He was amazing to work with and helped out alot
Calvin H.
Verified Customer
June 26, 2026
Rachelle was amazing to work with, she was extremely helpful and ensured we were well taken care of. Her positive attitude and dedication to ensuring we were satisfied show her amazing commitment to this company.
Colleen M.
Verified Customer
June 12, 2026
Joanie is amazing and helped me a lot with everything
Jesse T.
Verified Customer
June 8, 2026
From the beginning of our process Nadia made everything very clear and left no room for doubt or confusion, any question I had she answered thoroughly . It was a great pleasure working with Cabrales thanks to Nadia , I would definitely have her as my first option , for anybody who's a first time home buyer or even just looking into investing in more property. Her experience shows immediately upon your first interaction , and her customer service is beyond what I expected.
Alan P.
Verified Customer
May 28, 2026
Communication and break down of numbers and payments
Toni K.
Verified Customer
June 4, 2026
Great communication.
Sharon R.
Verified Customer
May 28, 2026
Lisa made herself available to answer any question at any time. She's patient, thorough, and always on top of things. Working with Lisa is a pleasure and a privelege!
Ian B.
Verified Customer
June 19, 2026
You all were very helpful and responsive to any questions throughout the process.
Aaron A.
Verified Customer
June 22, 2026
Cheryl was always available and able to answer all questions timely. The process itself was quick and easy. I loved the tracking in the app and electronic documents and signatures. Thank you!
Kristine F.
Verified Customer
May 29, 2026
I have had the pleasure of working with TJ on multiple loans. She takes the time to make sure you understand the process and never feel rushed or pressured. She has a vast knowledge of the business which made me feel confident in knowing my loans were in the best hands. She is friendly and patient. I will use her again any time I need a loan or advice about one.
Kathleen G.
Verified Customer
July 8, 2026
Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Terry C.
Verified Customer
June 15, 2026
Eva went above and beyond
Richard S.
Verified Customer
June 22, 2026
Barry W. rated Paul Reschke 5.0 stars: Paul started working with us several months before we were actaully able to find a house and close a deal. But he never gave up or forgot about us. Paul did an amazing job of getting us the absolute best reverse mortgage product and rate. We just closed on our new home and Paul was the key factor in making it happen. But, above all that, he's the nicest person - patient, kind and very supportive. We would absolutely recommend him to all looking to for the best reverse mortgage specialist.
George I. rated Paul Reschke 5.0 stars: Paul was very knowledgeable, professional, and courteous. It was a pleasure working with Mr Reschke, and if we ever do another reverse mortgage, we will call Mr Reschke again.
Janis M. rated Paul Reschke 5.0 stars: What made our experience great with working with Paul was do to several things. Paul was very patient explaining how reverse mortgages work and helped us to pick the plan that worked best for us. We never felt any pressure, and the process was so easy to navigate with his help. I would recommend Paul to anyone interested in learning more about reverse mortgages. Thank you!
Robert M. rated Paul Reschke 5.0 stars: Felt from beginning to the end the interests of my wife and I were paramount to Paul.
Verified Client rated Kevin Adamson 5.0 stars: Kevin was extremely knowledgeable about the entire lending process.
Kevin H. rated Beth Anderson 5.0 stars: I just wanted to say thank you! I went over to the house last night to soak it all in, and I still am just amazed that we pulled this off haha. I am honestly inspired. You are fearless, tenacious, and creative-but, more importantly, you are also such an amazing person. You handle your business with compassion and kindness-and you really take care of people along the way. There was certainly a lot of #momenergy on this team, and I am not sure any other team could have pulled off this deal! Thank you for helping my dream come true :)
Melissa L. rated Alan Ben-Porat 5.0 stars: Fantastic service :-)
Rudolph B. rated Alan Ben-Porat 5.0 stars: we were so lucky to work with Alan. we are first time home buyers and Alan walked us through each step of the process and made it easy .
Mark H. rated Alan Ben-Porat 5.0 stars: Anita made the process a whole lot easier with her patience and understanding. I would definitely recommend your team to friends and family.
Cole J. rated Sarah Gonzalez 5.0 stars: Sarah was amazing tons of help and made everything everything go way smoother
Jonathan S. rated Sarah Gonzalez 5.0 stars: Sarah was friendly, helpful, and always quick to reply to my questions
Erryn S. rated Sarah Gonzalez 5.0 stars: Sarah is amazing at her job! She was always on top of things and made herself available to help us through things as first-time home buyers trying to understand the process. And she hooked us up with a loan that worked for us and exceeded our expectations!! I would recommend her to anyone trying to buy a home.
Erryn S. rated Sarah Gonzalez 5.0 stars: Sarah was so on top of things and also very available to explain steps and next steps to us as first-time home buyers. She got us in a house for way below our closing day budget! She is excellent at her job and my husband and I would recommend her as a Mortage Loan Officer to anyone!!
Robyn G. rated Sarah Gonzalez 5.0 stars: Sara is amazing! As a first-time home buyer, I was nervous and had so many questions, but she made the entire process much easier to understand. She is incredibly knowledgeable, patient, and always willing to share helpful tips and guidance. Sara took the time to explain every step, making sure I felt confident and informed throughout the journey. Her professionalism, expertise, and genuine care made all the difference. I highly recommend Sara to anyone looking to purchase a home, especially first-time buyers!
Brittany A. rated Sarah Gonzalez 5.0 stars: Sarah was there for us no matter the time no matter the question and made us feel comfortable and explained every question we had and we had a lot. We are so grateful.
Sheldon W. rated Sarah Gonzalez 5.0 stars: Sarah helped me get funded as a self-employed individual and did it to meet a very short closing date, within 1 1/2 weeks.
Sheldon W. rated Sarah Gonzalez 5.0 stars: Sarah is a miracle worker!
Evan S. rated Isabel Sosa 5.0 stars: Isabel and her team were phenomenal! Communication was very quick and thourough, Isbabel took extra time explaining everything in detail.
Zivan R. rated Isabel Sosa 5.0 stars: Isabel was awesome I love the communication and the friendliness She made me feel like part of the team I appreciate how she would hop help me understand what was going on during the paperwork process
Maria V. rated Carla Zammiello 5.0 stars: Carla was very reseptive to our questions and concerns. she helped clarify the complicated process throughout this journey. thank you
Johnnie J. rated Carla Zammiello 5.0 stars: Carla is highly skilled at explaining loan status and providing options to challenges. She always exhibits great communication skills and leaves us with positive perspectives.
Andrea S. rated Carla Zammiello 4.83 stars: friendly communication
Jeanette H. rated Carla Zammiello 5.0 stars: Carla was very helpful and knowledgeabl. she was so professional and great to work with. I recommend Carla to everyone we know. She made everything smooth and we were very happy doing business with Carla. We are so grateful for all the hard work that she did.
Justin B. rated Carla Zammiello 5.0 stars: Everything went smoothly and the communication with Carla was excellent!!
Jesus G. rated Carla Zammiello 5.0 stars: Carla was great throughout the process making it very clear and easy to understand. She was always avaliable and always answered our questions with a great attitude. I have nothing but gratitude towards Carla, she was great!
Enrique G. rated Carla Zammiello 5.0 stars: Carla was very professional and very helpful throughout the entire process, she understood our our needs and did everything possible to get us approved . I will definitely recommend Carla to friends and family in the future .
Raelyn H. rated Carla Zammiello 5.0 stars: Here’s a polished, friendly review you can use for your broker after your recent home purchase:
⭐️⭐️⭐️⭐️⭐️ 5-Star Review
We are so glad we had such a GREAT experience working with [Broker’s Name] on our recent home purchase! From start to finish, they made the entire process smooth, stress-free, and even enjoyable. Their communication was outstanding—they were always available to answer questions, explain each step clearly, and guide us with confidence.
What truly made our experience GREAT was their professionalism, attention to detail, and genuine care for our needs. They listened to what we were looking for, advocated for us throughout negotiations, and ensured we felt supported the whole way through. We highly recommend them to anyone looking to buy or sell a home!
If you’d like it to sound more formal, more emotional, or more concise, just let me know—I can tailor it!
Christopher L. rated Carla Zammiello 5.0 stars: Carla is very responsive and on top of things.
Veronica S. rated Carla Zammiello 5.0 stars: I have recently worked with carla and she's just so kind an very well informed she helped my process in buying my first home so easy , much easier than I thought its like she was holding my hand in every step. I'm so grateful for her and i I definetly recommend her
Susan P. rated Cheryl Baldwin 5.0 stars: Secured a very competitive interest rate , wonderful customer service, great team
Olivia D. rated Cheryl Baldwin 5.0 stars: Cheryl walked me and my fiancé through the entire process of buying a home. She would stay on the phone with us untill both of us understood wnd and felt comfortable with the next steps!
Jack G. rated Cheryl Baldwin 5.0 stars: Cheryl was great to work with!
Kristine F. rated Cheryl Baldwin 5.0 stars: Cheryl was always available and able to answer all questions timely. The process itself was quick and easy. I loved the tracking in the app and electronic documents and signatures. Thank you!
Patrick M. rated Cheryl Baldwin 5.0 stars: Cheryl was AWESOME!!!! She made sure everything went smoothly and stayed on schedule . She communicated with me daily and explained everything
Jorden D. rated Cheryl Baldwin 5.0 stars: Chery is a subject-matter expert on VA, conventional, and FHA loans. She is able to explain the information in layman's terms, which I think is super important when buying a house. I did not think the deal would work out, but she explored alternative avenues, and it did! I truly appreciate her expertise and time. Especially since the homebuying process is very stressful.
Kara L. rated Cheryl Baldwin 5.0 stars: Cheryl walked us through every step and explained the whole process which made it easy to understand as a first home buyer. She is amazing!!!
Johnathan F. rated Cheryl Baldwin 5.0 stars: Cheryl is AMAZING! We give her 10 out of 10! Five stars!!! She is incredibly knowledgeable and so very sweet! She took her time breaking down every step of the home buying process for us. Buying a home is stressful but you can make it 90% less stressful by having Cheryl in your corner. Cheryl and her whole team are the absolute best! We cannot thank her enough for all she has done for us!
Adyson M. rated Cassie Johnson 5.0 stars: Cassie knows exactly what she's doing and made the process so easy! If I ever need anything I will reach out to her again!
Marcus B. rated Cassie Johnson 5.0 stars: Cassie made the entire process stress free and was extremely helpful and informative the entire time. As a first time home buyer I went in super nervous and thanks to Cassie the nervousness went away immediately.
Jacob S. rated Cassie Johnson 5.0 stars: Cassie was always helpful, professional, and accessible . Whenever my wife and I had questions she was always available to helps us.
Taya S. rated Cassie Johnson 5.0 stars: Cassie kept us updated and informed through the whole process. She always answered our questions quickly.
Ellen B. rated Cassie Johnson 5.0 stars: Cassie was wonderful!! She was so helpful and quick to respond whenever we had any questions. The app kept track of our progress along the way which helped us stay organized and moved things along smoothly.
Trevor W. rated Cassie Johnson 4.5 stars: Cassie was very attentive and quick to respond when I had questions regarding my loan or the home buying process in general.
April L. rated Cassie Johnson 5.0 stars: Cassie was always keeping me updated, and worked quickly. She made buying my house so easy and less stressful than expected.
Jacqueline S. rated Lester Tutak 5.0 stars: I wanted to share my greatest thanks for assisting with my HECM Mortgage. I was in a very difficult situation, but with your patience and guidance, I was able to take care of all my financial needs and put me in a better quality of life. I will always refer your name for Senior Financing. Thanks again.
Angela D. rated Lester Tutak 5.0 stars: Mr. Tutak, I truly appreciate all your advice and consultation for my parents. The Reverse Mortgage you provided now offers the needed funds for all their at-home support and healthcare needs. It even allowed them to install the senior appliances for easy access. What a great program. Thank goodness we found you.
Richard and Pat C. rated Lester Tutak 5.0 stars: Thank you for helping my wife and I with a HECM Mortgage. It was a blessing to relieve us from making monthly mortgage payments. We were having a difficult time making ends meet on social security alone. Now, we can sleep well and have additional funds to use when needed. Youre the Best!
Trang N. rated Linda Roudebush 5.0 stars: I had an excellent experience working with Linda throughout my home purchase. She was professional, responsive, and incredibly helpful from start to finish. Linda always took the time to answer my questions, explain every step of the process, and make sure everything stayed on track for a smooth closing. I highly recommend Linda to anyone looking for a knowledgeable, trustworthy, and caring loan officer. Thank you, Linda, for all your hard work and support in helping me purchase my new home!
Jennifer R. rated Linda Roudebush 5.0 stars: Can’t thank Linda enough for all her help navigating the purchase of our new home out of state! The process with Lower Mortgage was quick and easy but Linda made sure she communicated with us every step of the way and ensured everything went smoothly!
Claire B. rated Linda Roudebush 5.0 stars: Linda was so kind and patient
Alexandra A. rated Linda Roudebush 5.0 stars: Linda was thorough and communicative throughout the whole process. All required items were clear and concise, which made it seamless and stress-free for us. Linda is so friendly, and she was such a delight to work with!
James C. rated Linda Roudebush 5.0 stars: Linda went above and beyond during our process and even through the housing search process. Her work ethic and knowledge is unmatched. There is no one I would recommend more! I'm so glad I met her and I'm so happy with the way it all went!
Jacqueline J. rated Linda Roudebush 5.0 stars: Linda is amazing. Very patient in explaining options and finding the best mortgage for you.
Jennifer W. rated Linda Roudebush 5.0 stars: Linda helped make each step of our loan and realestate transaction seemless! Linda answered countless questions on our end as we didn't have a realtor for our home purchase. We needed a lot of support and help with many steps and Linda was there every step!
Patrick T. rated Linda Roudebush 5.0 stars: Linda was very helpfull and patiently walked us through the whole purchasing process
Thankyou!
Belton W. rated Linda Roudebush 5.0 stars: Love working with Linda! She is a great communicator and incredibly knowledgeable on the mortgage industry. When I refer clients to her, I know they will be in good hands. Thank you for all your help, Linda!
Darlene G. rated Linda Roudebush 5.0 stars: As first time homebuyers, we greatly appreciated Linda taking the time to explain the different costs that are involved in the purchase of a home and patiently answering any questions we had. Linda, and her team, were friendly, patient and professionals.
Nicole I. rated Stacey Smith 4.66 stars: Stacy was very attentive and went through all avenues to ensure we our home loan was approved using the best vehicle possible.
Joseph J. rated Stacey Smith 5.0 stars: When noone else could, she did!
Stacey Smith is an absolute rockstar! As a business owner navigating the complexities of a new home purchase (including explaining transition compensation and all the documentation that comes with it), I was stressed about getting approved with the terms we needed. Stacey not only got us approved, but she locked in a fantastic interest rate the day before rates jumped significantly—something no other lender could pull off.
She has a wonderful personality that makes the entire process feel easy and enjoyable. Stacey is incredibly detailed, responsive, friendly, and truly goes above and beyond. If you’re a business owner (or anyone else) looking for a loan officer who delivers results with a smile, I highly recommend Stacey Smith. She made what could have been a nightmare into a smooth, positive experience. Thank you, Stacey!
Highly recommend — 5 stars!
Casey T. rated Stacey Smith 5.0 stars: Stacey was so quick to get things completed for us and communicated everything along the way! Would highly recommend her to anyone!
Hisham A. rated Stacey Smith 5.0 stars: Is this the first time for me? I don’t have experience and this beautiful group. Let me know everything about what to do and I love it and make it for me easy thank you. I appreciate that help.
Steve S. rated Stacey Smith 5.0 stars: Stacey and her team are a "get it done" group of professionals. I have done many, many loans over the years and Stacey and her group are as good as it gets. I am very grateful to have met her/them.
Lisa E. rated Stacey Smith 5.0 stars: Stacey was more than patient with all the questions I had. We went through a roller coaster to sell our home and she helped with financing through a bridge and final home loan. She is excellent!
Briselda H. rated Stacey Smith 5.0 stars: I have worked with Stacey a couple of times now and each time has been a great experience. Stacey is phenomenal . Her expertise and experience make her the best!!
Joseph P. rated Stacey Smith 5.0 stars: She has give me the best experience both times I have bought my house. She gave me all the information and when I had questions or through a curve ball her and her team took it and ran!!! So empresses with her and there attention to detail
Jan S. rated Stacey Smith 5.0 stars: Professional, knowledgeable, responsive and pleasant. This was my second loan with Stacy and I will continue to do business with her. Her staff is great too!
Shawn C. rated Vickie Tuskan 5.0 stars: Fast, easy all over the phone, easy communication
Megan G. rated Vickie Tuskan 5.0 stars: As first-time home buyers, Vickie, her team, and their vendor partners made us feel supported and cared for throughout the entire process. We had countless questions, and every one was met with patience, kindness, understanding, and reassurance. They were always available whenever we needed them and took the time to guide us through each step.
Their knowledge, experience, and professionalism made what could have been an overwhelming experience feel easy and manageable. We truly felt like we were in good hands from start to finish. We couldn’t recommend Vickie and her team more highly! ⭐⭐⭐⭐⭐
Dylan A. rated Vickie Tuskan 5.0 stars: Very easy and helpful communication
Rebecca S. rated Vickie Tuskan 5.0 stars: Vickie did a great job helping us understand how home loans worked. She explained everything in ways that made sense and was very patient with us.
Clare T. rated Vickie Tuskan 4.83 stars: Vicky was very kind,knowledgeable and always willing to answer my questions. She helped to connect me with the right people and made me feel informed and safe in the decision I was making.
Jack T. rated Vickie Tuskan 5.0 stars: Vickie was absolutely wonderfu. we appreciated her a lot. As first time home buyers we had lots of questions and she really took her time to explain everything to us. We appreciated her a lot.
Kimberlee S. rated Vickie Tuskan 5.0 stars: Absolutely amazing people!!! Definitely recommend!!!!!! 😁
Kimberlee S. rated Vickie Tuskan 5.0 stars: Vicki was absolutely amazing through the whole process!!! I had not a clue on anything before starting and she was right there to answers any and call questions or hesitation i had!! Vicki helped me in so many and kept my mind at ease best she could!!! I Couldn't have asked for anything better!! Thank you so much Vicki and all the rest of you who worked long crazy hours just for me to have my dream!!!! You all deserve raises!!! 😁 lol
Jessica A. rated Vickie Tuskan 5.0 stars: Vickie and her team made it easy to get through the loan process, even though it is a little daunting on our part trying to gather all of our information.
Kelsey M. rated Vickie Tuskan 5.0 stars: If i could give 10 stars on everything I would! From start to finish, Vicki helped us (first-time homebuyers purchasing remotely from states away) through every step and made sure we were informed on anything and everything. I felt so safe and secure through it all thanks to her help. 10/10 , thank you for EVERYTHING!
John S. rated Vickie Tuskan 5.0 stars: It was a wonderful and exciting experience for us. Thank you for making it so easy and stress free! We would recommend your services to anyone looking to buy a house!
Beth B. rated Vickie Tuskan 5.0 stars: Vickie was outstanding!! She advocated for my family to be able to purchase our home!! Thank you for being there for us!!
Amanda S. rated Adam Shelton 5.0 stars: Adam is a wealth of knowledge. Having him as a lender for my client’s made the loan process smooth. I highly recommend.
Rachael S. rated Adam Shelton 5.0 stars: Call Yes for the best! Adam and his team made the home buying process painless, and seamless with all of the other companies involved in buying a home. This is especially impressive as my partner and I are first time home buyers and completely new to the home buying process. If we ever had questions, he was there with easy to understand answers and translations for all of the terminology and legalese. I greatly appreciate all of his help throughout this entire process, and know that for our next place, he'll be the first we'll call!
Gabe J. rated Adam Shelton 5.0 stars: Our experience with Yes Mortgage was seamless and excellent. The staff treated us like family and were super friendly. I’d definitely use the again and highly recommend them. Amazing!!!!
Steve T. rated Adam Shelton 5.0 stars: Adam is easy to work with. His team is great. I've done 5+ loans with him. I will work with him agai.
Ryan P. rated Adam Shelton 5.0 stars: Refinancing with Adam was a seamless and truly positive experience. I’ve known Adam for years, and his integrity, responsiveness, and deep knowledge of the process really stood out. He offered thoughtful guidance every step of the way — even when it meant advising against something that might have benefited him. It’s rare to find someone so trustworthy in this space. I can’t recommend him highly enough
Bryan K. rated Adam Shelton 5.0 stars: Adam and his team was fantastic. After having our house being built for 75 days the lender told us that they were denying the loan. In a panic mode to find new financing Adam @ YES mortgage came through for us. It took just 3 weeks to get the loan approved and we were able to close on the original closing date. Thanks to Adam, Chris and his team we were able to move into our new home.
Paul K. rated Adam Shelton 5.0 stars: Very quick to respond and helped answering all our questions in a very timely manner. Professional but also friendly.
Joel R. rated Ira Goldberg 5.0 stars: no real issues allthe way thru the process
Sean-paul P. rated Ira Goldberg 5.0 stars: everything was great
Cynthia S. rated Ira Goldberg 5.0 stars: Thank you so much! You were so great, fast, efficient, made us comfortable and just amazing to work with! We really appreciate Ira !
Devin B. rated Ira Goldberg 5.0 stars: Ira was very helpful in the process step by step!
Fabiana S. rated Ira Goldberg 5.0 stars: I was introduced to Ira by my realtor, and I’m so grateful for that connection. I had initially started the process with another broker, but I didn’t feel comfortable because the numbers kept changing, which made everything confusing and stressful.
From the beginning, Ira made everything clear and transparent. He explained every step, the numbers never changed, and that gave me so much peace of mind during such an important moment in my life.
The First Mortgage system was also incredibly helpful because I could always see where I was in the process and what the next steps were. It made me feel confident, safe, and supported the entire time.
I’m truly thankful for Ira’s professionalism and guidance in helping me buy my first home.
Christopher M. rated Ira Goldberg 5.0 stars: Ira and his team are responsive, thorough, bring ideas to the table, and represented me during this process very well. Thank you.
CPM
Danna M. rated Ira Goldberg 4.66 stars: Ira, was hard at times to get a hold of but when it came to getting the job done he is amazing. Everything was completed so fast that I can't complain. Thank you, Ira for helping my close on my home.
William S. rated Ira Goldberg 5.0 stars: Ira and his experience made it great. I already posted a review stating the details, so that's it for now.
William S. rated Ira Goldberg 5.0 stars: Two months ago, I was referred to Ira Goldberg. From beginning to end, Ira and his fantastic team assisted me with a loan and made the step by step process extremely fluent. When I missed a step or didn't respond, Ira was there to move me along and stay on track. I appreciate his expertise and patience. In addition, he somehow managed to use his contacts to find me an even better "Home Owners Insurance Policy." I now have "wind and storm" protection for a reasonable price. Next time I hear of someone in need of a loan, I won't hesitate referring Ira for the job!
Michelle M. rated Ira Goldberg 5.0 stars: Ira and his staff were exceptional to work with throughout the entire process. My financing fell through with another mortgage company and I was devastated. One of my friends worked with Ira on their mortgage and he came highly recommended. Ira had the knowledge and the experience to tackle the hurdles and it resulted in a very positive outcome. I am very thankful that I found Ira and will highly recommend him.
Jamie C. rated Rayma McGehee 5.0 stars: Very communicative. Went above and beyond.
Michael T. rated Rayma McGehee 5.0 stars: Rayma did a fantastic job of communicating with us through the entire proces. She was very kind and supportive which made the process easy. Thank you to Rayma for her diligent work 😊.
David O. rated Rayma McGehee 5.0 stars: Quick easy communication with clear replies about what is needed for the loan process. Her ability to work well with other has made our loan process on this a joy.
Katie O. rated Rayma McGehee 5.0 stars: Rayma gets the job done! She quickly answered our questions and helped us figure out if we could buy our home! If you are buying a home, you need Rayma in your corner!
Barbara C. rated Rayma McGehee 5.0 stars: RAYMA was very patient with us..even when we had computer problems. She explained everything to help us. She is very experienced . And very Caring. She went out of her way to help us get our loan.
Tiffany L. rated Rayma McGehee 5.0 stars: From the first day to the last day Rayma was AMAZING fast efficiant and got us done in a time cruch. Would recomend to anyone I know!
Asaad N. rated Rayma McGehee 5.0 stars: coming in to this I was quite nervous didn't know what to expect . as the process went on I felt informed less nervous and more comfortable thanks to Rayma and Jessica. they were such a blessing I appreciate everthing they have done for my family and I. it was such a smooth and easy process I couldn't be more impressed and thankful !
Austine M. rated Rayma McGehee 5.0 stars: Rayma was very sweet
Caitlyn K. rated Rayma McGehee 5.0 stars: Everything was perfect!! If it wasn't for Rayma I don't think we'd be where we are right now!!
Kara B. rated Rayma McGehee 5.0 stars: Rayma was always available when I had questions and explained everything thoroughly. Rayma was wonderful through the whole process. I have referred her to others already.
Philip I. rated Joe Harris 5.0 stars: I like how responsive the team was. Make the whole process easy and stress free. Thank you all.
Julie H. rated Joe Harris 5.0 stars: really professional really helpful and super nice people
Julie H. rated Joe Harris 5.0 stars: Really professional, eally helpful and super nice people.
Marlon M. rated Patrick Borovay 5.0 stars: Pat did an outstanding job securing my VA Loan. He was very responsive and kept me apprised of the rate fluctuations and provided excellent service. I would highly recommend Pat to anyone looking for a home loan. Thank you Pat for your diligence, honesty and integrity.
Edward A. rated Patrick Borovay 5.0 stars: Great communication. Patrick made the process smooth and simple.
Gloria F. rated Patrick Borovay 5.0 stars: Patrick was amazing throughout the entire process. He was always available to answer our questions and took the time to break everything down so we could fully understand each step. His communication, patience, and guidance made the process much easier. We truly appreciate all of his help in making this experience a great one.
Jose I. rated Patrick Borovay 5.0 stars: Seemless, great communication
Mayra C. rated Patrick Borovay 5.0 stars: The easy process of providing the necessary documents and the positive attitude of the AMDW team made the experince a breeze.
Brittany C. rated Patrick Borovay 5.0 stars: Patrick and his team went above and beyond from the beginning, they truly gave a once in a lifetime experienc, definitely a team I would work with again
Kathy Y. rated Patrick Borovay 4.83 stars: Patrick was very helpful from beginning till the end. Thank you..
Erick D. rated Patrick Borovay 5.0 stars: was very smoothly to work with very professional and very helpful in all aspects. I would definitely use him again for future.
Alberto S. rated Patrick Borovay 5.0 stars: Patrick was outstanding to work with. He always made himself available, returned calls promptly, and took the time to explain every detail in a way that made the process easy to understand. His guidance made the entire loan experience smooth, efficient, and stress‑free. I truly appreciated the excellent service he provided from beginning to end.
Jessica D. rated Diana Gomez 5.0 stars: Great communicayion communication and reliability . always answered my questions clear fast and professional . very much appreciated
Bryan M. rated Diana Gomez 4.16 stars: Quick responses and actions helped to close on an aggressive schedule
Mason F. rated Sara Pipkin 5.0 stars: Very informative. As a firat time home buyer the proceess is extremely daunting. It felt like Sara held our hand through the process and guided us to the correct deconstruction for our family. She was not abrasive and was very easy to get ahold of.
Stacey C. rated Sara Pipkin 5.0 stars: Communicatio, ease of process, friendly
Jeremy H. rated Sara Pipkin 5.0 stars: Sara has a wonderful personality and is great to work with. She is extremely knowledgeable and provided excellent advice.
Jospeh V. rated Sara Pipkin 5.0 stars: How Everything was made simple to understand and made me feel comfortable in the this whole process
Whitney L. rated Danny Currie 5.0 stars: The home buying experience is not always a breeze or a stroll through the park. Especially during the current marketplace where homes are flying off the shelves faster than toilet paper during toilet paper hording season. Working with Danny and Mary has been a god send with a bit of luck. I have worked with several loan offers in the past, but nothing compares to working with Danny and Mary. Danny goes above and beyond the call of duty by taking the time to explain the home purchasing experience so that you are ready to face the battlefield that is known as the housing market. He helps clear any mystery that may shroud the home purchasing experience so you know exactly what to expect, what your advantages and disadvantages are. Everyone there has always remained professional and courteous through out the process to the point where even my realtor was impressed. My house hunting experience has been like a wild roller-coaster. We went from pre-approval letter to winning a bid on a house in less than 72 hours (PSA: I dont recommend buying the first house you see, but if a golden goose comes knocking, I am not one to turn it away) and closing in less then 30 days. The responsiveness of everyone was amazing, we probably would not have been able to pull this off otherwise. I applied for multiple pre-approval letters, but when it was time for action Danny and Mary were always on the ball in getting me what I needed. The rates that were given to me was just as competitive as my credit union. So for better service, and a knowledgeable and responsive team it is a no brainer Danny and team was the correct choice.
Shaun F. rated Danny Currie 5.0 stars: Danny is THE BEST in the business. Ive used him twice and his service and transparency are beyond anything Ive received anywhere else. On the second time, I treated him and Mary unfairly as another lender was trying to offer me a better deal. I do numbers for a living and am very capable of calculating present and future values for things like loans (one of the things I love about Danny is that he did that work for me the first time and I knew he understood what he was doing and could accurately explain the true costs of the loan products he was providing). After running the numbers, and weeks of dragging Danny along, I realized that Danny was giving me the better offer for the time period I needed. Danny should have dropped me, but he hung in there and coached me to making a great choice. This is the best lender out there!
Rebecca rated Danny Currie 5.0 stars: This is the second time working with Danny and again he did not disappoint! The first time he was able to secure me a VA loan at a place that currently did not except them. He made it happen in two weeks! He even came to closing with me to make sure everything went as planned. After years between needing his services I still received the dedicated service I expected! I recently refinance that same home...I was able to cut my monthly payments by $350. It was so easy...I’ve recommended Danny to multiple people because he has never let me down!!
Maribel V. rated Melanie Brown 4.5 stars: Mrs. Terry was wonderful!!! She made the purchasing process and loan application so much easier than expected! She was great with Communication and I will definitely refer people and rave about the service.
Michael M. rated Melanie Brown 5.0 stars: COMMUNICATION SPEED
Isaiah D. rated Melanie Brown 5.0 stars: Melanie and Terry were amazing. They walked me through step-by-step on how to do it and what they needed from me and stayed communicated with me through the whole process. It was a very smooth and easy transaction.
Norma L. rated Melanie Brown 5.0 stars: A thank you for your kindness and dedication in this project of my family looking for the best options for us. Thank you!
Rodney C. rated Melanie Brown 5.0 stars: Melanie & Terry are awesome people! They are dedicated to help people save money & get them the best deal they can. They go above and beyond
Allison C. rated Melanie Brown 5.0 stars: Thank you for the smooth process of refinancing
Natalie Y. rated Melanie Brown 5.0 stars: Everyone helped make this wonderful experience
Nancy G. rated Melanie Brown 5.0 stars: They made the entire home-buying process smooth and stress-free.
Chloe S. rated Melanie Brown 5.0 stars: Process was made simple and quick
Kyle H. rated Melanie Brown 5.0 stars: From start to finish Melanie and her sister Terie were great. Got me pre approved to make an offer on our home the first day I called. Stayed in constant contact the whole way through. And gave me much needed advice all the way through, which I needed being it was my first time buying a home.
Kristina S. rated Joe Tishkoff 5.0 stars: Joe Tishkoff was outstanding throughout my home purchase. He stepped into the transaction in the middle of the deal and was able to get everything back on track and successfully to the finish line. He was knowledgeable, responsive, and always available to answer my questions and explain every step of the process. I really appreciated his professionalism in making the loan happen despite the challenges. I would highly recommend Joe to anyone looking for a mortgage broker who truly goes the extra mile.
Mario A. rated Joe Tishkoff 5.0 stars: Joe kept us informed every single step of the way. He handled every bump in the road confidently and competently. His deep knowledge of the industry made this as smooth a transaction as I've ever been a part of. I can't recommend him highly enough!
Gabriella C. rated Joe Tishkoff 5.0 stars: We had an incredibly seamless and enjoyable experience working with Joe. From start to finish, he was efficient, knowledgeable, and always kept us informed throughout the entire process. His communication was excellent, and he was consistently available to answer questions and guide us every step of the way. Purchasing a home can be stressful, but Joe made the process feel smooth and straightforward. We couldn’t be happier with the service he provided and would highly recommend him to anyone looking for a mortgage professional they can trust.
Bradley H. rated Joe Tishkoff 5.0 stars: Ease of communication (phone calls even)! Expertise and efficiency through the entire process. This is the 2nd time we've done mortgage financing with Joe and he navigates the twists and turns calmly.
Zohrab S. rated Joe Tishkoff 5.0 stars: It has been a pleasure working with Joe. When experience matters it makes everyone’s life easier.
Ashveena D. rated Joe Tishkoff 5.0 stars: Joe was very communicative and on top of action items for us. I found the entire process very easy and seamless.
Stanley K. rated Joe Tishkoff 5.0 stars: Very knowledgeable
prompt resposes
friendly
Einav A. rated Joe Tishkoff 5.0 stars: He was very patient answer all my questions any time he is professional and quick 🤩kind and nice felt very comfortable 😊it was a pleasure to have him help me with my home he is the best
Danny K. rated Susan Key 4.83 stars: Susan was very helpful and explained amortization tables to us. She kept us updated through out the purchasing process.
Kelly S. rated Susan Key 4.83 stars: Very responsive when there was an issue. Also she made time to meet with us in her office on very short notice,
Dinah D. rated Susan Key 5.0 stars: Susan Key consistantly went above and beyond. Always accessable. Solid information provided. Outstanding.
Mike D. rated Susan Key 5.0 stars: Susan did an outstanding job.
Laquisha A. rated Susan Key 5.0 stars: The staff was great. Susan was very helpful.
Bernarda V. rated Susan Key 5.0 stars: She is a very good person and help to much
Stormiee C. rated Susan Key 5.0 stars: Susan is amazing and made me feel like she really cared about me and helped me through this process that I knew nothing about.
Mantell D. rated Susan Key 5.0 stars: Step by step guidance
Nicholas V. rated Susan Key 5.0 stars: Susan was amazing she had an answer for every question we had. She was on top of everything and knew who we were by NAME every time we called.
Arica P. rated Patrick Srichaiyan 5.0 stars: Patrick and team made our first home-buying experience easy and stress-free. They were incredibly responsive, knowledgeable, and always took the time to answer our questions. We felt supported every step of the way and couldn’t have asked for a better lender. Highly recommend!
Anais P. rated Patrick Srichaiyan 5.0 stars: The communication was clear and quick. The turnaround was amazing. Also he was always available for any and all questions we had during our process.
Janice K. rated Patrick Srichaiyan 4.83 stars: Patrick was proactive and responsive to all our questions and concerns.
Huseyin K. rated Patrick Srichaiyan 5.0 stars: Good communications and easy to work with.
Brian M. rated Patrick Srichaiyan 5.0 stars: Patrick and Gina are the best in the business! They made getting a mortgage so much easier than I ever imagined. Patrick handled the complex stuff like a pro, and Gina kept me in the loop the entire time. If you want a smooth closing and a team that actually cares about you, go with these two. We are so grateful!
Abbey S. rated Patrick Srichaiyan 5.0 stars: Communication, flexible, extremely knowledgable and organized. Everything was clear and detailed . We appreciate everything you did to help us in this process, especially during closing.
Lainey D. rated Patrick Srichaiyan 5.0 stars: Patrick was always quick with a response and patient with our questions. He helped make buying a house less stressful. We appreciate you!
Bruce R. rated Patrick Srichaiyan 5.0 stars: Patrick e4xplained everything and took time to answer any questions we had. He also suggested help for us to get the best rate as possible.
Enrique J. rated Nadia Najera 4.66 stars: Great communication and really felt like i was trated great
Jorge S. rated Nadia Najera 5.0 stars: Nadia was knowledgeable and advised me on every step of the way she explained every process in detail and was patient
Valerie R. rated Nadia Najera 5.0 stars: Made everything smooth and explained it all to us. Would definitely recommen
Francisco X. rated Nadia Najera 4.16 stars: Nadia kept a close eye on our progress and kept us updated on its status.
Abel Q. rated Nadia Najera 5.0 stars: Nadia made the buying experience great for us. She was very helpful and informative with us. She went out of her way to help us and make the experience as smooth as possible. We will gladly recommend her to anyone we know that may be interested in purchasing or refinancing a hom. thank you for everything.
Cynthia H. rated Nadia Najera 5.0 stars: Ms Nadia made all the difference. She was very professional and very positive and reassuring every step of the way. It was an excellent experience over all.
Gabriela P. rated Nadia Najera 5.0 stars: Nadia was very on top of our documents and would let us know right away what we were missing in or to make the process smooth and not take so long , helped us get the best payment and rates
Alan P. rated Nadia Najera 5.0 stars: From the beginning of our process Nadia made everything very clear and left no room for doubt or confusion, any question I had she answered thoroughly . It was a great pleasure working with Cabrales thanks to Nadia , I would definitely have her as my first option , for anybody who's a first time home buyer or even just looking into investing in more property. Her experience shows immediately upon your first interaction , and her customer service is beyond what I expected.
Juan S. rated Nadia Najera 5.0 stars: Nadia was always available to answer any questions I had and made the process easy from start to finish.
Priscila E. rated Nadia Najera 5.0 stars: Me cumplieron mi sueño de tener mi casa
Trevor M. rated Sam Yow 5.0 stars: Sam Yow and Bridget Forrester were simply incredible to work with. As first time homebuyers, we had many questions and concerns along the way but this team made all the complicated processes feel understandable and manageable. They were efficient, precise, and very detail-oriented while also providing an education for us to learn the ins and outs of our loan. You need to be confident in your representatives when making the biggest purchase of a lifetime, and you will rest easy at night with Homeside, Sam, and Bridget on your side.
Daniel W rated Kristina Fischer 5.0 stars: Like a breeze Kristina was fantastic to work with. She was professional, patient, reliable, and most of all a great friend throughout this process. I needed a quick close, and Kristina delivered. There were no surprises and all of the estimates for cost to close etc were spot on. I can’t recommend Kristina enough, and look forward to doing business with her again soon.
Bradley T rated Kristina Fischer 5.0 stars: Kristina is the best Kristina was awesome to work with! She was always helpful and always available when I had questions. I would highly recommend her to anyone looking for a mortgage.
Verified Client rated Kristina Fischer 5.0 stars: Streamlined Process I was very pleased with the business like experience of obtaining a home loan with Kristina. Everything was clear from initial contact to closing. Kristina provided most of the information I needed and responded to my questions very quickly. The whole process was transparent. I knew what was going to happen next every step of the way. I highly recommend you contact Kristina of US Mortgages for your lending needs. Terrell M
Justin J. rated Eric Gerber 5.0 stars: Since 2015, Eric Gerber has closed several of my personal property purchases & refinances and more importantly, hundreds of mortgage loans & refinances for my real estate clients. His professionalism and dedication to his clients is unparalleled and he works tirelessly to ensure that the process is as smooth as possible and that all parties are well-informed. Ive recommended Eric to family, friends and colleagues and he always comes through with great advice, impeccable service and and on time closings. I cant speak highly enough about Eric and how much he stands out as an ALL-STAR in the mortgage and lending industry. Hes as good as they come!
David L. rated Eric Gerber 5.0 stars: The folks on Eric Scott Gerbers team did a great job meeting our expedited closing timeline and still offered a competitive rate. I was hesitant to work with an online-only company, but they came highly recommended and exceed my expectations for communication and professionalism.
Rose B. rated Eric Gerber 5.0 stars: Eric was available nights and weekend when I needed help with questions. We had to close really fast and being self-employed I was worried the process was going to be terrible. I am so glad I worked with him! We closed on time and he mapped things out for me start to finish making me feel like he really cared. I highly recommend his services!
Michael L. rated Sammi Sammis 5.0 stars: Being new to the whole home buying process, we were walked through the entire transaction from start to finish. Sammi and her associates were very professional, and we felt they had our best interest in mind.
Juan T. rated Sammi Sammis 4.83 stars: Communication was thorough and clear the entire way through. they made the entire process flow efficiently and made Everything seem effortless on my part.
