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The answers-to-all-your-questions team.

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How we can help.

Getting Started

Few questions before you jump in? We’re happy to explain the process then pair you up with your very own loan advisor when you’re ready to get started.

Loan Status

Think of us as an extension of your loan team. If you’re not sure who to contact or where to get in touch, we’ll direct you to the right place or relay your message to your team.

Process Questions

How quickly your loan progresses depends on a few factors. If you’re not sure what to do next, give us a call. We’ll ensure all of your questions are answered.

Post-Closing Questions

After your loan closes, it’s completely normal to be assigned a loan servicer, where you’ll send your future payments. Not sure who that is? We’ll get you connected quickly.

Payment Questions

Where and how you make your first month’s payment depends on your loan. If you aren’t sure about it, feel free to give us a call—we have all the details you need.

Why people love working with us.

Very outstanding.

The process went quicker than I expected and Logan was up to date on all steps of the process. I would recommend him to anyone buying or refinancing.

aaheatandcoo | Spring Lake, MI

Better than imagined.

This is not my first refinance. Geza Rakoczi was extremely professional and went above and beyond to make sure our refi went smoothly and got it done!

dkeil9 | Miami, FL

Extremely professional

I recently refinanced my primary residence and took out a HELOC through Lower. Throughout the entire process Scott kept me informed with updates, was extremely responsive and very professional.

Derek N | Castle Rock, CO

Very knowledgeable

Jared did an amazing job consolidating all of our debt and putting us into a great loan! I highly recommend working with him. He was always available when I had questions.

kyle41eshleman | Cleveland, OH

Clear & easy process.

With rates rising I needed to refinance my variable rate mortgage - Ryan provided options and helped me get into a low fixed rate in a few weeks.

jdmasdea | Canton, GA

Top Professional

Jared worked closely with us to provide refinance/HELOC options, kept us in the loop through every step of the process, and was always very responsive to any questions or concerns.

kauailover | Pittsburgh, PA

Highly Recommend!

Miles was incredibly kind and helpful through the entire process. We had never purchased a home before, but Miles helped keep us at ease.

Madeline Hoffman | Cincinnati, OH

Great experience.

Everything went smooth and fast, always available to take your calls and messages. Will highly recommend for any new home owners.

Anonymous user | Beaumont, TX

— 1500+ customer reviews

— 98.6% customer satisfaction

M-F: 9AM - 6PM | SAT: 10AM - 4PM EST | SUN: CLOSED

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M-F: 9AM - 6PM | SAT: 10AM - 4PM EST | SUN: CLOSED

Please enter your phone number

Please enter your first and last name

Please enter your zip code

Please enter what you are interested in

*By entering your phone number and clicking “Submit” you agree that Lower may call and text you with offers and other information, including through the possible use of an auto dialer and prerecorded messages, at the number you provided. You are not required to consent in order to obtain a loan.

Success!

We'll text you ASAP.

Ready to take another step? Our super simple application takes most people about 7 - 10 minutes. We look forward to chatting with you soon!

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