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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

Ms.Taylor answered every question I had, and walked us through the whole process. Very easy to talk to and a great personality. I would recommend her to everyone.

Paula S.

Verified Customer
5.0

Mallory always goes the extra mile on every transaction and makes sure everyone is in the loop and educated

Tasha F.

Verified Customer
5.0

Tina responded immediately on the weekend. The whole process was just a couple of weeks from application to close. She is quick, effiecient, and friendly! Thanks, Tina!

Frances B.

Verified Customer
5.0

With my undocumented PTSD, she kept on me to get all of the paperwirk completed on time. Everyone through this experience were extremely professional and efficient.

Kenny S.

Verified Customer
5.0

It makes a difference when you've working with the realtor and finance guy for three years. Thanks for all of your help, we will not be strangers.

Shebra C.

Verified Customer
5.0

Dwayne and his team made a complex process understandable for us. A very helpful feature was how there was always someone available with quick answers to our questions. Unlike past experiences I've had with lenders… Dwayne and team are great communicators. I learned a lot during the process. I would highly recommend them to anyone.

Clifford H.

Verified Customer
5.0

Thanks for your help!

Trin W.

Verified Customer
5.0

Murdock was absolutely wonderful to work with throughout the entire home-buying process. As a first-time homebuyer and a veteran, this was all completely new to me, and I definitely had plenty of questions along the way. Murdock was always pati…ent, responsive, and willing to take the time to explain everything so I felt comfortable and confident with each step. I’m extremely grateful for everything Murdock did to help me purchase my first home. I would highly recommend him to anyone looking to buy a home, especially first-time homebuyers and fellow veterans. He’s knowledgeable, dependable, and truly someone you can trust to have in your corner.

Keegan J.

Verified Customer
5.0

We highly recommend this company. Everyone was very nice and led us through the entire process.

Mana R.

Verified Customer
5.0

I’ve closed with Sean multiple times. He always comes through when you need to close and is investor friendly. His communication is professional and presents all options at hand. 5 stars all round

Garrett H.

Verified Customer
5.0

Glenn was very easy doing business with! He explained everything to us in full detail and answered all our questions in a timely and professional manner!

Corban C.

Verified Customer
5.0

The excellent almost 24/7 communication and hard work from Claudia is the only reason we were able to close ! She worked well with my very specific circumstances and was DEDICATED to my case. Extremely happy with resul…ts.

Bryce J.

Verified Customer
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