Patricia J. rated Sammi Sammis 5.0 stars: Sami, you were the one that made it great. The t three of you all working together to make it happen. I appreciate everything that you all did.
Jordan A. rated Sammi Sammis 5.0 stars: Sammi was so quick and available at all hours, she was also very informative and experienced.
Iris B. rated Sammi Sammis 5.0 stars: She went 100% for us to close the loan.
Stella B. rated Sammi Sammis 4.5 stars: Sammi was willing to explain what aspects were more difficult to understand
Suehail R. rated Sammi Sammis 5.0 stars: I couldn't ask for a better person to help us with our mortgage. we are so thankful and grateful for everything that Sami did for our family.
Aktin C. rated Sammi Sammis 5.0 stars: Helped us so much!
Carlos C. rated Sammi Sammis 5.0 stars: She made my first time buying a house experience very pleasant and comfortable, she went above and beyond making sure my wife and I were taking care of, I will definitely recommend her to anyone.
Daliana H. rated Sammi Sammis 5.0 stars: Very attentive always reponded with answers when questions ask always happy to help
Laura M. rated Melissa McGlinchey 5.0 stars: Melissa was exceptional - a true professional, the online portal kept me on track but it was Melissa's personal touch that really made the difference. I cannot rave enough about the positive experience I had with Melissa and team. Exceptional.
Denise A. rated Melissa McGlinchey 5.0 stars: Speed
Courtesy
Always have an answer to a
Mildred N. rated Melissa McGlinchey 5.0 stars: "Closing on a home in Florida can be a headache, but Melissa made it look easy. They were incredibly responsive, locked in a great rate, and we closed exactly on time without any stress. Highly recommend!"
Percy G. rated Melissa McGlinchey 5.0 stars: Melissa is the kind of person we are looking for when we want to do this kind of business, she is amazing. This is second operation I've done with her and it will not be the last for sure. Thank you Melissa!
Caroline L. rated Melissa McGlinchey 5.0 stars: Melissa made the entire experience of buying my first property truly seamless. She was incredibly informative, responsive, and present throughout every step of the process. Her guidance made what could have been overwhelming feel smooth and manageable. I couldn’t have asked for a better loan advisor and would highly recommend her to anyone looking to buy or sell a property.
Robert I. rated Melissa McGlinchey 5.0 stars: The level of knowledge, communication, and care invested in my transaction was unparalleled.
Hugo M. rated Melissa McGlinchey 5.0 stars: She is there every step of the way from reminders to assist you with any question you may have she made this process worried free.
Ricardo K. rated Melissa McGlinchey 5.0 stars: It was seemless and stress free.
Dominic P. rated Melissa McGlinchey 5.0 stars: Great communication And I always enjoy working with Melissa
Verified Client rated Karylle Wike 5.0 stars: My wife and I recently purchased our first home, and we had the pleasure of working with Karylle from Cross Country Mortgage. From start to finish, Karylle was incredibly thorough and always available to answer any questions we had, even at a moments notice. Her communication skills are excellent, and she made sure we were informed every step of the way. Karylle’s dedication to her clients is evident in how she handled our mortgage process. She made us feel comfortable and confident, guiding us through each step with care and professionalism. Her underwriting team was also friendly, personable, and extremely helpful, making the entire experience smooth and stress free. A special shoutout to her team member, Kim who was so friendly and nice. I feel like I had known her for years. She made me feel so incredible comfortable throughout the process. When we finally had our offer on our home accepted, Karylle was just as excited as we were, which made the moment even more special. I highly recommend Karylle Woke and her team at Cross Country Mortgage to anyone looking for a lender. They are professional, thoughtful, caring, and incredibly informative. Thank you, Karylle, for helping us achieve this milestone!
Verified Client rated Karylle Wike 5.0 stars: You guys were Wonderful! Very helpful concerned and understanding! loved working with you!
Verified Client rated Karylle Wike 5.0 stars: Friendly service and help every step of the way
Casey M. rated Beckey Ramps 5.0 stars: I have followed her to theee companies She is great efficient and skilled while still friendly.
Lisa K. rated Beckey Ramps 5.0 stars: She was the best! She worked close with us to make sure everything went smooth as possible.
Jaden H. rated Beckey Ramps 5.0 stars: She was very kind and found solutions to our problems that were most convenient.
Betrick D. rated Rich Holsman 5.0 stars: As first time home buyers, we knew so little about the financial side. After coming in contact with Rich, he has helped us understand all the numbers in the process. He takes the time to explain to us like what is included in our monthly payment or explain to us breakdown of all the numbers in an estimate statement which is really helpful. And not only that Rich goes beyond taking care of his client and doing what's right .
Lucina I. rated Rich Holsman 5.0 stars: We are first time home buyers, in the beginng we were very skeptical on who our lender was going to be. And when we got referred to Rich, we started with little to know about the finanical side. Working with Rich, we have learned alot throughout the process, he takes the time to explain to us every detail over the phone and even through text ( very helpful for those that process things more slowly and would rather read to understand). Thank you Rich !
Christopher W. rated Rich Holsman 5.0 stars: Rich was a great communicator and easy to work with in getting out deal done
Hebatallah S. rated Rich Holsman 5.0 stars: Very professional and prompt service.
Guided me step by step through the loan process with thorough explanations and transparency.
Always available and responds to questions.
Trayfen O. rated Rich Holsman 5.0 stars: Quick to respond and help with issues!
Oscar Y. rated Rich Holsman 5.0 stars: Good communication and service, everything was so smooth
Bryana H. rated Rich Holsman 5.0 stars: Michael and Abigale are AMAZING! Their dedication and ambition to help their clients succeed is top notch! Would recommend them over and over again!
Travis R. rated Rich Holsman 4.66 stars: Very kind and inviting. They treat you like a friend not just a customer
Jammie J. rated Rich Holsman 5.0 stars: Michael was so great to work with. We had great communication and worked well with each other. I use this file as a testimony to new prospects as to why they should work with Bay Equity. Our client Toni had been through so much personal adversity. There was an issue when her file went in for underwriting, that is when Michael and Abby went above and beyond to fund a way to make it work. Most other lenders would have just said it wouldn't work, but Michael and Abby truly cared about our client and that was amazing to witness.
Karen G. rated Donna Hudson 4.83 stars: She made it feel easier always helping and explaining when i needed help .
Marcus A. rated Donna Hudson 4.83 stars: Donna was exceptionally great to work with!
Jamie H. rated Donna Hudson 5.0 stars: Donna was extremely helpful during this
Janet R. rated Donna Hudson 5.0 stars: Very responsive and helpful! Always answered and clarified any questions I had. Excellent communication. Positive and easy to work with
Andrea N. rated Donna Hudson 5.0 stars: Donna always goes above and beyond for us.
Jackeline S. rated Donna Hudson 5.0 stars: Donna, was very pleasant to work with and always updated me and ensure the process was very smoothly! It was a pleasure to work with Donna! She made my dream come true!
Elizabeth T. rated Donna Hudson 5.0 stars: Donna gives more than numbers. She is one of the kindest, warmest loan officers I have ever worked with. If you're looking for someone who brings both expertise and empathy to the table, Donna is the one you want by your side. Highly recommend!
Gina M. rated Donna Hudson 5.0 stars: I have bought and sold several properties through Donna Hudson. She is SO knowledgeable and always only looks out for your best interest and wants the best for her customers. She is the only lender I will work with. Donna definitely knows her stuff. If you want someone that will look out for you in your transactions and get you the best deal out there go with Donna. I always refer all my family and friends to her because she will also work with you on your credit to make sure you are getting the best rates out there.
Caitlyn K. rated Josie George 5.0 stars: She made what could have been a stressful process feel smooth and manageable. We are so grateful for all of her hard work and time! Thank you!
Asia S. rated Josie George 5.0 stars: Josie is on top of everything and wants the best for her clients
Kathryn G. rated Josie George 5.0 stars: Josie was knowledgeable and communicativ and made the process go as smoothly as possible
Andrew G. rated Josie George 5.0 stars: Josie was available to answer questions at almslt almost any time and was always extremely helpful.
Joanna F. rated Josie George 5.0 stars: Joise was super helpful in explaining each step of the process, answering our questions, and professional.
Karen B. rated Josie George 4.66 stars: I loved her advise and the options she gave us. she was very knowledgeable and professional. I loved her enthusiasm and willingness to wirk work with us. I think because we were on the road that communication was a challenge for both parties. It was a holiday weekend also which may May have made it difficult.
the one thing we wished could have happened was to see the difference in monthly payments between a large down payment and not putting so much down but getting the cash out to pay down our car.
maybe rhat that was lost in our traveling. We did not have access to the internet until usually late (after work hours) and so communication and getting information to you was hard . Overall I felt Josie and her team went above and beyond to try to help us out in the best way possible. I would definitely go w/ them again.
Juan L. rated Josie George 5.0 stars: She really explained every detailed on our loan, answered every question we had and was available anytime we needed her.
Seth H. rated Josie George 5.0 stars: Josie was very upfront, friendly, and answered all of our questions clearly, concisely, and promptly! She really guided us through the process of being a first-time home buyer very well.
Megan M. rated Josie George 5.0 stars: Josie made everything make more scence , because I literally had no idea what I was doing. She is also like the sweetest person that I've met! A huge thank you to Josie and her amazing team!
Caleb R. rated Josie George 5.0 stars: Josie made the entire process stress free and easy.
Jason M. rated Vito Mirra 5.0 stars: I have worked with Vito many times in the past and he always comes through. Thanks again for your help Vito.
Christopher K. rated Vito Mirra 5.0 stars: Vito and his team were a pleasure to work with and kept me up to date with all steps in the process !! Highly recommend
Lawrence P. rated Vito Mirra 5.0 stars: Closed on time and was well informed throughout.
Candice W. rated Vito Mirra 5.0 stars: Vito always kept me updated by text and email. Vito always promptly answered calls and his office staff did this as well.
Cristina V. rated Vito Mirra 5.0 stars: I was guided every step of the way. very supportive and patient. Available every time I had a question or concern, and responded in a timely manne.
Ryan K. rated Vito Mirra 5.0 stars: Vito was very persistent and very communicative with us through the whole process and answered all of our questions we had during the process. Would highly recommend Vito! Thanks again!
Tia P. rated Vito Mirra 5.0 stars: Vito is an excellent communicator. His response times were amazing and he offered clear understandable explanations and advice. Will recommend to anyone who is shopping for a home or refinance! Thank you Vito!
Tia P. rated Vito Mirra 5.0 stars: If you’re looking for a home, call Vito at Community Lending! He was so helpful and knowledgeable in guiding us through our home buying process. He responded almost immediately to all our questions and concerns and explained everything in easy to understand terms and we paid less than expected at closing! Highly recommend! Call him!
Manuel R. rated Vito Mirra 5.0 stars: Vito made the lending process smooth. I am thankful for all the great advice from Vito and look forward to working with him again in my future purchases.
Christina F. rated Vito Mirra 4.83 stars: Vito communication was consistent and he worked hard in obtai my mortgage through effective means. There were things that were not standard in the mortgage business and he helped me fight and navigate it through.
Holly J. rated Brian Hafner 5.0 stars: Everyone involved was great from the start. I was provided with the necessary resources to easily transition through the process. Communication was great and any questions were answered promptly. I feel fortunate to have chosesn Universal Lending to assist with my first home-buying adventure.
Mike L. rated Brian Hafner 5.0 stars: Brian and his team were very knowledgeable and friendly just made it a great experience thanks again!!
Michael L. rated Brian Hafner 5.0 stars: Quit getting back to us with questions we had just all around a good experience great working with you guys thanks!!
Ryan W. rated Brian Hafner 5.0 stars: Brian and his team are incredible! Not only did they save the purchase of my personal home, but have helped many of my clients get to the closing table for their own home seamlessly.
If you're looking for a lender with constant and clear communication, as well as access to all the programs Montana has to offer, give Brian a call. I can't recommend the Hafner team enough!
Stacey T. rated Brian Hafner 5.0 stars: Recommend highly. Great team to work with. They made the process so easy. It took some time for our house to sell but they kept checking on us. We couldn't be happier.
Danice K. rated Brian Hafner 5.0 stars: Fan experience, the whole team was very helpful and knowledgeable
Margaret B. rated Brian Hafner 5.0 stars: Brian his team were great to work with they were very responsive to my questions. They were able to get everything ready so I could close on my home in a shorter than usual timeframe .
Brookelynn S rated Brian Hafner 5.0 stars: I ALMOST didnt call because I kept telling myself I didnt have enough work experience and I didnt work at my job long enough. When I finally decided to call, Brian walked me through all my fears and told me to go for it! I was in a place renting a room and living with 4 other people! I filled out the paperwork right away and was approved for exactly what I needed to get a great home! Brian and his team walked me through everything and was there every step of the way. Everything was so smooth, so fast and I couldnt have asked for a better experience! A HUGE Thank you for everything! I would highly recommend Brian Hafner and his team for any of your mortgage needs!
Richard G rated Brian Hafner 5.0 stars: Brian and his team were amazing to work with. Every question was answered with patience and explained thoroughly. As my first home purchase I was very overwhelmed, especially being self-employed. Brian & Lori made me feel as if this process was just business as usual. Kept me totally at ease and eventually stress free. I would highly recommend them as your representatives & if I purchase any other future homes, they are my team for sure.
Cody W rated Brian Hafner 5.0 stars: Brian made the process beyond easy! Dropping from a 30yr to a 15yr was so simple. Brian and his team had us at the title company in just over 30 days. They were great to deal with and were always available for any questions we had. I don’t think I could recommend any company higher then them. 6 out of 5 stars!
Richard A. rated Amber Tanner 5.0 stars: Everything was finished on time
Scott H. rated Amber Tanner 5.0 stars: I truly would double the stars if that were an option... My exper could not have gone better.
Elissa E. rated Amber Tanner 5.0 stars: Amber has been very assuring through the whole process and made my partner and myself feel comfortable with the process in getting our first home at a young age. I am very grateful for Amber and I hope everyone gets a loan officer like Amber.
Hunter B. rated Amber Tanner 5.0 stars: Amber was extremely helpful in assisting our lack of knowledge in home buying and did an amazing job making sure everything was in tip top shape and the best outcome.
Brock R. rated Amber Tanner 5.0 stars: Super quick response times, thorough and well at andwering any unknown question. 10/10!
Tamika S. rated Amber Tanner 5.0 stars: As first‑time homeowners, we were honestly terrified of refinancing. We had no idea where to start. Amber changed everything. She's the expert you want in your corner — knowledgeable, patient, and genuinely invested in helping you succeed. Not only did she get us a better rate, but we learned so much throughout the process. We trust her 100%. She is MY FRIEND IN THE BUSINESS now!
Marne G. rated Amber Tanner 5.0 stars: Amber was personable, quick to respond and always found the answer to get me in to my dream home! Highly recommend Amber and her team!
Anastasia F. rated Amber Tanner 5.0 stars: Amber made this transaction so easy! Especially for it being our first time buying. I'm still in shock how easy it was! highly recommend her!
Estrella J. rated Mike Lindeman 4.83 stars: He was very prompt in getting back to me and communicated clearly throughout the entire process. He was responsive, professional, and made everything easy.
Lystra L. rated Mike Lindeman 5.0 stars: The whole process from start to finish was very simple and easy to work with!
Sean L. rated Mike Lindeman 5.0 stars: I must say, we are very glad we made the shift and chose Mike to help facilitate our mortgage process. From the beginning, he stepped in with a positive and reassuring approach, picked up the pieces from our previous agent, and guided us through each step with patience and care.
His personality, knowledge, and understanding of the mortgage process truly put us at ease and gave us confidence that everything would work out just fine. We really appreciate the way he supported us throughout the entire process.
Robert S. rated Mike Lindeman 5.0 stars: Mike, Alexis and Dianne were always accessible and easy to work with. We live out of state, so everything was done online, or via phone until closing. They kept me informed, and answered my many questions promptly. Mike made it a point to stop by the title closing to meet us in person. Good People to work with!
Devin C. rated Mike Lindeman 5.0 stars: Mike was very communiactive!
Theresa K. rated Mike Lindeman 5.0 stars: Mike is extremely knowledgeable and was a huge help throughout our walk toward Hill Country homeownership. Thanks so much!
Doyle P. rated Mike Lindeman 5.0 stars: I’m grateful for the excellent work of Mike Lindeman who helped me close a refinance. They explained my options clearly, answered every question promptly, and kept things moving smoothly to close on time. Their professionalism and personalized guidance made a usually stressful process much easier. Highly recommended.
Anthony T. rated Mike Lindeman 5.0 stars: Mike was a great resourc, he new his stuff and took a difficult situation and made it work.
Micah C. rated Mike Lindeman 5.0 stars: Mike Lindeman provided a top-tier experience during my home purchase. He combines quick responses with deep industry knowledge, making the process efficient and stress-free. What impressed me most was how informative he was; he consistently brought new details to my attention that ensured I was getting the best possible setup for my situation. His professionalism reflects very well on Lower LLC, and I would highly recommend him to future clients.
Michael D. rated Paul Berkobin 5.0 stars: Paul Berkobin and the team from Homeside Financial is AMAZING!!! They promised big when we started and delivered better! Never could I have believed I would have gotten such a great interest rate and terms on my loan. Paul and his team walked me through the whole process and ensured I understood every document I signed before I signed it. He educated me and my wife on the credit process and what we can do to help get the lowest rates possible, and did he deliver! We closed early and easily. I would not recommend anyone else! Thank you!
Denny Y. rated Anthony Converti 5.0 stars: Consistanly excelent at what they do
Robert I. rated Anthony Converti 4.83 stars: Entire process went very smoothly. We exprerienced No surprises or delays and timelines Discussed were adhered to. Appreciste the professionalism and accuracy we experienced.
Robert P. rated Anthony Converti 5.0 stars: You were on top of everything. Making sure all the right documents were filled out when the needed to be.
Nicole P. rated Anthony Converti 5.0 stars: This whole entire process was smooth . We felt cared for and didn't feel like just a number or their next commission check. They laid out the expectations early on and the app wa every helpful because uploading the documents was easy and user friendly.
We used a different loan office before and it was not the best experience. We were expexting a similar experience but this office was the complete opposite and I felt at peace moving forward with them.
if you are working with these guys, you'll be in good hands. We also were workimg with them and purchasing a home out of state so there was that factor that we were antcipating to put a wrench in our process but everything was truly seamless. Praise the Lord! Definitely would work with them in futureif we ever decide to leave our dream home .
Karsyn M. rated Anthony Converti 5.0 stars: Anthony was amazing!!! He was there throughout the entire process and promptly answered each & every question we had. He gave us so much grace as first-time homebuyers and ensured we always understood what was going on & when. Very highly recommend!
Belinda L. rated Anthony Converti 5.0 stars: The careful attention the team gave me.
Kirsten S. rated Anthony Converti 5.0 stars: His team cares about my goals
Alvin B. rated Anthony Converti 5.0 stars: Anthony is very knowledgeable and kept us well informed about how our loan application would progress. We had no issues and it was a pleasure working with him to purchase our home.
Alan B. rated Anthony Converti 5.0 stars: Super profressional, very personable and always on top of it!!
Verified Client rated Anthony Converti 5.0 stars: Anthony was readily available to us, very prompt and attentive. Even in moments where he was busy, he was kind enough to still communicate and get back to us in a timely fashion. All of our questions or concerns were answered and addressed right away. He is easy to talk to and very knowledgable. Made our whole experience with this process great in allowing for a smooth transistion.
Verified Client rated Anthony Converti 5.0 stars: Responsiveness. Being accessible via email and text. Responding in a very timely manner. Responding with clear explanations and a willingness to drive my transaction through.
Verified Client rated Anthony Converti 5.0 stars: Anthony and his team were amazing. They checked in with me every few days and answered all my questions. They made sure I closed on time. It was a smooth process from start to finish.
Christina C. rated Nancy Fridstein 5.0 stars: Nancy goes the extra mile. She's helped me through two home purchases and a refinance and I couldn't imagine going through a home purchase without her.
She’s The Best! rated Nancy Fridstein 5.0 stars: It’s a pleasure to work with Nancy. Always easy to speak with, great response time and a true concern for my comfort level. I’ve worked with her more than once and she’s the only one I would consider working with in the future. She knows her stuff!- CS, Lakewood, CO
Fantastic To Work With! rated Nancy Fridstein 5.0 stars: Nancy was wonderful! She kept us informed every step of the way via phone calls and emails. She also helped my son and his wife pursue a loan for their new home.- SS Centennial, CO
DC, Denver, CO rated Nancy Fridstein 5.0 stars: ‘Nancy Fridstein was exceptional. From start to finish, she provided exceptional guidance, direction, clear requests, accurate information, education, and support to the process, and all I agreed to do. I felt like a known client, not just a number. I will highly recommend her in the future to anyone I know who is looking to refinance or purchase a home.’
April J. rated DeAnna Rivera 5.0 stars: Deanna was amazing throughout the experience. She worked tirelessly to make sure everything went off without a hitch. I would recommend her to everyone
Martin Q. rated DeAnna Rivera 5.0 stars: Deanna was fantastic! She was able to overcome many obstacles that were thrown our way, and helped to get my client to the finish line. Thanks Deanna!
Marcelo G. rated DeAnna Rivera 5.0 stars: We had an outstanding experience working with Deanna Adinolfo as our loan officer. From start to finish, she was professional, knowledgeable, responsive, and genuinely cared about helping us through every step of the home loan process.
Deanna took the time to explain everything clearly, answered all of our questions promptly, and made what could have been a stressful experience feel smooth and manageable. Her attention to detail, dedication, and commitment to her clients truly set her apart.
Thanks to Deanna’s hard work and expertise, our loan process was completed successfully and on time. We are incredibly grateful for her guidance and would highly recommend her to anyone looking for a trustworthy and exceptional loan officer.
Thank you, Deanna, for making our dream of homeownership a reality!
Marcelo F. rated DeAnna Rivera 5.0 stars: Deanna was amazing to work with. She made the loan process easy, answered all our questions, and kept us informed every step of the way. She was always professional, responsive, and helpful. We are very grateful for everything she did and highly recommend her to anyone looking for a great loan officer!
Patrick D. rated DeAnna Rivera 5.0 stars: It doesn't get any better than DeAnna and her team. She understands mortgage lending better than anyone I know. She always had an answer to my questions and was very responsive. We had an asset based qualification, vs a traditional income based, and DeAnna was extremely knowledgeable with all options and put together a plan that worked for us. Can't recommend her enough!
Jonathan H. rated DeAnna Rivera 5.0 stars: Deannas part of the process was seamless and almost to easy to believe. I felt like I had to do minimal work to get approved and we stayed within the budget I wanted
Dakota O. rated DeAnna Rivera 5.0 stars: DeAnna was kind, responsive and patient with me. she went above and beyond what was expected of her, i truly appreciate everything her and the team did!
Justin P. rated DeAnna Rivera 5.0 stars: Deanna was extremely helpful and was lightning quick with responses. Whenever we needed quick assistance , no matter the time, she was always there to help. The amount of information that was provided by Deanna made things understandable for someone who has never went through the process before as a first time home buyer. This saved us a lot of stress that I heard usually comes with the home buying process. I am forever grateful for the service provided and I will be recommending Deanna to anyone I know that is looking to purchase a home.
Megan E. rated DeAnna Rivera 5.0 stars: Deanna was so easy to work with and made me feel very calm through the entire process. She explained things in ways that I was able to easily understand and she was ready and willing to answer any questions I had. It was truly such a pleasure working with Deanna.
Lisa L. rated DeAnna Rivera 5.0 stars: Deanna was available anytime of day. She helped explain the whole process every step of the way! She worked hard to keep things moving and made sure we closed on time!!! Ive already recommended her to our friend!
Marl M. rated Kelly Parker 5.0 stars: Pat did an outstanding job securing my VA Loan. He was very responsive and kept me apprised of the rate fluctuations and provided excellent service. I would highly recommend Pat to anyone looking for a home loan. Thank you Pat for your diligence, honesty and integrity.
Daniel W. rated Kelly Parker 5.0 stars: I had the absolute best experience with AMSW Lending.
They made a very stressful situation extremely easy every step of the way. I would highly recommend AMSW
Hilary W. rated Kelly Parker 5.0 stars: Everyone was SO amazing!!!
Marina A. rated Kelly Parker 5.0 stars: Top notch, professional! Awesome communication, very fast process, and I had a smooth closing!
Caitly R. rated Kelly Parker 5.0 stars: I recently worked with Wes Avery during my homebuying process, and he was truly phenomenal from start to finish. As a first-time homeowner, I had so many questions and moments of confusion, and Wes always made himself available — early morning, late evening, whenever I needed clarity. He was consistently thoughtful, patient, and intentional in every interaction.
What stood out the most was how genuinely he cared. Wes went above and beyond to look for great rates and solutions, always keeping my best interest front and center. In a process that can feel intimidating — and where some people may try to take advantage — Wes was the opposite. He made me feel comfortable, supported, and respected throughout the entire journey.
Although I ultimately found a financing option that was a better fit for me, Wes still celebrated that outcome and encouraged me to choose what was best for my financial situation. That level of integrity is rare, and it left a lasting impression.
Wes is truly an asset to the AMSW team. His professionalism, sincerity, and dedication are unmatched. I’m grateful for the experience I had working with him and highly recommend him to anyone navigating the homebuying process. Thank you Wes!
William R. rated Kelly Parker 5.0 stars: I had a great experience with AMSW. Kristi was very helpful, attentive, and knowledgeble. Of all the lenders I was considering AMSW was really on top of it ... most of the other lenders would just shoot me a weblink and were a bit deceptive, but I AMSW shot straight with me. At the last minute one of the other lenders sent me a quote for a full point lower mortgage rate and at first I thought I'd jump on it, but I was already working with AMSW so I reached out to Kristi to see if she could explain why the other quote was much lower. Turns out the other lender just assumed I would pay out of pocket for points. AMSW could have done the same, but I didn't want to spend more money on buying points. It felt a bit deceptive on the part of the other lender and I was glad Kristi could explain what was going on. All in all, highly recommend AMSW.
John S. rated Kelly Parker 5.0 stars: Kelly is a very trustworthy individual. I have done many transaction with him over the years due to his excellent service
Owen W. rated Kelly Parker 5.0 stars: Kelly, Patrick, and Wes were a huge help especially as a first time home buyer. They all explained everything well and answered any questions I had promptly. Highly recommend to anyone looking to buy a house
Todd Y. rated Kelly Parker 5.0 stars: I have used AMSW Lending several times as I have moved around the Dallas area. Every time they have been honest and done a terrific job of communicating. They responded to every question and request in a very reasonable amount of time.
Sergio J. rated Luis G Cantu Perez 5.0 stars: Luis made my first home buying experience incredible! He was knowledgeable, honest, and always looked out for my best interest. He monitored rates and locked me in at the perfect time, applied discounts that lowered my closing costs significantly, and kept me informed every step of the way. Best of all, we closed 6 days EARLY! Our original date was July 16th and we closed July 10th.
Christopher C. rated Luis G Cantu Perez 5.0 stars: THE GOAT... El mejor
Jordi G. rated Luis G Cantu Perez 5.0 stars: luis was very attentive , always responding to every question and offering to help in any way .
Toribio J. rated Luis G Cantu Perez 5.0 stars: Explain step by step on procedure on buying the house
Ricardo G. rated Luis G Cantu Perez 5.0 stars: Luis is an amazing Loan Officer, kind and respectful as well as Sharp at his Job, great person all around!
Jose J. rated Luis G Cantu Perez 5.0 stars: Awesome communication! Very fast responses to any questions or concerns we had. 10/10 :)
Rafael S. rated Luis G Cantu Perez 5.0 stars: Luis answered all my questions and when I didn't understand he made sure I understand everything. And even on Saturdays and Sundays he help me and answered my questions amazing help. And Very thankful for his work and help 🙏
Antonia E. rated Scott Edwards 5.0 stars: Great listener and tailors purchase to the individual buyer's needs.
Dat S. rated Scott Edwards 5.0 stars: Lower Mortgage is a great team Scott helped me get approved for a ln excellently amount to purchase my Dream Home!
Darlene L. rated Scott Edwards 4.66 stars: Scott and his team were very punctual on getting my loan approved and helping me get my Dream Home !
Laureen S. rated Scott Edwards 5.0 stars: Scott is very knowledgeable, courteous and kind. The loan process was easy to follow.
Robert S. rated Scott Edwards 5.0 stars: The whole team was very informative and a pleasure to work with. They kept us in the loop on all aspects of the sale and purchase of our new home. If we had to do this over again this team is the one we want to work with. Great transition . Everything went well. Very happy .
Alejandra M. rated Scott Edwards 5.0 stars: Scott Edward and his team are amazing. They guided and supported us throughout the entire refinancing process of our home. We are very grateful and pleased with their work.
Matt G. rated Scott Edwards 5.0 stars: Scott was very professional, communicated very well, and made everything very easy for us to understand.
Matthew G. rated Scott Edwards 5.0 stars: Scott was professional, communicated with us very well, and made everything very straightforward.
Austin S. rated Scott Edwards 5.0 stars: Scott was amazing at communicating every step of the process with us in terms we could understand.
Burton Y. rated Greg Jones 5.0 stars: Greg was great!!! Greg was great with communication on next steps and what I needed to get my loan in a very short timeline.
Karla S. rated Greg Jones 5.0 stars: He did a good job. We are really excited with our new home.
Darren N. rated Greg Jones 5.0 stars: Greg is hands-down a fantastic guy and an exceptional mortgage lender. He has now guided me through the loan process for two of my homes, and I couldn't be happier with the experience.Greg is incredibly knowledgeable and always goes the extra mile to find the best possible deal that fits my specific financial situation. He makes what can normally be a stressful process feel straightforward and seamless. If you are considering buying a home or looking for a lender you can genuinely trust, look no further than Greg Jones.
Darren L. rated Greg Jones 5.0 stars: I have worked with Greg before and he makes the entire process seem effortless. Greg worked with us to get the best deal possible and with the electronic signing the closing process was really fast. We were able to do the majority of the signing just using our phones. Super easy and convenient. I will use Greg again on the next house as well. 5 stars all day
Erin F. rated Greg Jones 5.0 stars: Greg went out of his way to make our first time buying a house smooth! He was always available and willing to answer our questions.
Douglas N. rated Greg Jones 5.0 stars: Greg was helpful in explaining everything, keeping us informed, and assuring we had an efficient transaction.
Mark W. rated Greg Jones 5.0 stars: Reliable efficient service.
Kyle C. rated Greg Jones 5.0 stars: quick and easy. got all my questions answered and was always quick to respond
Grant L. rated Jimmy McFarland 5.0 stars: You kept us very informed on the matter at all times
Kyah M. rated Jimmy McFarland 5.0 stars: Jimmy McFarland made my home-buying experience incredibly smooth and stress-free from start to finish. He was always available to answer my questions, kept me updated every step of the way, and worked hard to make sure everything stayed on track. His knowledge, professionalism, and genuine care for his clients made all the difference, and I always felt confident knowing he had my best interests in mind. I highly recommend Jimmy to anyone looking for a lender who is responsive, trustworthy, and truly goes above and beyond.
Homer R. rated Jimmy McFarland 5.0 stars: I was kept well informed about everything and every question got a quick and detailed answer. I trea with respect and kindness
Kayden P. rated Jimmy McFarland 5.0 stars: Made the smooth and simple and awnsered any questions i had
Chris P. rated Jimmy McFarland 5.0 stars: Jimmy McFarland is excellent. He has gone above and beyond to help us purchase our new home. He communicates well and was there for us 24/7. I can’t recommend Jimmy enough.
Donny H. rated Jimmy McFarland 5.0 stars: I had a fantastic experience working with Jimmy McFarland regarding purchasing my home in Northeast Arkansas. He seemed to make a somewhat complicated process, simple and easy for me. I highly recommend Jimmy McFarland for your next home mortgage.
Terrisena F. rated Jimmy McFarland 5.0 stars: Had a great experience with Jimmy McFarland, Senior Loan Officer for Lower Mortgage. Jimmy worked tirelessly and efficiently to get my loan up and running, stayed in contact, gave clear-cut directions, and answered all questions in a timely manner. He was an excellent resource during the entire process. Highly recommend Jimmy McFarland and Lower Mortgage for any mortgage needs. Would definitely use again!
Emily F. rated Jimmy McFarland 5.0 stars: Such a quick and easy process! As a single mom, I was scared this was going to be so difficult. Jimmy made this adventure so easy!!
Scottie N. rated Jimmy McFarland 5.0 stars: The communication was spot on. The compassion for him to help with process was awesome. He would explain what was going on.
Erin R. rated Kevin Murphy 5.0 stars: Kevin was incredible. He always answered the phone and gave us answers to all our questions .
Robert R. rated Kevin Murphy 5.0 stars: I would use Kevin to purchase 10 house if I could afford it. He answered Or found the answer to every single question I had . Kevin was always pleasant and patient during times of 11th hr stress and I cant put into words how much that helped. Thank you Kevin, for working with us on this home purchase and doing everything you could and beyond to get me the best rate possible and getting us through the very confused mortgage process. you're one in a million
Vincent S. rated Kevin Murphy 5.0 stars: Responsiveness and knowledge along with good judgment call
Edwin V. rated Kevin Murphy 5.0 stars: Kevin was an extremely hands on, informative, and caring loan officer. His enthusiasm, and positivity made the experience stress free. The closing of a home is an extremely difficult process, but Kevin made sure that we felt little of the pain of everything happening in behind the scenes. I can tell you that in my last 4 closings, and working for a national builder, Kevin is a rare one. PLEASE make sure you treat him right, as I can tell you, from a customer's perspective he CARES. Thank you, Kevin!!
Natasha L. rated Kevin Murphy 5.0 stars: Effective communication and quick response with rep
Sergio S. rated Kevin Murphy 5.0 stars: Thank you for great service
Sevara S. rated Kevin Murphy 5.0 stars: I had a great experience working with Levin Murphy. He is professional, knowledgeable, and responsive throughout the entire process.
John C. rated Jake Adler 5.0 stars: Jake and Courtney made our purchase easy, efficient, and extremely quick! We were able to complete the entire process in about 2 weeks! My wife and I have bought several houses spanning 40 plus years, this by far our best home buying experienc. Jake and Courtney take the stress out of the purchase and ensure that you are getting the best terms possible. Thank you Lower Mortgage for a great experience!
Meghan C. rated Jake Adler 5.0 stars: Jake and the Lower Mortgage team made our home-buying experience incredibly easy from start to finish. They were professional, responsive, and always available to answer our questions throughout the process. They made what could have been a stressful experience feel smooth and straightforward. We truly appreciate everything they did for our family and highly recommend Jake and the Lower Mortgage team to anyone looking to purchase a home!
Meghan C. rated Jake Adler 5.0 stars: Jake and the Lower Mortgage team made our home-buying experience incredibly easy from start to finish. They were professional, responsive, and always available to answer our questions throughout the process. They made what could have been a stressful experience feel smooth and straightforward. We truly appreciate everything they did for our family and highly recommend Jake and the Lower Mortgage team to anyone looking to purchase a home!
Lorie H. rated Jake Adler 5.0 stars: This team is awesome they made the homebuying process very seamless. They offer wonderful support and guidance throughout the process. I would highly recommend this lender if you are looking to finance your home. They literally help you every step of the way! So grateful to have worked with this team during my home purchasing journey. Thank you guys, you're awesome 😊❤️
Teresa S. rated Jake Adler 5.0 stars: Seamless, professional, stress free! Jake and his team were flawless in getting me to close. I had originally contracted a nationwide mortgage company that was only interested in building their wealth, not protecting my financial wellbeing. I fired them the day I hired Jake Adler ( my realtor, John Dewald recommended Jake) Best decision I made for my real estate transaction! Jake and his team jumped into action to get me to close in under 15 days! He steered me towards substantial savings with my insurance company and found savings for me at close. He had my financial interest and wellbeing as his primary concern. He worked closely with my realtor, John Dewald and my closing company, Purchaser’s Choice. I felt as though I was his only client! Exceptional customer service. HIGHLY RECOMMEND!! You will be impressed too!
Teresa S. rated Jake Adler 5.0 stars: Seemless, well informed and stress free! Jake and his team were working for my best interest from the beginning! I was working with a large national company that just wanted more money and had no interest in my financial wellbeing. I fired them and hired Jake the same day, on my realtor, John Dewald, recommendation . The BEST decision my entire buying experience! Jake's team recommended a less expensive insurance policy, connected me with that company and assisted me through every step of the process. They had my back at every turn including finding ways to save me money at close. They worked closely with my realtor, John Dewald and my closing company , Purchaser's Choice. Overall an exceptional team that brought me to close in less than 15 days! Local, well connected and have all the right tools to get me to a timely close. HIGHLY RECOMMEND Jake Adler Mortgage
David P. rated Jake Adler 5.0 stars: The since of urgency. On top of everything and
great people!!!
Nichole Y. rated Jake Adler 5.0 stars: We cannot say enough good things about Jake and Courtney Adler! They went above and beyond for our family throughout the entire mortgage process. Buying a home can be stressful and overwhelming, but they were patient, knowledgeable, responsive, and genuinely cared about helping us every step of the way.
They worked hard behind the scenes, answered every question we had, and made us feel supported from beginning to end. Their communication and dedication were incredible, and it truly felt like they were fighting for us and our family’s future.
If you are looking for people who are honest, hardworking, and truly invested in their clients, we highly recommend Jake and Courtney Adler. We are so thankful for everything they did for us!
Keith C. rated Monica Mudie 5.0 stars: Her attention to detail about the loan process and making sure I understand everything about the loan
Braniah M. rated Monica Mudie 5.0 stars: I am beyond grateful for everything you did to help me get approved for my home loan and make my dream of becoming a homeowner come true. From the very beginning, you believed in me, worked tirelessly on my behalf, and never gave up, even when things became challenging. Your dedication, constant communication, and willingness to answer every question made such a stressful process feel so much easier. You always made me feel comfortable, supported, and confident that everything would work out. Because of your hard work and commitment, my family and I now have a place to call home, and that is something we will never forget. Thank you for going above and beyond for us. Your kindness, patience, and determination have truly made a lasting impact on our lives, and we will always be grateful.
Shantee T. rated Monica Mudie 5.0 stars: This is my second home purchase with Monica Mudie and I must say she is amazing and continues to serve the exact same level of care, professionalism and detail as she did for my first home. I always learn more when working with Monica she likes to make sure her clients are informed and understand why things are happening. She is my preferred lender always . At this point she feels like family lol, thank you 1,000 times over!
Deiana D. rated Monica Mudie 5.0 stars: Monica is always great to work with. This is my second time working with her & she is always available and willing to answer all of my questions with so much clarity and that helped to make my process so seamless and thorough. I would happily refer her to any friends/family and look forward to working with her again, myself.
Sadia G. rated Monica Mudie 5.0 stars: Working with Monica was an excellent experience from start to finish. She provided expert, timely guidance and was always available to answer my questions, making sure I felt informed and confident throughout the entire process. Her attention to detail and professionalism ensured everything was handled smoothly and with care.
What stood out most was her ability to make the experience feel personal while maintaining a high level of professionalism. She took the time to understand my needs and made me feel supported not just as a buyer, but as a person.
I am truly grateful for her guidance and would highly recommend Monica to anyone looking for a knowledgeable and dedicated lending professional.
Michelle K. rated Monica Mudie 5.0 stars: Monica made my process move smooth and easy-she's the GOAT!
Constance E. rated Monica Mudie 5.0 stars: I’m so very grateful for the opportunity to work with Monica Moody during the purchase of my home. She was incredibly responsive, timely, knowledgeable of her craft, and worked diligently to make sure everything stayed on track. Monica was always pleasant, listened carefully to my concerns, and took the time to address every question I had, even in the middle of her work out. She would still answer the phone and address my concerns no matter how busy she was. Her dedication and support made the entire process feel smooth and much less stressful. I truly appreciate all of her hard work and would highly recommend her to anyone looking for a lender who genuinely cares about her clients.
Wilvena D. rated Monica Mudie 5.0 stars: She was very knowledgeable and I appreciate her being there letting me know what I needed to do
Lizeller D. rated Monica Mudie 5.0 stars: Monica Was very kind an caring , see walked me through an questioning or concerns I had no matter what time or day it was , so made my experience very smooth .
