“I couldn’t have asked for a better experience with Lower!” 4.9
11,206 home buyers applied last month.
20,000+ Five Star Review
We’ve made the process super streamlined—so you get lower rates, lower fees, and lower payments when you buy a home with Lower.
Lower your rate. Change your term. Take cash out to pay off debt. No matter which option you choose, refinancing with Lower can save you money.
Jumpstart your home savings in the Lower app. Save up. Set goals. Stay on track. Build credit. And earn up to $500 HomeCash™ match along the way. All in your FDIC-insured HomeFund™.
HomeCash™ to help
you buy a home
Your Lower real estate agent is your key to uncovering hidden savings. Whether you’re buying or selling, they’ll help you navigate the real estate market and show you exactly what you need to do to get the best deal possible.
4bd | 3ba | 2,210 sqft
4bd | 3ba | 2,210 sqft
4bd | 2ba | 2,180 sqft
1bd | 2ba | 1,600 sqft
3bd | 2ba | 1,950 sqft
Home Insurance | High Coverage
Home Insurance | Med. Coverage
We do the home insurance shopping for you. Enter your info, then browse quotes from over 35 carriers. Once you’ve found your maximum savings, we’ll get everything connected.See how it works
Process was remarkably easy and fast. Best mortgage/refi experience we have ever had. No hassles and excellent customer service! We will definitely recommend them to our friends and family.
I shopped around with four other lenders in regards to refinancing our home, and Lower was exceptional. Matt was the most professional, knowledgeable, and able to get our family the lowest interest rate with the cheapest fees. The entire process was effortless and very fast! I would highly recommend Matt and Lower with all closings.
They had good technology in place for review and signing of documents. The coordination to make sure I was kept informed was very good. I would definitely recommend them and have recommended my agent to others who would be interested in refinancing.
This has been the easiest and quickest refi I have ever done. Sam was very knowledgeable and helpful and spoke to me in layman terms so I understood everything. He had no issues calling me back numerous times to answer my husbands questions and would get back to me very quickly.