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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Tom consistently went above and beyond to ensure that our home buying experience was as smooth as possible.

Patrick L.

Verified Customer
5.0

Becky you were fantastic helping us get through all the red tape., we absolutely love our new home; thanks for ererything

Peter I.

Verified Customer
5.0

Joanie worked very well with me throughout the entire process of getting a mortgage. She also sang me a song when I closed :)

Levi O.

Verified Customer
5.0

From start to finish, the communication was excellent. Everyone stayed on top of everything I needed, kept me updated throughout the entire process, she made sure I understood what needed to be completed and signed. Any questions or concerns I …had were handled quickly and professionally. The entire experience was smooth, easy, and as stress-free as possible. I truly appreciated the responsiveness, patience, and attention to detail. I always felt like I was in good hands. Thank you Rebekah.

Daniel F.

Verified Customer
5.0

Both Kevin and his Assistant Gina were so kind, knowledgeable, patient and very helpful. It was a genuine pleasure working with them.

Robert J.

Verified Customer
5.0

Luis was the best when it came to helping us throughout the whole loan experience. Any question we had he was just a phone call or text away! 10/10 would recommend!

Ashlley P.

Verified Customer
5.0

I have close family that does the same thing Eva does and we chose Eva to help us again with the Purchase of our new home. We used Eva in 2021 as well and it was seamless. Eva helped us the entire way ! Late nights an…d early morning ready to assist us . wonderful, wonderful. Highly recommend!!

Trey B.

Verified Customer
5.0

Jimmy communicated excellently and listened to the direction my wife wanted to take. I had zero issues working with Jimmy and the team.

Gregory Z.

Verified Customer
5.0

Reily was great. I liked that he was prompt and responded quickly and answered many questions we had.

Nicholas H.

Verified Customer
5.0

buying for the first time, we had a ton of questions, Kristen was available constantly, answering our questions fully and ensuring we were getting the best deal possible. She was professional, friendly, encouraging. It …was an absolute pleasure working with her!

Connor M.

Verified Customer
5.0

Tim was very responsive anytime we had a question and we knew where we were in the process every step of the way.

Janet A.

Verified Customer
5.0

Excellent communication throughout the entire process.

Kayla C.

Verified Customer
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