Tiffany M. rated Monica Mudie 5.0 stars: made sure I understood the process , made herself available to discuss it With me and helped me make the best choices. plesant to talk to as well. she made everything make sense and comfortable for someone who was new to this whole thing.
Ruben G. rated Taylor Fruge 5.0 stars: Taylor was very responsive and Knowledgable. She assisted us through every step of the process. Her efforts and expertise far exceeded our expectations.
Jenica C. rated Taylor Fruge 5.0 stars: I had a unique closing situation, and my mortgage officer went above and beyond to help make it happen. She was knowledgeable, responsive, and always kept me informed throughout the process. Her dedication and hard work made what could have been a very stressful experience so much easier. I highly recommend her to anyone looking for a mortgage professional who truly cares about her clients!
Jacob L. rated Taylor Fruge 5.0 stars: The fast And easy process with great communication.
Kirsten K. rated Taylor Fruge 5.0 stars: She gets back to you quickly, easy to talk to, makes you a priority, goes out of her way to make the process easier.
Joseph B. rated Taylor Fruge 5.0 stars: Taylor Fruge made my mortgage process outstanding. She was knowledgeable, patient, and extremely responsive from start to finish. She clearly explained every step, answered all my questions, and proactively kept me updated while moving everything forward efficiently.
Her professionalism and genuine care made what can be a stressful experience feel smooth and easy — I highly recommend Taylor to anyone looking to purchase their dream home!!!
Annisa B. rated Taylor Fruge 5.0 stars: For me it was like a roller coaster ride, but Taylor was there the entire time letting me know that things were ok. For every problem that arose, I was able to see her expertise. I would refer anyone I know to her because I know she will take care of them.
Ridge S. rated Taylor Fruge 5.0 stars: Taylor answered the phone ANY time we had question! She was super patient with us, answered all of our questions , and really made buying my first house a breeze!
Brandon A. rated Taylor Fruge 5.0 stars: Taylor was great! She assisted us with every question we had making a naturally stressful experience much less stressful. The app made everything simple. We loved that it told us where we were in the process every step of the way.
Zachariah D. rated Taylor Fruge 5.0 stars: As a first-time home buyer, Taylor was a wealth of knowledge that I was very appreciative to have in my corner!
Steven F. rated Taylor Fruge 5.0 stars: Taylor was great! It was probably the easiest home buying experience we've ever had!
free with good communication. My clients appreciate his expertise and dedication, and I know they’re in great hands with him. rated Gavin Petrea 5.0 stars: Gavin is fantastic when it comes to helping my clients with their financing needs! He’s always a top recommendation. He consistently delivers excellent service, making the process smooth and stress
Verified Client rated Gavin Petrea 5.0 stars: Gavin always does a great job with the financing for my teams clients and is my first choice when Im asked to send a lender to a client!
Christopher B. rated Jill Taylor 5.0 stars: Jill takes her time to listen and understand your needs and is knowledgeable and gives solid advice.
Jaquelin C. rated Jill Taylor 5.0 stars: The entire process was smooth . The team was very communicative and professional . all my questions were answered in a timely manor and it really felt like we were aware of all incoming documents and future documents This team was reall truly amazing
Taylor J. rated Jill Taylor 5.0 stars: as first time home buyers there were many question, Jill did an amazing job walking us through everything to make us feel comfortable! Jill was always very nice and would even reach out after hours when needed!
Santos C. rated Jill Taylor 5.0 stars: I hade an amazing experience I liked how y'all helped in every way
Richard C. rated Jill Taylor 5.0 stars: Answered every question we had complety and made sure we understoo . The whole process was great and I really think it could not have been any smother.
Steven M. rated Jill Taylor 5.0 stars: She went above and beyond explaining every step of the process!! Im so glad we had a chance to meet her! 10/10 I would recommend Jill to anyone!
Morgan M. rated Jill Taylor 5.0 stars: Jill went above and beyond for us in providing helpful information and guidance throughout the loan process. As first time home buyers who knew nothing, we now don't feel in the dark on important info we should most definitely know. You can tell Jill truly cares about the well being of her clients and their future. Its extremely relieving knowing we were in good hands the entire time. Thank you so so much Jill!
Rochelle M. rated Jill Taylor 5.0 stars: Jill was amazing and she helped so much and gave us so much information we were able to get exactly what we needed to be able to get a house.
Constance W. rated Jill Taylor 5.0 stars: Jill was very helpful and patient with us, explaining everything to us as we went along. She was personable and caring. She did an exemplary job for us, and we are very appreciative of her services.
Silvia R. rated Jill Taylor 5.0 stars: I had a great experience with this group of very knowledgeable and efficient team. They always went the extra mile to make sure I ended up with everything I was looking for in looking for my new home. I would definitely recommend them to my family and friends in future. Thank you JillTaylor and Reyes Menchaca ❤️
Tammie H. rated Erik Gross 4.83 stars: Erik was very attentive and walked us through til the end of our journey.
He didn' take long to return our calls also, he was patient with us when we didn't understand something and broke it down until we did.
Timothy M. rated Erik Gross 4.83 stars: Very helpful and walked us through any questions and concern we ha.
Kristina V. rated Erik Gross 5.0 stars: Erik has been very kind and patient with me throughout the stressful process of searching for and financing my new home. He is always available if I need to ask a question and always answered all my questions quickly and elaborately.
I will definitely use Erik's outstanding services for my next purchase or refinancing.
Josie E. rated Erik Gross 5.0 stars: Erik was communication and availability to answer questions was excellent. We appreciated him explaining each step of the process and efficiency in getting things done. The overall experience with the online forms and alerts was also super easy.
Misti H. rated Erik Gross 5.0 stars: He was always available to ask questions and communicated with us during the whole process. Helped us understand things better and is just a great guy!
Misti H. rated Erik Gross 5.0 stars: He was always available to ask questions and communicated with us during the whole process. Helped us understand things better and is just a great guy!
Calvin H. rated Erik Gross 5.0 stars: He was amazing to work with and helped out alot
Alexander C. rated Erik Gross 4.83 stars: Very helpful and knew a lot to help a 1st time buyer. quick communication and a nice guy.
Hannah C. rated Erik Gross 5.0 stars: I am a first time home-buyer. Erik & his team made this process very easy, and educated me as needed. All the paperwork was handled in a timely manner, I had 2 WEEKS to wait for my closing date after all the paperwork & approval process was completed. They have been nothing short of incredible. Thank you Erik!
Britt M. rated Erik Gross 5.0 stars: Erik and his team member, Amanda, were truly phenomenal. We were buying from out of state and our previous lender was unaware that TX was a community property state until well into the process which caused issues. After speaking with Erik, my husband and I felt confident he could navigate this and was even able to meet our contractual closing date. He and Amanda were very prompt in requesting documents, communicating, and actually knew what was needed for the underwriter. Erik and his team got us closed within 15 business days (and were able to sign a day early) and I am truly grateful! 10/10 experience and I highly recommend!
John W J rated Erik Gross 5.0 stars: I was referred to Erik by my realtor. From the beginning Erik was very responsive, informative and transparent in how the process works. He and his team guided us through each step of the process and delivered support when we needed it. I would encourage anyone needing mortgage services to contact Erik.
Jasmin P. rated Claudia Diaz 5.0 stars: Very informative and patient with us. Walked us through every step of the way. Being first time homebuyers we had so many questions and Claudia broke down every answer. Thank you for an amazing experience
Marco V. rated Claudia Diaz 5.0 stars: they treat you like family not just customers
Edgar S. rated Claudia Diaz 5.0 stars: Claudia was excellent at explaining every process going above of beyond to answer our questions and concerns
Idania C. rated Claudia Diaz 5.0 stars: Very helpful, professional, and patient. Claudia gave us a step by step and broke everything down for us. Made us feel very comfortable when asking questions whether big or small.
Pedro R. rated Claudia Diaz 4.83 stars: She was very helpful from the start till the end
Terry C. rated Claudia Diaz 5.0 stars: Claudia helped us immensely in explaining every step of the way. She gave us the confidence to trust her . which I'm glad I went to that seminar . 1 year later our dream became true .
Nicholas P. rated Nikkie Bickham 5.0 stars: Everything was great. clear communication along with the digital signing made the process much more simple. I've already recommended y'all to multiple people!
Cody B. rated Nikkie Bickham 5.0 stars: She was very helpful
Bobbi R. rated Nikkie Bickham 5.0 stars: Very friendly, professional, and quick. Made buying a house extremely easy and stress free.
Alejandro R. rated Nikkie Bickham 5.0 stars: The communication throughout the process and answering any questions we had.
Katie D. rated Nikkie Bickham 5.0 stars: Nikkie and her team couldn’t have made the refinance of our second home any easier! They were fast, efficient, and went above and beyond just the aspects that affected this refinance. They’re knowledgeable in more than one state, which was a necessity for us, and were always quick to respond to any questions and with all information that we needed. I couldn’t recommend them more!
Delia D. rated Nikkie Bickham 5.0 stars: Nikkie and her team couldn’t have made the refinance of our second home any easier! They were fast, efficient, and went above and beyond just the aspects that affected this refinance. They’re knowledgeable in more than one state, which was a necessity for us, and were always quick to respond to any questions and with all information that we needed. I couldn’t recommend them more!
Christina V. rated Nikkie Bickham 5.0 stars: Nikkie helped making a dream come true! I was unsure if it was the right time to buy a house, which Nikkie was aware of. She not only did she help me get into the right loan she helped come up with a plan moving forward! In less than a month we closed once we found the right house!!! Thank you Nikkie and Team for all your support and expertise!
Ariel V. rated Nikkie Bickham 4.0 stars: Thanks for the help
Elayne C. rated Hailey Earley 5.0 stars: Hailey is the absolute best! So knowledgeable and accommodating.
Cara T. rated Hailey Earley 5.0 stars: Hailey communicated very well. And if she dibt know the answer to my many questions she would find out as soon as possible!
River A. rated Hailey Earley 5.0 stars: Buying a home can be incredibly stressful and overwhelming, but Hailey made the entire experience feel so much easier than we ever expected. From start to finish, she was knowledgeable, responsive, patient, and genuinely supportive every step of the way.
What stood out the most to us was not only how professional and hardworking she was, but how down-to-earth and understanding she was as a person. Life doesn’t stop just because you’re buying a house, and she truly understood that. She was patient with questions, understanding about everyday life and scheduling challenges, and never once made us feel pressured or judged. She treated us like real people instead of just another file on her desk, and that meant a lot during such a major life moment.
She always made sure we understood what was happening throughout the process, explained things clearly, and kept communication open the entire time. Any stress or confusion we had, she helped calm immediately with honesty, reassurance, and guidance. It genuinely felt like she wanted the best for our family and cared about helping us succeed.
Because of her, what could have been an exhausting and intimidating process ended up feeling exciting and manageable. We are beyond grateful for all of her hard work, kindness, and dedication.
We truly cannot recommend Hailey enough. If you want someone who is professional, trustworthy, incredibly good at what she does, while also being compassionate, approachable, and easy to work with, she is absolutely the person you want helping you through the home-buying process.
Dominique A. rated Hailey Earley 5.0 stars: Buying a home can be incredibly stressful and overwhelming, but Hailey made the entire experience feel so much easier than we ever expected. From start to finish, she was knowledgeable, responsive, patient, and genuinely supportive every step of the way.
What stood out the most to us was not only how professional and hardworking she was, but how down-to-earth and understanding she was as a person. Life doesn’t stop just because you’re buying a house, and she truly understood that. She was patient with questions, understanding about everyday life and scheduling challenges, and never once made us feel pressured or judged. She treated us like real people instead of just another file on her desk, and that meant a lot during such a major life moment.
She always made sure we understood what was happening throughout the process, explained things clearly, and kept communication open the entire time. Any stress or confusion we had, she helped calm immediately with honesty, reassurance, and guidance. It genuinely felt like she wanted the best for our family and cared about helping us succeed.
Because of her, what could have been an exhausting and intimidating process ended up feeling exciting and manageable. We are beyond grateful for all of her hard work, kindness, and dedication.
We truly cannot recommend Hailey enough. If you want someone who is professional, trustworthy, incredibly good at what she does, while also being compassionate, approachable, and easy to work with, she is absolutely the person you want helping you through the home-buying process.
Rita M. rated Hailey Earley 5.0 stars: Pleasant to work with. very knowledgeable if she didn't know the answer she got right back to us got back to us even when she was off the clock taking away from her family which she didn't have to do if we called or text her. She got right back with us she was on top of her game. Would highly recommend her to everyone,
J S. rated Hailey Earley 5.0 stars: Outstanding communication and wonderful customer service. She made the whole home buying experience smooth and enjoyable
Jeremy S. rated Hailey Earley 5.0 stars: She worked through a ton of roadblocks for my loan and made it all work out in the end
Jared U. rated Hailey Earley 5.0 stars: Open communication and very helpful through the whole process
Naoma G. rated Adam Heiligman 5.0 stars: Adam was the best! From start to finish, he made what can often be a stressful process feel smooth, organized, and manageable. He was always available to answer questions, explain every step, and provide honest guidance throughout our home-buying journey.
David R. rated Adam Heiligman 5.0 stars: Adam offered friendly, professional customer service on emails and phone conversations. He did everything he could to get us approved for a 30 day settlement, including a week while we were away on vacation. He made sure all details were covered before our departure. It was a pleasure to work with him and meet him at settlement. He ensured us we were part of the Lower famly and always made us feel like VIP clients, made us feel at home, and made every effort to make our mortgage a grand success. I can't thank Amam and his staff enough for the extensive service in obtaining a 30 day settlement...simply amazing!! Kudos!
John J. rated Adam Heiligman 5.0 stars: Friendly, knowledgeable and excellent service through the entire mortgage process from Adam and his team. They made everything easy for us, which we really appreciated.
Cynthia S. rated Adam Heiligman 5.0 stars: Quick response to questions.
Tammy C. rated Adam Heiligman 5.0 stars: Adam was very helpful and friendly!!
Kevin S. rated Adam Heiligman 5.0 stars: Adam went above and beyond to help me secure a mortgage and dealing with my unique situation!!!!
Michael O. rated Adam Heiligman 5.0 stars: Incredibly knowledgeable and friendly.
Andrew M. rated Adam Heiligman 5.0 stars: Adam and his team were great and communicated every step of the way.
Beth M. rated Adam Heiligman 5.0 stars: From beginning to closing, Adam and his team made the refinancing process a breeze!
Kristyn K. rated Adam Heiligman 5.0 stars: great customer service! Adam made it a seamless process!
Isai A. rated Marco Garofalo 5.0 stars: I am very blessed to have found Marco as my lender. Marco was very informative and he made the mortgage process understandable! Marco explained rates, terms, and options clearly and as a first time homebuyer it was very appreciated!! Marco was very accessible and was very timely in responses. He answered questions quickly and even answered and explained things to me and my wife outside of business hours! Not only was Marco accessible but he was proactive in communication. Before I could even ask a question, Marco was already updating me. He is the definition of proactive communication. What I really appreciated was that Marco was transparent. No hidden fees, no surprises, no last-minute changes. Marco was honest and his character and this process surely showed it. Marco was patient in helping me understand things. We didn't move forward until I understood exactly what he was trying to explain. His expertise and guidance gave my wife and I confidence throughout the entire process. Marco turned a complicated process into a straightforward one and for that I am very grateful for him. Marcos efficiency kept everything running smoothly and on schedule. I am once again very blessed to have Marco as my lender. I can't recommend Marco enough to anyone looking for a mortgage loan!! We truly felt like a priority, not just another client.
Gina B. rated Marco Garofalo 5.0 stars: As a real estate agent, I appreciate lenders who communicate well and stay on top of the process. Marco was responsive, professional, and kept everyone informed from contract to closing. He was always available to answer questions, provide guidance, and help navigate challenges as they arose. His communication and dedication exceeded expectations and helped make the transaction as smooth as possible for everyone involved. I look forward to working with him again in the future.
Michael J. rated Marco Garofalo 5.0 stars: Easy and painless, Communication was great and the remote closing process was convenient
Felt like the transaction was between 2 friends more than an actual business transaction
Michael R. rated Marco Garofalo 5.0 stars: Easy and painless, Communication was geeat great and the remote closing process was convenient .
Joann R. rated Marco Garofalo 5.0 stars: Marco helped me every step of the way. He was always there to answer any question and calm any anxiety that I had, regardless of the time of the day. He was very prompt when getting back to emails and texts. He was truly amazing! When I thought I couldn’t get a mortgage, he made a way to accomplish that.
Not only is he excellent in his job, but his kindness and genuine concern helped to make this mortgage process much easier. He is the real deal! It’s not just a job to him. I highly recommend him.
Kayla A. rated Marco Garofalo 5.0 stars: Marco is very professional and truly cares about giving the best advice to the client. He has answered numerous questions without ever getting frustrated by my lack of understanding. I would recommend him to all of my friends and family without hesitation!
William B. rated Gabriela Slazak 5.0 stars: She made our dresms come true! Exceptional work!
Lora B. rated Gabriela Slazak 5.0 stars: Gabriela was so good at every turn she was there to make things right and help us through
Danielle B. rated Gabriela Slazak 5.0 stars: Gabriella was so helpful. She always answered my calls and helped me with any issues I had. She is the best! She is a hard worker who is dedicated to her work and helping others. She is very knowledgeable. She is an asset to your company and I would refer her to everyone.
Jason K. rated Gabriela Slazak 5.0 stars: She provided consent support.
Theresa B. rated Gabriela Slazak 5.0 stars: The overall ease and efficiency.
Paul C. rated Joanie Neal 5.0 stars: Very nice and friendly
Travis C. rated Joanie Neal 5.0 stars: Joanie's constant contact and communication made the purchase of our new home easy.
Peyton R. rated Joanie Neal 5.0 stars: Amazing communication. Made me feel like family!
Jesse T. rated Joanie Neal 5.0 stars: Joanie is amazing and helped me a lot with everything
Garrett W. rated Joanie Neal 5.0 stars: Joanie was extremely helpful, and knowledgeable theoughout the entire home buying process. She helped us prepare, went over our options, and answered any questions we had. Once we found our home, she made sure everyrhing was taken care of, and made the whole process go so smooth and efficiently. We Couldn't have asked for a better experiexperience!
Charles H. rated Joanie Neal 5.0 stars: Joanie did a great job getting me approved for my hous!
Larry J. rated Joanie Neal 4.83 stars: Joanie and her partners were caring, attentive and flexible with my change of home offers. Joanie was quick to respond with updates and needed steps to complete my home purchase.
Kaylyn M. rated Joanie Neal 5.0 stars: Joanie and Jana were absolutely AMAZING!!! They kept me informed, answered any questions I had- no matter what time of day it was! They were by my side every step of the way up to the closing table . It never felt "transactional" with them, we got to know each other and became more like friends/family during the process. I can not reccomend them enough , especially first time home buyers!
Michael K. rated Joanie Neal 5.0 stars: Answer every question i I had always text right back
Allan W. rated Joanie Neal 5.0 stars: As a Realtor of 13 plus years I can safely say that Joanie was one of the best to work with so far! I would recommend Joanie to anyone, including FAMILY!
Tina A. rated Joanie Neal 5.0 stars: Joanie and her team are phenomenal! Not only are they so kind; they are so knowledgeable and helpful throughout the process. I wouldn’t go anywhere else!
Matthew H. rated Joanie Neal 5.0 stars: Joanie has GOT to be one of the best. She is so knowledgeable, every question I had, she had a detailed answer that I was able to understand. Shes an amazing person, with an amazing gift. Definitely knows her stuff and will be coming to her in the future for anything we may need.
Gail P. rated Jana Neal 5.0 stars: Very, very patient and understanding, I will gladly be sending Jana referrals.
Cayleigh S. rated Jana Neal 5.0 stars: Jana was the best person to go through and I would recommend her to anyone! She was super patient with us as first time homeowners! The process was as smooth as it could be and she answered all the questions we had knowing nothing going into this. She was super sweet and checked up on us daily I am very glad we were able to go through her!!!
Alyssa M. rated Jana Neal 5.0 stars: Jana was amazing! So kind and patient and willing to help with anything. She guided me through the homebuying process as a first-time homeowner and made everything as seamless as possible. I’d recommend Acopia to anyone interested in buying a home.
Christy L. rated Cathy Pippins 5.0 stars: Always a joy to work with Cathy.....shes the best!
Jerron S. rated Cathy Pippins 5.0 stars: The overall experience I received from Cathy Pippins was an amazing, awesome and fantastic experience. She went above and beyond for us. I love her energetic and supportive personality!
Evin A. rated Cathy Pippins 5.0 stars: This is the third time that we’ve had the pleasure of working with Cathy. As always she is personable and eager to help. We will always recommend Cathy to anyone who needs a mortgage. Thank you Cathy for all your help. It is always a great experience to and pleasure working with you.
Chris V. rated Brittany Ashe 5.0 stars: Our experience with Acopia, and more specifically Brittany, was outstanding! She was courteous, professional, and willing to work through multiple scenarios to help us secure the best mortgage to fit our needs. She made sure we were informed throughout the entire process and was responsive to any question or concerns that came about. Many thanks!
Magda R. rated Brittany Ashe 5.0 stars: Brittany Ashe went above and beyond to make the whole loan process feel as easy as can be! Getting a home loan in general is overwhelming, but Brittany took the time to explain and made sure we all understood the numbers. There is no hesitation recommending her to anyone and everyone needing a home loan! Brittany has truly been a blessing overall with this huge purchase and we will be using her in the future! Thank you so much for actually caring about the customer, it will forever make the biggest difference!
Connie L. rated Brittany Ashe 5.0 stars: Brittany is amazing to work with! Always has our clients best interest and keeps them informed! Very professional and gets the approval process done quickly every time!
Adam S. rated Sam Henrickson 5.0 stars: Sam was great from start to finish. Was attentive when and however he was needed throughout and I would strongly recommend him to friends and family. Great work!
Vera R. rated Sam Henrickson 5.0 stars: Sam and his staff went over and above helping us during this process. We are not knowledgeable with computers and they did everything possible to make the process as easy as possible for us. Sam and his staff were patient and understanding with us through the whole process. Sam and his team were the best.
Caleb L. rated Sam Henrickson 5.0 stars: Amazing communication, comfort, advising, speed, and care.
Deanna S. rated Mike Carey 5.0 stars: Mike and his team took care of every detail in record time! Easiest transaction we’ve ever made!
Deanna A. rated Mike Carey 5.0 stars: Unbelievable team that works together to get things done!!
Toby P. rated Mike Carey 5.0 stars: Mike was extremely accessible and prompt in responding to any emails, request, and questions. He was very thorough in his explanation of the process, and was there to guide us through every step of the way.
Dennis B. rated Mike Carey 5.0 stars: Mike explained and went over everything. He answered all of my questions and made the whole process run smooth.
Leanne P. rated Mike Carey 5.0 stars: My husband and I are repeat clients of Mike's! He is absolutely fantastic to work with and we will certainly be using him for our next real estate transaction. Everything went smoothly and he even attended our closing. We couldn't be happier with our experience! We will recommend him to everyone we know!
Braden M. rated Mike Carey 5.0 stars: Mike was super helpful with every question i had with this entire process. Him and his team were wonderful to work with and he even came to my closing which was very nice!
Greg C. rated Mike Carey 5.0 stars: Mike and his team were great.
Greg C. rated Mike Carey 5.0 stars: Mike and Summer were a great help in getting my mortgage approved. And were very profesional but still friendly. Underwritter was a whole different story. My rating would be much higher if in were not for your underwritter.
Ryan C. rated Mike Carey 5.0 stars: Mike was absolutely amazing. 100% honest and open communication. Couldnt have asked for more. Will be referring to all family and friends.
Robert & Leah A. rated Mike Carey 5.0 stars: Very efficient and caring. He always offered to help when needed. Mike is a true professional and is personable. It would be a pleasure to work with him again and will gladly recommend him to others.
Carl M. rated Mike Carey 5.0 stars: Mike and his team did a great job of communicating the process of getting a home loan. I would recommend Mike and his team to anyone wanting to purchase a home. They did an outstanding job.
Annastashia P. rated Lisa DePriest 4.5 stars: All hands were on deck when it was time to close. I'm appreciative of the effort put in towards my closing.
Jack F. rated Lisa DePriest 5.0 stars: Very helpful and great communication from start to finish.
Carlos H. rated Lisa DePriest 4.5 stars: Transaction was smooth it did get a bit challenging at one point but thanks to Bruce for clarifying somethings out it helped the process better thank you Lisa for as well clarofying things and working closely on my file
Lacynda D. rated Lisa DePriest 5.0 stars: Lisa was forever present whenever I needed her. She always answered her phone right away. Most people these days do not do that.She is very knowledgeable in all aspects of the loan process and basically saved this transaction when a major part of my life changed directions. I am forever grateful to her and highly recommend.
Jairo H. rated Lisa DePriest 5.0 stars: Overall great performance by Lisa on helping me with the purchase on my first home .
Ana M. rated Lisa DePriest 5.0 stars: I had a great experienc!!
Sydney B. rated Lisa DePriest 4.16 stars: Very responsive team when emailing about the process and enjoyed your app being able to see where I was during the process
Aaron A. rated Lisa DePriest 5.0 stars: You all were very helpful and responsive to any questions throughout the process.
Lucas B. rated Lisa DePriest 5.0 stars: Lisa and her team were the greatest to work with. This was our second property and pitched through non QM lending, which in any ither other instance could have been stressfull but she made it seamless.
Highly recommended their team!
Jasmine B. rated Lisa DePriest 5.0 stars: Communication was great!
Willie L. rated Lisa DePriest 5.0 stars: Lisa DePriest was incredible! The whole process from start to finish was amazing due to Lisas professionalism, knowledge and commitment to ensuring our needs were met. My husband and I greatly appreciate the opportunity to work with Lisa.
JoKeitha S. rated Lisa DePriest 5.0 stars: I just wanted to take a moment to thank you for all of your support throughout this process. You truly made what could have been an overwhelming experience feel seamless and manageable. I really appreciated how on top of everything you were and how patient you were in answering all of our questions. You took the time to make sure we understood each step of the home buying process and that we felt comfortable and confident in every decision along the way. That made a huge difference for us. Thank you again for your professionalism, responsiveness, and care. It has been a pleasure working with you.
Kelly M. rated Lisa DePriest 5.0 stars: Lisa was phenomenal in every way. She restored my faith in mortgage officers. She was patient, professional, and prompt in all dealings. Lisa guided us through some credit improvement strategies and worked tirelessly as we entered three contracts before finally closing on our present home. It took many steps-some minor, some complex-to get us to home ownership, and it literally would not have happened without Lisas gracious and expert assistance. She communicated often and clearly, always making sure we were aware of where we were in the process and what she needed us to do. She even followed up repeatedly after we closed. She worked on weekends and even on her vacation to assure that the purchase of our home went through seamlessly. There are no words superlative enough to describe my experience with Lisa and Acopia.
Adam C. rated Chris Pulliam 5.0 stars: Chris' professionalism and expertise.
Richmond G. rated Chris Pulliam 5.0 stars: Chris, was very attentive and knowledgable. He was always on top of my loan and proactive throughout the entire process. He also did the little things well such as just answering the phone or returning my calls quickly. I would highly recommend Chris to anyone who needs help with lending.
Corbin R. rated Chris Pulliam 5.0 stars: Chris was very responsive to my questions a d provided clarification as needed.
Spencer B. rated Chris Pulliam 5.0 stars: Chris was always quick to respond to any questions we had and was a pleasure to work with.
Chad W. rated Chris Pulliam 5.0 stars: Communication was easy
Chukwuma O. rated Chris Pulliam 5.0 stars: Chris was fantastic. I will definitely recommend Lower to my friends and family for home loan.
Seth & Christy J. rated Chris Pulliam 5.0 stars: Chris! Thank you again so much for all of your help during this process. As first time home buyers we were nervous and did not know what to expect. You have not only met but exceeded our expectations. We appreciate your communication, advice, and willingness to help whenever we had a question. Working with you and the ACOPIA team has been such a pleasure. We are so excited for our new home. Thank you so much!
Adam C. rated Chris Pulliam 5.0 stars: Chris Pulliam is a great home loan originator. He and the ACOPIA team were extremely helpful in finding the right loan for me and my budget. I would recommend Chris to anyone just thinking about buying a home in the near or far future. He worked with me for over a year before the right home came along, and was able to close in less than 30 days.
Chris S. rated Chris Pulliam 5.0 stars: I didn’t know what to expect when my wife and I decided to buy our first home. Finding the right house was fun, but understanding the costs and how to pay for it sounded daunting. Chris made us feel at ease right away. As an essential part of the team, he made himself available by phone or email, and even in person, from beginning to end. We always felt comfortable going to him whenever we had questions or concerns. He also helped us through the negotiation process, allowing us to feel confident in our decision making. Chris provided honest, high quality service during a scary but exciting time, and I am so glad we decided to work with him in purchasing our home.
Bruce W. rated Tanner Aycock 5.0 stars: Eva and Tanner did an exceptional job through the whole process.
Josh C. rated Tanner Aycock 5.0 stars: Eva and Tanner made this process seamless and understandable. They were able to answer any and all questions I had and provided consultation for anything I was unsure of. Very impressed.
Donna S. rated Tanner Aycock 5.0 stars: Eva and Tanner are ALWAYS available to answer questions, update on progress as well as sending pre approvals. I will surely refer this lender to my future clients.
Martina P. rated Blaine Bailey 5.0 stars: 5-stars! Great communication and we actually able to close early!
Perry W. rated Blaine Bailey 5.0 stars: Blaine was a pleasure to work with. He stepped in, kept me informed, and made sure that we closed on time.
Michelle L. rated Blaine Bailey 5.0 stars: Blaine and Acopia team, I wanted to take a moment to thank you for all of your help and guidance throughout the process of purchasing my first home. I especially appreciate the patience and support in navigating the challenge of changing the loan with my new lot. Thank you again for all the hard work!
Kayeeshia B. rated Terri Cagle 4.5 stars: Terri was kind, quick to respond, and communicated well.
Jesse B. rated Terri Cagle 5.0 stars: If you are looking to buy a house, Terri Cagle should be you're 1st call. She will guide you through the home buying process with her knowledge with ease. I highly recommend Terri Cagle, don't settle for a local business that tries to make all their money off one transaction, go with this professional woman that cares about her profession and her customers. She is amazing and made my home buying experience exceptional.
Jesse B. rated Terri Cagle 5.0 stars: Terri made this home buying process very easy. She didn't treat me like a sale, she treated me like family and that matters to people. She was very accessable, knowledgeable, and seemed to really care about her profession. She was recommended my friends and I will definitely pay that forward. Terri is a people person and it shows. There are still good people in this world and Terri Cagle is one of them. Thanks for everything!
Jazzie R. rated Terri Cagle 4.66 stars: Mrs.terri was always there to let me know what was going on and kept me up with the things I needed to finish my loan application she was very friendly .I thank you soo much for helping me out inthe procecess of it all.
Andre L. rated Terri Cagle 5.0 stars: Everything about the experience was great.
Adrienne L. rated Terri Cagle 5.0 stars: Terri was very knowledgeable, had great service and great communication. She was also very pleasant
Tronel B. rated Terri Cagle 5.0 stars: she walk me through it . She was there for me on stuff I didn't understand she made sure i understood
Terry C. rated Terri Cagle 5.0 stars: Terri is very knowledgelable, courteous, and easy to work with. I would recommend her to everyone that I know look to purchase or re-finance a home.
Russell G. rated Terri Cagle 5.0 stars: It was a pleasure working with Terri and her team. They exceeded all of our expectations!
Gabrielle M. rated Terri Cagle 5.0 stars: Terri is awesome! I would recommend her to any first time homebuyers! Everyone seems to think that buying a house is as stressful process, but it isn’t with Terri! She is on top of everything! She made the home buying process easy and stress free. She is extremely professional and very knowledgeable!
Aubrey L. rated Terri Cagle 5.0 stars: A massive shoutout to my incredible loan officer turned new friend, Terri Cagle and her team. This woman can crunch numbers like nobody Ive ever seen! Terri, your dedication and financial prowess are truly unmatched. Thank you for guiding me through the loan process with grace and efficiency.
Jeremy M. rated Chris Velasquez 5.0 stars: Not only was Chris professional in his knowledge and help, he was also personable which makes the process so much easier and better.
Luis N. rated Chris Velasquez 5.0 stars: Mr. Chris saved my life—in the sense of how he helped me, the patience and assistance he provided, and the advice, guidance, and discipline he instilled in me to help me achieve the goal of buying my home. Mr. Chris is the best; May God bless him always as he continues to help families fulfill their dream of homeownership. Thank you from the bottom of my heart.
Qaid S. rated Chris Velasquez 5.0 stars: Chris Velasquez and the entire Lower Mortgage team exceeded my expectations throughout the home-buying process. As a self-employed owner-operator, I knew my mortgage application would require extra documentation and attention, but Chris made everything as smooth and stress-free as possible.
From the very beginning, Chris was responsive, knowledgeable, and always willing to answer my questions. He kept me informed every step of the way, explained the underwriting process clearly, and helped me navigate all of the requirements with confidence. His communication was outstanding, and I always felt like he genuinely cared about helping me achieve my goal of homeownership.
Purchasing my new home in Palm Coast was a major milestone for my family, and Chris played a huge role in making it happen. He stayed on top of every detail, worked hard to keep the process moving, and helped ensure a successful closing.
I highly recommend Chris Velasquez and the team at Lower Mortgage to anyone looking for a mortgage lender they can trust. If you’re looking for professionalism, excellent communication, and someone who truly puts their clients first, Chris is the person to call. Thank you for helping make my dream of owning a home in Florida a reality!
Emilee C. rated Chris Velasquez 5.0 stars: We had an excellent experience. The team was professional, responsive, and committed to delivering high quality service from start to finish. Communication was clear, deadlines were met, and the overall process was smooth and efficient. Highly recommended!
Nilka C. rated Chris Velasquez 5.0 stars: Thank you for your time
Diana C. rated Chris Velasquez 5.0 stars: Excellent service!, thank you
Richard C. rated Chris Velasquez 5.0 stars: Chris maintained ongoing communications about the process of buying a home and items needed or explaining something that was beyond my understandin. I will be sending the next clients your way! Thanks for all your help.
Beau K. rated Chris Velasquez 5.0 stars: Chris guided me through the whole process with ease.
Marco F. rated Chris Velasquez 5.0 stars: Chis Velasquez and his team did tremendous work to achieve my family goals, He took care all the process of my loan with professionalism to ensure my family satisfaction. My family and I are very happy and thankful to Chris and his team!
Margarita O. rated Chris Velasquez 5.0 stars: Chris and his team were amazing. They made the loan process easy, and stress free.
Tyler S. rated McLean Fowler 5.0 stars: Fantastic experience from start to finish. McLean was knowledgeable, responsive, and genuinely invested in helping us get the best loan for our situation. He made the entire process easy and stress‑free. Highly recommend!
Angeli T. rated McLean Fowler 5.0 stars: We were looking for a house and we need a loan advisor. Mclean was recommended by our realtor and he is so great! He was very helpful. We are so glad that we found him! He was able to help us find a great interest rate. If ever we need some help in the future in getting another house or refinancing we will consider contacting him again. Great guy and cery helpful!
Tristen L. rated McLean Fowler 5.0 stars: McLean is kind, personable respectful and goes above and beyond to make sure your needs are met. We will happily stay with him and recommend him to anyone in need of a loan help or refinancing. Couldn't have asked for a better experience on the financial side of buying our first home. If you're looking for the best, look no further
Julia H. rated McLean Fowler 5.0 stars: McLean is very patient and knowledgeable . He has been a trusted resource to me and I would strongly advice anyone going through this process to work with him. Hopefully I keep on progressing In my career so I can work with McLean on many more houses! Thank you!
Stephanie D. rated McLean Fowler 5.0 stars: We had a great experience working with Acopia. McLean was very customer focused and walked us through all the steps. Everyone was super easy to work with and would definitely recommend Acopia to others. Thank you all!
Suzanne C. rated McLean Fowler 5.0 stars: McLean is just the kindest and knowledgeable lender I have worked with in a long time. I can’t say enough about his willingness to help keep the transaction running smoothly and getting to the table! Thanks is not saying enough!
Julie H. rated McLean Fowler 5.0 stars: McLean was a gift. He was so helpful, patient, and calm. I enjoyed working with him and he sincerely made this process easy and I trust him completely. Thank you so much for all your help. I will be recommending McLean to anyone buying a home!
Pamela S. rated Jill Samsel 5.0 stars: I have known Jill for over 20 years. She's helped me through at least six home purchases or re-fi's, and three of those were after my divorce. I didn't know where to start but Jill walked me through it step by step. I wouldn't go to anyone else.
Dena C. rated Jill Samsel 5.0 stars: Personal and always corresponding to texts. Jill is the best!
Chloe P. rated Jill Samsel 5.0 stars: The best loan officer! Super helpful and very informative!! She answered all my questions and was so nice!! I highly recommend using Jill!
Rachael B. rated Jill Samsel 5.0 stars: Great communication and fast response! So friendly and helpful!
Carly H. rated Jill Samsel 5.0 stars: Jill was patient with me and explained everything in great detail. She was amazing throughout the entire process!
Cody K. rated Jill Samsel 5.0 stars: Jill was absolutely amazing to work with! She went above and beyond to get all of our home loan information completed quickly so we could purchase our home without delays. She made the process smooth, stress-free, and was always available to answer questions. We are so grateful for her hard work and dedication-highly recommend Jill to anyone needing a loan advisor!
Tammy A. rated Jill Samsel 5.0 stars: 5-stars! Communication is always good!
Latonya E. rated Jill Samsel 5.0 stars: This was a beautiful and yet wonderful experience for me. Jill Samsel was awesome from the beginning to the end. If I had to do it all over again I wouldnt want to do it without her. She answered all of my questions even after hours promptly. She made this experience stress-free and assured me that everything would be okay from the beginning to the end. I love her. Talk about a beautiful personality, that would be her.
Jenna B. rated Stacey DePriest 5.0 stars: Pleasant to work with, timely with all correspondences, ensured smooth closing
Jackie C. rated Stacey DePriest 5.0 stars: Stacy was great!! He helped us every step of the way and was able to answer our many questions. He helped us not only get our home but also have some peace of mind that things were getting taken care of. if it wasn't for Stacy and his experience we definitely wouldn't be homeowners today. Thank you so much Stacy DePriest!!
Juanita H. rated Stacey DePriest 5.0 stars: Stacey is a excellent person to work with, outstanding and he's good with people. He's always very helpful whenever asked.
Victoria A. rated Stacey DePriest 5.0 stars: Everyone involved was extremely helpful and patient explaining exactly what was needed. I got great updates on where we were in the process the entire way through and whenever something came up that needed my attention, they were extremely prompt letting me know. They were sweethearts through the whole process and now I'm moving my family into our first home! Recommend for everyone- they helped me narrow down my options and get the right fit loan for my family. Thank you so much!
Hank B. rated Stacey DePriest 5.0 stars: Great communication and very helpful.
Robyn O. rated Stephen Gowen 5.0 stars: Wonderful experience closing with Stephen Gowen & Team Acopia! We had a very quick timeframe to close and everything went just as planned. No surprises. Stephen was very quick to respond to all our questions (even the silly ones). We are very grateful to him and his team for the wonderful support during our home purchase process.
Robyn O. rated Stephen Gowen 5.0 stars: Stephen and his team were awesome! We had a quick close and everything went smoothly. Stephen is very knowledgeable and responsive and easy to work with.
Sherale B. rated Stephen Gowen 5.0 stars: Stephen was great to work with. We really liked working with him throughout the home buying process and he did explain a lot of things really clearly, which we needed as first time home-buyers.
Stephen worked to get us a great approval for our first home mortgage with as little money out of pocket as possible.
We applied with about 5 other loan companies to try to compare numbers before locking in and Stephen and his team beat them all!
Even though we were on a tight timeline for our home, Stephen had our paperwork ready just in time for our closing date.
Definitely appreciate and recommend Stephen & Team Acopia.
