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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Lee was super helpful,

Mark Z.

Verified Customer
5.0

Gabby was amazing from start to finish. She was extremely communicative, supportive and always had our best interest in mind. She was willing to thoroughly answer any questions I had throughout the process and helped us close in a quick turna…round of 30 days, even with a government grant included. I would highly recommend working with Lower LLC, and Gabby, specifically. Additionally, the Lower app was super convenient and user friendly to understand where my loan was at every step.

Julie M.

Verified Customer
5.0

Keeping me up to date and helped make the process smoother than what i thought it would be.

Travis B.

Verified Customer
5.0

Every step of the process was clearly explained and quickly handled.

Glenn M.

Verified Customer
5.0

Angel helped me consolidate my debt and put me in a much better financial position moving forward. With the equity in my home, I was able to consolidate my larger debts while still saving for my wedding. The process was easy and straightforward…, and Angel was there every step of the way to answer my questions. 10/10 would recommend!

Doug W.

Verified Customer
5.0

Tom was able to offer me the best Loan available after comparing it with 3 different offers and on top of that provided an excellent service overall

Mervin M.

Verified Customer
5.0

We love Carla and her team! She was able to answer all of our questions and was ALWAYS available when we needed her.

Wendy E.

Verified Customer
5.0

How fast she was trying to get everything done even though there were some setbacks she kept going and we got it done in the end

Devin G.

Verified Customer
5.0

very proactive communication!

Kim T.

Verified Customer
5.0

Constant and transparent communication, consistent follow through. I was able to leave it all to Amber and Matt and know it would be taken care of

Amy F.

Verified Customer
5.0

When ever I had questions Jimmy always responded the same

Elliott S.

Verified Customer
5.0

Great communication, speed of work and ease of transaction. Patrick is great.

Garrett S.

Verified Customer
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