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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Working with Bob and his Team has been an absolute pleasure. From start to finish, Bob and his Team has been incredibly supportive, responsive, and easy to work with. Whenever we had questions, needed clarification, or had to make adjustments …along the way, the team was always there to help and guide us through the process. We truly appreciate everything this Team has done for us. Their dedication and commitment to supporting our buying journey made a real difference, and we couldn't have asked for a better partner throughout this process.

Pau M.

Verified Customer
5.0

She Made everything extremely easy and answered every question we had no matter the time of day. Would definitely recommend.

Justin Y.

Verified Customer
5.0

Greg is extremely knowledgeable and a top-notch communicator. He consistently keeps us updated, especially on Fridays going into the weekend, even when there are no new developments. Furthermore, his team members are true experts in their field… who know how to get projects across the finish line. A++++++ service!

Jeanette M.

Verified Customer
5.0

This was the second time that I had looked to Tim Summers on a home loan. Tim and his team were wonderful to work with and were able to answer any questions we had without issues or delay. I have recommemend hi…m to several people and will continue to do so. His knowledge and passion for his career doenst go unnoticed.

Whitney I.

Verified Customer
5.0

Mostly, his interest in doing his very best for me. It was altogether a most wonderful experience.

Alice S.

Verified Customer
5.0

Sammi always kept us informed about the status of the loan She was always available for any questions that we had It was a pleasure To have Sammi as our loan officer

Kenneth B.

Verified Customer
5.0

Erick was always helpful and worked everything out so quickl!

Karely C.

Verified Customer
5.0

A from start to finish loan officer. Earnest understand the clients and make sure they understand the process

Fittonia G.

Verified Customer
5.0

We had a great experience with Tim.

Brianna G.

Verified Customer
5.0

Chloe handled the business and kept us in the loop. We worked as a team with all the agents involved in this transaction.

Paul B.

Verified Customer
5.0

TJ was great to work with throughout the whole process. This was my first time buying a home and using a VA loan, and she made the process smooth and easy to navigate. She was always responsive, answered any questions I had, and kept everything… moving through closing. I really appreciate everything she did for us and had a great experience working with her.

Jared P.

Verified Customer
5.0

Donna is amazing and a pleasure to work with!

Nicole W.

Verified Customer
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