Christopher C. rated Stephen Gowen 4.16 stars: The inspection fee for our house was missing on the closing costs and that delayed our process a little bit as we had to get a money order at the last second to resolve issue. It would have been nice to add to our closing costs since we requested to pay that fee at closing. Otherwise, I do appreciate Stephen for always asnwering questions and being quick with responses.
Victoria L. rated Stephen Gowen 5.0 stars: When you work with professionals who are great at customer service, you can't help but brag a bit. I am so incredibly thankful for Stephen's assistance to get me to the finish line with complete ease and professionalism. I would highly recommend him for any transactional purchases. You will not be disappointed. Thanks Stephen!
Victoria L. rated Stephen Gowen 5.0 stars: Stephen was ready and available down to the wire. He was informative, pleasant and communicated above and beyond to keep me up to date on every process to ensure a smooth close. Thank you Stephen for your excellent service and making this experience easy.
Ajay H. rated Stephen Gowen 5.0 stars: Stephen quickly answered our questions any time we had any and he really looked out for our interests during the home buying process.
Carol-gray S. rated Stephen Gowen 5.0 stars: Stephen was very responsive and helpful . This was our first time buying a home and he was excellent at answering all of our questions and directing us to others to help in the process
Amanda K. rated Stephen Gowen 5.0 stars: Stephen broke things down so i could understand them! He was also very patient with me.
Miguel W. rated Stephen Gowen 5.0 stars: Hands down Stephen Gowen is the best. Im happy to have a mortgage guy who is always available no matter what day or time. Theyre very professional and good at what they do. I would recommend Stephen to anyone who needs a mortgage. Awesome team!
David F. rated Stephen Gowen 5.0 stars: This will be my third loan with Stephen and every time it’s the same result, smooth transaction with less headache.
Alycia W. rated Stephen Gowen 5.0 stars: Stephen was very professional and super easy to work with. He was always available to answer my questions at any time. Highly recommend!
Liana R. rated Valeria Knowles 5.0 stars: patience, kindnes responsibility.
Leonela G. rated Valeria Knowles 5.0 stars: The whole process was GREAT!
Milvia T. rated Valeria Knowles 5.0 stars: Great person with amazing personality will defenitly recommend
Adriana E. rated Valeria Knowles 5.0 stars: As a first time buyer Valeria made the whole process smooth for me! She constantly checked in and made sure I never felt like I had unanswered questions or doubts. I would definitely recommend her to anyone whether they're first time buyers or not. :)
Shalindra P. rated Valeria Knowles 5.0 stars: I literally had the best lender in the world right along with the best realtor. Working alongside the both of them , made this journey a walk in the park ! If i had to do it again I'd choose Lower Mortage (Valerie Knowles ) and realtor (Kayla Waggoner) again . Thank you for this journey and funding me and my family with opportunity of a lifetime. Im thankful.
Katherine O. rated Valeria Knowles 5.0 stars: She kept a close eye on the entire process, shared all the information in a timely manner, and explained every step of the process to me in detail to make sure I understood the information
Yvette H. rated Valeria Knowles 5.0 stars: Val was wonderful all the through the process of purchasing my family. She was always there when me my husband had a question. The whole experience was top notch for me and family.
Katherine O. rated Valeria Knowles 5.0 stars: She kept a close eye on the entire process, shared all the information in a timely manner, and explained every step of the process to me in detail to make sure I understood the information.
Sandra J. rated Valeria Knowles 5.0 stars: I met Val in April at an open house at Magnolia Point. When I entered the house I told her I was interested in buying and she said I’m the person that can make it happen. The process was amazing! I highly recommend her. She answered all my questions from beginning to end.
John R. rated Tyler Johnson 5.0 stars: Thank you!!! Who went above and beyond the call of duty with their exceptional, work ethic and true professionalism! In order to be the best at what you do, you must master the tools of the trade. You guys are the best of the best!
Blazej Z. rated Tyler Johnson 5.0 stars: Found the best rate possible!
Christopher K. rated Shonna Lee 5.0 stars: Shonna is very knowledgeable and professional, as well as friendly.
Janet D. rated Shonna Lee 5.0 stars: Shonna is very professional and helped make the loan process easier than it could have been. ⭐️⭐️⭐️⭐️⭐️
Jeffrey D. rated Shonna Lee 4.66 stars: the overall experienc was great not difficult Just a couple of hiccups that was able to be worked through
Nikolas M. rated Shonna Lee 5.0 stars: She was very professional and And helped answer all questions or pointed my in the right direction to get them answered
Tiras R. rated Shonna Lee 5.0 stars: Yall worked really hard for Tiras Roberrs
Nicholas F. rated Shonna Lee 5.0 stars: Could not have had better support through this process. Communication was great and they kept us well informed on any new updates!
Jennifer A. rated Shonna Lee 5.0 stars: She made it so easy, and was always available to answer questions. It was a great experience.
Jerry R. rated Shonna Lee 4.83 stars: Their were a lot of redundant requests at times for documentation already provided.
Actual closing was frustrating. They had to send their intern to our house twice to have us sign or resign documents. Some documents had to be recreated because of errors at closing. Not Lower Mortgage's fault just a part of the overall process.
There were some e-documents that were sent to me during the moving process that I had not signed because I could not access them. There were email issues after the fact getting them to me that were effectively resolved.
My wife, Ann, worked closely with Shonna moreover than I.
William G. rated Shonna Lee 5.0 stars: Shonna made the entire process simple and kept us updated along the way.
Diane G. rated Shonna Lee 5.0 stars: Shonna was wonderful to work with. She communicated every step of the way. She addressed all our questions and concerns in a timely manner. Completely stress free process. She is professional and kind. She kept everyone on track for an on time and seamless close.
Jared H. rated Shonna Lee 5.0 stars: Shonna and her team worked endlessly through the purchasing process. Shonna ensured that every step was explained and understood.
Jan B. rated Shonna Lee 5.0 stars: Shonna did a fantastic job and we were able to close sooner than expected. She provided great options for my buyers as well as kept everyone informed along the way.
Renee T. rated Shonna Lee 5.0 stars: Shonna was amazing, very patient and made the whole process very easy. Shonna always answered all of my questions and did so timely. She was an absolute pleasure to work with.
Demetria F. rated Jeff Ingram 5.0 stars: I felt at ease during the entire process beginning at our initial conversation. He immediately got the ball rolling. The rest of the process was easy to manage and did not take a long time.
Eleanor F. rated Jeff Ingram 5.0 stars: Jeff and the team made the experience easy amd effortless.
Kelly S. rated Jeff Ingram 5.0 stars: Jeff went over and above helping us secure funding for our loan. Our situation was very unique and he found a way to make it happen! Jeff was very professional and easy to work with, we would absolutely recommend Jeff and Lower Mortgage.
Fatima O. rated Jeff Ingram 5.0 stars: Jeff always had great communication with us. Anytime we had a question or didn't understand part of the process he made sure we fully understood everything.
Antonio R. rated Jeff Ingram 5.0 stars: Jeff is very helpful and very responsive.
Harriet Y. rated Jeff Ingram 5.0 stars: Jeff Ingram and his whole team were awesome. Everyone from opening to closing provided A-1 customer service! I am recommending them to anyone I know who is buying or refinancing their home. If I could give more than 5-stars, I would!
Jordan M. rated Jeff Ingram 5.0 stars: Jeff is great to work with and keeps you informed throughout the entire process. I wouldnt hesitate in recommending Jeff to friends and family.
Hiram H. rated Jeff Ingram 5.0 stars: Jeff and his team were amazing! Their attention to detail and level of customer service was unbelievable. Jeff spoke with us after normal business hours and on weekends to ensure we had everything we needed. Absolutely first class customer service!
Gerges S. rated Mitchell Wells 5.0 stars: I have worked with tons of lenders, Mitchell is absolutely one of the fastest, dedicated lender. The transaction was easy breeze and straightforward. Looking forward tonworking with Mitchell in the next deals.
Dominick D. rated Mitchell Wells 5.0 stars: Everything, but communication is key. Communication made my experience well worth it. I did not need to wait days or hours to recevie my important items.
Tracey H. rated Mitchell Wells 4.83 stars: Mitchell was always available to answer any wuestuons questions we had
Lael B. rated Mitchell Wells 5.0 stars: Mitchell was of fantastic service! He was very thorough and swift with responding to us for any concerns we had!
Ereni Z. rated Mitchell Wells 5.0 stars: I was extremely excited, and Mitchell had laid out a well-thought-out, carefully timed plan. Indeed, everything was wonderful; every stage of the loan process proceeded exactly according to the established schedule. I consider myself very fortunate to have worked with this company—and with Mitchell in particular.
Sonny C. rated Mitchell Wells 5.0 stars: Mitchell wells has helped me buy several houses through the years I have so much trust in him and his team because of my trust I will always go to him and his teammates love you guys and thank you so very much 🙏
Valentin V. rated Mitchell Wells 5.0 stars: I am pleased for the work he has done.
Tamara V. rated Mitchell Wells 5.0 stars: Thank you for the excellent service. I really appreciate your help and professionalism.
Vanessa H. rated Mitchell Wells 5.0 stars: It is always great working with Mitchell and his team of professionals. They are always one step ahead of the process and working diligently in the best interest of my clients.
Susan C. rated Mitchell Wells 5.0 stars: Mitchell was amazing, informative and accurate with us every step of the way.
Justin K. rated Mitchell Wells 5.0 stars: Mitchell was extremely helpful throughout the entire process of securing our loan! He went above and beyond to make sure we were taken care of. His communication was fast and very clear. Would recommend Mitchell to anyone looking for a home loan!
Curtis J. rated Miranda Kelley 5.0 stars: Miranda was willing to answer any and all questions I had before and during the process of major decisions. She informed me with the needful and necessary knowledge I didn't have. She is a wonderful person to work with.
Curtis J. rated Miranda Kelley 5.0 stars: Miranda was willing to answer any and all questions I had before and during the process of major decisions. She informed me with the needful and necessary knowledge I didn't have. She is a wonderful person to work with.
Tanner H. rated Miranda Kelley 5.0 stars: Miranda was amazing to work with! She was available at all times to answer any question that I had! Throughout the whole process , she was right by my side! I would definitely reccomend Miranda to anyone who is thinking of buying a home!
Zanchez W. rated Miranda Kelley 5.0 stars: Great communication Great Teamwork never ran into one problem
Laura M. rated Miranda Kelley 5.0 stars: Miranda's knowledge and her professionalism made this a smooth proccess. Her availibilty was also a bonas to any and all questions we had and her demeanor in general was pleasant at all times.
Sekiyah N. rated Miranda Kelley 5.0 stars: Miranda and her team were amazing. They communicated through the entire process. I highly recommend.
Motunrayo S. rated Miranda Kelley 5.0 stars: Miranda was extra ordinary. Great communication, empathy and friendliness. It felt like i was working with a friend.
Donnie S. rated Miranda Kelley 5.0 stars: My experience with Miranda was very professional and courteous. I felt like she went above and beyond to get my mortgage approval and get me and my girls in our new home.
Brianna W. rated Miranda Kelley 5.0 stars: Miranda was awesome the whole time. Kept us updated on everything and explained everything to us very well. Highly recommend.
Kevin J. rated Kent DePriest 5.0 stars: Kent was able to do what no other lender has been able to get done in over 2 years of trying to get financing while self employed. He has answered every question and taken time to either consider my ideas or explain why they weren't the best option. Couldn't be more pleased with our experience.
Judd S. rated Kent DePriest 5.0 stars: Any time I had questions about something he was there to help me. Was great about giving me updates . He made me feel like I was important to him. He treated me like l was one of his close friends. I am very greatful
Alison N. rated Cameron Lewis 5.0 stars: Our loan was approved in time for our closing! We are so thankful for the care and attention your team gave to us and our loan. We love our new home!
Amy K. rated Cameron Lewis 5.0 stars: Cameron was so friendly and answered all of our questions quickly. We really enjoyed working with him.
Jered K. rated Cameron Lewis 5.0 stars: I have worked with Cameron in the past on the purchase of my first home. He is knowledgable about the many options available and also provided a calm experience throughout the whole process. Thank you!
Laurie R. rated Cameron Lewis 5.0 stars: Cameron Lewis is the “go to” for all my clients who have ever had the pleasure of working with him. Once you go with Cameron, you won’t ever have to search for another lender when making other purchases or refinancing. Cameron is the smartest, most experienced and resourceful lender in the Asheville area. On top of all that, he’s the easiest and most pleasant professional you could hope to work with! It’s ALWAYS better to go with a local lender when purchasing in the area, and Cameron is by far the best in the area! So look no further, and rest assured that you are making the right choice when you pick Cameron !
Amishay V. rated Cameron Lewis 5.0 stars: Throughout the process, the team was responsive, transparent and very friendly. Great people to work with. Easy process. Smooth and quick. Great job!
Cheryl R. rated Cameron Lewis 5.0 stars: Cameron is personable and very attentive and knowledgable.
Sean Z. rated Cameron Lewis 4.5 stars: Great experience again
Jon S. rated Cameron Lewis 5.0 stars: Everyone on the team was excellent, and knowledgeablr. Definitely use them again
Brian & Kate S. rated Cameron Lewis 5.0 stars: Cameron made the mortgage application process easy. As a first time home buyer, it was nice having someone explain everything in detail. There was a significant amount of paperwork to go over, financial information to be gathered and just a lot of general questions from us to be answered about the process. Cameron was there every step of the way and we are very satisfied.
Carly R. rated Cameron Lewis 5.0 stars: I felt that through the entire process, Cameron was there for us. As first time home buyers there were many aspects of the process that were completely foreign & he took the time to explain what we needed and why. All phone calls were received promptly & all paperwork was dealt with in a likewise fashion, even if it meant dealing with something as late as 6 or 7 oclock at night.
Gordon B. rated Cameron Lewis 5.0 stars: It was, as in the past, very rewarding to work with Cameron Lewis and his staff. The is the third time that we have used them, and they came through for us, again!
Marty P. rated Allen KenKnight 5.0 stars: EVERYone we worked with was very helpful, quick to respond and always pleasant!!
Janiel K. rated Allen KenKnight 5.0 stars: What made my experience GREAT was how clearly every step of the loan process Was displaye. Also, the team was always responsive, patient, and proactive, which made everything feel smooth and stress‑free.
Rhonda P. rated Allen KenKnight 5.0 stars: It was an easy process and your team was very knowledgeable.
James E. rated Allen KenKnight 5.0 stars: The entire process was seamless from start to finish. The team was consistently responsive, informative and genuinely kind, I never once felt like a burden.
Purchasing or refinancing a home can be a daunting experience, often requiring you to share very personal financial details. Throughout the process, the team handled everything with professionalism and care, ensuring I was comfortable every step of the way.
I cannot say enough positive things about both the team and the experience. It was exceptionally efficient, well-managed and stress-free. I highly recommend Allen and his team and will absolutely continue to use and refer them whenever possible.
Selina B. rated Allen KenKnight 4.16 stars: They got the job done! Thanks
Tiffanie W. rated Allen KenKnight 5.0 stars: You guys were awesome . Great communication and support along the way we appreciate it
Mathew W. rated Allen KenKnight 5.0 stars: very help and made the process smooth
Austin D. rated Allen KenKnight 4.5 stars: Everything went as smooth as you could wish for.
Kenneth N. rated Allen KenKnight 5.0 stars: Great communication, commitment and most of all, caring. We used Allen and Acopia for our first mortgage, so we came back to him for our refinancing.
Benjamin M. rated Allen KenKnight 5.0 stars: Allen was excellent. He was always available to answer our questions and knows the industry. Great to work with.
April R. rated Allen KenKnight 5.0 stars: Allen and his team were Amazing from start to finish. Everyone worked hard to ensure we were informed regarding each stage of the process. Allen and his team represent honesty and integrity and I would recommend him to anyone in the market for a home loan.
Adam N. rated Allen KenKnight 5.0 stars: Allen and his team were amazing! They were communicative, organized, friendly and responded to calls and emails rapidly. I have purchased a few homes and they by far made the process smooth and seamless. I would highly recommend Acopia to anyone who is purchasing a home.
Craig M. rated Laura Kurtz 5.0 stars: Working with Laura was fantastic. She was always available and quick to answer our questions.
Sharon P. rated Laura Kurtz 5.0 stars: Laura is a true professional from start to finish. Everything she did made my home buying experience easier. Laura is a valuable asset to your company. I will highly recommend her and lower mortgage to anyone I know who is looking to purchase a home.
Sharon N. rated Laura Kurtz 5.0 stars: Laura was a true professional from start to finish. Everything she did made my home buying experience easy. Laura gave excellent advice and went above and beyond to communicate throughout the entire loan application and closing process. I would highly recommend her and her company, lower mortgage, to anyone looking to purchase a home.
Luther J. rated Laura Kurtz 5.0 stars: Stress free Laura was great to work with
Angela P. rated Laura Kurtz 5.0 stars: From beginning to end, Laura and her team helped make our buying experience stressfree and a pleasant experience. I absolutely recommend them when you are looking for a mortgage. Thanks again!
Doreen M. rated Laura Kurtz 5.0 stars: Laura was always readily available to answer questions even outside of normal business hours. The services and process from offer to close were efficient and professional. Highly recommen!
Kerwin N. rated Laura Kurtz 5.0 stars: Laura was there for me every step of the way. She answered all of my questions, and I had many! She made herself available even after work hours. I knew where I was throughout the whole process. I was well informed and never blindsided by anything. I will definitely recommend Laura to anyone buying a house.
Kerwin G. rated Laura Kurtz 5.0 stars: Laura was great. I asked an annoying amount of questions and she answered every single one of them. She made herself available after hours and made the whole process very smooth.
Michael W. rated Laura Kurtz 5.0 stars: Laura and Shannon made the expierence great. There constant feedback and almost daily communication helped my wife and I out tremendously. Laura was always available to answer any random questions we had or give us feedback. Overall it just seemed like they cared and were not chasing commission. The home buying process was very smooth and my wife and I look forward to growing our family in a new beginning. Thank you
Ashley W. rated Laura Kurtz 5.0 stars: Laura was wonderful to work with! She buying a first home easier. Laura answered our million questions we had.
Denise S. rated Laura Kurtz 5.0 stars: 5-stars! Always very professional and quick to respond when needed.
Valerie S. rated Laura Kurtz 5.0 stars: Laura Kurtz is my go to professional and I use her as many times as possible. She is extremely knowledgeable, patient, kind and a great communicator.
Sara E. rated Laura Kurtz 5.0 stars: I had the pleasure of working with Laura, and I can’t recommend her enough! Her communication was clear, timely, and thorough throughout the entire process. She made everything feel seamless and straightforward, which is so important when dealing with home loans. I look forward to working with her again!
Jayshon M. rated Rick Fantucci 5.0 stars: Just the whole process in general
Gregory E. rated Rick Fantucci 5.0 stars: Rick and Tina were very responsive, thourough, and accomodating to any questions I had throughout tyhe whole closing process.
Robin T. rated Rick Fantucci 5.0 stars: Rick makes the loan process so easy. He is very communicative and positive in every interaction. This is our second time using Rick for a mortgage and he is great!
Elzavon M. rated Rick Fantucci 5.0 stars: Great communication, flexible, easy to work
Tracy M. rated Rick Fantucci 5.0 stars: Tina and Rick were both very knowledgeable and helpful to me on my refinance journey. I felt very comfortable working with them and anytime I had questions, they were quick to answer. I would definitely refer them to my friends and family or anyone who is looking to buy or refinance their home.
Chrissy W. rated Rick Fantucci 5.0 stars: Everything was perfect from the beginning with Tina to continuinhg with Loretta. The entire experience was amazing. Everything was clear and timely and I was able to close on my dream home a little early! Thank you so much!
Candice C. rated Rick Fantucci 5.0 stars: Availability and willingness to answer any and all questions!
Jessica P. rated Rick Fantucci 5.0 stars: They looked for the right solution for us and didn't just give up on what we needed and has even started strategically looking at the future for continued support
Mia A. rated Rick Fantucci 5.0 stars: We had a very complicated financial situation. Rick and his team really helped to guide us and explore all possible options. Communication was fantastic, and they really helped us to stay on track when we were overwhelmed and falling behind schedule. Great experience!!!
Edward C. rated Rick Fantucci 5.0 stars: Rick and his team are first class. Rick is extremely knowledgeable and goes way above and beyond every time. He’s the best in the business. Period. Thank you, Rick!
Nathaniel W. rated Rick Fantucci 5.0 stars: My experience with Rick and the rest of the team was phenomenal. My fiancé and I were able to close on our first home almost effortlessly, and we are extremely satisfied with the outcome. The team made sure to communicate the process very clearly and work with our best interests in mind.
Lisa P. rated Rick Fantucci 5.0 stars: Rick, you ALWAYS exceed our expectations!!! You go above and beyond in every way and every time for all the years we’ve had the pleasure of working with you. You are a Godsend!!! I don’t know what we’d do without you and I mean that! Thank you.
Emily D. rated Doug Richards 5.0 stars: Doug was amazing to work with. He answered all of our questions, and was alway available.
Lucious J. rated Doug Richards 5.0 stars: Doug was awesome. He came highly recommended from a close friend and he didn't disappoint . Very personal, kind, and patient with my wife and I as first time home buyers. Doug worked tirelessly to get us in the house that we ended up buying. 11/10
Paul W. rated Doug Richards 5.0 stars: Dug and his team were patient with me. As a military man, I appreciate the details, and these people covered them so that no snagged could be pulled. Thanks Dug.
Charleston D. rated Doug Richards 5.0 stars: I would like to express my deepest gratitude for all the guidance and from Doug, Deanna, and Vicki! They were all awesome and super supportive from the beginning to the end of this process.
Sharon B. rated Doug Richards 5.0 stars: Doug stayed in constant contact, he was patient and addressed all my concerns.
Brandon S. rated Doug Richards 5.0 stars: from Start to finish lower mortgage was always there , if I had a question they answered it was the best of there ability Doug is an outstanding person very knowledgeable and the experience was amazing looking forward to my forever home thanks to lower mortgage thank you guys again .
Rene V. rated Doug Richards 5.0 stars: Doug and Deanna were awesome to work with for the mortgage process. They kept us informed of every step, what was needed and when. Being organized with process and documents helped us in keeping on track to ensure a successful closing.
Noah S. rated Doug Richards 5.0 stars: He was great with working with me and making it happen even when there was a challenge he got the job done
Carl A. rated Doug Richards 5.0 stars: Doug and his team was on the job from day one they handled every process and step with a professional manet and was very detailed as what I needed to do I was very empress of how easy the hold process went.
Cathy W. rated Doug Richards 5.0 stars: Doug is a professional, consistent, helpful, patient and gets the job done. Doug always kept me up to date on all the moving parts that occur in a loan transaction. He was also helpful with answering questions. I had to reach out to him on the weekend too. Doug and the team at Acopia showed their agility in adapting to last minute changes (the seller). The deal closed and I am enjoying my new townhouse.
The Lake Family rated Doug Richards 5.0 stars: AMAZING!! That is the first word that comes to mind when I describe my experience working with Doug. As a first time home buyer I had a lot of questions and needed a lot of clarification. Doug was extremely helpful, kind and attentive throughout the entire process. He had clear, honest and prompt communication. I would recommend Doug to any family or friend. We will definitely work together again in the future.
Kevin T. rated Doug Richards 5.0 stars: Acopia was great! We used them when purchasing our home and again 18 months later to refinance. The process couldn’t have been any easier. Doug is the best!
Willie B. rated Jeff Stine 5.0 stars: Jeff’s team was very helpful walked us through the whole process from start to finish. I would recommend him to anyone and will be using him on our next loan.
Tammy P. rated Jeff Stine 5.0 stars: This was the second time we had the pleasure of working with Jeff in the last two years. The first time was purchasing our home and this time refinancing our home, in both instances Jeff and his associates were extremely pleasant and very helpful through the whole process. We would definitely recommend Jeff to anyone looking for a lender.
The Hadley Family rated Jeff Stine 5.0 stars: You’re reading these reviews because you are interested in finding..... a lender who will listen to your needs. JEFF STINE is your guy. A lender who will have your best interests in mind. JEFF STINE. A lender who actually knows what they are talking about. JEFF STINE. A lender who will work to make sure he does what he commits to do. JEFF STINE. A lender who is also becomes a friend. JEFF STINE. It’s your most important purchase. You better get the best lender!! That’s JEFF STINE. You’ll thank me later.
Ethan W. rated Steven Odom 5.0 stars: Stephen and Summer both helped me a lot, answered all of my questions And kept me well informed during the whole process
Jakiala M. rated Steven Odom 5.0 stars: Steven was very prompt with communication and readily available if needed. He was quick with paperwork and getting things done. He explained everything with great detail if there were any questions. I would highly recommend him.
Cynthia P. rated Steven Odom 5.0 stars: Each step for my loan process was explained thoroughly, all questions answered and explained.
I was impressed by the ability to esign most documents, which made closing move along quickly. Thanks Steven for a good experience.
Nathanael I. rated Steven Odom 5.0 stars: Steven went above and beyond to get us approved for a loan. I can't recommend him and his team enough.
Morgan S. rated Steven Odom 5.0 stars: Great experience from start to finish. Communication and guidance throughout the process was excellent.
Brigette C. rated Steven Odom 5.0 stars: Steven was so thorough and understanding of the little knowledge I had about buying a home. He always made himself available for questions and never made me feel like I was a bother. HIGHLY RECOMMEND, truly 10/10 service!
Amy M. rated Steven Odom 5.0 stars: Steven was helpful every step of the way! He communicated with us regularly and guided us toward the best possible outcome. We are super grateful!
Casey H. rated Steven Odom 5.0 stars: Steven made the entire process incredibly smooth from start to finish. He was extremely communicative and kept us informed every step of the way, which made a potentially stressful experience feel simple and manageable. Anytime we had questions, he responded quickly and explained things clearly so we always knew what to expect. His professionalism, responsiveness, and willingness to help made a huge difference. We truly felt supported throughout the entire process and couldn’t have asked for a better experience!
Penny P. rated Steven Odom 5.0 stars: Steven communicated and helped me every step of the way Always pleasant, courteous, and always ready to help me. Highly recommend!
Steven D. rated Steven Odom 5.0 stars: Steven was knowledgeable and helpful the entire process.
Debbie W. rated Steven Odom 5.0 stars: Steven always goes above and beyond! He communicates every step of the process no matter what time it is, he is always available if you need him. He follows up with clients to help them understand the process.
Nathan H. rated Steven Odom 5.0 stars: Steven and the team at Acopia do a great job taking care of my clients and keeping me informed throughout the loan process.
Chris B. rated Steven Odom 5.0 stars: Mr. Odom helped us out through the whole process and was very helpful and knowledgeable answering any questions along the way.
John G. rated Bruce Buckless 5.0 stars: Bruce provided outstanding service in the loan process. I would highly recommend him to any friend or family member!
Scott I. rated Bruce Buckless 5.0 stars: Bruce Buckless was great! He answered every question I had and was on top of the whole process. I felt very comfortable working with him as he updated me on what was going on through the whole process. If I buy again, it will be with Bruce.
Erin B. rated Bruce Buckless 5.0 stars: Bruce has been overwhelmingly helpful and patient with us throughout this process. We are so thankful to have had the opportunity to work with him. We had contracts on three different homes over the course of 9 months. The first two fell through for different reasons related to price negotiations and and inspections, but throughout the whole process, Bruce was professional and very helpful. He made sure we had everything in order to close on time.
Callie S. rated Stephanie Brister 5.0 stars: Stephanie was amazing to work with, as a first time home buyer she made sure all my questions and needs were answred. Megan Ferguson as well helped me find the best insurance rate . I couldn't have asked for a better experience because of these two ladies!
John P. rated Stephanie Brister 5.0 stars: Stephanie was responsive and really took care of us!
Elizabeth M. rated Stephanie Brister 5.0 stars: Great communication and support through the whole process.
Sarah G. rated Stephanie Brister 5.0 stars: Stephanie was so helpful through the process and so nice!
Aliya A. rated Stephanie Brister 5.0 stars: Great service and moved very quickly .
Gloria M. rated Stephanie Brister 5.0 stars: We got to the closing table 6-days agead of schedule
Mitchell B. rated Elizabeth Goetsch 5.0 stars: Her was always verey freidnly and helpful. I could discuss my questions and concerns at all hours of the day or night and she was very responsive. Great loan officer.
Noah E. rated Elizabeth Goetsch 5.0 stars: ELIZABETH IS TRULY THE BEST! She never failed to ensure I was taken care of, her communication was off the charts, and she truly made buying my first home the most pleasant experience.
Megan M. rated Elizabeth Goetsch 5.0 stars: Elizabeth talked me through each part of the mortgage process so that I felt as comfortable as possible!
Jaime G. rated Brianna Floyd 5.0 stars: Good communication at all time and time to explain lots of things
Landon R. rated Brianna Floyd 5.0 stars: Easy to work with and very professional. Had a great experience with buying mu first home.
Hunter B. rated Brianna Floyd 5.0 stars: very helpful quick and gets straight to the point answers all question needed BADASS
Yassel M. rated Brianna Floyd 5.0 stars: Todo desde el primer día me ayudo mucho y tubo mucha paciencia conmigo fue una buena guia en todo el proce. Gracias a su ayuda pude optener mi propiedad muy agradecido.
Carter A. rated Brianna Floyd 5.0 stars: Always made sure we was update to and made sure we understood what was being said,
overall great person
William B. rated Brianna Floyd 5.0 stars: She very clear and experienced in her work . A big 10 out of 10 she went above and beyond more than I expected . With patience I'm proud owner of my first family home big thanks to the team
Brandy L. rated Brianna Floyd 5.0 stars: We were very pleased working with you on our home loan! You saved us so much time by handling the legwork, managing the underwriting detail, and answering all our question! Thanks again for Everything😊
Everett T. rated Brianna Floyd 4.83 stars: Brianna was super helpful !
Joey L. rated Brianna Floyd 5.0 stars: Brianna was very professional, truly remarkable with information and any questions that arose. She worked with us on several loan opportunities & everyone of them was easy an well explained. Not to mention a outstanding person as professional & family oriented.
Lionida G. rated William Cullen 5.0 stars: We had the pleasure of working with William Cullen here at the Stroudsburg, PA branch. He was so kind and attentive to all of our questions and made sure that all of our questions were answered. He help us every step of the way in the process of getting our first home. We appreciate everything that he did and his team. You guys ROCK!!!
Jamikia B. rated Amanda Berry 5.0 stars: Amanda is the person you can count on in the clutch! She keeps all parties informed. She gives !!0%! She goes above and beyond to get the client appoved.
Mary K. rated Amanda Berry 5.0 stars: Amanda was amazing to work with. She responded quickly and answered all my questions, making the complex proces feel smooth. I highly recommend Amanda to anyone looking for a loan officer.
Andrew I. rated Amanda Berry 5.0 stars: Amanda took the time to work through my very difficult situation. She was with me every step of the way.
Alejandra C. rated Amanda Berry 5.0 stars: Amanda guided us and mad us feel prepared and confident in our home buying process.
Nicholas C. rated Amanda Berry 5.0 stars: Amanda is the total package! Start to finish, kind and professional all the way around.
Raul F. rated Amanda Berry 5.0 stars: We love our new home. Thank you.
Cade R. rated Amanda Berry 4.66 stars: Hello given that this is my first purchase of a living place I feel that the help and communication amanda provided was extremely helpful and appreciated
Susanne Y. rated Amanda Berry 5.0 stars: She is awesome!! Very knowledgeable, reassuring and patient
Juan C. rated Amanda Berry 5.0 stars: Great communication, and to the point , and very friendly
Amy B. rated Marc Levine 5.0 stars: Everything was done quickly and smoothly. Great communication.
Ronda L. rated Marc Levine 5.0 stars: Marc is amazing ❤️
Robert I. rated Marc Levine 5.0 stars: Marc was very good communicating and explaing the process and the loan. Good guy
Chase M. rated Marc Levine 5.0 stars: Working with Marc on one of my recent deals was an outstanding experience. From start to finish, he stayed one step ahead and kept everything moving smoothly. His professionalism, market knowledge, and clear communication made a huge difference throughout the entire process.
Marc truly looks out for his clients and goes above and beyond to make sure they are taken care of every step of the way. It’s always great working alongside lenders who are this dedicated and knowledgeable. Looking forward to many more smooth transactions together!
Tonya F. rated Marc Levine 5.0 stars: Great service and Marc Stayed on top of the whole process..
Michael M. rated Marc Levine 5.0 stars: Marc went above and beyond to make sure everything went smoothly at closing and was completed my wife's major surgery. This is the second time we have used Marc to purchase a home.
Tracy M. rated Marc Levine 5.0 stars: Marc went above and beyond to help us secure a loan for the house of our dreams - and in record time!! Really appreciate his time and guidance throughout the process!
Saul V. rated Marc Levine 5.0 stars: Marc is very knowledgeable and has been a tremendous help in our home buying process. He made our experience stress free, and is going to be the person we will recommend to anyone looking into buying a home.
Pamela H. rated Marc Levine 5.0 stars: I cannot stress enough how wonderful Marc and his team were. He was very pleasant to work and always on it. Due to his teams abilities we closed in a very short period of time. I would highly recommend then and would never use anybody else.
Taznee H. rated Marc Levine 5.0 stars: Marc Levine was very informative and readily available to advise me on any questions I had. The process was very easy.
Omar B. rated Marc Levine 5.0 stars: Marc was an amazing lender who helped me all along the way. He was quick to respond when I had questions and made the whole process stress free. I really appreciated his personal insight and I was equally impressed with his professionalism. Two thumbs up!
Shaun F. rated Christina Klingman 5.0 stars: Staying on top of things and informing us of the next steps.
Rafael A. rated Christina Klingman 5.0 stars: The personal service and attention was over the top thank you
Rafael A. rated Christina Klingman 5.0 stars: I don't usually write reviews, but I get that people only hear about the bad experiences and not the great service they obtain. I started at Chase Bank to get a mortgage, and I also asked about Navy Federal. I also asked a realtor friend if she knew anyone. She hooked me up with Christina. Everyone was nice and polite, but the service I received from Christina was exceptional. The other two lenders asked me to find things through my own insurance, title companies, appraisers, etc., and send them documents. Christina, on the other hand, had several contacts that she referred me to, which made this process much easier. She was in constant contact with me, showing me the process, the progress, and the items needed to complete each step. She emailed me and followed up with more emails, texts, and calls. I really appreciated this, as I'm often busy and can't always answer her calls right away. She even gave me a call when she heard third parties were trying to get in touch with me, just to make sure I was aware. Since it was my first time owning a house, she either gave me advice or introduced me to people who could help me with everything that goes with that, from taxes and utilities to homeowners' insurance and possible house repairs. Christina's service was like dining at a five-star restaurant compared to a fast food place like McDonald's. She even called me on the day my funding was finalized to congratulate me. Would I recommend her? Absolutely! Would I use her again? Definitely!
Jordan N. rated Christina Klingman 5.0 stars: Communication and patience in explaining everything that goes on in the process
John B. rated Christina Klingman 4.83 stars: Pleasure to work with. Answered all my questions .
Stephen F. rated Christina Klingman 5.0 stars: Her personality and communication
Robert J. rated Eva Aycock 5.0 stars: Eva and her team are so kind, helpful, and knowledgeable. Eva and Vicki both were quick to respond to messages and always answered our questions thoroughly and explained things in a way that was easy to understand. We've already recommended Eva and Lower to several friends and family and look forward to doing business with Eva again in the future.
Nicole B. rated Eva Aycock 5.0 stars: Great experience getting our home loan! Eva & Tanner were always available to answer all of our questions and make sure that we were well informed throughout the entire procross!
Jesse W. rated Eva Aycock 5.0 stars: Great place to do business with.
Jessie W. rated Eva Aycock 5.0 stars: Alot of advice and felt i was a priority, not just another number. She the made the transaction so simple for me, by far the easiest. What a life savor. Thank you very much.
Charles J. rated Eva Aycock 5.0 stars: Very educational and helpful during the whole process
Kiki rated Eva Aycock 5.0 stars: Eva is very knowledgeable, responsive, and made the entire home financing process easy to understand. Eva and her team answered all of our questions promptly, kept us informed every step of the way, and worked hard to secure the best loan for our needs. We are truly grateful for all of the hardwork and would highly recommend.
Shonna H. rated Eva Aycock 5.0 stars: Eva is very knowledgeable, responsive, and made the entire home financing process easy to understand. Eva and her team answered all of our questions promptly, kept us informed every step of the way, and worked hard to secure the best loan for our needs. We are truly grateful for all of the hardwork and would highly recommend.
Brenda E. rated Eva Aycock 5.0 stars: Eva and her staff went above and beyond and put many hours of hard work into getting us approved. Most companies would have given up but they never stopped. They are amazing 🤩
Richard S. rated Eva Aycock 5.0 stars: Eva went above and beyond
Tiffany W. rated Eva Aycock 5.0 stars: Eva and team were amazing and made the lending process seamless. They are super responsive and always so kind. I would highly recommend Eva!
Angie S. rated Eva Aycock 5.0 stars: I have worked with Eva for many years. She has always been very honest with my clients and myself from the beginning. If she says she can get it closed, she does but if for some reason the buyer has issues, she will work with them until they are ready to buy. Eva and her team are very professional and I couldn’t ask for better service. She just got my buyer a clear to close in 11 days, that’s right 11 days!
Rachel K. rated Eva Aycock 5.0 stars: Eva and her team are amazing to work with. I am always able to contact them with questions or updates. They go above and beyond to ensure a successful closing.
Douglas R. rated Eva Aycock 5.0 stars: Eva went above and beyond to get us through this process, she is amazing!!
John C. rated Murdock Richard 5.0 stars: Personlized customer service. Valuable advice. Amazing communication. I trust Murdock 100% and recommend him constantly to family and friends. He is by far the best loan officer I have ever worked with and have been a loyal customer of his for over 20 years
Michael P. rated Murdock Richard 5.0 stars: Murdock has made every real estate transaction happen for my family the past 25 years.
Stephen M. rated Murdock Richard 5.0 stars: It was a pleasure working with Murdock throughout our process. He was knowledgeable, committed, and genuinely personable, making the entire experience smooth and free of stress. He took the time to answer every question, kept us informed along the way, and demonstrated a true commitment to providing excellent service. I would highly recommend Murdock to anyone looking for a trustworthy and professional loan officer.
Susan B. rated Murdock Richard 5.0 stars: overall excellent service!
Ismael M. rated Murdock Richard 5.0 stars: Buying a home can feel overwhelming, but Murdock made the entire process much easier than I expected. From the beginning, he was sincere, direct, and a straight shooter. He took the time to answer my questions, and always made sure I knew what was happening and what came next.I never felt pressured, I felt guided. I'm truly grateful for the way Murdock helped me through the purchase of my home and would absolutely recommend him to my friends and family.
Andrea U. rated Murdock Richard 5.0 stars: Murdoch is very knowledgeable and helped us get through the entire process with ease and no stress! I would highly recommend him to any of my friends or clients!
June S. rated Murdock Richard 5.0 stars: Excellent experience from start to finish! Murdock is knowledgable, incredibly responsive, and made the entire process easy and stress free! We always felt informed and supported! Anytime we reached out, he responded promptly! I highly recommend!
Justin O. rated Murdock Richard 5.0 stars: Murdock was very efficient, quick to communicate, and detail orientated. It was a great experience from start to finish with helping to get the best rates possible and reviewing multiple offers to put in on houses.
Kyle M. rated Murdock Richard 5.0 stars: Murdock is incredibly proactive and responsive. He knows the market well and is able to lead his clients towards a close in any circumstance/market.
Trent S. rated Murdock Richard 5.0 stars: What made the experience great was the combination of clear communication, responsiveness, and attention to detail throughout the entire process. He made everything straightforward and stress-free, always staying ahead of potential issues and taking the time to explain each step. Beyond that, the long-standing trust he has built with my family over decades gave me complete confidence—I knew I was in good hands from start to finish.
Verified Client rated Jamie Harrington 5.0 stars: I would recommend Jamie Harrington to anyone looking to purchase a home. Jamie and her associates were timely, organized, thorough and always answered any questions I had in a very timely manner. I could not have asked for a better experience while purchasing my condo!
