, 2026
Very helpful, organized and always available for questions. Great experience
Oscar M.
Verified Customer
October 4, 2026
Made communicating super easy, it's a lot at 1st but Troy was able to make things happen effortlessly.
Rebecca A.
Verified Customer
August 3, 2026