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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

home-3-min

Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

I have worked with tons of lenders, Mitchell is absolutely one of the fastest, dedicated lender. The transaction was easy breeze and straightforward. Looking forward tonworking with Mitchell in the next deals.

Gerges S.

Verified Customer
5.0

Earnest was great at communicating every step of the way. He established great repor with my clients as well. Earnest has been a pleasure to work with.

Denise C.

Verified Customer
5.0

Greg was knowledgeable, patient, quick to respond, and easily accessible. His attention to detail allowed for a flawless process in securing financing for our vacation spot at South Padre Island, Texas Greg's help was greatly appreciated.

Thomas J.

Verified Customer
5.0

Excellent communication and support for any and all questions we had. Lisa is awesome

Joseph F.

Verified Customer
5.0

The application was easy application was easy me through the experience and helped me gather all the information I needed. She was so pleasant to work with. I would highly recommend working with Nikkie for anyone looking for a mortgage loan. She and her team got things done and got things done fast highly recommend 10 stars if they had them.

Kevin M.

Verified Customer
5.0

Leslie was knowledgeable, kind, and really advocated for us to be able to close quickly!

Aaron F.

Verified Customer
5.0

Tony and his team explained everything and answered all of our questions. They are efficient and helpful.

Dana G.

Verified Customer
5.0

I have done 10 different transactions with Murdock over an almost 30 year period. He is smart, meticulous, positive, effective, ethical, loyal....Pick your positive adjective and you have Murdock Richard. I have never done a loan without Murdock and I never will. Sometimes people casually refer to someone as "the best" but I can say with conviction, there is no one better Murdock Richard. My family is blessed to have been introduced to him in 1997. Thank you! Jake

Jake M.

Verified Customer
5.0

Very detailed and time oriented.

Victor W.

Verified Customer
5.0

Logan provided documents in a timely way. Answered phone calls in a timely way. Gave us confidence, especially doing this while in California as well as driving across country.

Kenneth P.

Verified Customer
5.0

luis was very attentive , always responding to every question and offering to help in any way .

Jordi G.

Verified Customer
5.0

Easy to communicate. Very knowledgeable

Wanda N.

Verified Customer
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