Verified Client rated Jamie Harrington 5.0 stars: Working with Jamie and her team at Homeside Financial was a wonderful experience. They were extremely professional. Any communication with them was prompt and efficient. Jamie would go above and beyond any reasonable expectation by responding to my numerous emails after hours and on weekends. I would highly recommend them as a lender!!
Verified Client rated Jamie Harrington 5.0 stars: Jamie and the whole crew at Homeside were great to work with during our recent refinance on our home. Homeside was able to move quickly and lock in our rate during this extremely busy time. I know they’re working hard with a lot of refinances and new mortgages but we felt like the only couple they were taking care of. Sometimes the mortgage process can be overwhelming but Jamie explained all our options to us clearly and we couldn’t be happier.
Alison P. rated Tyler Marton 5.0 stars: As first time homeowners, Tyler has been there to walk us through all we need to do step by step. He is always happy and available to answer our many questions. We appreciate him always going above and beyond to make sure we are getting the best support we can!
Taylor C. rated Tyler Marton 5.0 stars: Tyler was very informative and made this process quick and easy. We were able to to close on our house so quickly because of Tyler's efficiency!
Jose I. rated Tyler Marton 5.0 stars: Tyler was exceptional from start to finish. He is highly intelligent, extremely well organized, and a clear communicator throughout the entire process. His efficiency is on another level and every step was handled quickly and accurately, even with a compressed timeline, and we still closed right on schedule. This was hands down the smoothest lending experience we’ve ever had.
Fernando C. rated Lee Medlin 5.0 stars: Lee's support throughout the whole process was excellent; she laid all the options on the table and answered all my questions so I could make the best decision.
Chelsea C. rated Lee Medlin 5.0 stars: There was excellent communication every step of the way.
Fernando V. rated Lee Medlin 5.0 stars: Lee is a very kind person and was always willing to provide us with additional information throughout the process.
Thank you so much.
Darcy B. rated Lee Medlin 4.66 stars: I am a first time buyer and Lee was very informative as helpful with questions I had.
Iris P. rated Lee Medlin 5.0 stars: She was fast responding back to our questions did everything in her power to get us through the process
Latoya H. rated Lee Medlin 5.0 stars: Most of the transactions were smooth With the team.
Andrew H. rated Lee Medlin 5.0 stars: Lee and her team made whole process extremely efficient and smooth. I would highly recommend them to anyone looking to finance a property
Josephine P. rated Lee Medlin 5.0 stars: I had so many questions but she was patient with me , answered all my questions and addressed all my concerns.She is absolutely great
Johnny B. rated Lee Medlin 5.0 stars: Customer experience
Matthew M. rated Lee Medlin 5.0 stars: Everyone was helpful
Jim S. rated Lee Medlin 5.0 stars: Lee was always available for questions and clarifications. She goes above and beyond the normal.
Jocelyn W. rated Lee Medlin 5.0 stars: Lee was awesome! She was very thorough, thoughtful, pleasant even funny. Overall she was dedicated, efficient and committed! Would definitely recommend her service. Thank you Lee!
Savannah L. rated Lee Medlin 5.0 stars: Lee was absolutely incredible throughout the entire process! She’s extremely informative, always available to answer questions, and consistently goes above and beyond to ensure a smooth process. Her dedication and professionalism made a huge difference for both me and the buyer. Highly, highly, HIGHLY recommend!
Asucena C. rated Adriel Esparza 5.0 stars: Excellent service from start to finish.
Allen B. rated Adriel Esparza 5.0 stars: Adriel was outstanding in all steps, very, very helpful.
Melissa P. rated Adriel Esparza 5.0 stars: We are so grateful to Adriel for the work he did to get us into our new home! We had a very complicated situation going into this purchase and had already tried working with 2-3 other lenders unsuccessfully before we were referred to Adriel. Adriel faced the challenge head on, gave us the facts at each step, and never promised more than he knew he could deliver. In the end his plan worked out exactly as he laid out to us and we closed on our new home with a great interest rate. We couldn’t be more thankful or happy to refer him to anyone no matter their situation. Thank you Adriel!
Emmanuel N. rated Bill Decker 5.0 stars: Bill is simply the best in what he does, without his relentless effort, this deal would have not been possible. Thank you Bill.
Joseph D. rated Bill Decker 5.0 stars: I had been looking for a trusted, reliable, professional and caring mortgage lender to help. Then, I was introduced to Bill Decker and with all sincerity, was blown away by his commitment to helping us through the loan process. Bill was true to his word and promised to do everything he could to make it work. After being turned down from other lenders, Mr. Decker proved them wrong as he kept his word and delivered. I closed on my home in March and am so grateful for Mr. Deckers unwavering support. If youre looking to buy a home, Mr. Decker should be your first call!
Katrina M. rated Bill Decker 5.0 stars: Excellent service! They stayed in contact with me every step of the way to let me know what was going on at all times!
Daniel L. rated Ruth Dudley 5.0 stars: The help we received in finding and getting the home we wanted
Kat N. rated Ruth Dudley 5.0 stars: Ruth made everything easy, which says a lot when you’re talking about getting ready for closing on a home! She is professional, courteous, helped me to stay on track so I didn’t miss any deadlines, and a pleasure to talk to. I always felt like I was in good hands and she would do what’s best for me.
James J. rated Ruth Dudley 5.0 stars: Ruth is what made our buying experience so great. she did such a good job communicating and explaining everything so we could understand. She always responded to questions in a timely manner and usually right away.
Kaci A. rated Ruth Dudley 5.0 stars: Ruth was absolutely amazing, I started working with her prior to moving to Knoxville so I would know my options, she listented to what I was looking for, took notes to look into things I asked about and then with my options guided me in the right direction. During my first offer experience in Knoxville she and my agent Sydney took care of things for me so I wasn't bothered or stressed because we had run into a few hiccups with the house and other sellers agent. Ruth always had a listing ear any time I needed it and I appreciate her more than she probably knows. She also gave me an awesome painting of my new home at my closing which was extremely thoughtful. I would recommend her over and over again!
Sharon L. rated Ruth Dudley 5.0 stars: Ruth was kind, prompt, and truly cared about my closing going well. Thank you, Ruth!
Gabriel G. rated Ruth Dudley 5.0 stars: Ruth was extremely helpful, patient, kind, and informative throughout the entirety of our process with her. I will be using her for any and all future transactions, and recommending her to everyone I know!
Lindsay R. rated Ruth Dudley 5.0 stars: Ruth was very professional and an excellent communicator. She was very efficient in getting our finances secured for our new home purchase. The experience was seamless. Ruth communicated to us throughout the whole process so that we were educated on time frames and milestones regarding our financing to closing. I highly recommend Ruth for any lending services. She is very knowledgeable and very approachable! Thank you so much Ruth, you were amazing!
Jeffrey S. rated Ruth Dudley 5.0 stars: Ruth has been amazing. You need to clone her!
Brent R. rated Ruth Dudley 5.0 stars: Very responsive. Quick pre-approval. Very pleasant personality. Great communication.
Spencer S. rated Ruth Dudley 5.0 stars: Ruth was overall on top of everything from day . was in constant communication with us all the time abd and just created a very seamless process.
Jonathan M. rated Ruth Dudley 5.0 stars: We were lucky to find Ruth! She was amazing with everything, from explaining the process & answering any questions, with great detail. She eased a lot of our nervousness that came with first time home buying. She went above and beyond, always responded fast, was proactive about getting all of the necessary steps done for us to close quickly like we needed. Lastly, she is easily one of the friendliest people to work with! Thank you Ruth!
Emily T. rated Ruth Dudley 5.0 stars: Ruth Dudley was absolutely excellent throughout the entire mortgage process. From the beginning, she was clear, patient, and incredibly responsive. She took the time to explain every step and answered all of our questions with professionalism and kindness. We truly felt supported and informed the whole way through. Thanks to Ruth, the process felt smooth and stress-free. Highly recommended!
Ali H. rated Ruth Dudley 5.0 stars: Ruth helped us get pre approved and through the process of buying our first home! She was always there to answer and explain every question we had and kept us informed of each step. We worked with her for over a year and loved every minute of it!
Cooper A. rated Josh Jarrard 5.0 stars: The tentativeness was incredible. I don't think the phone rang more than 2 times before Josh picked it up.
David P. rated Josh Jarrard 5.0 stars: Josh made our experience simple and convenient with his constant communication. He responded to all our inquiries throughout the process with honesty, encouragement, and guidance that made this experience one that I will always appreciate. We would love to work with Josh again in the future, and will recommend his services to our family and friends.
Lezette P. rated Josh Jarrard 5.0 stars: Josh was incredibly friendly and supportive throughout the entire process. As first-time homebuyers, my husband and I were unfamiliar with how everything works and what to expect. His clear communication, expertise, and professionalism reassured us and ensured everything went smoothly. We're very grateful to have been referred to Josh as our lender. Many thanks to him and his team, Tina and Deanne, for their dedication and for helping us close within 30 days! I will definitely recommend their services to friends and family.
Jorge M. rated Josh Jarrard 5.0 stars: Josh is very responsive, answered texts and emails promptly.
He's very creative and always finds a solution.
Several options were presented.
Keep up the good work Josh!!!!!
Shellie T. rated Rhonda Holt 5.0 stars: The day before closing, the sellers were not able to sign so we had to push the closing out 5 days. Rhonda and her team were on top of things and made the changes needed and it wasnt a problem at all!
Alesa R. rated Rhonda Holt 5.0 stars: Rhonda was very patient with our months long purchase involving a short sale home. She matched a very competitive rate and was able to close the transaction quickly despite a hiccup which was not within her control. She helped us work our way through it and meet our closing date! She is very professional and responsive and we very much appreciated the job she did for us. I highly recommend her!
Laura M. rated Rhonda Holt 5.0 stars: If it werent for Rhonda and the Acopia team, we wouldnt be living in our dream home!
Anibal M. rated Bob Chamorro 5.0 stars: Bob's professionalism and friendliness made the process safe and pleasant. Highly recommended.
Marc K. rated Bob Chamorro 4.16 stars: Bob was always accessible and explained what ever questions I had.
Leon N. rated Bob Chamorro 5.0 stars: Great communication and very professional. It was great to work with Bob.
Eloise P. rated Bob Chamorro 5.0 stars: Bob and his team was very supportive allowing for any questions answered and made the process of purchasing my home a smooth one
Mariana V. rated Bob Chamorro 5.0 stars: I cannot say enough great things about working with Bob! From start to finish, his communication was outstanding — he was always prompt to answer my questions and made sure I understood every step of the process.
My situation was not the most straightforward. The sale of my New York home hit a few unexpected bumps along the way, which delayed my timeline for purchasing my new Florida home. Bob never once made me feel like a burden. He was incredibly patient, flexible, and supportive throughout the entire journey, waiting right alongside me until everything came together.
If you are looking for a lender who truly goes above and beyond — someone who is knowledgeable, responsive, and genuinely cares about your success — look no further than Bob. He made what could have been a stressful experience feel manageable, and I am so grateful for his dedication. Highly recommend!
Ryan W. rated P Connor Hancock 5.0 stars: Thank you Connor for supporting our dream move to St. Petersburg, Florida. My family and I are so appreciative of your quick responses and level of professional to get our mortgage loan approved on time. Thank you again!
Steven D. rated P Connor Hancock 5.0 stars: Connor Hancock worked well with Setup and closing on mortgage and made the process seamless with communication and follow up and secured the best rate for our needs
Bobbi W. rated P Connor Hancock 5.0 stars: As a first time home buyer, I was nervous about the whole process. But working with Connor at Community Lending was an outstanding experience from start to finish. He guided me care, confidence and incredible responsiveness. The speed and professionalism of he and his team made the somewhat scary process smooth, manageable and stress free. The team kept me informed every step of the way to keep me and my information safe. I would highly recommend Connor Hancock and Community Lending for any of your lending needs!
Candace K. rated P Connor Hancock 5.0 stars: Fantastic service from Connor and his team! Thank you!
Angie rated P Connor Hancock 5.0 stars: Connor worked hard to get my loan! Had issues with the VA but he always communicated with me even on his off days!!
Tom H. rated P Connor Hancock 5.0 stars: I had a great experience working with Connor Hancock. He went above and beyond to help me get a loan completed during a pretty challenging time in my life. Connor really thinks outside the box and worked hard to find solutions when things weren’t straightforward. His attention to detail, professionalism, and willingness to go the extra mile made a huge difference. I truly appreciate all the effort he put in and would highly recommend him to anyone looking for a knowledgeable and dedicated loan officer.
Gene B. rated P Connor Hancock 5.0 stars: It was great working with Connor on my loan. He was efficient and informative on all aspects of the process. I highly recommend him to future prospective clients.
Patricia E. rated P Connor Hancock 5.0 stars: Connor was great to work with! Very professional and knowledgeable, with open communication about our home loan process. Highly recommend!
Maureen K. rated P Connor Hancock 5.0 stars: Connor was AMAZING to work with! He always found time to answer my (many) questions promptly, professionally, and personably! He was truly a pleasure to work with and I would recommend him to anyone looking for a great experience in the process of obtaining a mortgage !!
Pamela rated P Connor Hancock 5.0 stars: "Seamless experience with personalized service!"
I recently worked with Lower for a mortgage loan and had an excellent experience. The online application process was incredibly simple and straightforward.
My loan officer, Conner Hancock, was a huge help. They were very personable and
answered all my questions, making me feel comfortable and informed throughout the entire process.
I had a unique situation that required more help than your average loan company or bank could offer. The interest rate I received was very competitive and helped me save money. I would highly recommend this team to anyone looking for a stress-free and efficient borrowing experience. Always choose a professional for your loan!
Stephanie M. rated Kelli Strott 5.0 stars: Kelli went the extra mile to educate me on the home buying process. She made sure I was comfortable with my decision and provided me with excellent guidance. Thank you so much for all your hard work, Kelli!! Much appreciated!!
Joshua D. rated Kelli Strott 5.0 stars: Kelli was amazing. She was very diligent and informative. And if she didnt know something she got right after it and found it out . She made the whole experience smooth and very pleasant. 10 out of 10 would work with her again
Christine M. rated Kelli Strott 5.0 stars: Kelli always answered all my questions and made sure that I understood everything. She was got back to me in a timely manner. She was the kindest and most patient lady to work with.
I really like that when I told her what I wanted in my loan, she made it happen. I am very happy with everything during my loan process. Kelli is the best.
Amanda L. rated Kelli Strott 5.0 stars: Kelli was great! Everything was done early and went very smooth. She is knowledgeable and easy to work with.
Jose A. rated Kelli Strott 5.0 stars: It was amazing working with Kelli. She was with me all the way and helped me understand every aspect of my loan. I'm absolutely beyond impressed and happy with her dedication and hard work. I would highly recommend her to anyone. Thank you Kelli!
Jacob F. rated Dyan Edwards 5.0 stars: Dyan is the best all around
Jasmine F. rated Ashley Higdon 5.0 stars: Everyone I spoke with was so nice and attentive, helping navigate my way through everything as a first time home owner.
Robert J. rated Ashley Higdon 5.0 stars: The whole process was made easy by their team. We are very thankful they got us into our new home.
Laura M. rated Ashley Higdon 5.0 stars: Ashley is always on top of her game. She works in a timely but efficient manner. I would use her everytime for all my home buying needs.
Tyran G. rated Ashley Higdon 5.0 stars: Communicating is always easy and the process is a lot simpler than others
Damon G. rated Ashley Higdon 5.0 stars: Ashley goes above and beyond and is very efficient
Bridget S. rated Ashley Higdon 5.0 stars: Ashley made everything pleasant and as pain free as possible. I will definitely be recommending her to all my friends.
Francis L. rated Ashley Higdon 4.66 stars: This team is amazing and helped out a lot.
Lynnley B. rated Tim Summers 5.0 stars: Tim was a very plesant guy to work with! He made everything very easy! Would recommend him to anyone!
Nathan S. rated Tim Summers 5.0 stars: very informative, responsive, and respectful highly recommend
Joseph M. rated Tim Summers 5.0 stars: Tim Summers was incredibly knowledgeable throughout the entire loan process and made us feel comfortable every step of the way. As first-time homebuyers, we had a lot to learn about home loans, and Tim took the time to patiently explain everything and answer all of our questions. His expertise and willingness to educate us gave us confidence during what could have been an overwhelming experience.
As busy working professionals with a family, we also really appreciated how much of the process could be completed online. It made everything far more convenient and allowed us to keep moving forward without disrupting our work and family responsibilities.
The entire Lower team was outstanding as well. Their support staff was responsive, organized, and easy to work with, and thanks to everyone’s efforts, we were able to close on our home ahead of schedule. We couldn’t have asked for a better experience.
Marshall B. rated Tim Summers 5.0 stars: The transaction was very smooth. Made it just as simple and easy as possible. Fit with my schedule so well.And I greatly appreciate all that they've done.
Shawn F. rated Tim Summers 4.83 stars: Tim kept the loan application moving foward when issues presented themselves. Also offered great advice.
Wendy S. rated Tim Summers 5.0 stars: Tim & his team went above and beyond. They jumped over hurdles that were tossed my way to get me to the finish line. Wonder group to work with!!!
Derek M. rated Tim Summers 4.66 stars: The whole experience was great
Stephanie B. rated Tim Summers 5.0 stars: Every step of the process was very easy
James D. rated Tim Summers 5.0 stars: The service was great on a timmy did great
Joshua T. rated Patrick Joyce 4.83 stars: Communication with entire team and constant help they provided.
Luke S. rated Nikki Benefield 5.0 stars: Nikki was top notch. She patiently walked me through every phase of the mortgage process. She answered every time I txt or called with questions, and i had a few bc this is our first time buying a home. Even when I didn't, she'd reach out and lmk every time there was progress with the loan. She got me a great interest rate, better than any other lender I spoke with, and even got me a great rate on my insurance. She didnt stop with just one or 2 quotes. She stopped when she found the price o was comfortable with. All in all, Nikki was such a big part in making a usually stressful and difficult process easy and fun. I had tried before and got too frustrated and gave up. Her and my agent Randall made this experience a breeze. Would 100% recommend Nikki every time! Thank you so much!!!
Lucas S. rated Nikki Benefield 5.0 stars: Nikki was top notch. She patiently walked me through every phase of the mortgage process. She answered every time I txt or called with questions, and i had a few bc this is our first time buying a home. Even when I didn't, she'd reach out and lmk every time there was progress with the loan. She got me a great interest rate, better than any other lender I spoke with, and even got me a great rate on my insurance. She didnt stop with just one or 2 quotes. She stopped when she found the price o was comfortable with. All in all, Nikki was such a big part in making a usually stressful and difficult process easy and fun. I had tried before and got too frustrated and gave up. Her and my agent Randall made this experience a breeze. Would 100% recommend Nikki every time! Thank you so much!!!
Tristan B. rated Nikki Benefield 5.0 stars: Nikki was very kind , thoughtful and always was available to answer questions for me and if there was anything she didn't know, she would get the answer for me.
Isabella J. rated Nikki Benefield 5.0 stars: Communication skills, personality, and helpfulness were all amazing
Destin H. rated Nikki Benefield 5.0 stars: Nikki made my first time buying a home feel so manageable, and I truly appreciate that! She is extremely helpful and patient. i always felt certain and informed, every step of the way, and I could not be more grateful!
Juliana P. rated Jose Icaza 5.0 stars: Jose was available to answer all of my questions and the entire process was smooth
Carlos C. rated Erick Martinez 5.0 stars: Working with Erick Martinez was an outstanding experience from start to finish. He is extremely knowledgeable, responsive, and truly cares about finding the best solution for his clients. Erick accomplished in just two weeks what three other lenders were unable to do. He guided us through every step of the process, answered every question with patience and confidence, and made what could have been a stressful transaction feel smooth and effortless. His professionalism, honesty, and dedication exceeded all of our expectations. I highly recommend Erick to anyone looking for a mortgage expert who consistently delivers outstanding results. Thank you, Erick, for making this possible!
Jennifer A. rated Erick Martinez 5.0 stars: I can’t recommend Erick Martínez highly enough. He accomplished what many thought would be very difficult by successfully completing my residential refinance in just two weeks.
From start to finish, Erick was knowledgeable, responsive, organized, and always available to answer my questions. He kept me informed throughout the entire process, making everything smooth and stress-free.
His professionalism, dedication, efficiency, and commitment to his clients truly exceeded my expectations. If you’re looking for a loan officer who works hard, delivers results, and makes the refinancing process as easy as possible, Erick is the person to call.
Thank you, Erick, for making this happen so quickly. I truly appreciate all your hard work and would highly recommend you to anyone looking for a mortgage or residential refinance! Jeny and Carlos Cardenas .
Odalys R. rated Erick Martinez 5.0 stars: Erick is very kind and patient; he gives clear explanations and guides you through the entire process.
Aimee R. rated Erick Martinez 5.0 stars: Erick & staff were EXTREMELY accomodating & professional. Erick & Emiliano held my hand not only thru the process of selling my home in Miami within 15-days of putting it on the market; they didn't skip a beat jumping right into searching & closing on my new home in Winter Haven, FL just weeks apart of each other. They took time from their families & busy schedules to drive 4 HOURS several times from Miami to Winter Haven to support little ol me 😁. That meant the world to me bc I truely felt protected.
THANK YOU!!
Cristian C. rated Erick Martinez 5.0 stars: Many obstacles were presented and Erick stayed calm and was able to make it happen
Ray J. rated Bob Basmajian 5.0 stars: Bob was very helpful when being asked questions and his communication was always clear and timely.
James E. rated Bob Basmajian 5.0 stars: Bob was very informative, looked out for me from a financial stand point and closed the house very fast and effectively. Thanks Bob!
Kylee S. rated Bob Basmajian 5.0 stars: Bob made the home buying process smooth and pain free while keeping us informed every step of the way .
Tyler S. rated Bob Basmajian 5.0 stars: Worked very well with us and was available at all times
Steve L. rated Bob Basmajian 5.0 stars: Very helpful & excellent communication
Emmanuel R. rated Bob Basmajian 5.0 stars: Bob was great and very helpful throughout the entire loan process. He was always responsive, patient, and took the time to explain everything clearly. As first-time homebuyers, we truly appreciated his guidance, professionalism, and support from start to finish. He made a stressful process feel manageable and gave us confidence every step of the way.
James F. rated Bob Basmajian 5.0 stars: I never would've come over to NAF if it weren't for Bob, he's the sole reason based on previously using Bob as my mortgage guy. He tells you how it is and is always friendly and helpful. When he told me NAF does things differently and why it attracted him to come here, that's all I needed to hear to do the same.
Sawyer E. rated Rebekah Killgo 5.0 stars: Rebekah was great and very helpful throughout the whole process
Justin B. rated Rebekah Killgo 5.0 stars: Thank you for making this process easy and seamless! Appreciate you working to get our down payment as low as possible!
Hector H. rated Rebekah Killgo 5.0 stars: We really enjoyed working with the team . We were very grateful for Tanya all her expertise and guidance throughout this process.
Ronaldo C. rated Rebekah Killgo 5.0 stars: Rebekah was outstanding throughout our mortgage process. She was always responsive, answered all our questions promptly, and made the entire experience smooth and stress-free. We felt well taken care of from start to finish. Highly recommend her!
Matthew L. rated Rebekah Killgo 5.0 stars: Rebekah has been extremely helpful, informative, and patient with me and the agents throughout the entire process. It was a pleasure working with Rebekah, and the process was efficient with the Lower.com platform/app being able to easily upload things as requested and getting updates on statuses.
Michael H. rated Rebekah Killgo 4.5 stars: Rebekah was great to work with and made sure that we got the best rate possible! We had a quick closing, and we are super thankful for her!
Timothy J. rated Rebekah Killgo 5.0 stars: Everything was very smooth, a few bumps at the end but no reflection of Rebekah's experience and professionalim. Issues outside of her control with underwriting.
Megan R. rated Rebekah Killgo 5.0 stars: Very attentive to our needs and great communication between all parties. Made the whole transaction flow easily
Aaron R. rated Rebekah Killgo 5.0 stars: Very fast response time and communication throughout escrow .
Katelyn K. rated Rebekah Killgo 5.0 stars: Rebekah was so amazing during such a stressful time! She was always available whenever I needed her for questions. 100% recommend!
Avery L. rated Corey Deitsch 4.5 stars: Great communication!
Joshua W. rated Corey Deitsch 5.0 stars: Every interaction was fantastic all of my questions were answered and everyone went above and beyond to help me everyone step of the way.
April H. rated Corey Deitsch 5.0 stars: The team made sure they answered all my questions and helped me every step of the way!
Gregory S. rated Corey Deitsch 4.33 stars: responsive, knowledgeable
Victor W. rated Amelia Watts 5.0 stars: Very detailed and time oriented.
Martha W. rated Amelia Watts 5.0 stars: We were able to move through the process with ease. Amelia is extremely knowledgeable and courteous. She made us feel comfortable in the process from beginning to the very end. We have already recommended her to others. On a scale from 1 to 10..... She's a 10 !!🤗🤗🤗
Latricia M. rated Amelia Watts 5.0 stars: Ameila was super great. She always had answers to our questions, called and check on us, also very smart in what she does. She made the experience wonderful!! 100% recommend!
Daniel M. rated Amelia Watts 5.0 stars: The whole staff was super helpful and treated you like family
Veonta R. rated Jeff Sanderlin 5.0 stars: Jeff was very helpful through my process of getting my home . He help every step of the way he was on point . I would recommend everyone to go the Jeff if you looking buy a home .
Antonia R. rated Jeff Sanderlin 5.0 stars: “I had an excellent experience working with my loan officer throughout the home-buying process. Mr. Sanderlin was very knowledgeable, patient, and always available to answer my questions. He explained everything clearly, kept me informed every step of the way, and made what could have been a stressful process feel smooth and manageable. His dedication, professionalism, and genuine care helped me achieve my goal of becoming a homeowner. I truly appreciate all of their hard work and would highly recommend them to anyone looking for a home loan. Thank you for making this dream come true!”
Eric D. rated Jeff Sanderlin 5.0 stars: Jeff was outstanding throughout the entire home-buying process. His knowledge of the mortgage industry is exceptional, and he always took the time to thoroughly answer my questions and explain each step along the way. What stood out most was his commitment to helping me achieve homeownership, while other lenders seemed interested just to close on another loan.
From start to finish, Jeff remained responsive, attentive, and proactive, ensuring that every detail was handled and that I made it to the closing table without unnecessary stress. His professionalism, integrity, and genuine concern for his clients reflect incredibly well on the company he represents. Having someone like Jeff on their team is a tremendous asset. I would confidently recommend him to anyone looking for a lender who truly puts their clients first.
Dakota T. rated Jeff Sanderlin 5.0 stars: Jeff was super personable and gave great advice, and felt like he went to bat for me and took care of me like family. Made a typically stressful transaction very easy
Michael G. rated Jeff Sanderlin 5.0 stars: Jeff was just very helpful throughout the entire process. always quick to reply and answer any questions/concerns that I had
Donella S. rated Rachael Calk 4.33 stars: She worked with me to find the best option for me to succeed in owning a house. She was very patient in explaining anything no matter how many times I asked.
Maria P. rated Kristen Clarke 5.0 stars: I cant thank enough Kristen Clarke and her team for guiding me to every step from pre approval , last minute transactions and processing to closing.Your professionalism and attention to detail made the entire homeownership journey smoother than expected. Im truly greatful for the time and effort you spent ensuring everything went right. You made the "impossible " possible . Your dedication helped turn our american dream home a reality. Highly recommended Lower,LLC for the first time homebuyers who wants a stress free journey
Maria N. rated Kristen Clarke 5.0 stars: This mortgage company is phenomenal! They guided us through our first house purchase ensuring we had all necessary knowledge. We are so grateful for their expertise, professionalism and attention to detail. They made our american dream home a reality.
Madison V. rated Kristen Clarke 5.0 stars: Numbers confuse me and all the terminology can be overwhelming but Kristen helped break it down so i could understand.
Maddyson T. rated Kristen Clarke 5.0 stars: Kristen communicates so well, she's great. Excellent to work with
Dylan B. rated Kristen Clarke 5.0 stars: , quick to answer, always great communication and rates.
Lauren P. rated Kristen Clarke 5.0 stars: Kristen made the experience of buying a house so much more enjoyable . She is very professional but also knew how to make it fun! It felt Like dealing with a friend . Kristen is super knowledgeable and answered all of our questions. she was also so quick to respond to all of our concerns. I would recommend Kristens services for handling any one of my family and friends mortgages in the future. She is top tier !
Gerald D. rated Kristen Clarke 5.0 stars: Kristen is awesome! She helped us so much through the home buying process and always made herself available to answer all of questions. She truly is the best and made the whole thing so much less stressful. She is simply the best!
Jacob B. rated Kristen Clarke 4.83 stars: Any question I had Kristen was quick to answer with an educated answer that really helped me out.
Stephanie J. rated Kristen Clarke 5.0 stars: excellent communication, efficient, attentive. I will definitely recommend my family members to work with her! super sweet and kind.
Dymir P. rated Kristen Clarke 5.0 stars: The process was smooth from start to finish. Communication was clear, and all our questions were answered quickly and honestly. we felt supported the whole time, and everything was explained in a way that made it easy to understand. It made what could have been a stressful process feel simple and straightforward.
Thanks for all your help Kristen!
Angel U. rated Erick Rodriguez 5.0 stars: Gracias a Erick Rodriguez porque el habla nuestro idioma español fue más fácil para nosotros completar esta compra Gracias por todo
Carolina P. rated Erick Rodriguez 5.0 stars: (Translated by Google) Erik was a great help, always present every step of the way. He's very professional and knows what he's doing. Thank you so much, Erik!
(Original)
Erik fue de gran ayuda siempre estuvo presente en cada paso es muy profesional y sabe lo que hace , muchas gracias Erik
Carolina R. rated Erick Rodriguez 5.0 stars: Ha was kind and patient and he was there the whole time. It is very professional
Jackelin A. rated Erick Rodriguez 5.0 stars: Erick was really helpful throughout the loan process, explaining everything in detail. On the day of closing, he showed up and spoke with my parents in Spanish, making sure they understood the entire process and felt comfortable every step of the way.
Jackelin M. rated Erick Rodriguez 5.0 stars: Erick was really helpful throughout the loan process, explaining everything in detail. On the day of closing, he showed up and spoke with my parents in Spanish, making sure they understood the entire process and felt comfortable every step of the way.
Santiago S. rated Erick Rodriguez 5.0 stars: They are always there to clarify doubts
Robert C. rated Jeff Marsack 5.0 stars: Jeff and his team made things very easy for myself who was a first time home buyer and never been through this before. They were quick to answer any questions i had and very understanding and accommodating if i needed time to get a document or something else. Overall a very good experience and would highly recommend him to a friend.
Andrew B. rated Jeff Marsack 5.0 stars: Jeff made the process quick and easy. We love Jeff!
Wendy P. rated Jeff Marsack 5.0 stars: Always available and had answers to any and all questions we had. Made it easy for us and made us feel like we were the only ones.
Jordan Z. rated Jeff Marsack 5.0 stars: Everything about the transaction was smooth and jeff Jeff was there for any issues.
Dennis P. rated Jeff Marsack 5.0 stars: Jeff was cordial and effectively communicated with and kept us informed of each part of the process. Our expectations were well managed. Jeff is amazing!
Lon H. rated Jeff Marsack 5.0 stars: Jeff was upfront and honest, responsive to text messages and very flexible. I highly recommend him and his team.
Scott L. rated Jeff Marsack 5.0 stars: Jeff and his team were friendly, professional and very respectful of my needs. They worked very diligently to solve problems and get us into our new home in a timely manner. I highly recommend them.
Caitlyn C. rated Jimmy Miller 5.0 stars: Responsive, knowledgeable, and always there to answer our questions. Highly recommend!
Rachel V. rated Jimmy Miller 5.0 stars: Jimmy made the entire process easy and stress free. Would highly recommend working with him to anyone I know! Thank you again, Jimmy!
Chloe G. rated Jimmy Miller 5.0 stars: Thank you for all of your help!
Amber F. rated Jimmy Miller 5.0 stars: Jimmy is incredible. Our family has worked with him for the last 3.5 years. He is professional, dependable, attentive and kind. Responds promptly to all questions. He is knowledgeable and ensures quality service. 10 out of 10. I would highly recommend him to anyone.
Michael W. rated Tom Pregano 5.0 stars: Tom was always available and easy to contact when I needed him. Also, as a first time homebuyer, the process felt overwhelming at first. However, Tom made it as easy to understand and transparent as possible. I never felt lost in the woods or like I was waiting all day for replies. He made the closing extremely painless, too. I was expecting a far more exhausting day than I actually ended up having. I was glad that he showed up at the closing process to help me through it,. Overall, it was an excellent experience and I would highly recommend Tom.
Rachel A. rated Tom Pregano 5.0 stars: Tom was there to answer any questions I had, kept me up-to-date on what my rates would be, and worked endlessly with me to ensure I secured a loan at the best possible rate for my new home!
Kelly N. rated Tom Pregano 5.0 stars: I had a great experience working with Tom Pregano at Lower Mortgage. Throughout my transaction his communication was always clear and timely, which made the process feel smooth and much less stressful for everyone involved. He was professional, knowledgeable, and genuinely pleasant to work with from start to finish. I truly appreciated his responsiveness and teamwork, and I look forward to working together again in the future!
Ashley C. rated Tom Pregano 5.0 stars: As the headline says, Tom was great! As a first time homebuyer, I greatly appreciated his guidance. He was very timely with communication, always available to answer my questions. Highly recommend!
Mario D. rated Brian Angarone 5.0 stars: Working with Brian and his team was a pleasure. They were responsive, fast, and most importantly delivered on everything they said they would. I would highly recommend them to anyone in need of financing a home.
Kyle H. rated Brian Angarone 5.0 stars: Excellent service who kept us up to date and made the whole process very smooth.
John J. rated Brian Angarone 5.0 stars: Brian is the best - and the rest of the team did a great job here
Ryan F. rated Brian Angarone 5.0 stars: If you're getting a home loan or refinancing, you want Brian. He's easy to work with but pushes hard to get the best rates and minimize the paperwork hassle of navigating underwriting. After 4 loans with Brian, I can't imagine using anyone else.
Thomas J. rated Tanya Nielsen 5.0 stars: Tanya, was very patient , insightful , and was always on top of everything that I needed . She was always nice and professional, and kept me engaged in everything that was going on from the very beginning to the very end. To sum it all up Tanya was amazing!!
Byung K. rated Tanya Nielsen 5.0 stars: Tanya was Amazing & very knowledgeable with rules & regulations. I will recommend to anyone who needs loan!
Samuel P. rated Dante Rosa 5.0 stars: Dante made it great - he walked me through everything and took the time to make me feel comfortable.
Gino T. rated Dante Rosa 5.0 stars: Dante and Julie were wonderful to work with when I was helping my VA buyers purchase their new forever home. They provided superior customer service with timely and effective communication. They were always able to find the answers to any difficult questions that we had in the loan process. They were also compassionate to the concerns of the buyer so that the buyer's experience was stress relieving rather than stressful. Lastly, they came to the closing and got to meet the buyers which provided for a better closing experience.
Austin B. rated Dante Rosa 5.0 stars: Dante was extremely quick to respond to any and every question we ever had and kept us up to date on our process every step of the way. Can't recommend him enough.
Melanie S. rated Dante Rosa 5.0 stars: Dante Rosa was suggested to us by our realtor and we could not be more happy with his service. Not only does he do a thorough job explaining the details of the loan process but he is very easy and quick to communicate with. He never made me feel like I was asking too many questions. Finally, he is just so friendly and upbeat. It can be a daunting process to secure a loan and get all the necessary paperwork but Dante made the process seamless. I could even text him information which makes things so easy to get to him! Do not hesitate to use him for your loan. I'm kind of bummed I didn't get to see him at closing, I literally would have given him a hug.
Nick D. rated Dante Rosa 5.0 stars: Dante and Julie are the absolute best. As first time home buyers we had an offer on a house and were previously setup with a different lender. With three days left in our grace period after inspection we were quoted insane closing costs. We were going to back out of the deal but thankfully in a last minute scramble we found Dante. He is the sole reason we were able to purchase our dream first home. Not only were his rate offers the best compared to numerous other lenders but he saved us over $16,000 in unnecessary closing costs compared to our original quote with another lender. Not to mention he went out of his way when I was calling him for quotes last minute on a Sunday evening. I would recommend them to absolutely anyone. Super responsive, always positive, there’s too many good things to say when it comes to them.
Hannah B. rated Dante Rosa 5.0 stars: Dante is awesome! I would recommend him big time. Very awesome and nice guy. He shows he really cares about you and just wants the best for you.
D S. rated Dante Rosa 5.0 stars: Dante, Julie, and their team at Dante Home Loans have helped many of our friends and family, including us, and we couldn’t be more thankful. Their knowledge, professionalism, and skill guided us through what can sometimes feel like an intimidating financial process of securing a home loan. They made the experience much easier, less stressful and made it fun. We highly recommend them.
Tyler W. rated Dante Rosa 5.0 stars: Dante and his team were amazing to work through on my first home purchase. The level of detail, transparency, and assistance was astounding. I would definitely recommend him to anyone interested in purchasing a new home!
Chris V. rated Dante Rosa 5.0 stars: Dante is awesome!!! He and his team are efficient, friendly and keep our clients and co-agents updated. Dante is awesomesauce!!!
Rachel T. rated Dante Rosa 5.0 stars: Dante Rosa is hands down the BEST!!! Every question was answered, every t crossed and every i dotted! He knows his stuff and guided me through it all! Not to mention, he is one of the nicest people you will ever meet! I cannot recommend him enough!
Antoinette E. rated Tiffany Moreno 5.0 stars: Working with Tiffany as a first-time homebuyer was an absolute dream! Since I was buying sight unseen from out of town, having a lender who was incredibly communicative, detail-oriented, and organized made all the difference. She seamlessly guided me through the entire process and state programs, keeping everything perfectly on track. I couldn't have asked for a smoother experience or a better partner on the financial side. Highly recommend!
John C. rated Tiffany Moreno 5.0 stars: the fact that I had to delay this due to potential rearranging of living conditions, which ended up not occurring, the team responded quickly when we could reengage to make up the difference in time and expertly let us through the challenges.
Jonathan O. rated Tiffany Moreno 5.0 stars: We had an excellent experience working with Tiffany throughout the entire loan process. She was knowledgeable, responsive, and took the time to clearly explain each step, which made us feel confident and well-informed. Even when timelines shifted, Tiffany stayed proactive and calm, keeping everything on track and minimizing stress. We are truly grateful for her support and would highly recommend her to anyone looking for a smooth and trustworthy lending experience
Kathryn T. rated Tiffany Moreno 5.0 stars: Tiffany goes above and beyond, she is an amazing loan officer!! the best
Neisa K. rated Tiffany Moreno 5.0 stars: Tiffany could not have been more helpful. She was terrific.
Debra D. rated Tiffany Moreno 5.0 stars: Tiffany went above and beyond to get this one closed before Christmas 🎄We appreciate all your hard work!🥰
Paul M. rated Tiffany Moreno 4.75 stars: Always available and happy to help however needed. Very professional and Always courteous
Christopher F. rated Tiffany Moreno 5.0 stars: Tiffany Moreno is the reason why our experience went so well. She was available around the clock and had answers to every question we had. I will be recommending her specifically to everyone I know purchasing a home. She is phenomenal at her job and Guild is lucky to have her on their team!
Rebecca E. rated Tiffany Moreno 5.0 stars: Tiffany is quick to respond and always friendly
Megan E. rated Rachelle Killman 5.0 stars: Rachelle was great to work with and made sure that we got the notifications and paperwork signed timely. She kept our closing on schedule and is highly recommended.
Colleen M. rated Rachelle Killman 5.0 stars: Rachelle was amazing to work with, she was extremely helpful and ensured we were well taken care of. Her positive attitude and dedication to ensuring we were satisfied show her amazing commitment to this company.
Collin J. rated Rachelle Killman 5.0 stars: Rachelle is amazing, this is the 3rd loan she has done for me and everything element perfect as usual!
David B. rated Rachelle Killman 5.0 stars: Great care to detail and constant communication! Made the whole mortgage process stress free and easy.
