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Rate/Term Refinance

Change Terms

Pay less per month, or pay less interest over the life of your loan, or do both

Learn how you can save
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Cash-out Refinance

Get Cash Out

Pay off credit cards or other high-interest debt with a lower rate

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FHA Refinance

FHA Options

Low down payments, flexible requirements, and competitive rates to help you find your dream home.

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Check Today's Refinance Rates

Buy A Home
Lower My Rate
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Fixed 5.250% 5.994% 2.125 $2,111
VA 30-Year Fixed 5.250% 5.519% 1.500 $1,956
Conventional 15-Year Fixed 4.990% 5.395% 2.250 $2,765
Conventional 30-Year Fixed 6.250% 6.491% 2.125 $2,155
Conventional 30-Year Fixed 5.625% 5.857% 2.125 $2,014
Jumbo 30-Year Fixed 5.750% 5.961% 2.125 $5,543
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Refinance 5.375% 6.156% 2.250 $2,139
VA 30-Year Refinance 5.375% 5.627% 2.250 $1,969
Conventional 15-Year Refinance 5.125% 5.603% 2.500 $2,790
Conventional 30-Year Refinance 6.500% 6.803% 2.500 $2,212
Conventional 30-Year Refinance 5.750% 6.015% 2.250 $2,042
Jumbo 30-Year Refinance 5.750% 5.992% 2.375 $5,543
Loan Type Rate APR Points Monthly Payment

FHA 30-Year Fixed: Interest rate offered based on $356,125 loan amount with 5.994% APR and $2,111 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

VA 30-Year Fixed: Interest rate offered based on $354,375 loan amount with 5.519% APR and $1,956 monthly payment at 70% loan-to-value (LTV) and 1.500 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Fixed: Interest rate offered based on $350,000 loan amount with 5.395% APR and $2,765 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Fixed: Interest rate offered based on $350,000 loan amount with 6.491% APR and $2,155 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Fixed: Interest rate offered based on $350,000 loan amount with 5.857% APR and $2,014 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Fixed: Interest rate offered based on $950,001 loan amount with 5.961% APR and $5,543 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

FHA 30-Year Refinance: Interest rate offered based on $356,125 loan amount with 6.156% APR and $2,139 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

VA 30-Year Refinance: Interest rate offered based on $351,750 loan amount with 5.627% APR and $1,969 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Refinance: Interest rate offered based on $350,000 loan amount with 5.603% APR and $2,790 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Refinance: Interest rate offered based on $350,000 loan amount with 6.803% APR and $2,212 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Refinance: Interest rate offered based on $350,000 loan amount with 6.015% APR and $2,042 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Refinance: Interest rate offered based on $950,001 loan amount with 5.992% APR and $5,543 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

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Refinance Resources

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