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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Very personable and educational. really took the time to explain the process to me and guide me in the home buying process highly recommend to anyone.

Carter B.

Verified Customer
5.0

When ever I had questions Jimmy always responded the same

Elliott S.

Verified Customer
5.0

Glenn made everything easy and was great to work with

Sarah C.

Verified Customer
5.0

It was strictly a pleasure conducting business with Nick in our search to find funding for the purchase of a new home in the Atlanta Georgia area. Nick was very professional and personable, as well as very expedient with responses to phone call…s and answers to any questions we asked pertaining to the lending process. We found Nick to be very knowledgeable of the lending process and provided Us with Options which would need our needs. We will not hesitate to recommend Nick to our family, friends and associates. We are incredibly grateful to Nick for the services he rendered as our loan officer. Thank you Nick. Verna and James.

Verna H.

Verified Customer
5.0

Murdock is passionate about creating mortgages and lending opportunities for his clients. He has a special way of communicating with people so they are educated about the process and their expectations for a successful purchase. Murdock has a w…ay making every one feel they are important in the transaction without sharing the burden of the details he manages in the process. Behind the scenes Murdock searches for the best interest rates for his clients. He allows me to be confident that the transaction is taken care of so I can do my work as a realtor. I have referred clients to Murdock over the past twenty plus years. I have referred family and friends. And over the years the referrals have referred their family and friends. I look forward to working with Murdock with each transaction knowing my clients will have a positive professional relationship when purchasing a home.

Patricia M.

Verified Customer
5.0

melanie and terry were very helpful during the whole process!

Natalie D.

Verified Customer
5.0

Lisa was very friendly and responsive when we reached out with questions and always provided good information.

Janet T.

Verified Customer
5.0

Todds communication through this buying process was exceptional. Ty and will refer!!

Donald I.

Verified Customer
5.0

Dante was supportive every step of the way. Anytime I had questions he was right there with an answer.

Spenser T.

Verified Customer
5.0

Casey Granston at CrossCountry Mortgage made it happen!! I went through 2 other lenders but they couldn't help but Casey was able to make it happen. Will work with him again no questions.

David S.

Verified Customer
5.0

Very fast friendly service

Jacqueline T.

Verified Customer
5.0

Michael was bery responsive and answered all our questions!

Sarah B.

Verified Customer
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