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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Ms.Taylor answered every question I had, and walked us through the whole process. Very easy to talk to and a great personality. I would recommend her to everyone.

Paula S.

Verified Customer
5.0

Josh was Easiest loan officer I've ever had to work with was honest through the entire process and made it easy to close would definitely recommend to anyone looking to purchase a home!

Marcy K.

Verified Customer
5.0

Troy was amazing to work with, they whole experience was amazing, they answered any questions I had and put it in my simple way for me to understand

Terri T.

Verified Customer
5.0

Donna is amazing and a pleasure to work with!

Nicole W.

Verified Customer
5.0

Tyler was great to work with. Very responsive .

Alexis S.

Verified Customer
5.0

Quick easy transparent process! Excellent service from start to close, was there to solve any and all hiccups along the way. Absolutely the best!!!

Judith W.

Verified Customer
5.0

Terri was very insightful, and has excellent communication. It was a pleasure to work with her.

Kyle C.

Verified Customer
5.0

Sean was incredibly professional and friendly throughout our entire process. I was a FIRST time buyer and had an immense amount of questions that Sean was able to answer to put me at ease. For any of your mortgage questions or concerns I’d hi…ghly recommend working with Sean. I’ll be using him again the next time I buy or refinance!

Charles F.

Verified Customer
5.0

I have worked with Ms. Bergen for the last 24 years, from buy a home to refinancing . She is wonderful, knowledgeable and has always been about our best interest. Will be looking forward to working with her again …on our retirement home. Thank you again!

David D.

Verified Customer
5.0

Working with Sara was an absolute pleasure during what can be one of the more stressful times—purchasing a home. She was extremely friendly, knowledgeable, and informative throughout the entire process. She really took the time to explain how… everything worked and made sure I understood each step along the way. 10/10, highly recommend! I’ll definitely be working with Sarah again in the future.

Angel N.

Verified Customer
5.0

EXCELLENT PERSON TO WORK WITH AND VERY HELPFULL, MADE A STRESSFUL SITUATION GO VERY EASY.

Vincent H.

Verified Customer
5.0

Dante was supportive every step of the way. Anytime I had questions he was right there with an answer.

Spenser T.

Verified Customer
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