Julio F. rated Dwayne Graham 5.0 stars: Dwayne, took this deal and got it done very effiecently, and stayed in constant communication with us every step of the way.
Terry L. rated Dwayne Graham 5.0 stars: I had a great experience with Dwayne Graham at New American Funding. He is very knowledgeable and helpful in explaining the mortgage loan process, including presenting all available options. Definitely consider working with him for your mortgage loan needs.
Terry L. rated Dwayne Graham 5.0 stars: Dwayne was very responsive and helpful during the entire time. He explained things very well and showed a lot of patience. We appreciated his due diligence.
Joshua M. rated Dwayne Graham 5.0 stars: Dwayne Graham was awesome helped us every step of the way and was always very responsive to our questions and concern.
Cedric J. rated Dwayne Graham 5.0 stars: I would like to THANK Mr. Dwayne Graham for helping again with our 2nd Investment property. Mr. Graham helped us have a smooth closing with our primary home. We were very nervous about the process, paperwork, underwriting and so on. Once we started working with Mr. Graham, we really felt comfortable during to entire process. We have set a GOAL for 2026 to purchase at least 2 more properties threw NAF this year. THANK YOU, GUYS, FOR ALL YOUR HELP!!!
Javier W. rated Dwayne Graham 5.0 stars: The NAF will definitely do their best to get you those keys.
Jerry O. rated Erik Markwat 5.0 stars: Communication was awesome!!
Leslie O. rated Erik Markwat 5.0 stars: Would recommend anyone to call Erik!! He is on top of things. He will do everything he can to help you through the process
Pbk N. rated Dan Clancy 5.0 stars: Dan Clancy was very responsive and helpful. He was easy to talk to and offered great advice. He responded to emails and calls even on weekends.
Christian R. rated Dan Clancy 5.0 stars: Dan was amazing to work with. He guided us through every step and was available at any time that we needed him. His presence and dedication led us to choose zillow over our other options. He was transparent and fair through out.
Andrew B. rated John Keener, Jr. 5.0 stars: John is very profesional and was great during the entire process . I would recommend him to anyone looking to buy or refinance there home
Lanay S. rated Shari Whitson-Pfeifer 5.0 stars: Shari went over and above to help us with each task to ensure a smooth closing . Shari is the best and we would love to work with her again if we have any needs in the future , and we will recommend her to all our friends and family. Thank you, Shari, for helping us achieve our dream.
Thomas F. rated Shari Whitson-Pfeifer 5.0 stars: Communication with Shari kept the whole process clear and easy. The app on my phone was also helpful.
Chase B. rated Shari Whitson-Pfeifer 5.0 stars: Very friendly and helpful every step of the way!!
Katelyn G. rated Shari Whitson-Pfeifer 5.0 stars: Shari is the kindest person I've even had the pleasure of working with! She always made sure we were in the loop of everything and made the stressful process of home buying into a smooth and easy proces. I definitely feel she was the best person for the job and would recommend her to anyone!
Hunter S. rated Shari Whitson-Pfeifer 5.0 stars: shari was always there for us when we needed her every question we had she always answered in a timely mater and made the process really easy for us!
Joseph M. rated Blake Herring 5.0 stars: Blake was very good with explaining things and very knowledgeable
Nicole B. rated Blake Herring 5.0 stars: Blake was fast and efficient. He was always so fast to answer back and put my mind at ease. walked us thr every step didn't matter the time or day!!! I would recommend him To anyone! Thankful for everything he did to help us'
Debra M. rated Blake Herring 5.0 stars: I was able to communicate with Blake anytime and get a quick response. His entire team worked har for me. I appreciate them.
Larry M. rated Blake Herring 4.83 stars: Great interaction with the
Ryan S. rated Blake Herring 5.0 stars: very helpful and answered any questions we had.
Vernon I. rated Blake Herring 5.0 stars: Blake was very responsive, informative and patient. He made purchasing our home a breeze.
Emily K. rated Blake Herring 5.0 stars: We had a very smooth process and were able to close very quickly on our house!
Debra S. rated Blake Herring 5.0 stars: I found Blake to be very kind and informative. He answered all my questions in a timely manner as well as the others I worked with through Lower Mortgage
James S. rated Blake Herring 4.83 stars: 👍👍👍👍👍👍👍👍👍👍
Eric C. rated Blake Herring 5.0 stars: Excellent communication and customer service. Was very patient with my many technical difficulties
Cynthia M. rated Erica Hilla 5.0 stars: Erica was wonderful, she walked us through every detail of our loan and never skipped debate. She was a pleasure to work with.
Daniel M. rated Erica Hilla 5.0 stars: We were running on a very tight schedule and everything was handled in a timely manner. Thank you for all your hard work!
David B. rated Erica Hilla 4.83 stars: Erica was there every time I had a question concerning the
Florence G. rated Erica Hilla 5.0 stars: Erica was professional, courteous, helpful and very easy to communicate with.
Jonathan B. rated Erica Hilla 5.0 stars: Erica was a true professional!
Oliana Z. rated Erica Hilla 5.0 stars: Erica is very professional, knowlegeable and responsive and assisted us through all the steps of the process.
Kimberly F. rated Erica Hilla 5.0 stars: Erica was so easy to work with! She was available while we were looking at homes and gave us several estimates. When we finally made an offer, she made herself available while on vacation. She was excellent, and we would highly recommend her to anyone looking for a loan.
Eddy F. rated Erica Hilla 5.0 stars: Erica stayed in constant communication with my wife and I, even during her vacation. the entire process could not have been more smooth.
Carolyn J. rated Erica Hilla 4.83 stars: Erica took the time to explain all of our options and worked with us to achieve the right balance of rates, prices, and payments that we were most comfortable with.
Barbara G. rated Erica Hilla 4.16 stars: Your scale doesn't offer enough options. My experience wasn't exactly GREAT, although the people I worked with, Erica and Susan, were/are. The problems experienced likely came from my being a less than financially ideal candidate. It was apparent to me that they worked hard and well to make the transaction happen. However, being the seasoned professionals that they are, I too often felt blindsided by their actions and requests due to the speed and insider knowledge and competence of their operation. Would I trade it within your industry, I think not. So, pretty close to great might be a better label.
Mazin M. rated Sandy Levy 4.83 stars: It was a pleasure working with Sandy; she promptly provided the information I needed, was quick to respond to messages, and never grew tired of my questions.
she is amazin...
Cedric R. rated Sandy Levy 5.0 stars: Once we had a concern or question, it didn't seem we waited or sat on pins and needles for an answer. The answers came directly, and we had a "why" for the answer to better inform us on our next move.
Kareema R. rated Sandy Levy 5.0 stars: She was amazing and organized and on top of every detail
Verified Client rated Sandy Levy 5.0 stars: Sandy truly lives her mission statement of helping people through her work. She is prompt, concise, and just helped so much through this daunting process. Would highly recommend working with Sandy at Universal Lending. Veronica A.
we will be lifelong customers! We value honesty, integrity, clarity and the best rates. We got all this and more for our refinancing. Sandy is incredibly responsive and patient in explaining costs and benefits. She was also super honest with what was plausible and what wasnt. Tara H. rated Sandy Levy 5.0 stars: This is our second time working with Universal and Sandy
Verified Client rated Sandy Levy 5.0 stars: Sandy and her team were wonderful to work with. I felt that they advocated for me, looked out for my best interest, and supported me throughout the entire process. Bridget C.
Karene R. rated David Thornton 5.0 stars: David and his team were supportive in all areas of our transaction. Complete details were given and communication could not have been any better Making our home purchase a smooth process.
Amy K. rated David Thornton 5.0 stars: Wendy and David were so supportive. They "carried" me over the finish line! I would refer this company to everyone!
Jeremy H. rated David Thornton 5.0 stars: Getting everything done in a timely manner, m even outside of normal business hours, to be at the closing, and working diligently at any changes that came up during the process really stood out to us
Brooke H. rated David Thornton 5.0 stars: Thank you for making the process of buying our home so smooth. We appreciated the quick responses and communication throughout the entire process.
Andrea B. rated David Thornton 5.0 stars: Great communication.
Terry H. rated David Thornton 5.0 stars: David locked in a great rate - he was on the ball
Bradley C. rated David Thornton 5.0 stars: Dave made the process very simple and quick. He's become my go to guy if I plan on purchasing another property.
Bradley C. rated David Thornton 5.0 stars: Dave made the process very simple and quick. He's become my go to guy if I plan on purchasing another property.
Cara W. rated David Thornton 5.0 stars: Dave was great to work with. Great communication and always available when we had questions. He was very helpful in finding the best option for us to be able to purchase our home!
Randy T. rated Jimmy Seewald 5.0 stars: He was honest great attitude
Melanie S. rated Jimmy Seewald 5.0 stars: Great communication and updates on the process. Everything seemed to go very fast and efficient!
Kenneth I. rated Jimmy Seewald 5.0 stars: This is the first mortgage process I didn't feel like I had to ask for a status up. There was constant communication and updates almost daily and the portal/app always told us next steps. Thanks again Jimmy and Dante for an outstanding experience.
Austin B. rated Jimmy Seewald 5.0 stars: Extremely responsive and quick to answer all questions or concerns. We had literally no complaints with anything . Thanks Jimmy!
Michel R. rated Jimmy Seewald 5.0 stars: Communication and time
Michele M. rated Jimmy Seewald 5.0 stars: The personal service, rapid return of calls and keeping us informed of the progress on our mortgage.
David H. rated Jimmy Seewald 5.0 stars: Personable and proactive service!
Robert R. rated Jimmy Seewald 5.0 stars: Thanks Jimmy, I appreciate the help and great communication and follow through!
Janelle M. rated Jeremy Daugherty 5.0 stars: Jeremy and his team had clear, prompt communication. They made us feel like a priority and were quick to respond to questions. Everything was completed with excellence.
Jacob M. rated Jeremy Daugherty 5.0 stars: Jeremy walked me through my many questions and helped us get the right loan. Hos communication and process made it seemless
Stephen C. rated Jeremy Daugherty 5.0 stars: Friendly, knowledgeable, great communication, willing to help after regular business hours and worked to get me where I wanted to be.
Robyn H. rated Jeremy Daugherty 5.0 stars: Jeremy and Jen were outstanding! They took all the time needed to answer my questions and made me feel comfortable in every interactio.
Danily V. rated Jeremy Daugherty 4.83 stars: He was very helpful and is readily available even after after hours.
Daniel H. rated Jeremy Daugherty 5.0 stars: Very professional and easy to work with!
Laura G. rated Jeremy Daugherty 5.0 stars: Great experience with a quick turn around time and clear communications
Stephanie C. rated Jeremy Daugherty 5.0 stars: Jeremy and Jennifer were both so awesome. Any time I needed information or had a question, I was able to call either one of them at any time. They were on top of sending items, gathering the information they needed and communicating with us and everyone else involved, in a very timely manner. They were both kind, friendly and helpful and I am grateful to have been able to work with them both.
Karl C. rated Jeremy Daugherty 5.0 stars: Jeremy and Jen were fantastic to work with. They made the process of financing our new home as easy as it could have possibly been. Its nice to be working with a team who is on top of every small detail and working to get things closed in a timely manner. It takes away much of the stress and worry during what is one of the biggest events in a person's lifetime, buying a house.
Kristen B. rated Jeremy Daugherty 5.0 stars: Jeremy and Jen are wonderful to work with. We were able to refinance our loan to save a lot of money. The process was efficient and he listened to our needs.
Elizabeth S. rated Jeremy Daugherty 5.0 stars: Jeremy made my home purchase so easy & pleasant. Great teamwork with Jennifer! Wonderful people! Thank you very much for all your hard work! Youre the best! 🥰
Steven L. rated Jeremy Daugherty 5.0 stars: Jeremy was very knowledgeable and answered my questions anytime day or night! Made the whole process go smooth with his help! Super easy to work with! Thank you so much! Already have recommended him to others!
Nancy S. rated Jeremy Daugherty 5.0 stars: Jeremy is professional and responsive. We appreciate that we could easily work with him from closing on our first house to refinancing. He made everything simple.
Ryan S. rated Troy Mlenar 5.0 stars: Helpful and friendly
Saraphen D. rated Troy Mlenar 5.0 stars: The communication was excellent
Delaney J. rated Troy Mlenar 4.5 stars: Troy was always available when we called and made the process easy
Alexander G. rated Troy Mlenar 5.0 stars: Constant communication and accurate information
Sheila S. rated Troy Mlenar 5.0 stars: Troy and his Team were amazing every step away the way! They made this experience so much easier for me and I appreciate all the time and attention spent explaining the process to me. Troy was always fast to address any of my questions and concerns evenings weekends no matter the time! Thank You all 😊
Bryan P. rated Troy Mlenar 5.0 stars: Super responsive. Very knowledgeable. Tailored everything to my specific needs. i
Ruth K. rated Troy Mlenar 5.0 stars: Troy was very efficient and everything flowed seamlessly, he was also very reassuring during the entire process making an otherwise overwhelming process to be less so. We truly appreciate him.
John K. rated Troy Mlenar 5.0 stars: Great communication from Troy with regular updates throughout the lending process.
Asha M. rated Troy Mlenar 5.0 stars: Troy and his team worked really hard to help me make my house work with my income and help me finish in a timely fashion
Viktoriia H. rated Troy Mlenar 5.0 stars: Despite the hoops and loops everything has been solved and we could successfully close.
Levi H. rated Michael Hull 5.0 stars: Michael has been great to work with. He has already helped us in our purchase of 2 rental properties and working on our 3rd. We love his advise and knowledge he shares with us. Thank you Michael
Stacy S. rated Michael Hull 5.0 stars: Michael was just great throughout the whole process. I had been looking for a home for over 1-1/2 years and whenever I had questions regarding the properties and payment amounts he responded right away. Great experience
Joshua D. rated Michael Hull 5.0 stars: Micheal was always there for me
Johnny G. rated Michael Hull 5.0 stars: It was great because micheal made everything so easy and simple. He helped me out when I was so busy
Beckie S. rated Michael Hull 5.0 stars: Michael was great, personable and very communicative.
Zachary J. rated Michael Hull 5.0 stars: Very helpfull. Talked me through all the steps And answered every question I had!
Ronald F. rated Michael Hull 5.0 stars: Michael's personal involvment and attention to detail. and in a real way, his patience.
Matthew G. rated Michael Hull 5.0 stars: Michael was always on top everything throughout the entire process. He took the time to walk us through each step and made sure we felt confident and informed along the way. His advice, was incredibly helpful, and we truly appreciated his responsiveness and attention to detail. We couldn't have asked for a better experience!
Carlos M. rated Michael Hull 5.0 stars: The communication and willingness to change things to make the whole process easier and more comfortable .
Victoria Y. rated Michael Hull 4.83 stars: Was there for us every step of the way and always easy to reach with any questions we had!
Garrett C. rated Elizabeth Turra 5.0 stars: Extremely grateful for the opportunity to work with Elizabeth, her advice and direction during the process of purchasing our first home was nothing short of fantastic!
Bailey J. rated Elizabeth Turra 5.0 stars: Elizabeth made everything as easy as possible, she was great to talk to, if I had any questions at all no matter how big or small she always gave the best response and as quickly as possible. Whenever I need to go through this process again I will be going back to Elizabeth.
Hailey S. rated Elizabeth Turra 4.16 stars: Elizabeth answered all of my many questions and explored every option available to us so that we could make the best choice for ourselves.
Josh M. rated Elizabeth Turra 5.0 stars: Elizabeth is a true professional. I have worked with her personally and professionally, and I have also referred her to family. I have brought some of the most complicated deals to her, and she always dives right in with confidence, knowledge, and care.
I can’t say enough good things about Elizabeth. She is absolutely amazing, and I highly recommend her.
Ty G. rated Elizabeth Turra 5.0 stars: Elizabeth was fantastic to work with! She made everything go smoothly, and was always easy to get ahold of if you had questions. 10/10 would recommend .
Brooke M. rated Elizabeth Turra 5.0 stars: Elizabeth communicated every step of the way in the loan process and made things easy. She was very friendly, confident and supportive of my individual needs. I highly recommend working with her!
Brooke M. rated Elizabeth Turra 5.0 stars: Elizabeth communicated every step of the way. She made things easy and was very friendly, conf and supportive. I highly recommend working with her for loan needs.
Verified Client rated Elizabeth Turra 5.0 stars: Elizabeth made the process so doable and kept us in the loop. She was very clear about what to expect and what was needed. She was prompt with responses and very supportive. It was a joy to work with her. Joe O, FL
Verified Client rated Elizabeth Turra 5.0 stars: _Elizabeth was great. Very responsive and easy to work with. The web tool showing various loan options was great; the first time Ive gotten something like that. She sent a video to explain our options with a comparison of charges for each of our choices! We are happy she did this since we could save money over time with the second option! She was an excellent and knowledgeable person to work with, as well as being very friendly! Amy _K, Littleton, CO
we are home. David D, Denver, CO rated Elizabeth Turra 5.0 stars: Often overthinking can be seen as a burden-however, Elizabeth took this as an opportunity to educate our family patiently. When making the biggest financial discussion of our lives we wanted to, not only trust the lender, but fully understand the process. This meant A LOT of questions and arranging....rearranging, rearranging financial resources and hypothetical situations....Graciously, Elizabeth answered every question ( more than once) and when we were ready to make our offer we felt completely prepared. They ran every scenario and took every consideration during the journey, especially during a few challenges. Our family is beyond thankful
Alex B. rated Patrick Wesson 5.0 stars: Solid communication
Melissa M. rated Patrick Wesson 5.0 stars: Patrick was incredible to work with throughout my mortgage process. He was literally just a text away whenever I had a question, and I couldn’t have asked for someone more responsive or communicative.
He kept me informed every step of the way and even reached out whenever he found a better option for me. Patrick truly had my best interests in mind from start to finish.
His entire team was also friendly, knowledgeable, and incredibly helpful, making what could have been a stressful process feel seamless. I highly recommend Patrick and his team to anyone looking for a mortgage broker who genuinely cares about their clients.
Peter N. rated Patrick Wesson 5.0 stars: Exceptional service from start to finish! Patrick was professional, honest, and worked diligently to secure the best mortgage for me.
Cory D. rated Patrick Wesson 4.83 stars: Working with Patrick throughout the homebuying process was an outstanding experience. From start to finish, he was incredibly knowledgeable, patient, and always willing to answer my questions. He took the time to explain every step of the process, making what could have been a stressful experience feel straightforward and manageable.
Patrick was responsive, professional, and genuinely cared about helping me make informed decisions. His expertise and guidance gave me confidence every step of the way, and I always felt like I was in great hands. I highly recommend Patrick to anyone looking for a lender who is trustworthy, experienced, and committed to providing exceptional service. Thank you for helping make my homebuying journey such a positive experience!
Brendan B. rated Patrick Wesson 5.0 stars: Patrick was extremely helpful and explained every step of the process for us. He was available whenever we needed him and always did what he could to help.
Kelly G. rated Patrick Wesson 5.0 stars: Patrick was fantastic, I enjoyed working with him. His understanding of the home buying and lending process showed through each step and he was always willing to answer any question we had. Patrick helped navigate us through each step and provided updates anf any information we needed to make the entire processs easy . i Am so glad We were able to work with Patrick and I would highly recommend him and the Lower team to anyone.
Matthew G. rated Patrick Wesson 5.0 stars: Patrick was extremely helpful, providing guidance and advice. He was always available making things very easy.
Brendan S. rated Patrick Wesson 5.0 stars: Patrick was always available to work with us and answer our questions. He was trustworthy, reliable, and very quick to respond. He made the process very easy and smooth.
Christopher W. rated Patrick Wesson 5.0 stars: Patrick and his team basically took care of everything... All I had to do was upload a few documents and Sign On-line a few more but everything was completed by Him!!! Made this Purchase SOOOO Easy
Melody T. rated Patrick Wesson 5.0 stars: Patrick kept us informed every step of the way. He explained what the next step would be so we would know what to expect. He was pacient when we asked alot of quetions (and there were many). He was a pleasure to work with.
Zoe F. rated Graham Nadler 5.0 stars: Graham was absolutely amazing during the entire process. anytime I had a concern or question, Graham helped put my mind at ease. He made the entire process so easy and as stress-free as possible. I would absolutely recommend Graham and low mortgage for anyone looking to buy a home.
Brittany B. rated Graham Nadler 5.0 stars: Graham did a fantastic job helping us through this process. He was always available and completed things quickly.
Natalie B. rated Graham Nadler 5.0 stars: Graham was always open about all of our options and very professional.
Seth B. rated Graham Nadler 4.5 stars: Graham was mostly a clear communicator that made the process fairly easy. I believe he presented fair prices and would trust him again with a future home purchase. He also suggested and helped us navigate the GBC, which was new to me. Another lender didnt even mention that option and without it we would have had serious trouble buying our home.
Hope C. rated Graham Nadler 5.0 stars: Graham and his team were relentless — tirelessly working through a tight timeline without ever dropping the ball.
On top of that, he got me rates a 26 year old could never dream of, absolutely shredding the competition and making it a no brainer why he's so highly recommended. He made the whole process incredibly easy and was there every step of the way as a guide to help me actually accomplish my goal of becoming a homeowner. Could not have asked for a better experience.
William T. rated Graham Nadler 5.0 stars: Very helpful and knowledgeable on everything we needed to proceed and finish with our home greatly appreciate all of Graham's help
Richard P. rated Graham Nadler 4.83 stars: Awesome job with getting or loan
Brittany M. rated Graham Nadler 4.83 stars: Smooth and easy process from start to finish!
Kyle R. rated Graham Nadler 5.0 stars: Had a great experience working with Graham. He was super on top of everything and always quick to respond, which made the whole process a lot smoother. He also took the time to walk me through all my options and made sure I understood everything instead of just rushing through it.
Overall just a really solid, trustworthy guy. Would definitely recommend working with him.
Laci S. rated Brandin Brewer 5.0 stars: She made something I thought wasn't possible an absolute reality.
Victor R. rated Michael Swopes 5.0 stars: The level of communication and responsiveness from the team
Eliezer C. rated Michael Swopes 5.0 stars: Michael is awesome and really open to helping
Jose M. rated Michael Swopes 5.0 stars: Michael is a true professional! He guided us through the whole refinance process and made it seamless. I would highly recommend him to any one out there looking for a five star loan service provider! Thank you, Michael!!
Jocelyn C. rated Michael Swopes 5.0 stars: Michael was very fast, and efficient. Communication was very transparent and thorough. Highly
Donna M. rated Michael Swopes 5.0 stars: Kept us informed constantly Quick service
Raul M. rated Michael Swopes 5.0 stars: Everything was fast. I found my home and was living in it within a month. Very cool.
Rene J. rated Michael Swopes 5.0 stars: He helped with every question we had always got the answer for us. Even while on vacation he took our call and helped . It was an awesome experience and in the future if I decide to sell or buy another house i will look for him to help.
Robin R. rated Michael Swopes 5.0 stars: Michael is always super prompt and responsive. Made the entire process very smooth. Always a pleasure to work with :)
Argelic H. rated Michael Swopes 5.0 stars: Buying my first home felt overwhelming at first, but Michael Swopes made the entire process smooth and stress-free. From the very beginning, he was patient, knowledgeable, and always willing to answer my questions. He took the time to explain every step clearly, which gave me a lot of confidence as a first-time buyer.
One thing that really stood out was how he helped find the perfect programs to support my homebuying experience. He took the time to walk me through different options and helped me choose programs that made buying my first home more affordable and manageable.
Communication was excellent throughout the process, and he was always quick to respond whenever I needed help or clarification. I truly felt like he had my best interests in mind and worked hard to make sure everything stayed on track all the way to closing.
Thanks to Michael’s guidance and professionalism, I’m now a proud homeowner! I highly recommend him to anyone looking for a trustworthy and supportive mortgage professional.
Jerome J. rated Michael Swopes 5.0 stars: Michael helped us with our mortgage loan which got us approved and that was amazing
Ryan V. rated Edgar Ibarra 5.0 stars: From the pre-quote process up to final processing, Edgar gave great and constant communication along every step of the way. Every question that I had was answered in a timely manner with an abundant amount of information that allowed a better understanding of this process and easier transition from start to finish. I highly recommend Edgar and team to anyone looking to start this process.
Jeremiah S. rated Edgar Ibarra 5.0 stars: Edgar & his team were awesome and very helpful.
Steven S. rated Edgar Ibarra 5.0 stars: Edgar & his team were awesome and very helpful.
Natalie S. rated Edgar Ibarra 5.0 stars: the Process was smooth and efficient, was helped all the way through. Any questions I had they were there to help.
Jose A. rated Edgar Ibarra 5.0 stars: Everything was so smooth and rapid
Vanessa C. rated Edgar Ibarra 5.0 stars: Edgar and his team are amazing, they went above and beyond to help us get the property that we liked. I am very grateful for everything that he did and to make my dream a reality, to becoming a first time home buyer.
Alberto J. rated Edgar Ibarra 5.0 stars: Excellent comunication
Danny V. rated Michael Baralt 5.0 stars: Michael is very responsive and informative.
Eileen C. rated Michael Baralt 5.0 stars: Mike made the process simple and helped us every step of the way.
Scott M. rated Michael Baralt 5.0 stars: Mike took care of everything and was very knowledgeable and friendly. There was little to no stress on my end because of Mike.
Alice M. rated Michael Baralt 5.0 stars: Mike Baralt is professional, Knowledgeable, patient and kind. We recieved the best service and advice and he made the process effortless
Lanelle B. rated Michael Baralt 5.0 stars: Personal support always. Day or late in the evening with encouragement and praise.
Barnie J. rated Michael Baralt 5.0 stars: Michael is the best.
Anthony M. rated Michael Baralt 5.0 stars: michael was excellent
Zane Y. rated Michael Baralt 5.0 stars: After walking me through every single step of the home-buying process over the course of almost 3 months, Michael traveled almost 2 hours round-trip with me to be present at my title signing, which itself took 2 hours. If that isn't "above and beyond," I don't know what is.
David S. rated Michael Baralt 4.0 stars: While the process was relatively smooth, the fees associated with the loan were extremely high. Mike is very personable and knowledgeable. The only negative are the fees and points that the parent company (Lower) charges.
Jill S. rated Michael Baralt 4.5 stars: Michael was always available to answer questions and give advice. Very quick to respond.
Amber F. rated Judy L Jones 5.0 stars: This is the second house Judy has helped me with, she is fantastic! She is paitient and extremely knowledgeable! Thank you Judy for being the best in such an important time of our life!
Diane M. rated Judy L Jones 5.0 stars: Judy remained calm when we were panicked. She guided us through questions we had with professionalism and patience.
Matthew T. rated Judy L Jones 5.0 stars: Judy went above and beyond to help us secure this home. Many times when we felt like it was over or there wasn't anything we could do, Judy provided insight and different ways to ask questions that helped propel everything forward. She truly is an amazing person and I was thrilled to be able to have her as my lender agent for this home signing. Thank you again Judy and we will definitely reference you to anyone we know that needs a loan on a home!
Savannah R. rated Judy L Jones 5.0 stars: Judy went above and beyond the explanation to emotionally support and help us feel comfortable whenever necessary. I would not want any other lender for I am afraid Judy has absolutely spoiled us! She also went out of her way to provide a celebratory Gift as that cherry on top. We could not have finished the home buying process without Judy and her experience.
Adriana S. rated Judy L Jones 5.0 stars: Judy has saved our transaction in an incredible timeline. We will definitely recommend her to everyone as well as use her services in the future.
David P. rated Judy L Jones 5.0 stars: Judy is an exceptional person. She made everything happen for us in a very short time period and we cannot thank her enough.
Donell B. rated Judy L Jones 4.83 stars: fast process with a knowledgeable organizer!
Sabrina W. rated Judy L Jones 5.0 stars: Judy is so great! Very kind and easy to talk to On the ball with all of the loan process and very knowledgeable . She's very thorough an communicated well through the entire process. Thanks Judy!
Jamie G. rated Judy L Jones 5.0 stars: Judy is amazing! She handled everything so well and was able to help me with all the numbers! She is very knowledgeable and her expertise is unparalleled! Thank you!
Renee G. rated Judy L Jones 5.0 stars: I reached out to Judy after hearing from a different company. I already trusted her because of previous experience with Josh. It was more comfortable and she made the process incredibly easy for me.
Verified Client rated Judy L Jones 5.0 stars: “Judy Jones is amazing at her job! She always goes above and beyond with anything that’s asked from her. This is the second home she has helped me purchase. She literally changed my life. She helped me every step of the way to build up my horrible credit until I was able to buy my first home. I listened and remembered everything she taught me, and I am very thankful for the impact she has had on my life. She has literally helped most of my friends and family purchase homes. I will always refer every potential home buyer to her. I hope Universal Lending values her as much as my friends and family do!” _~ Michael B., May 2023_
Verified Client rated Judy L Jones 5.0 stars: _How we ended up with Universal Lending is a bit convoluted. Long story short, we couldn’t find a house at one point in Texas and decided to move to Colorado when the market cooled. Our realtor at that time referred us to another Loan Officer, who happened to work with Universal Lending. Only after the loan application was mostly _done,_ we realized that I couldn’t relocate due to work. Since Judy had a license in Texas, and the process was already underway, we found no reason for leaving Universal Lending to restart the process. The fact that Judy is amazing at her job was an unexpected bonus!_ _~ Daniel M., Nov. 2023_
Verified Client rated Judy L Jones 5.0 stars: “I do not think there is a better mortgage professional than Judy Jones. She was smart, professional, super helpful and kept me in the loop all the time. She was the epitome of what a mortgage professional should be. I will use her again, such a nice experience. She is the best!” ~ _Richard E., Jan. 2022_
Lathea W. rated Logan Judah 5.0 stars: “As a first-time homebuyer, I am incredibly grateful for my lender and the entire lending team. They took the time to review every detail with me, explain each step of the process, and answer all of my questions with patience and professionalism. Even through delays and unexpected challenges, they kept me informed and worked tirelessly to help me reach the closing table. Their knowledge, communication, and dedication made what could have been a stressful experience feel manageable. I highly recommend them to anyone looking to purchase a home. Thank you for helping make my dream of becoming a first-time homeowner a reality!” 🏡🔑❤️
Jasmine G. rated Logan Judah 5.0 stars: It was a pleasure working with Logan. He was hands on, answered all questions . If a message was left for him he was sure to call back . I would definitely recommend him to anyone seeking a mortgage.
Jake F. rated Logan Judah 5.0 stars: We just bought our house through lower dyan and Logan were top notch we didn’t think we’d get approved but they worked day and night 24/7 to get us there! We love them!
Tameka W. rated Logan Judah 5.0 stars: my loan officer was very helpful. He took the time to understand and explain from start to finish everything about the homebuying process. Thank you.
Robert N. rated Logan Judah 5.0 stars: Thanks to Logan and his team of getting my father in law his forever home. The service was great.
Gary S. rated Logan Judah 4.5 stars: The time and effort that Logan and his team put into getting us the loan was outstanding. I will recommend his services to anyone who needs a mortgage.
Felicia rated Logan Judah 5.0 stars: Logan was amazing throughout my entire home-buying process! It didn't matter what time of night I reached out; he or his team was always there for me. Logan reassured me so many times that everything was going well, and even though the process took months, he stayed by my side and kept me grounded. Thank you so much for getting me the highest loan offer and securing down payment assistance! I would absolutely recommend him to anyone. Thank you so much, Logan and Liz! 🩷💙
Felicia M. rated Logan Judah 5.0 stars: Logan was amazing throughout my entire home-buying process! It didn't matter what time of night I reached out; he or his team was always there for me. Logan reassured me so many times that everything was going well, and even though the process took months, he stayed by my side and kept me grounded. Thank you so much for getting me the highest loan offer and securing down payment assistance! I would absolutely recommend him to anyone. Thank you so much, Logan and Liz! 🩷💙
Paula B. rated Logan Judah 5.0 stars: My experience with Logan and his team was exceptional from beginning to end. The entire loan process was smooth, transparent, and far less stressful than I expected because they were consistently available and communicative every step of the way. Logan and his team stayed in constant contact, guiding me through the mortgage process step-by-step and making sure I fully understood each stage. Logan was always accessible by text, phone, or email, which gave me tremendous peace of mind throughout the process. What stood out most was how attentive and patient the team was, they truly listened to all my questions and concerns and took the time to explain everything clearly. Their professionalism, responsiveness, and genuine commitment to helping me made this an outstanding experience. We would absolutely recommend Logan and his team to our friends and family and will not hesitate to work with them again for any future mortgage needs. If you’re looking for a mortgage team that is knowledgeable, supportive, and truly invested in their clients, Logan and Lower Mortgage are the best!
Christine R. rated Jeffrey Rickard 5.0 stars: Jeff is extremely knowledgeable and excellent with explaining the mortgage application and loan process. He is very communicative as he answered our questions immediately (even in the early morning and on weekends). He is also very attentive, positive and friendly. We really enjoyed working with him and will recommend him to all of our friends and family who apply for future mortgages.
Steve B. rated Jeffrey Rickard 4.0 stars: Great to work with. Worked with us over a 2 year process to buy or home. With us every step of the way.
Steven B. rated Jeffrey Rickard 4.16 stars: Jeff was a pleasure to work with, very responsive and up front with everything he needed. Stuck with us through 2 years of planning and buying our home.
Brock M. rated Jeffrey Rickard 5.0 stars: Every step of the process was seamless. Jeff always answers his phone and I didnt have a single unanswered question.
Kara M. rated Jeffrey Rickard 5.0 stars: You can tell Jeff really cares about his clients and wants to make the process as easy as possible. Jeff was very quick to get back to me and patient with all of my questions. He communicated with me frequently and would break down all of the processes as they were happening. What I thought would be stessful, was not thanks to Jeff.
Spyder S. rated Jeffrey Rickard 5.0 stars: Jeff is super knowledgeable, caring, and professional in his work. Very good service, and gets best results. Highly recommend to give him a call
Tony P. rated Jeffrey Rickard 5.0 stars: Jeff is a total professional I would highly recommend him to all my friends and family. And he's a man of faith Godbless you, J
Paul R. rated Jeffrey Rickard 5.0 stars: So I am not the best with Computer Technology so this is 2 months overdue but I wanted to say how Pleased I am that I had the Pleasure of working with Jeff and his team ( Kimberly ) on the purchase of my new Condominium. From our 1st meeting to the closing date and since Jeff has gone over and beyond ( literally ) in this Process. I was Not an easy client and this Fella had the patience of a saint in tolerating my tantrums. Jeff, Thank You and Kimberly for making my Families Dream come true.
Rebekah W. rated Jeffrey Rickard 5.0 stars: Jeff is super professional and responsive! I highly recommend him!
Margret G. rated Jeffrey Rickard 5.0 stars: Jeffrey made the loan process very easy!
Marsha Y. rated Tanner Kneipp 5.0 stars: Matt was also helpful throughout and provided a steady hand throughout.
One point though for the process. It was not clear that the day I would sign for closing was a different date than the date of title company closing which caused scheduling confusion for me
Wanda N. rated Tanner Kneipp 5.0 stars: Easy to communicate. Very knowledgeable
Matthew N. rated Tanner Kneipp 5.0 stars: Tanner was on top of everything and personable .
Joseph J. rated Tanner Kneipp 5.0 stars: Speed in the process was great and we are happy
Matthew W. rated Tanner Kneipp 4.66 stars: Ontime, Great personal and buisness personality, helpful, etc...
Marites N. rated Tanner Kneipp 5.0 stars: The process was smooth and fast.
Jacob E. rated Tanner Kneipp 5.0 stars: Quick work and prompt reply's from him
Carole E. rated Tanner Kneipp 5.0 stars: Knowledgeable, responsive, resourceful, friendly
Joshua P. rated Tanner Kneipp 5.0 stars: Always able to be in touch! Inflate to have such a supportive team
Chandler K. rated Tanner Kneipp 4.83 stars: Everyone was super helpful throughout the whole process and would always answer any questions I had no matter what time of day!
Emily B. rated Nick Morrone 5.0 stars: Nick is simply the best . I had a great experience.
Linda C. rated Nick Morrone 5.0 stars: Nick is a wonderful mortgage loan officer! He is professional, knowledgeable, and kind. He had stellar communication throughout and made it a smooth loan experience all the way to closing!!
Emily B. rated Nick Morrone 5.0 stars: Nick is simply the best. I had a wonderful experience. He is knowledgeable, professional, and goes above and beyond to help his clients.
Trenita T. rated Nick Morrone 5.0 stars: Nick is an exceptional mortgage loan officer. He is incredibly thorough and makes it his mission to explain every dollar, fee, and detail throughout the process so there are never any surprises. His ability to break down complex information and ensure you fully understand your loan is invaluable.
Beyond his expertise, Nick is patient, responsive, hardworking, and operates with the highest level of integrity. From the initial application all the way through closing, he remains committed, available, and focused on making the experience as smooth as possible.
I’ve purchased two homes with Nick, and both experiences exceeded my expectations. His professionalism, knowledge, and dedication have earned my complete trust. He will be the only mortgage lender I work with in the future, and I highly recommend him to anyone looking for a knowledgeable and dependable loan officer.
Kendra J. rated Nick Morrone 5.0 stars: Another wonderful closing with my Lender Partner Nick Morrone! Absolutely phenomenal service every time. Nick and I have closed several Million together and I will continue work with him time & time again!
Aaron T. rated Nick Morrone 5.0 stars: I have had an excellent experience working with Nick Morrone throughout the entire real estate transactions. From start to finish, Nick always kept the Buyer’s best interests in mind and made what could have been a stressful process feel smooth and manageable. His communication was outstanding — always responsive, professional, and proactive in keeping everyone informed every step of the way.
Most importantly, Nick worked diligently to ensure we closed on time without any surprises or delays. His attention to detail, knowledge of the lending process, and commitment to customer service truly stood out. I would highly recommend Nick Morrone to anyone looking for a trustworthy, knowledgeable, and dependable loan officer
Ebony J. rated Nick Morrone 5.0 stars: Nick helped my husband and I purchase our home, and he truly exceeded our expectations. His communication was excellent, he made the entire process feel smooth and stress-free, and—believe it or not—we found him on TikTok. Overall, it was an awesome experience!
Kristi C. rated Nick Morrone 5.0 stars: Nick was able and happily willing to answer any questions or address any concerns I had throughout the entire proces. He made the experience not only pleasant but friendly. He has incredible patience!
Karen D. rated Nick Morrone 5.0 stars: Nick's always timely and efficient as usual. Love his enthusiasm and getting my clients to closing happy and excited about their new home!
Works hard to get clients approved and makes my job easier when it come to negotiating a good offer
Nick Rocks
Thanks
Karen Dobbs-Gresham
Chapman Hall Professionals
Allen J. rated Jonathan Wood 5.0 stars: Great communication. Took the time to answer all my questions. Still available even after Closing.
Patrick H. rated Jonathan Wood 4.5 stars: Great customer service and experience.
Thomas D. rated Jonathan Wood 5.0 stars: Lower Mortgage and Jon Wood provided great service. Would highly recommend
Thomas D. rated Jonathan Wood 5.0 stars: I like having direct contact with Jon and office staff. Very important to have a lender that knows my business and is able to adjust quickly. Great experience.
Dimitri S. rated Jonathan Wood 5.0 stars: Honest, transparent and always there when I had any questions or concerns. From the first time that I talked with him, his entire team was there to support and explain the entire process to me. This was such a great experience with a lender and I highly recommend him to anyone in the area!
Cory S. rated Jonathan Wood 5.0 stars: Very smooth and professional process. Jon did an excellent job and made my recent condo purchase easy and stress-free. He was always responsive, took the time to answer my questions, and helped address any concerns along the way. I appreciated his communication, knowledge, and guidance throughout the entire process. I would gladly work with him again and highly recommend him to others.
Scott F. rated Jonathan Wood 4.66 stars: Allways there to help just awesome and real thats important.
Stacey M. rated Jonathan Wood 5.0 stars: Jon and his team were fantastic! The communication was top notch, and the customer portal made everything so easy. I would definitely use them again and refer them to friends and family.
Kristin F. rated Jonathan Wood 5.0 stars: Jon was there every step of the mortgage process. Explaining everything. There was no surprises. He went above and beyond the call of Mortgage Sales Manager duty. He is a major assest to your company.
