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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Deanna was very helpful and went above and beyond. She even said she would be available to help us with anything in the future.

Clifford L.

Verified Customer
5.0

quick response, good communication amd give 100% to his clients to help them.

Shweta K.

Verified Customer
5.0

Everything was great. Joandy and Zeida went above and beyond for us to get us into our dream home. Thank you.

Katerina P.

Verified Customer
5.0

Luis was the best when it came to helping us throughout the whole loan experience. Any question we had he was just a phone call or text away! 10/10 would recommend!

Ashlley P.

Verified Customer
5.0

Eva was very helpful & supportive to me throughout this complicated estate property transaction. Thank you for taking my many phone calls & ypur timely communication! Eva & her team did a great job with the Buyer keeping him on track & walking… with him throughout the FHA loan process. Our combined efforts made for a smooth closing & happy clients! Thank you!

Carole Q.

Verified Customer
5.0

I am very grateful and pleased with the service I received.

Porfirio R.

Verified Customer
5.0

Murdock is a thoughtful and courteous professional at all times, willing to think outside the box in order to get the best terms for his clients.

Morgan A.

Verified Customer
5.0

Tom was so knowledgeable and ready to answer our questions. It made being ignorant of the process not embarrassing. He was also very patient, which was give when I was on a mountain with minutes reception for a whole weekend during the process!

Isaac W.

Verified Customer
5.0

Phil is willing to go above and beyond to get the job done; whatever it takes!

Lori R.

Verified Customer
5.0

Adam took the time to walk through all sceanrios that would fit my needs and helped me make an informed decision. In addition his team was a pleasure to work with.

Anthony G.

Verified Customer
5.0

muchas gracias, por su ayuda fue increíble mi experiencia siempre estuvieron y respondieron todas mis dudas,mi familia y yo nos sentimos muy agradecidos de que Dios los puso en nuestro camino, jamás pensé que fuera así de fácil 100%…recomendada

Erik R.

Verified Customer
5.0

We had an excellent experience working with Jill Taylor throughout our home-buying process. As a veteran using my VA benefits to purchase our home, I especially appreciated Jill’s knowledge and experience with the VA loan process. She took the …time to help us understand our benefits, explained what to expect at each step, and made sure our questions were answered along the way. Jill was professional, knowledgeable, responsive, and genuinely helpful. Buying a home involves a lot of moving pieces, and having someone who understands the unique benefits available to veterans made the process much easier and gave us confidence that we were making informed decisions. Gina and I are very grateful for Jill’s assistance in helping us purchase our new home. I would highly recommend her, particularly to fellow veterans and military families looking for someone who understands VA home-buying benefits and will guide them through the process. Five stars!

Bradley B.

Verified Customer
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