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5.0
3,100+ reviews
4.9
2,600+ reviews
4.9
9,600+ reviews
4.9
4,300+ reviews
4.9
43,900+ reviews
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

cashout3-min

Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel.

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Even on Weekends

Text, call, or email your loan advisor 7 days a week. Day or night, on your schedule.

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Refreshingly Real

We use all of our creative might to build the best loan, at the best price, just for you.

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

Don't take our word for it.

Over 50,000 five star reviews and counting

5.0
Bankrate Logo
3,100+ reviews
4.9
Trustpilot Logo
2,600+ reviews
4.9
Google Logo
4,300+ reviews
4.9
Experience Logo
43,900+ reviews
5.0

From start to finish, the process was handled with professionalism, responsiveness, and genuine care. Jack was knowledgeable, communicative, and took the time to answer our questions. We truly appreciated Jack's attention to detail, timely comm…unication, and commitment to helping us reach the closing table. Thank you for helping make our home-buying experience a positive one!

Kassandra N.

Verified Customer
5.0

Easiness and explanations

Zaylon K.

Verified Customer
5.0

Never felt like a number and everyone was very kind.

Katherine H.

Verified Customer
5.0

Quick comminicstion from Mitchell and his team

Morganne O.

Verified Customer
5.0

Katie was the biggest help to us during our home buying process. Her communication and willingness to answer any and all our questions was incredible. When looking back at our home buying process we think of how easy it was and how reassured we… felt during the whole process, we have Katie to thank for that!

Shelby A.

Verified Customer
5.0

Nikki was highly responsive and was always there to help us with any questions we had. She went above and beyond for our family and we couldn't be more grateful!

Jonathan B.

Verified Customer
5.0

Earnest was great at communicating every step of the way. He established great repor with my clients as well. Earnest has been a pleasure to work with.

Denise C.

Verified Customer
5.0

Jill went above and beyond for us.

Elizabeth B.

Verified Customer
5.0

Her compassion and interpersonal skills throughout the process and overall customer service is unmatched and hard to come by in today's world. She is a great teacher and is so patient with her clients. I never have to worry when I tell my clien…ts to go to Linda.

Grace L.

Verified Customer
5.0

i can always call Becky and she will answer the phone or call me back in a few minutes after sending me a text that she received my message. I do refer her to my customers and she always goes out of her way to answer their questions. She is t…he BEST!!!

Nancy W.

Verified Customer
5.0

For almost 20 years, Murdock has been my first go-to recommendation to any client who is thinking of buying and is obtaining a mortgage.

Jeffrey L.

Verified Customer
5.0

Helped with more than I thought I needed, and awesome shoes!

Dean F.

Verified Customer
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