Timothy G. rated Jonathan Wood 5.0 stars: Jon was patient and persistent. He provided expert advice and assistance throughout the process and kept us informed on our progress as we worked through the application. Jon got us to closing with our loan in place; we couldnt have realized our dream without his help.
Clyde J. rated Nikki Rogers 5.0 stars: Prompt, knowledgeable services. Staff very personable.
Kirsten Y. rated Nikki Rogers 5.0 stars: The team made me feel comfortable and empowered every step of the way. As a first time home buyer, I can't even begin to explain how important that was for me. They spoke to me with respect, care, and consistency . I received timely updates as well as responses whenever I had a question (or 5!). Avery was my primary contact, and she is so incredibly helpful, encouraging, and kind. Thank you to the Nikki Rogers team for helping us close on our family home- now comes the real fun!
Terry J. rated Nikki Rogers 5.0 stars: Avery was a delight to work with. She kept me informed with the process of my loan. led me in the next steps. Between her and Dennis Avary I had know worries. Thank you and God bless
Christine B. rated Nikki Rogers 5.0 stars: The team was very responsive and knowledgable on every aspect. I had a lot of questions and they happily answer and walked me thru everything. the whole process was pretty easy and not very painful. I would reccommend them to anyone! Thank you for the great job and helping me aquire my ne home!!
Colton B. rated Nikki Rogers 5.0 stars: 100 % recommend. Our home buying experience was top notch.
Christopher R. rated Nikki Rogers 5.0 stars: Constant communication and help throughout the whole process.
Emily T. rated Kurt Reinhardt 5.0 stars: Kurt was knowledgible, patient and very easy to work with. We love Kurt and is the only mortgage broker we ever want to work with.
Verified Client rated Kurt Reinhardt 5.0 stars: _Kurt Reinhardt was wonderful to work with. Very helpful, informative, and I would definitely refer him to friends and family. _Linda B.
Verified Client rated Kurt Reinhardt 5.0 stars: _Kurt is always knowledgeable and extremely helpful. Always a pleasure! _ Scott L.
Verified Client rated Kurt Reinhardt 5.0 stars: _ The experience was very good! _Michael D.
Jacob C. rated Doug Jacobson 5.0 stars: He was very knowledgeable in many aspect! i truly feel like he helped me explore my options to get me the best deal.
Daniel B. rated Doug Jacobson 5.0 stars: Doug was extremely helpful and patient throughout the process - always took the time to speak with us on the phone and explain (and re-explain) any detail or concern we had. He demonstrated flexibility and understanding to help us get the mortgage we needed. In a hectic process, he was always the calm, rational voice. Highly recommended!
Amy S. rated Doug Jacobson 5.0 stars: Consistent communication and support .
Brian S. rated Doug Jacobson 5.0 stars: The communication and speed of the experience
Marshall H. rated Doug Jacobson 5.0 stars: Doug is very creative and was eager to meet where I am at and helpful in getting me and my family to our goals. Instead of telling me what was not possible, he was able to tell me how something could be possible.
David H. rated Doug Jacobson 4.16 stars: Knowledge of the process
Morgan W. rated Doug Jacobson 5.0 stars: Doug was very communicative and thorough throughout our whole process. He was available via text or call to answer any questions and helped guide my husband and I through the lending process. We are first time home buyers, so the process can feel confusing and overwhelming. But Doug was a great sounding board and did his best to get us the most accurate information. We really enjoyed working with Doug!
Cynthia H. rated Doug Jacobson 5.0 stars: Doug and his team are top notch. Prompt responses to phone calls, texts or email. Great communication and easy to understand explanations during the process of refi, as well as finding us a decent rate and low closing costs.
Marcus M. rated Doug Jacobson 5.0 stars: Doug was very accessible and answered tons of questions. He made the process very easy.
Eugeni G. rated Doug Jacobson 5.0 stars: Working with Doug on buying out first home was just simply amazing. He went above and beyond with finding the right loan that fits us and the entire process as we didn't know what to expect going into this. All of our questions and concerns , no matter how small were answered right away. It has been a true pleasure working with Doug and his entire team on making our dream come true.
Michael D. rated John Belli 5.0 stars: John was communicative, informative and honest. He responed quickly, and entertained all of my questions with patience and expertise. When I shopped for a quote, John beat the big-box lenders numerically, and with integrity. He made my first homebuying experience as easy as it could be.
Brandi N. rated John Belli 5.0 stars: John was always available for phone calls and was able to answer all our questions with confidence
Nancy E. rated John Belli 4.83 stars: Efficient Knowledgable Good communication skills kind
thanks John !
Anton E. rated John Belli 5.0 stars: Attentive, Personable, Knowledgeable, Efficient
Daniel A. rated John Belli 5.0 stars: John was always available to answer any question I had 24/7, and always answered the phone. He had great communication and he made sure to walk me through anything I did not understand. John is awesome.
Michael N. rated John Belli 5.0 stars: Top Notch Professional
Coyanna M. rated John Belli 5.0 stars: John was attentive. He listened to me and the way I needed to be dealt with. He was willing to Pivot with my personality which is very incredibly important. This was the first time I've ever bought anything I felt like he held my hand through the whole process! Matched energy with me and met me at my personality! He's definitely who I will use if I ever decide to move from the dream condo I just moved into! Thank you John Belli.
Ronald S. rated John Belli 5.0 stars: John was amazing! He was always willing to help, answer questions , and never seemed bothered. Buying a house can be stressful but we truly felt supported by John and his team. We can't thank them enough.
Lexus H. rated Tawna Leonard 5.0 stars: As a first time homebuyer, Tawna made me feel at ease and less stressed about the whole process. She was so nice and friendly and took her time to actually seem like she cared about me throughout the process. Definitely recommend Tawna as a lender to those first time homebuyers.
Jerry F. rated Tawna Leonard 5.0 stars: Tawna's depth of experience with VA lending was extremely helpful
Neil F. rated Tawna Leonard 5.0 stars: I like how dedicated her and her team are. They didn't give up even when I didnt qualify the 1st time. They fought untill they found a way. Thank you again so much
Kimberly B. rated Tawna Leonard 5.0 stars: Tawna is and always has been on top of the game like no other! She got my complicated loan thru and did not settle for less than ON TIME! I will continue to reccommend her to buyers over and over.
Thank you Tawna :)
Tiffany S. rated Tawna Leonard 5.0 stars: This team was amazing!! Helpful and we loved the use of the app
Krystal F. rated Tawna Leonard 5.0 stars: The communication and quickness of everything made the experience extremely easy for us.
Patrick J. rated Tawna Leonard 5.0 stars: Communication deep concern for my well-being fast and thorough very respectful thank you Tawna
Alexander M. rated Tawna Leonard 5.0 stars: The process of buying a new house especially as a first time home owner. Tawna made it very easy and helped out every step of the way.
Rochelle A. rated Tawna Leonard 5.0 stars: Tawna and her team made me feel very capable .
Derek K rated Tawna Leonard 5.0 stars: “We just wanted to say thank you again for all the help. We will be referring you on any and all requests with how great you have been to us! Once again thank you so much!
Jeanette S rated Tawna Leonard 5.0 stars: If you are looking for a Mortgage Loan Officer and Lending Company, look NO further! The customer service you will receive from Tawna Leonard at Universal Lending Corp. in Billings, can NOT be beat! We were moving to Billings, MT from Las Vegas, NV and our lending company dropped the ball. I called Tawana crying and she took my information and ran with it. The expediency in which this loan officer handles your loan is simply unbelievable! Because of her tenacity and follow through on my loan documents, my new home loan closed on time. Thank You Tawna from the bottom of my heart!
Charlotte H rated Tawna Leonard 5.0 stars: Tawna was stellar! She was very quick at answering any questions and is so friendly! Could not be any happier with the process. Kudos to the Universal Team!
Brad I. rated Tonya Jenkins - TJ 5.0 stars: I have closed several loans with TJ. She knows what she is talking about and genuinely cares for her clients! You will be in good hands with TJ.
Jyl E. rated Tonya Jenkins - TJ 5.0 stars: I randomly chose Tonya to visit with back in the fall when I was thinking of buying a property. I had googled lenders in my area, but I was drawn to Tonya's website, possibly because she was a female.. Sometimes men can be intimidating. She was very nice and we had a good visit. She gave me the information I needed to know how much I could afford to purchase. So that got tabled!! When spring rolled around and I decided to go ahead and invest in a property, I knew I wanted Tonya to be my lender. She was pleasant, knowledgeable and dedicated! She presented me with different options for my loan , plus processed a HELOC for me. She worked really hard And we were able to close in two weeks!
Lauren K. rated Tonya Jenkins - TJ 5.0 stars: TJ was fantastic and kept us in the loop throughout the process. She was patient and answered all of the questions that we had. We used TJ for our first home, we used her for our new home, and we would use her again and again!
Ignacio A. rated Tonya Jenkins - TJ 5.0 stars: Great at helping buyer achieve there goals
Kathleen G. rated Tonya Jenkins - TJ 5.0 stars: I have had the pleasure of working with TJ on multiple loans. She takes the time to make sure you understand the process and never feel rushed or pressured. She has a vast knowledge of the business which made me feel confident in knowing my loans were in the best hands. She is friendly and patient. I will use her again any time I need a loan or advice about one.
Sarai G. rated Tonya Jenkins - TJ 5.0 stars: TJ is professpinal, knowledgeabl, and helpful. Working with TJ was a very pleasant experience.
Troy G. rated Tonya Jenkins - TJ 5.0 stars: TJ -Tonya Jenkins is an amazing lender to work with. We have closed several transactions over the years. She has always been a great communicator. She has helped my clients get on the right path to homeownership. I highly recommend working with her on your next purchase.
Troy Garcia, Realtor
Resident Realty
David L. rated Tonya Jenkins - TJ 5.0 stars: Friendky and helpful service
Jyl E. rated Tonya Jenkins - TJ 5.0 stars: I randomly chose Tonya to visit with back in the fall when I was thinking of buying a property. I had googled lenders in my area, but I was drawn to Tonya's website, possibly because she was a female.. Sometimes men can be intimidating. She was very nice and we had a good visit. She gave me the information I needed to know how much I could afford to purchase. So that got tabled!!
When
spring rolled around and I decided to go ahead and invest in a property, I knew I wanted Tonya to be my lender. She was pleasant, knowledgeable and dedicated! She presented me with different options for my loan , plus processed a HELOC for me. She worked really hard And we were able to close in two weeks!
Verified Client rated Tonya Jenkins - TJ 5.0 stars: We have used Home Team Lending several times over the years, always had a great experience with them. I would recommend TJ to anyone who wants a good partner in your mortgage process. You can count on them throughout to provide you with the best service possible. Jim C, Evans Colorado
Julia R, Greeley, CO rated Tonya Jenkins - TJ 5.0 stars: We worked with TJ and everything was beyond Awesome from Start to Finish!!! TJ helped us up and beyond what was required!!! She was wonderful about explaining to us what needed to be done to get to the point where we could be approved for a Home Loan! She is extremely knowledgeable, helpful and so friendly!!!! She was by our side for the closing and she even brought us a delightful goodie basket once we were in our new house!!! I definitely recommend TJ And Home Team Lending to anyone who is wanting to purchase a house in the Greeley area!!!! Thank you TJ and Home Team Lending for getting us in to our Dream Home!!!!!
Verified Client rated Tonya Jenkins - TJ 5.0 stars: TJ with home team lending made my home buying process smooth and easy! she had gone above and beyond to make sure everything was done in a timely manor. Allen S, Greeley, CO
James W. rated Zach Mick 5.0 stars: Everything ran smoothly, and communication was great.
Kathryn S. rated Zach Mick 5.0 stars: It had been a long time since I purchased my last home and Zach and his team made the process very pleasant and very seamless. They were attentive. Zach was always there when I had a question or a concern. He was quick to answer. His team is amazing. I have already recommended him to a few of my friends and I will continue to do so and continue to partner with Zach in the future. I highly recommend them.
Kistin K. rated Zach Mick 5.0 stars: This was such an amazing experience. They had answer all questions made us understand what was needed and expected. They were always there through this whole process. High recommend Zack Mick for all your mortgage needs!!
Douglas S. rated Zach Mick 5.0 stars: Zach made this process easy and took care of business from 2 time zones away.
zach Was eaay to communicate with and explained Everything we had questions about.
Christopher K. rated Zach Mick 5.0 stars: Communication was excellent and the process was smooth.
Maria N. rated Zach Mick 5.0 stars: I cannot say enough great things about Zach! My husband and I worked with him to buy our dream home and he made the process so smooth. Communication was always clear. He was prompt to reply to all my emails. He even worked closely with my realtor which was greatly appreciated. I recommended him to my brother who’s about to begin house hunting and would recommend to anyone who’s looking for an amazing lender!
Jeannettemclauchlan N. rated Zach Mick 5.0 stars: They were very knowledgeable about the process and what was best for our situation. Easy to work with and quick to respond to questions and helpful suggestions.
Jeff H. rated Zach Mick 5.0 stars: Zach is top notch in his profession. He clearly explained everything in detail and at all times answered any questions I had. I highly recommend Zach for your loan application needs. I very smooth process. Thank you, Zach!
Zachary B. rated Zach Mick 5.0 stars: Zach and his team had great communication and that is big for us!!!!
Shadrach W. rated Sean Antonius 5.0 stars: Excellent service, communication and attention to detail. I highly recommend the team at Lower!
Jennifer E. rated Sean Antonius 5.0 stars: Made the process smooth and easy, gave us many options, helped us with the one that works best for us.
Mark E. rated Sean Antonius 5.0 stars: From beginning to end, Sean was a great partner with us. He spent time before we were ever a customer helping us understand the various borrowing options we had so we could understand what our flexibility would do for us.
Then when we were engaged on an actual house, he helped us apply our options creatively, even walking us through one option where the money could come from a non-traditional path which would result in Lower Mortgage not even having a part to play. When someone is willing to help you, and NOT make money, that's a level of support one rarely sees.
In the end, we used a traditional loan for the property we purchased, and he found us a really great rate (not trivial considering some of the aspects of the home).
We'll end up doing a major refinance in 1-2 years after a deep remodel is complete and we've sold our other property, and we absolutely will work with Sean and the team again for that "final" loan.
Jennifer B. rated Sean Antonius 5.0 stars: Both Sean and Shannon are outstanding and helpful. Made process easy.
John M. rated Sean Antonius 5.0 stars: is a true professional that I can always rely on. I called him with a very short time span in which to close on a house and he made it happen!
Emily R. rated Sean Antonius 4.33 stars: Good people....I will say that the refi seemed a bit more disjointed then my initial experience when I purchased the home but all in all it went well and again I do trust them so I just rolled with it.
Andrea H. rated Sean Antonius 5.0 stars: Shannon was amazing with communication and letting us know what we needed to get done and when. She was extremely patient with our questions. Thank you Shannon!!!
Ricky Y. rated Sean Antonius 5.0 stars: Sean and his team are hands down the best. Sean has magic I’ve never seen in the financing world. He will find you or make you the best deal for your new home. He goes above and beyond consistently for his clients, day or night. Five star service all the way around! If I could give more stars I certainly would.
Carter G. rated Sean Antonius 5.0 stars: I think the Sean Antonius team made my refinancing experience seamless. All the steps were laid out in front of my wife and I and all we had to do was move forward. Thank you, Sean!
Tanna M. rated Sean Antonius 5.0 stars: Sean and his great staff makes the process very easy. They work tirelessly to get the very best package to fit our needs. We feel great confidence and security working with them. Their honesty and integrity is 2nd to none. Thanks!!!
Kelsey D. rated Travis Lewis 4.16 stars: Travis went over and beyond to help us close!
Andrew W. rated Travis Lewis 5.0 stars: Travis is the man he was quick, responsive and on his game no problems with the process and he came through .
Aaron N. rated Travis Lewis 5.0 stars: Travis had very good communication throughout the entire process and made sure we understood every step! He was available whenever needed and worked fast with his team to ensure we got everything needed to be comfortable moving forward while maintaining our best interest the entire time.
Kathryn N. rated Travis Lewis 5.0 stars: Travis was easy to reach and answered all of our questions quickly. He was able to help us close 10 days earlier than scheduled and was a pleasure to work with. Travis went above and beyond to make sure everything went the way it should. We are so thankful!
Dilaina H. rated Travis Lewis 5.0 stars: Travis is awesome! He answered all of my questions quickly and with great detail. He was extremely friendly and personable. He made the entire process great. We’ve already recommended him to our friends.
Bret S. rated Travis Lewis 5.0 stars: Travis was super helpful at every step for a couple who had never done this before. Gave us advice and clearly explained every doc we we had to sign!
Lauren P. rated Travis Lewis 5.0 stars: Travis was fantastic to work with! Responsive, knowledgeable, and always available for questions no matter the time of day. He made the process of buying my first home incredibly smooth and easy. I couldn’t have asked for a better experience and will refer anyone I know who is looking to start the home buying process his way.
Brandon S. rated Doug Bills 5.0 stars: Helped out and answered my questions
Calixto S. rated Doug Bills 4.66 stars: Yall Doug ms Diana ms lou joe and ms daina thank your so mch to give me aportunite and help me to get my house 🏠 again thank s all
Dinanllily O. rated Doug Bills 5.0 stars: El compromiso de todo el que estuvo pendiente de nuestro caso y pendiente ah cada cosas que pidieran , tambien la realtora que tenía es muy profesional y nos decias no se preocupen que ustedes van ah obtener su casa y por su puesto Dios por que sin el nada de esto hubiera sido posible , de verdad mi familia y yo estamos muy agradecidos con su trabajo y su compromiso en hacerle realidad el sueño ah cada familia para tener su hogar en los Estados Unidos , gracias, gracias fue una gran experiencia y rápido
Alyssa R. rated Doug Bills 4.5 stars: Everything went super smooth and easy
Holly H. rated Doug Bills 5.0 stars: Doug paired with our agent were the reason we were able to close on our home.
Andrew H. rated Doug Bills 5.0 stars: Doug is a rockstar! His team are diligent and never gave up. Our home purchase was on life support due to put of control circumstances, but Doug and his team made it happen. We couldn't be more thankful for his efforts. He was in constant communication and we will definitely use his services again.
Kate M. rated Doug Bills 4.16 stars: Got the loan done when we were in a huge rush and pickle due to another loan companies mistake!
Miguel G. rated Doug Bills 5.0 stars: Easy to follow instructions and quick service.
Brian S. rated Doug Bills 4.33 stars: approval process was longer than expected, but from that point to closing and funding went smooth
Veronica W. rated Doug Bills 5.0 stars: Super easy to work with! Made this process stress free!
Wesley B. rated Josh Colvin 4.83 stars: Prompt follow ups and attention to details, professionalism and customer courtesy, as well as knowledge of relevant details.
Jeremiah-christian L. rated Josh Colvin 5.0 stars: Josh was extremely knowledgeable and helpful when we had questions. He was very communicative of every step. He even recommended some resources that were very useful and we used.
David S. rated Josh Colvin 4.83 stars: Josh stepped up his level of communication, which was instrumental to us better understanding the entire process and requirements. Understanding the process lessened our anxiety about obtaining a construction loan for a new build.
Great job Josh!
Allie T. rated Josh Colvin 5.0 stars: Josh was very knowledgeable and quick to respond to any questions . Very helpful and upfront about process. Very kind and personable
Firoz B. rated Josh Colvin 5.0 stars: It's very easy to work with him and fast and he did great job
Parveen B. rated Josh Colvin 5.0 stars: It's was amazing to work with him it's done my work so smoothly and fast
Matthew F. rated Josh Colvin 5.0 stars: Josh made the process flow as smoothly as silk. His prompt responsiveness, professional advice, and personal care along the way were soothing to our nerves. Thanks to Josh, every benchmark was met along the way, and we closed on our loan the day we said we would from the very beginning. Couldn't be more satisfied.
Elizabeth D. rated Josh Colvin 5.0 stars: Buying a modular home is new for alot of people. Josh made it easy and answered all the questions.
5 stars 🤩
Lindsey S. rated Josh Colvin 5.0 stars: Josh KNOWS his stuff. He made the process easy for us as first-time homebuyers. Great communication throughout the process, and I felt like he was looking out for our best interest at all times.
Michael Q. rated Josh Colvin 5.0 stars: Josh and his associates were very helpful. Easy to get ahold of and made the process quick and painless. I'd definitely recommend them if you're trying to buy a house!
Lindsey L. rated Josh Colvin 5.0 stars: Josh KNOWS his stuff. He made the process easy for us as first-time homebuyers. Great communication throughout the process, and I felt like he was looking out for our best interest at all times.
Michael Q. rated Josh Colvin 5.0 stars: Josh and his associates were very helpful. Easy to get ahold of and made the process quick and painless. Id definitely recommend them if youre trying to buy a house!
Paola V. rated Josh Colvin 5.0 stars: Joshua maintained great communication with my partner and I regarding any concerns or issues that we may have missed in the process. He was always giving us a call to explain everything for us and he was never hesistant to do so. Thanks Josh!
Kevin J. rated Bobby Matthews 5.0 stars: Bobby's willingness to assist, desire to keep me informed, and knowledge were all unmatched. He was thorough and willing to spend all the time needed to make sure I understood all aspects of the process. I felt very confident throughout the process and comfortable with each decision made thanks to Bobby. Highly recommend and will continue to use his servicesin services in the future.
Dwanna S. rated Bobby Matthews 5.0 stars: Bobby was very attentive and responsive, among my many questions. He took the time to explain various scenarios to help us come up with our best solution.
Jessie G. rated Bobby Matthews 5.0 stars: Lower Mortgage was very professional. They made everything easy for me to understand each of the steps. The one thing I Love about my experience was the communication process. Someone was ALWAYS there to answer the phone when I called. Everything was always broken down to where a person with little knowledge could understand.
Toni E. rated Bobby Matthews 5.0 stars: Working with Bobby was an outstanding experience from start to finish. He is incredibly knowledgeable, efficient, and transparent, and he made what could have been a stressful process feel manageable every step of the way.No matter how many questions I had, Bobby was always patient, responsive, and took the time to explain everything until I fully understood my options. I never felt rushed or left in the dark. His communication was excellent throughout the entire process, and I always knew what to expect next.What impressed me most was his genuine commitment to helping me reach the closing table. He consistently went above and beyond, worked diligently behind the scenes, and made me feel like my home purchase truly mattered to him. This is the first of many, and when the time comes to purchase my next home, Bobby will be my first call!
Sheryl L. rated Bobby Matthews 4.83 stars: Bobby was great however I don't think the people he worked with communicated with him abx that was a problem with them not Bobby.
Marquis C. rated Bobby Matthews 5.0 stars: Working with Mr. Bobby Matthews and his team was truly an outstanding experience. From the very beginning, they demonstrated professionalism, dedication, and a genuine commitment to making the home-buying process as smooth as possible. Purchasing a new home can often feel overwhelming, but Mr. Matthews made every step clear, organized, and stress-free.
One of the most impressive aspects of working with him was his communication and responsiveness. He consistently provided timely updates and important information throughout the process. Whenever I had questions or concerns, he was readily available and quick to respond. His reliability gave me confidence and peace of mind from start to finish.
Beyond his responsiveness, Mr. Matthews' knowledge and expertise truly set him apart. His understanding of the market, attention to detail, and commitment to my best interests were evident in every interaction. It was clear that he genuinely cared about helping me make informed decisions and ensuring a positive experience.
Overall, this was an exceptional experience, and I am incredibly grateful for the support and guidance Mr. Matthews and his team provided. I wholeheartedly recommend him to anyone looking to purchase a new home. If you're looking for a knowledgeable, dependable, and dedicated professional, Mr. Bobby Matthews is an excellent choice. I will gladly refer him to my friends and family without hesitation.
Antoinette E. rated Bobby Matthews 5.0 stars: Bobby is incredibly efficient, thorough, and knowledgeable. From start to finish, he maintained excellent communication and was transparent throughout the entire process. Whenever I had questions, he was patient, took the time to explain everything clearly, and made sure I fully understood every detail before moving forward. His professionalism, responsiveness, and genuine care made what could have been a stressful experience feel smooth and manageable. When it’s time for me to purchase another home, Bobby will be my first call. Outstanding customer service paired with authentic care is the recipe for earning a lifelong client. I highly recommend him!
Tysha M. rated Bobby Matthews 5.0 stars: Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took the time to explain anything we didn’t understand without ever making us feel embarrassed or overwhelmed. We truly felt supported and advocated for every step of the way. We couldn’t have asked for a better lender to guide us and help us reach this milestone sooner rather than later.
Tysha M. rated Bobby Matthews 5.0 stars: Bobby was absolutely incredible throughout our entire home‑buying process. He was professional, patient, and genuinely made us feel like our dream of becoming homeowners was his top priority. His communication was always clear, and he took the time to explain anything we didn’t understand without ever making us feel embarrassed or overwhelmed. We truly felt supported and advocated for every step of the way. We couldn’t have asked for a better lender to guide us and help us reach this milestone sooner rather than later.
Mary L. rated Bobby Matthews 5.0 stars: When I first reached out to Bobby, I was ready to move to Tennessee, but some things happened and the timing didn’t work out right away. About a month later, everything finally fell into place, and I was able to reach back out to him. Both times, Bobby was very helpful, answered all of my questions thoroughly, and helped make the process move quickly within the time frame I needed.
I am also very thankful that he introduced me to my realtor, Skylar Harris. Skylar was amazing, and so was Bobby. They both took the time to answer every question I had, made sure everything that needed to be done was handled, and were supportive, caring, and understanding throughout the entire process, especially with me being a first-time homebuyer.
I truly appreciate how they were there with me every step of the way. Even the day after closing, Skylar is still answering questions for me. They are not the type of people who help you close and then forget about you. They stick with you before, during, and even after the process.
I would highly recommend Bobby and Skylar to anyone looking to buy a home!
Eric M. rated Nicky Hungerford 5.0 stars: Nicky had confidence in us when we didn't have it for our selves,amazing communication and what a great experience ,she changed our lives forever,thank you Nicky and Pam for everything you guys did for us.i would recommend Nicky's services to anyone,if we can do it anyone can own a home.thanks so very much again for the confidence and your time.we're so happy in our new home!!! The Morrows!!
Terri M. rated Nicky Hungerford 5.0 stars: We never thought that we would be homeowners again and then we met Nikki. She made this experience so relaxing and so rewarding. Nikki went above and beyond for us and we will always appreciate that. Thank you again Nikki for everything.
Hudson S. rated Nicky Hungerford 5.0 stars: Nicky made this whole experience absolutely incredible. She went above and beyond in every single way, and I truly appreciate all the hard work and effort she put in. I am so grateful that we chose her to teach us and lead us through this process.
Katheryn L. rated Nicky Hungerford 5.0 stars: Nicky was so incredibly helpful in communicating and educating us on what needed to get done / when / why . Understanding all those things made this process so easy and fun, and it's all thanks to her.
Evan S. rated Lilly Horne 5.0 stars: From start to finish, she made sure I understood every step of the process, which gave me a lot of confidence and peace of mind. She was incredibly responsive and answered all of my questions right away, never leaving me unsure or waiting for clarification. Her communication was clear, professional, and consistent throughout. It is rare to come across someone so attentive and thorough, and it truly made the entire experience smooth and stress-free. I would absolutely recommend her to anyone looking for outstanding support.
Kacie W. rated Lilly Horne 5.0 stars: Fast, easy and knowledgeable !
Timothy J. rated Lilly Horne 5.0 stars: When building a house 4 states away we thought it would be problematic but Lilly and her team made the process seamless. They walked us through everything and were very knowledgeable when we had questions. Thanks yall
Fentress J. rated Lilly Horne 5.0 stars: Lilly is an amazing person with your best interests always at heart. She has a weath of knowledge to direct you down the best possible path to your dream home. For us specifically she navigated employeement eligibilty due to my wifes contract nursing jobs, low down payment desires by us, and not paying pmi. She was able to accomplish all these things with an ease only someone that is an expert in their field could do. Thank you for everything
Douglas M. rated Casey Granston 5.0 stars: Casey is always great to work with!
Cassidy W. rated Casey Granston 5.0 stars: He answered every question I had and responded very quickly to all messages. He called often with updates on where we were in the process and what would happen next. The communication made the process much less stressful! Casey and his team were AMAZING!
Haley R. rated Casey Granston 5.0 stars: Clear, professional, timely. Greatest experience!
Emily M. rated Casey Granston 4.66 stars: Good communication and explanations, worked well with the buyers agent to move things quickly, made for a seamless process on the purchasing end.
Christopher S. rated Casey Granston 5.0 stars: Casey was always checking in throughout my loan process. He was clear, concise and well organized!
Roderick R. rated Casey Granston 5.0 stars: Casey was very punctual and was attentive to his clients budget.
Toni K. rated Casey Granston 5.0 stars: Communication and break down of numbers and payments
David A. rated Casey Granston 5.0 stars: Great experience. Positive all the way from start to finish. Helped me compare other quotes and checked in every week until the loan was completely funded.
Sharon R. rated Casey Granston 5.0 stars: Great communication.
Cesar A. rated Miguel Esersky 5.0 stars: The Esersky Group has been phenomenal. Miguel possesses vast knowledge on the real estate industry and loan processes. He made our first-time home buying experience smooth and transparent. We cannot thank Miguel and his team enough for their dedication during the purchase of our home. When we reviewed our loan options, Miguel stepped in with poise, tact, and excellent problem-solving skills to find the best possible loan options based on our unique situation. His deep knowledge of the local Santa Clarita market and constant communication kept us feeling confident and in control at every stage. A true professional who goes above and beyond!
Thank you Miguel!!
Sandra M. rated Miguel Esersky 5.0 stars: (Translated by Google) For us, it was a dream quite far from being a reality.
We met Miguel at an open house a few months later, and we got in touch. We started looking at properties. Several times we were about to give up because of nerves and doubts, but Miguel was there to advise and guide us, and thank God, today Miguel handed us the keys to our little house. 🥰
(Original)
Para nosotros era un sueño bastante lejos de tener .
Conosimos a miguel en un open house unos meces despues nos pusimos en comunicacion
Enpesamos a mirar propiedades .
barias beces estubimos a Punto de dejar todo por los nerbios y dudas .pero miguel estubo alli para aconsejarnos ,guiarnos y grasias a dios hoy miguel nos entrego las lleves de nuestra casita 🥰
Ivan A. rated Miguel Esersky 5.0 stars: The Esersky Group Real Estate Loans did an excellent job helping my buyers get qualified. Super responsive, knowledgeable, and easy to work with. Made the process smooth from start to finish. Highly recommend!
Brian B. rated Miguel Esersky 5.0 stars: I worked with Miquel Esersky on a HELOC loan. The experience was great, easy application, quick approval, great deal and it funded in 7 days from application. I highly recommend Miquel and The Esersky Group for real estate loans!
Maximiliano G. rated Miguel Esersky 5.0 stars: My experience with The Esersky Group was genuinely positive. They made me feel comfortable and confident throughout the entire process, always taking the time to answer questions and explain things in a clear, honest way. The team was easy to communicate with, supportive, and truly cared about helping me make the right decisions. It never felt rushed or transactional. I would definitely recommend The Esersky Group to anyone looking for a real estate team that feels human, trustworthy, and reliable.
David H. rated Miguel Esersky 5.0 stars: Mr. Esersky is as good as they come. Very thorough and informative. He went above and beyond for me and i couldnt be any happier. Thank you for the hard work!
Cristians P. rated Miguel Esersky 5.0 stars: Miguel helped us in every step of the way in buying our first home. He is very responsive, very knowledgable, and always explained what was coming. He listened to our priorities and made the process very easy. I would highly recommend him for your home buying process. He went above and beyond to make the experience very easy and stress free as first time buyers.
Michael G. rated Todd Richards 5.0 stars: All of the information was organized and explained clearly. Also everything was completed very timely. We would definitely work with Todd and his team again.
Jessica G. rated Todd Richards 4.83 stars: Very communicative and quick responses to questions with answers that were understandable and thorough. Also sent friendly reminders to finish paperwork on time which was great with my busy schedule
Ashley R. rated Todd Richards 5.0 stars: Todd and Gina made the process very easy from start to finish.
Laurie D. rated Todd Richards 5.0 stars: Timely responses were appreciated, as we were hoping to close on our new home quickly. Todd explained the steps in our first phone call and we felt well taken care of. We recommended him and Lower to relatives moving to our area.
John B. rated Todd Richards 5.0 stars: Todd and team were there whenever we needed them, to help guide us through all of our needs when purchasing ournforst home. They were very patient with us!
Garrett L. rated Todd Richards 5.0 stars: Great company. Knowledgeable employees. Fast to respond. Very helpful. Would use them every time I purchase a home.
Garrett L. rated Todd Richards 5.0 stars: Punctual , great response time , knowledgeable, easy to work with all around great experience
Kylie L. rated Todd Richards 5.0 stars: Todd and his team were very attentive and knowledgeable about all aspects of the VA loan process. They answered all correspondence in more than a reasonable amount of time and really took care of our family. Thank you!!
Rodney K. rated Todd Richards 5.0 stars: Todd made the process easy.
Rebecca K. rated Marc Creach 5.0 stars: Marc was extremely responsive and thorough - we also appreciated his friendly & personal communication!
Kristie L. rated Marc Creach 5.0 stars: very smooth process! Marc is great to work wit!
Matthew W. rated Marc Creach 5.0 stars: Always available to answer questions and explain next steps to getting through the mortgage maze
Edlira B. rated Marc Creach 5.0 stars: Marc answered all of our questions, and provided clear steps and expectations. We've used Marc before and would use him again for any future purchases. He was great and the process went smoothly.
Amy B. rated Marc Creach 5.0 stars: Professionaliziam, great to work with.
Bethany R. rated Marc Creach 5.0 stars: Marc is fantastic, a great communicator and so knowledgeable. He was able to expalin things to me in a way that made me feel comforable and cared for. Lola his prosessor is also incredible!
James C. rated Marc Creach 4.16 stars: Marc did a good job in all phases of the process!
Anthony F. rated Marc Creach 5.0 stars: Very communicative and insightful as to what was going on in the market.
Pamela C. rated Marc Creach 5.0 stars: Marc goes out of his way to make himself accessible to answer any questions. We had not applied for a mortgage loan in over 30 years, Marc and his team answered ALL of our questions which gave us ease of mind.
Lisa M. rated Marc Creach 5.0 stars: Marc gave great support and answered every question . He was fast to respond to any concern or question
David C. rated Cindy Hammond 5.0 stars: Cindy's approach was courtoues and personable .She communicated in a way that treated people like people instead of just another client. In other words she talked and interacted with people with the dignity and respect one human should to another human.
Laura C. rated Cindy Hammond 4.5 stars: Some important information was left off .I did not learn that my interest rate would be deciede until after the construction loan was to be modified to a real mortage.
Maybe I did ask the right questions. This is my first time buying a manufactured home.
However, Miss Cindy was very good at answering the phone when I called and returing phone calls. Have a list of facts about buying a mobil home for people like me who are totally clueless in easy language please include information about borrowing money and interest rates how they change when the loan is modifed. Thank you for listening.
Teresa B. rated Cindy Hammond 5.0 stars: Cindy was very helpful and explained everything so that I could understand. She was always responsive, even when I texted her in the evening or on a wknd.
Lesli G. rated Cindy Hammond 5.0 stars: Cindy was very easy to work with and was able to seamlessly (on our end) work through some of the challenges that we faced. We really appreciate her hard work!
Curtis G. rated Cindy Hammond 5.0 stars: Very smooth process. Cindy kept us updated throughout and was quick to respond to our questions
Justin H. rated Cindy Hammond 5.0 stars: Very helpful and always on top of everything
Rebecca P. rated Cindy Hammond 4.5 stars: Heath and Cindy stepped in to help when the loan processor that started the loan was no longer with the company. They worked with the new processor to ease the process of closing the
Louis S. rated Eric Williams 5.0 stars: I met Eric Williams at a Sunday Open House (March 2026) in Maumelle. Along with the realtor hosting the Open House, Eric was assisting potential home buyers like myself by providing valuable insight to various mortgage lending programs. He mentioned several mortgage programs that might work for me, but one program in particular piqued my curiosity.
The next day, I called Eric to ask additional questions about the program. The program turned out to be the ideal match for me. I was sold on the program and started the procedure to get approved for funding.
Through the entire loan process, Eric was a great communicator always keeping me in the loop and was extremely easy to work with. And he is very respectful and courteous. He definitely is a “people person!”Overall, I would describe Eric as “the person” that goes “above and beyond” the idea of helping people.
Eric, I can’t thank you enough for all the help you gave me in achieving my dream home.
Brian B. rated Eric Williams 5.0 stars: Eric is easy to work with and very knowledgeable. Getting my home financed was a very good experience.
Breeanna P. rated Tony Valdez 5.0 stars: Tony availed himself to questions and communication which is greatly helpful while traversing a processing such home loan acquisition.
Victor C. rated Tony Valdez 5.0 stars: Tony Was very helpful and guided us all along the way and always available
Candice A. rated Tony Valdez 5.0 stars: Tony made everything so easy for us, even with unexpected hurdles he always stayed calm and had a quick solution ready. He also got us an amazing deal! I'm so happy we chose Tony to help us buy our first home and I would absolutely use him again and recommend him to all my friends and family.
Amanda M. rated Tony Valdez 5.0 stars: Tony went above and beyond to make sure we understood each step of this process . In a time that's extremely stressful, Tony was able to be a positive support to work along side of our realtor. I can't express thankfuk we are to have been able to work with him
Jordan M. rated Tony Valdez 5.0 stars: Tony was extremely professional, always available to help and worked hard to make the deal happen. Would use him every single time.
Rajeev V. rated Tony Valdez 5.0 stars: Great communication and helpful explanations along the way!
Sonia T. rated Tony Valdez 5.0 stars: Thank you Tony for your professionalism and efficient service. You made the whole process easy and stress free. Luis and I will definitely refer you to family and friends. You are 10/10
John D. rated Steve Fischer 5.0 stars: always got a call back and answers quickly .
Lauren G. rated Steve Fischer 5.0 stars: Steve was so helpful and patient and was there for absolutely anything I needed!
Carla M. rated Steve Fischer 5.0 stars: I could not be happier with the service I received. Steve answered every time I called and was absolutely wonderful to work with on my loan. Will recommend Lower Mortgage every chance I get.
Christopher C. rated Steve Fischer 5.0 stars: Timely communication, easy to talk with, quick to explain anything not understood and happy to provide any needed clarity on anything - Steve and his team simply made the entire experience enjoyable and I would highly recommend them.
Heath N. rated Steve Fischer 5.0 stars: Very informative, very patient, worked diligently to make sure I had all options laid out and help guide us with his expertise to ensure we had the best options available.
Homer W. rated Steve Fischer 5.0 stars: steve and his team did an excellent job and were extreamly helpful with any questions or concerns we had.
Delaney C. rated Steve Fischer 5.0 stars: Steve and his team were wonderful! They were very efficient and quick to answer any questions we had during the process. Their work made moving feel so much easier for us!
Jeffrey B. rated Steve Fischer 5.0 stars: Steve is always a phone call away and works hard to make the best deal happen!
Samantha S. rated Steve Fischer 5.0 stars: The process was speedy, submitting all the required documentation was very easy, and it very easy to contact Steve. He always answered our calls, texts, and emails in a very timely manner, had great communication while guiding us through this entire process. His assistant was great as well. This closing moved forward very quickly and we all had to stay in close contact and it was easily acccomplished because of Steve and his team!
Mary F. rated Daniel Rubio 5.0 stars: Danny was very knowledgeable and professional.
He was always helpful with all of my concerns and questions. He was able to get me exactly what I was qualified for. I am satisfied beyond words. I will refer Danny to family , friends and colleagues needing his professional service in the future.
Kevin H. rated Daniel Rubio 5.0 stars: Danny made the loan process go so smooth. Couldn’t be happier with his service.
Kevin H. rated Daniel Rubio 5.0 stars: Danny made the loan process go so smooth. Was very informative and easy to work with.
Heather T. rated Daniel Rubio 5.0 stars: was very helpful on every aspect of this journey. He was always willing to help me with whatever questions I needed answered and he walked me through the entire process during my house buying I h
Michael K. rated Daniel Rubio 5.0 stars: Dan was responsive to my questions and concerns abd got back to me in a timely manner
Ashley B. rated Daniel Rubio 5.0 stars: Daniel was excellent in communication, very knowledgeable and willing to go the extra mile to help me get approved and into my new home. highly recommend!
