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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Rachelle made the whole experience so easy, she was very communicative and professional throughout the whole process! Thank you Rachelle!

Sean B.

Verified Customer
5.0

Lee was super helpful,

Mark Z.

Verified Customer
5.0

Sean was great to work with. He answered all my questions and helped me understand every step of the process. As a first time homebuyer this was really important. Lower had the lowest rate of the lenders I talked to as well. Working with Sean a…nd his Amazing team is a no brainer and I’m so glad that I did!

Layne S.

Verified Customer
5.0

One of the things iI was most impressed with is how well she kept me updated at the status of every step of the process.

Dorothy L.

Verified Customer
5.0

It was really quick And easy.

Madison M.

Verified Customer
5.0

He was always available to answer any questions we had. The way he explained the process of home buying was clear. We look forward to working with him in the future and will refer him to our friends and family. Thank you for your help!

Erica O.

Verified Customer
5.0

Resolvió absolutamente todas nuestras dudas de principio a fin, super profesional!!! Ya le tenemos mucho aprecio y cariño mi esposo, hijo y yo, estamos demasiado agradecidos

Orlando M.

Verified Customer
5.0

Very professional! Great communication! Very knowledgeable and extremely helpf

Tanya S.

Verified Customer
5.0

i can always call Becky and she will answer the phone or call me back in a few minutes after sending me a text that she received my message. I do refer her to my customers and she always goes out of her way to answer their questions. She is t…he BEST!!!

Nancy W.

Verified Customer
5.0

Quick easy process

Justin C.

Verified Customer
5.0

Laura went above and beyond to help us with our mortgage and technical issues :)

Vanesa T.

Verified Customer
5.0

Excellent experience!

Michele P.

Verified Customer
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