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The answers-
to-all-your-questions team.

The friendly Lower team, ready to assist you
The friendly Lower team, ready to assist you

Welcome to your home base for all things Lower.

Finance. Loan status, first payments, etc.

We’re an extension of your loan team. If you’re not sure where to get in touch, we’ll direct you to the right place or relay your message.

Insure. Learn more about your coverage.

Quote questions answered here. We know all about insurance premiums and saving money.

Real Estate. Agent match and buying a home.

Here to help you find the best agent out there. If you need help getting started, you've come to the right place.

Saving. Get help with your HomeFund.

From sign up to earning HomeCash—we’re here to help you have the best saving-for-a-home experience ever. Just get in touch.

Need to get in contact?

Mortgage Payment Portal

Construction Loan Accounts

account management

Land Gorilla Login

Insurance Loss Draft


Please ensure to sign the back of the check before sending.



Regular mail

Lower, LLC c/o PLP
Attn: Loss Draft Department
PO Box 3301
Troy, MI 48007-3301

overnight mail

Lower, LLC c/o PLP
Attn: Loss Draft Department
700 Tower Drive, Suite 400
Troy, MI 48098

Insurance Department



Mortgage Clause

Lower, LLC
PO Box 7094
Troy, MI 48007-7094


Tax Department



Loss Mitigation

Have a specific question? We’re here for you.

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