Ryan E. rated Daniel Rubio 5.0 stars: Daniel Rubio helped my family and I find and secure our first home. Purchasing a property and home was all new to us. It was hard to understand and very overwhelming. Danny helped us understand all of it, step by step, contract by agreement and letter by number. He helped us make sense of it all. There are a lot of terminologies, numbers, fees and figures, that go into purchasing a home, we had no experience, which made it all the more difficult. He's very professional, sincere, understanding, knowledgeable and now that it's all done, I can say, "Trustworthy". He guided us well, through the unknowns and difficulties. I can't say it enough about how overwhelming purchasing a home was for us. If we had to come back and start from the begining, Danny would be right there with us again. If we ever think about purchasing land or a home again, the first thing I'm doing is calling him. He's the real deal! If your reading this are are looking for a Mortgage Advisor who has your best needs at hand, Call Daniel. From start to finish, he had our back. He gave us understanding, assurance and the ability to make the best decisions, in one of the most difficult and important purchase of our lives. My family and I are very, very grateful for the work he did for us.
Thank you Danny, you're the best!
Ryan E. rated Daniel Rubio 5.0 stars: Daniel's communication was excellent! He was eager to see us get into a home we wanted and he made sure our financial questions were not only answered but that we understood what all the financial jargen meant and how it effected us. If I had to go back to do it all over again, Daniel is the only mortgage lender I would want to help us. If me or any of my friends and family ever look to purchase a home or property, Daniel is the only person I would recommend they work with.
James L. rated Daniel Rubio 5.0 stars: He was so helpfull i hate computers he walked me through so many steps and made a complicated orocess very easy and lesss stressfull he deserves a big raise for going above and beyond
Evan C. rated Landon Kail 5.0 stars: gave superior advice on a VA loan. He had very quick response times and was even willing to work after normal business hours.
Connor R. rated Landon Kail 5.0 stars: Landon was a pleasure to work with. He took the time to explain each and every step of the home buying process and was very flexible.
Taylor B. rated Landon Kail 5.0 stars: The great communication on Landon's side that made this process a breeze! We appreciate all his hard work in making this possible for me and my family.
Joya L. rated Landon Kail 4.0 stars: Landen and his team are very knowledgeable.
Nancy Q. rated Landon Kail 5.0 stars: Landon was extremely helpful in all aspects of my loan process. He was invaluable to us. His team was as so helpful!
Adam O. rated Landon Kail 5.0 stars: The whole mortgage experience was smooth and stress free. Landon put forth great effort at trying to maximize the best use of our mortgage, especially towards buying down the rate and closing costs.
James S. rated Landon Kail 5.0 stars: Goes above and beyond to ensure a smooth process, Tiffany as well.
Karinn O. rated Landon Kail 4.83 stars: Very easy process! Clear and quick communication:) No issues at all getting funded for our mortgage! Tiffany is also great and very on top of everything.
Benjamin L. rated Landon Kail 5.0 stars: Always made himself available to talk on the phone and thoroughly explained everything
Stephen B. rated Landon Kail 5.0 stars: Landon was great to work with! He helped us work out the best mortgage options for our situation and locked in a great rate. We would definitely use him again.
Robert G. rated Wendy Buckingham 5.0 stars: Wendy was amazing! I'm a first time buyer. I had random questions at random times and she always delivered! She stuck with me for a year while I waited for the right house! she came highly recommended and delivered in every way!
Jennifer M. rated Wendy Buckingham 5.0 stars: So great! Wendy makes you feel at ease when buying a house every question stays answered and you know your making a safe decision .
Michelle M. rated Wendy Buckingham 5.0 stars: Honestly all I can say is wow! Wendy helped my dreams come true of being a homeowner at just 25! She kept me informed and answered all questions regardless of how big or small. Also can we just talk about how personable she is!!! You don’t feel like just another paycheck or client you actually feel like she’s helping you and your her friend that she wants see succeed. I couldn’t recommend her enough and I’m just so thankful for her help along my journey. I couldn’t have done this without her!!! Thank you thank you thank you!!!
Katherine D. rated Wendy Buckingham 5.0 stars: Wendy recently handled a loan for one of my buyers. It was a very smooth closing and her communication and professionalism throughout the process was top notch! I highly recommend her!
Brad L. rated Wendy Buckingham 5.0 stars: Has responded well and helped answer questions in a timely manner
Kristy L. rated Wendy Buckingham 5.0 stars: WENDY made it great!! I think I made a friend for life! LOVE her! (And the service was FANTISTIC too!!) ❤️❤️❤️
Robert L. rated Wendy Buckingham 5.0 stars: Wendy was professional and personable and helped me an wife on every detail. It's obvious that she knows what she is doing and I like her very much.
Susan R. rated Wendy Buckingham 5.0 stars: Wendy always goes above and beyond to get my loans closed. Whatever she needs to do to make things work out, she does. I highly recommend her!
Jessica W. rated Wendy Buckingham 5.0 stars: Wendy was wonderful to work with, very knowledgeable, and explained every step clearly.
Aleigha S. rated Wendy Buckingham 5.0 stars: How quick and easy everything went!
Rolesha M. rated Shawn Wilson 5.0 stars: I was nervous about the process due to a previous encounter with another lender. Shawn made the process so smooth. Explained each step, checked in to make sure things were moving smoothly. Overall it was tremendous service.
Ryan M. rated Shawn Wilson 5.0 stars: Having Shawn as my lender seemed to have expedited my entire home buying proccess! He was fighting on my behalf to push other parties to stop d4ragging their feet and made things happen very fast. I kept hearing from others how quick my process was going as well. He was very friendly, extremely informative, over communcative as to make sure there was no confusion on my end and made sure I was taken care of every step of the way. 11/10 for Shawn!!!
Sauce M. rated Shawn Wilson 5.0 stars: Shawn really expedited my home-buying process and made sure I was taken care of every step of the way!! 11/10 would work with him again.
Shareta R. rated Shawn Wilson 5.0 stars: Brother Shawn made every effort to ensure I understood every step of the process.
Neema T. rated Shawn Wilson 5.0 stars: Shawn was great to work with. Very responsive and knowledgeable.
Brian B. rated Shawn Wilson 5.0 stars: Shawn's Professionalism!!!
Ruby G. rated Shawn Wilson 5.0 stars: Shawn is very knowledgeable about his work. When I started the process I was a little scared. Shawn patiently guided me through the process from there I developed a trust and everything went smoothly My goal was to have my new home by Thanksgiving and I went to closing less than a week before Thanksgiving and now looking forward to spending a wonderful Christmas with family and friends in my new home.
Thank you Shawn . I really appreciate all that you did to make my dream come true.
Seafras J. rated Shawn Wilson 5.0 stars: Shawn’s work ethics are exemplary and demonstrates his passion to ensure his clients secure the best deal so that they may fulfill their dream.
Anna F. rated Shawn Wilson 5.0 stars: Shawn Wilson was extremely knowledgeable and worked diligently within my specific financial scope. He collaborated seamlessly with my realtor, Damon Baker, and their combined expertise saved valuable time by ensuring we only viewed properties that fit comfortably within my budget. Their professional advice was truly invaluable, and the loan approval process was smooth and stress-free. I highly recommend this exceptional duo. They were patient, supportive, and guided me every step of the way to my new home. Thank you, Shawn and Damon!
Menachem F. rated Zeida Mendez 5.0 stars: The best! Very patient explained me everything! Very pleased thank you so much
Oscar P. rated Zeida Mendez 5.0 stars: Zeida and her team did a wonderful job; they communicated well and explained every step of the process. She was always very kind to us, and the process went faster than we expected.
Jeanelle P. rated Zeida Mendez 5.0 stars: Zeida and her team did a wonderful job; the communication, attention, explanations, and dedication at every step of the process were outstanding.
Helgan H. rated Zeida Mendez 5.0 stars: Super attentive; they always answer the phone and always provide the necessary explanations.
Jade C. rated Zeida Mendez 4.83 stars: Zeida always answered our questions in a fast and timely manne. And broke down everything so we could understan.
Juan S. rated Zeida Mendez 5.0 stars: I had a great experience working with Zeida. From start to finish, she was responsive, and truly dedicated to helping me with my loan. She took the time to clearly explain every step of the process and answered all my questions with patience and was always kept informed. She went above and beyond to ensure everything stayed on track and closed on time.
I highly recommend Zeida to anyone looking for a reliable, professional, and trustworthy loan officer.
Loraine R. rated Zeida Mendez 5.0 stars: Zeida is a wonderful person; she was always available and very professional in her work. We absolutely loved her work.
Reinel G. rated Zeida Mendez 5.0 stars: Siempre estuvo disponible y muy transparente a la hora de aclararnos cualquier ,un trato y amabilidad excelente 👌.
Jorge R. rated Zeida Mendez 5.0 stars: Amazing and helpful
Charles D. rated Zeida Mendez 5.0 stars: The process moved right along as planned. Utilized discretion where appropriat.
Nathaniel B. rated Phil Cunningham 4.5 stars: Phil is very knowledgeable, and made the process very eas
Crystal R. rated Phil Cunningham 5.0 stars: Phil is always very professional and willing to do anything to help the process go as smoth as possible. I will never use anyone other than Phil Cunningham. He is the absolute best at everything!!!
Lisa T. rated Phil Cunningham 5.0 stars: Phil is very knowledgeable and helpful. Was always available to answer any questions we had throughout the loan process. This is our second loan in 3 years with Phil and would not hestitate to use him again and recommend him to others.
Matthew B. rated Phil Cunningham 5.0 stars: Phil was instrumental from day one in our second home purchase. He took my call between closings on a busy Friday, and got our application started just a couple of hours later. He was so efficient that I didn't have time to compare with other lenders, but I honestly didn't feel the need to after recognizing the high level of service and thoroughness that Phil was going to provide. Our conversations were never rushed, and he always took the time to make sure I knew what was going and were things stood in the lending process. Phil became the point of contact who I communicated most with through the 21 day closing period, and I always appreciated his experience and advice. Working with Phil felt less transactional than most of my other interactions. I will 100% and without hesitation reach out to him for my future lending needs, and would recommend friends/family do the same.
Lindsay H. rated Phil Cunningham 5.0 stars: Phil is the best! He is so knowledgeable and really helped guide us along the way.
Amanda K. rated Phil Cunningham 5.0 stars: Phil is absolutely wonderful! I initially reached out to him while he was out of town on vacation and he still took the time to help me with a short turn around time for my closing. His guidance and assistance throughout the process was very helpful.
Amy A. rated Phil Cunningham 5.0 stars: This is our second time working with Phil, he made the home buying process so easy. We would work with him again for any future home purchases and would definitely recommend him to others!
Devin A. rated Phil Cunningham 5.0 stars: Phil was awesome as usual this is our second time using Phil , makes the entire process smooth and seamles!
Jeffrey W. rated Phil Cunningham 5.0 stars: Phil was great to work with! Open and honest, presenting a ton of options and great advice.
Courtney R. rated Phil Cunningham 5.0 stars: He took every opportunity to make sure I understood all of my options and always guided me to success during my homebuying process. He is educated thoughtful and treated me like I was his family member. I can't say enough about how wonderful he is.
Lori D. rated Phil Cunningham 5.0 stars: Phil made the process so easy. He walked us through the steps and kept us informed the whole time. He gave us great advice. He is so easy to work with. I will miss working with him. I would definitely reach out to him again if I need another loan.
Adam D. rated Phil Cunningham 5.0 stars: Phil was very helpful personable anytime we had any questions he was on it. He kept us informed though out the whole time. He is a great asset to your company. You dont find people that are that customer oriented and willing to help. Thank you.
Doris M. rated Phil Cunningham 5.0 stars: Phils personal attention and pleasant character. He was right on the mark on all transactions. Made it all seam effortless. I am very grateful for his expertise and advice.
Nicholas J. rated Jacqualine Wolcott 5.0 stars: Her dedication and openness with every step of the process.
Jacob H. rated Jacqualine Wolcott 5.0 stars: i was referred to Jacqueline by a local Realitor I had met when i Started house shopping. From start to finish she was spectacular! she communicated with me the entire time even on weekends and her vacation..this type of exceptional service is going away these days and im incredibly greatful for the work Jacqueline put in so I could close on my first house!
April W. rated Jacqualine Wolcott 5.0 stars: Jacki was VERY informative and helped explain things in a way that I would understand. She had my best interest in mind and was very sweet and welcoming from the beginning! I can't thank her enough!
Richard B. rated Jacqualine Wolcott 5.0 stars: Jackie is amazing and so informative and just a genuinely amazing person. We will definitely consult her again if the opportunity arises.
Donalia P. rated Jacqualine Wolcott 5.0 stars: I would recommend Jacqueline to any of my friends and family members to get a home loan. She was very knowledgeable and provided my husband and I with excellent customer service. She made it happen!!!!
Bernard U. rated Jacqualine Wolcott 5.0 stars: What can you add to an already awesome person, Jacquline has showen not only me but Rosalie my wife friends who were with has from start to finish what a caring person she is. we not only had the great furtune to have her as a loan offerser but we now have a friend for life! we could never have done this with out her! also a very big thanks to Barbara our Realtor for introducing us! Jacquline was very patient with me as I'm not computor savvy, she made it a whole lot less stressful, we could not have been more happy the way we have been treated! Thank You again & again Jacquline! Jacqualine not only had first hand info about our bad situation at home she bent over backwards to get our closing done as quick as possible. these are all things that you don't expect but boy did Jacqualine show us that their are still good people out there! You have a five star rating, in our eyes 👀 she is a 10 !
Kristie B. rated Jacqualine Wolcott 5.0 stars: Jacqualine kept me in forward moving progress the whole time. Everything was thoroughly explained. All my question were answered and I was kept informed and up to date with every step in the processes toward my new home.
Samantha K. rated Jacqualine Wolcott 5.0 stars: Jacqualine was amazing ! As a first time homebuyer, this could have been A LOT more complicated but she made it so easy and we closed within 2 months of searching and finding our forever home. Thankful we had her help !
Michael W. rated Jacqualine Wolcott 5.0 stars: She makes everything so easy! She is always on top of things and so quick to respond. This is the second time I used her to get a loan and I would definitely use her again!
Larry J. rated Jacqualine Wolcott 5.0 stars: jacqualine was great to work with
Christopher P. rated Kari Morrison 5.0 stars: Kari is so wonderful to work with, she brought peace of mind to a very stressful process and guided us through the entire process with confidence and reassurance which was much appreciated. I wouldn't have worked with anyone else!!! Beth Palmer
Chris F. rated Kari Morrison 5.0 stars: We have worked with Kari before and as always the service was the best. We are very lucky to have found her and she is the only loan officer we have or will ever worked with.
Janine F. rated Kari Morrison 5.0 stars: Kari is knowledgable, helpful, & attentive. She makes the process that can sometimes be overwhelming much easier.
Charlee O. rated Kari Morrison 5.0 stars: Kari's clear communication and partnership made our refinance seemless! She is knowledgable about different options and really helped us to feel assured that we were making the right decisions along the way!
Kriston W. rated Kari Morrison 5.0 stars: wonderful to work with! Highly recommend
Jeffrey L. rated Christine Guddal-Sims 5.0 stars: Christine expedited approval for my HELOC and delivered my funds in record time. Thank you Christine!
Michael G. rated Christine Guddal-Sims 5.0 stars: Christine was great throughout the whole process. Her communication was great. The way she explained everything to me made it very simple and easy to understand. I am very gratefull to have Christine help me throughout the whole process she was great and I would highly reccomend her to anyone.
Lauren R. rated Christine Guddal-Sims 5.0 stars: Christine answered my questions every step of the way! She was personable and wonderful to work with.
Kimberly H. rated Christine Guddal-Sims 5.0 stars: great communications from her and Susan
Susan Q. rated Christine Guddal-Sims 5.0 stars: Chris and her team can get it done ! She's so knowledgable. Always available. Kind and understandin. No BS with Chris. We Loved working with her. Makes you want to buy another LOL ....😝 NOT. Chris is a HUGE asset to your company. We are glad to refer !
Sandra D. rated Christine Guddal-Sims 5.0 stars: Chris is very prompt in responding to her clients. She is very professional and courteous ...we would highly recommend Chris to our friends and family!!
Juan D. rated Christine Guddal-Sims 5.0 stars: Chris, was very professional, prompt, responsive and very caring assisting us with our home purchase...
Chester S. rated Christine Guddal-Sims 5.0 stars: She worked very diligently on my approval which I know was difficult. She made the process great for me
David H. rated Christine Guddal-Sims 5.0 stars: Christine was super responsive and kept us on task so we were able to close in a tight time frame remotely!
Amanda P. rated Christine Guddal-Sims 5.0 stars: Chris always answered every question I had and walked me through every step ! I couldn't of asked for anyone better
Michael B. rated Chanai Santiago 5.0 stars: This is the 5th time we have used Chanai and she has been wonderful every single time. Always communicates and gets ahead of potential problems which saves time and headaches. Thank you Chanai!
Danielle L. rated Craig Barton 5.0 stars: Not only was Craig great so were his entire staff!!! Kaitlyn was very responsive and patient in explaining the process.
Stephen E. rated Craig Barton 5.0 stars: Craig was a pleasure to do business with.
He made the home buying process
(which can be very strenuous at times)
enjoyable.
I highly recommend .
Janelle M. rated Craig Barton 5.0 stars: Craig was a pleasure to work with. We were going through escrow during the busy holiday season, and Craig continued to answer our calls, took the time to answer all our questions, and listened to all our concerns. His guidance through the process was top-notch. Thank you, Craig!
Joyce L. rated Craig Barton 5.0 stars: Help and advice to buyer seemed number one. Very pleasant to work with. Thanks for everything!
Mia M. rated Craig Barton 5.0 stars: Craig was amazin! Very helpful and informative . Responds quickly his office is on top of things .
Katherine C. rated Becky Sikorski 5.0 stars: Becky and her team were amazing to work with during the loan process . She understood our needs, communicated with every step of the process so we knew exactly where we were and what was needed next. She made application to closing a very stress free experience. Would highly recommend her to anyone looking to obtain a mortgage
Bradley S. rated Becky Sikorski 4.83 stars: Comunication back and forth when needed.
Renee P. rated Becky Sikorski 5.0 stars: Great communication with respect to availability and knowledge . We live out of state and Becky made this process easier than we thought it would be. Thank you Becky!
Andrew H. rated Becky Sikorski 5.0 stars: Becky kept me informed throughout the process and weighed our options with each update . She professionally managed our case and got us the best rate. overall a great experience and I would highly recommend Becky for all of your mortgage needs. thank you
Philip S. rated Becky Sikorski 5.0 stars: Becky was on top of everything. She was very quick to respond to any and all questions, made us aware of potential issues before they came up, and was consistent with her communicaiton throughout the process. Her knowledge and customer service were the reason we chose to do our business here over even our own regular bank. I appreciated her partnership with us throughout the process.
Nerlande E. rated Becky Sikorski 5.0 stars: She was always evelable when ever I called her for any questions in hold my hand trough some though time specially this is my first time doing everything email down loads stuff i never done that before I like to thank her for everything and all her support 🙏
Daniel H. rated Becky Sikorski 5.0 stars: Everything went smooth they kept me well informed throughout the whole process
Andrea B. rated Becky Sikorski 5.0 stars: Everyone from the realtor and the closing team were very professional and knowledgeable
Samantha S. rated Becky Sikorski 5.0 stars: Becky is wonderfully upbeat and positive. She made our whole experience smooth and extremely quick. This is our first house and I never expected it to go so easy! 10/10 recommend.
Darlene G. rated Becky Sikorski 5.0 stars: I was warned many times about how stressful this process could be, but Becky made all of those stories feel completely untrue. She was absolutely wonderful to work with. She was extremely knowledgeable and took her time explaining every step, patiently answering all of my questions. She was kind, attentive, and most importantly, truly caring.
Michael P. rated Glenn Lazure 5.0 stars: Glen did a fantastic job!
Rolando T. rated Glenn Lazure 5.0 stars: Great communication from Glenn. He worked around my schedule and kept me informed. Could not have gone better
David S. rated Glenn Lazure 5.0 stars: Great attentiveness. Expert customer service. Always takes care of me, Always looking out.
Jaydin P. rated Glenn Lazure 5.0 stars: Buying a home can feel overwhelming, but Glenn made us feel supported and informed every step of the process. His professionalism, kindness, and dedication truly stood out. We are so grateful for all of his hard work and would highly recommend him to anyone looking for a mortgage lender who genuinely cares about their clients!
Jane W. rated Glenn Lazure 5.0 stars: Glenn was great! Helpful and fast. Very happy with our mortgage process!
Kristen W. rated Glenn Lazure 5.0 stars: Glenn was helpful, communicative and clear. Everyone warns home buying is an exhausting process but Glenn made everything smooth
Adam S. rated Glenn Lazure 5.0 stars: Glenn has always been our go to refinance guy. He has years of knowledge and always does what's best!
Mark E. rated Glenn Lazure 4.66 stars: The speed of the process and the communication
Jennifer E. rated Glenn Lazure 5.0 stars: Glenn is a great lender! He was available at any time to answer questions and provide advice! Weve used him before and will again should the need arise.
Derek U. rated Lisa Lessard 5.0 stars: Lisa went above and beyond to help me get a home.
Ian B. rated Lisa Lessard 5.0 stars: Lisa made herself available to answer any question at any time. She's patient, thorough, and always on top of things. Working with Lisa is a pleasure and a privelege!
Roberta M. rated Lisa Lessard 5.0 stars: Lisa was a delight to work with. She is very knowledgeable and had answers immediately. She kept in contact with daily letting us know the progress of our loan. I highly recommend Lisa!!
Bailey M. rated Lisa Lessard 4.83 stars: She was very response and fast! Because.
Jacob Y. rated Lisa Lessard 4.5 stars: Lisa helped my wife and I understand the home buying process and put up with our constant question asking like a pro!
Michael M. rated Lisa Lessard 5.0 stars: She was very responsive and helpful to all our questions and ensured we stayed on track with getting everything we need to make the loan happen and on time.
Robert B. rated Lisa Lessard 5.0 stars: Lisa was super helpful throughout the entire process! I have nothing negative to say and would absolutely use her services again!
Jonathon S. rated Lisa Lessard 5.0 stars: Lisa is amazing!!! This is the 5th time we have used her services, She is very knowledgable, available and willing to go above and beyond. We had a very difficult situation that she was able to navigate with firm gentleness. We could not have navigated everything without her. We will be calling her again!!
Stephanie B. rated Lisa Lessard 5.0 stars: Lisa was so helpful in explaining/ answering my questions and very communicative! She was wonderful to work with!
Joseph G. rated Lisa Lessard 5.0 stars: I really appreciated how seemless and straight forward everything was. It was great to get exactly what I needed.
Erik L. rated Fred Holsman 5.0 stars: I went to other lenders to get approved and almost gave up because they couldn't approve me.
i was reccomended to Fred by a friend, Fred approved me right away and he helped me purchased my new home .
Thanks Fred
Cheri-mae T. rated Fred Holsman 5.0 stars: Easy process,great communication!
when I had a question he was readily available to answer it and explain things to me in a clear manner. Very pleased with the entire process!
Kyler C. rated Fred Holsman 5.0 stars: Fred literally never took longer than 30 seconds to get back to me, was availible to chat after hours, and was super helpful on the loads of questions I had. It was my first time buying a home and Fred made it very easy for me
Bernice D. rated Fred Holsman 5.0 stars: Great communication . Fred is definitely on his game and we were so lucky we were able to work with him .
Andrew D. rated Fred Holsman 5.0 stars: was very personable professional made home buying experience seamless
John C. rated Fred Holsman 5.0 stars: Working with Fred to buy my first house was an absolute pleasure. Fred made a complex process feel incredibly smooth and stress-free. Every question I had was answered immediately, and he kept me updated at every single step. His professionalism and dedication are unmatched. We managed to close ahead of schedule with zero surprises along the way. I highly recommend him to anyone looking to buy a home!
Romulo M. rated Fred Holsman 5.0 stars: Fast way of communicating & response times.
Caitlyn M. rated Fred Holsman 5.0 stars: As first time home buyers, my husband and I new next to nothing about the ins and outs of purchasing a home and working with a lender. We talked to a few different lenders before deciding to work with Fred and Lower Mortgage and we couldn't have made a better choice! Fred was incredibly responsive, took the time to answer our questions and explain things in plain terms without any judgement. He worked seamlessly with our realtors and made the process so stress free and easy for us.
Ismael J. rated Fred Holsman 5.0 stars: As ususl , works hard to get us the best rates, works fast and efficient.
James A. rated Mike Crowder 4.83 stars: Mr. Crowder is a subject matter expert with the ability to both technically and tactfully convey his message to his clients. Should Mr. Crowder not have the exact answer for a specific situation, Mr. Crowder stands ready and willing to put all of his resources to use to acquire/find the answer to said question. Mr. Crowder is also very understanding of his clients situation, coupled with his unmatched character makes him one of the best in my opinion, Loan Officer in the region. Highly recommend.
Thomas W. rated Mike Crowder 4.5 stars: Mike Crowder was awesome and I'd recommend him to others. We found dealing with the underwriters, loan processors and management of Lower Mortgage to be very unpleasant and stressful.
Mike Crowder was great and did his best to get our loan through and approved on time. If it weren't for Mike I don't know what we would have done......we liked Mike
Pamela P. rated Mike Crowder 4.83 stars: Pleasant personality.
Willing to keep trying, different ways , when had tech problems
Polite, professional and responsive
Pamela P. rated Mike Crowder 5.0 stars: Pleasant personality. Willing to keep trying different ways when we had tech problems. Polite, professional and responsive.
Charles I. rated Angie Lewis 5.0 stars: Angie was very helpful with all our questions and concerns!
Rufo T. rated Angie Lewis 5.0 stars: Ms .Lewis is very accommodating and transparent . She explained clearly and helped me a lot to accomplished all the steps. She is indeed a great person and asset to the company.
Thomas T. rated Angie Lewis 5.0 stars: From start to finish, Angie was with us every step. Very simple process and informative .
Christina P. rated Angie Lewis 5.0 stars: Angie was great to work with along with her team. She walked me step by step through the process and made everything very easy
Payton B. rated Angie Lewis 5.0 stars: Great communication from all parties made things go as smooth as possible!
Anthony F. rated Angie Lewis 5.0 stars: Angie's overall knowledge and experience
Asia F. rated Angie Lewis 5.0 stars: Excellent service. She was knowledgeable, responsive, and explained everything thoroughly. She kept me informed throughout the process and made everything easy to understand.
Emma B. rated Angie Lewis 4.66 stars: The lower mortgage app was an amazing tool to help with this process. Communications with staff was very supportive and helpful .
Taylor C. rated Angie Lewis 5.0 stars: Responsiveneas, flexibility
Patricia W. rated Angie Lewis 5.0 stars: Angie Lewis is very professional and accommodating. She is always available to help, listen and advice me. I am a complete beginner about mortgages and she is a wonderful person and she is very knowledgeable about this process. I would like to thank her for everything she has done for me.
Patrick C. rated Alisa Anderson 5.0 stars: Alisa was calm, kind, caring, and patient with us as we went through this process. I feel educated and prepared, which is something I was not before we met Alisa!
Elizabeth T. rated Alisa Anderson 5.0 stars: Alisa's compassion, patience, and genuine care set her apart in an industry that can often feel rushed and impersonal. If you're looking for someone who brings both expertise and empathy to the table, Alisa is the one you want by your side. Highly recommend!
Mike K. rated Alisa Anderson 5.0 stars: before, and it’s no mystery why they came back—smooth communication, top-notch service, and she even had us ready to close early (a minor miracle in real estate!). Great job, Alisa, from all of us at Best of Pagosa Springs Real Estate
Mike
Ben B. rated Alisa Anderson 5.0 stars: Alisa did an outstanding job of serving my out-of-state clients, who were relocating to Colorado. She was extremely resourceful and patient, communicating each step of the way to everyone involved. I highly recommend Alisa to anyone exploring an investment in residential real estate in Colorado.
Patrick C. rated Alisa Anderson 5.0 stars: We had no idea where to start when it came to purchasing a home. Through our realtor, we were connected with Alisa. I can say with confidence that had we not met Alisa, we would not have been able to purchase a home. Alisa was kind, patient, attentive, and communicated amazingly. Having no context, Alisa had to explain everything. At no point did I feel judged, and Alisa would always ensure I understood everything that was happening. We used all sorts of different programs to get into the home, and Alisa ensured all of it was done properly.
We are now proud homeowners and it would have never been possible without Alisa. I will be recommending her to all of my friends and family that are in need of a lender. Thank you Alisa, we appreciate you!!!
Carol R. rated Alisa Anderson 5.0 stars: I feel you went way beyond just being a vendor. 4hsnk you for calming me down when I was panicibg.
Phillip D. rated Alisa Anderson 5.0 stars: Alisa was super informative, she thought about everything and helped educate me on things I wasn’t aware about and what to look for. This was my first time buying a home and she went above and beyond . I feel myself to be lucky to have her help.
Phillip D. rated Alisa Anderson 5.0 stars: the attention of detail and the way she was always available to answer our questions . Shes also super kind and supportive in every way. I dont think there's a better person than Alyssa.
Shawn H rated Alisa Anderson 5.0 stars: “Alisa was awesome! I would not let her go if you can help it. She was honest and disclosed everything right away. I had bids from two other lending companies but neither of them seemed like they were forthcoming. Alisa is the reason I chose Universal Lending. “
Kirsten E rated Alisa Anderson 5.0 stars: Alisa has been so amazing through this process. She has been willing to run lots of different numbers and scenarios for me. She has made me feel more comfortable, even though I have been stressed. Thanks for everything!
Sherrionne B_ rated Alisa Anderson 5.0 stars: _As _first-time_ home buyers, we knew very little about the process, but Alisa Anderson met us at home twice to explain the process and go over any concerns. She and Andie explained everything every step of the way, giving us timely phone calls to explain emails we would be receiving and papers to sign, etc. We always felt welcome to reach out to them and felt they truly cared about us and our experience.
Hector S. rated Irma Arteaga 5.0 stars: Irma Arteaga was always polite and supportive on the different stages of the process.
Arisbel B. rated Irma Arteaga 5.0 stars: One thing I truly appreciate in a person or company is honest and genuine communication.
That’s exactly what I experienced with Irma. From the very beginning, she was transparent, trustworthy, and sincere — qualities that are hard to find these days.
To me, a great experience is feeling confident and secure because the information being shared is honest and legitimate. It gives you peace of mind and reassurance that you’re making the right decision.
Jesus B. rated Irma Arteaga 5.0 stars: One thing I truly appreciate in a person or company is honest and genuine communication.
That’s exactly what I experienced with Irma. From the very beginning, she was transparent, trustworthy, and sincere — qualities that are hard to find these days.
To me, a great experience is feeling confident and secure because the information being shared is honest and legitimate. It gives you peace of mind and reassurance that you’re making the right decision.
Omar H. rated Irma Arteaga 5.0 stars: Irma has great communication skills and always kept me up to date on the progress of my loan.
I trust Irma to find the best option for my loan needs.
Ricardo C. rated Irma Arteaga 5.0 stars: I am truly grateful to Ms. IRMA ARTEAGA , a professional, patient, and diligent individual, for her assistance in helping me with her team to achieve my dream.🤗
Thank you very much Irma 😊🙏
Carlos C. rated Irma Arteaga 5.0 stars: Irma was there for my wife and I the whole step of the way. No matter what time day or night if we had a concern or question she would answer her phone. We are highly satisfied with the level of professionalism, advice , and availability she provided. We highly recommend her and her team to anybody looking to buy a home. Thank you Irma.
Jesus A. rated Irma Arteaga 5.0 stars: Many of my clients are repeat customers and trust that I refer them to affiliates that will give them the same service I provide. Irma exceeds all of my expectations.
Jackelyn P. rated Irma Arteaga 5.0 stars: (Translated by Google) 100% recommended
(Original)
100% recomendado
Cynthia G. rated Earnest M Haynes Jr 5.0 stars: Everything that was done during my tranaction of purchasing a home was done so well, very informative, kept me up to date of everything going, pertaing to dates of certain paperwork needed to complete the process at hand. I would rfecommend Ernest Haynes to anyone and everyone. Without him, I really dont think the would have been such a breeze. I am so thankful for his outstanding work in helping me from the beginning until the end of my purchase transaction.
Yes, My experience was GREAT because of Ernest Haynes.
Thank you.
Aerial S. rated Earnest M Haynes Jr 5.0 stars: Ernest was very helpful and explained every step of the way with getting a loan. He was very patient and kind. Ernest made this process very smooth. I loved that he was very attentive and always answered any questions i had. I would highly recommend anyone to Ernest.
Melanie M. rated Earnest M Haynes Jr 5.0 stars: communiation was on point
Audry W. rated Earnest M Haynes Jr 5.0 stars: Customer service was everything. Ernest Haynes as his team was outstanding with keeping me informed with pertinent details. My best interest was his number priority. He is very knowledgeable in his line of interest. I will recommend family and friends to his company with the highest praise!
Vashonda W. rated Earnest M Haynes Jr 4.66 stars: Earnest and his team were great to work with. He walked me through the process step by step and was always available anytime I had any questions. I would definitely recommend him to others.
Stephen D. rated Earnest M Haynes Jr 5.0 stars: Earnest is the absolute GOAT. bar none. Clock it. Legally change his name to Himothy.
Jeffery I. rated Earnest M Haynes Jr 5.0 stars: Earnest was very helpful and knowledgeable.
Chelsey R. rated Earnest M Haynes Jr 5.0 stars: i Would please with the support that was give, makin sure I understood every document. Everything was well explained. The turn around time was in a timely matter. The app was very helpful to upload all the documents. This was a wonderful experienc. lender has knowledge of everything he was doing, offered the best options for me.
James K rated Earnest M Haynes Jr 5.0 stars: Earnest was very great to work with, Home buying is not an easy process and he answered every question I had and gave so much helpful information I didnt even know I needed. Very timely in his response and just overall very knowledgeable.
Cherri D. rated Earnest M Haynes Jr 5.0 stars: Ernest was with me from day one. He guided me through the home buying and securing a mortgage effortlessly. Huge support system. Available and ready for any questions or concerns. He made what can be a tedious process so much easier. Hes the best.
Taylor D. rated Earnest M Haynes Jr 5.0 stars: Earnest was very clear and thorough and was on top of everything, completing steps quicker than other lenders we have worked with in the past.
Anne S. rated Josh McKenzie 5.0 stars: We just worked with Josh on the purchase of our home. I would recommend him to anyone needing a lender. Josh is very easy to work with and explained everything in detail when we had questions. He is very responsive and always answered his calls/texts/emails very quickly. Josh is great at what he does and very trustworthy. He's the best of the best and I would recommend him to anyone!
Jennifer T. rated Josh McKenzie 5.0 stars: Josh takes his time to explain things very clearly, is responsive , knowledgeable, and trustworthy .
Ryan P. rated Josh McKenzie 5.0 stars: Josh McKenzie is a pro! Any type of financing projectes tend to be lengthy, over involved, intimidating and usually frustrating. NOT with Josh! He was respectful, knowledgeable and always calm and calculated in his response. He quickly handled all and any unexpected issues and walked us through the process with ease and confidence. These things are all you need to consider when looking for a agent in this field and we are grateful that he was turned on to us by another trusted friend. That says a ton. Thank you Josh
Samantha D. rated Josh McKenzie 5.0 stars: We can't thank Josh enough for his exceptional service as our home loan lender. Josh made our first-time home buying experience incredibly smooth and stress-free
Samantha N. rated Josh McKenzie 5.0 stars: We can't thank Josh enough for his exceptional service as our home loan lender. From the beginning, he was attentive, informative, and a true professional. Josh made our first-time home buying experience incredibly smooth and stress-free. His dedication and expertise were exemplary, and we are grateful for his support every step of the way.
Alex C. rated Josh McKenzie 5.0 stars: Josh has been the absolute best to work with. Made the whole process of buying our first home easy for my family and I! I can’t recommend Josh and his team at MortgageOne, Inc. enough! We are very satisfied!
Ian W. rated Josh McKenzie 5.0 stars: Strongly recommend Josh at MortgageOne. Helped me along the way with a very friendly and professional manner.
Cierra S. rated Josh McKenzie 5.0 stars: Josh was professional, knowledgeable, & prompt! Using Josh as our lender, we were given in depth education so that we could find the best lending option for our family’s needs. If you’re looking to buy your first home or your next home, I would definitely recommend using Josh!
Ian B. rated Josh McKenzie 5.0 stars: Mr. McKenzie with Lower Mortgage Rates as extremely knowledgeable and professional during the home financing process. He was beyond helpful and expeditious, as well as extremely personable. He provides a common sense logic in the arena of navigating the mortgage/products and was current on the market trends with regards to interest rates and those affected areas. He kept me up to date on the process and walked me through from start to finish. I would highly recommend Mr. McKenzie to anyone looking to finance a home or property.!
I Benson
Cierra S. rated Josh McKenzie 5.0 stars: Josh was professional, knowledgeable, & prompt! Using Josh as our lender, we were given in depth education so that we could find the best lending option for our familys needs. If youre looking to buy your first home or your next home, I would definitely recommend using Josh!
Anne S. rated Josh McKenzie 5.0 stars: We just worked with Josh on the purchase of our home. I would recommend him to anyone needing a lender. Josh is very easy to work with and explained everything in detail when we had questions. He is very responsive and always answered his calls/texts/emails very quickly. Josh is great at what he does and very trustworthy. Hes the best of the best and I would recommend him to anyone!
Andrew S. rated Josh McKenzie 5.0 stars: Josh was recommended to me by a friend less than a year ago. As someone who regularly buys and sales houses it was clear from the start Josh knows his business. When I ask him questions like how long will an interest rate buy down pay itself back he replies with a specific answer immediately. This is the difference between a loan salesman and a loan expert. Thank you Josh on both of the home loans you have done for me this year.
Joel S. rated Leslie Bergen 5.0 stars: Great communication Very friendly and professional Made the entire process quick and easy
Tara A. rated Leslie Bergen 5.0 stars: Leslie was phenomenal. She made us feel empowered and supported throughout the entire months long process. When changes or issues arose, Leslie was great about giving us sound advice for our best interest.
Steven H. rated Leslie Bergen 5.0 stars: Leslie is wonderful and made our journey in buying our first home as stress free as possible.
Jose M. rated Leslie Bergen 5.0 stars: The entire process was perfect. I was always kept in the loop in every step!! Everyone in your team are above professional standards in this type profession. I will send other home buyers your way! Thank you Leslie!
Elizabeth S. rated Leslie Bergen 5.0 stars: Leslie was so knowledgeable, patient and caring through our process. Her professionalism and expertise is exceptional. We had full trust we made the best decision by working with her.
Dennis J. rated Leslie Bergen 5.0 stars: our experience was amazing
Valentina M. rated Leslie Bergen 5.0 stars: Appreciated the frequent follow ups and friendly communication.
Marilen S. rated Leslie Bergen 5.0 stars: We had an absolutely great experience working with Leslie, Meghan, and the rest of the team throughout our home buying process. From start to finish, they were incredibly helpful, responsive, and professional. Communication was always clear and timely, and they made sure we understood every step along the way.
The team made the process feel smooth and manageable. They were always willing to answer questions, provide updates, and go the extra mile to make sure everything stayed on track.
We truly appreciated how supportive and organized everyone was, and we would highly recommend them to anyone looking for a mortgage lender that genuinely cares about their clients.
Crystal H. rated Leslie Bergen 5.0 stars: Leslie was truly a blessing. She has been absolutely amazing throughout this entire process, and we can’t recommend her enough. If you’re using a VA loan, she is definitely your girl. They don't call her mortgage mom for nothing.
Shane W. rated Leslie Bergen 5.0 stars: Leslie was wonderful in every aspect of our process in buying our new home. She communicated very clearly every step of the way. It made my wife and I feel very comfortable throughout the proces. She was honest and help us out in every way possible. A great lender and I would recommend her to anyone buying a home.
