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Rate/Term Refinance

Change Terms

Pay less per month, or pay less interest over the life of your loan, or do both

Learn how you can save
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Cash-out Refinance

Get Cash Out

Pay off credit cards or other high-interest debt with a lower rate

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FHA Refinance

FHA Options

Low down payments, flexible requirements, and competitive rates to help you find your dream home.

See if you qualify

Check Today's Refinance Rates

Buy A Home
Lower My Rate
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Fixed 5.875% 6.577% 1.875 $2,251
VA 30-Year Fixed 5.875% 6.194% 2.125 $2,096
Conventional 15-Year Fixed 5.750% 6.126% 1.875 $2,906
Conventional 30-Year Fixed 6.375% 6.607% 1.875 $2,183
Jumbo 30-Year Fixed 6.500% 6.708% 2.125 $6,004
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Refinance 5.875% 6.603% 2.125 $2,251
VA 30-Year Refinance 5.875% 6.147% 2.375 $2,080
Conventional 15-Year Refinance 5.625% 6.112% 2.375 $2,883
Conventional 30-Year Refinance 6.250% 6.561% 2.500 $2,155
Jumbo 30-Year Refinance 6.375% 6.618% 2.500 $5,926
Loan Type Rate APR Points Monthly Payment

FHA 30-Year Fixed: Interest rate offered based on $356,125 loan amount with 6.577% APR and $2,251 monthly payment at 70% loan-to-value (LTV) and 1.875 discount points. Payment is Principal and Interest example only.

VA 30-Year Fixed: Interest rate offered based on $354,375 loan amount with 6.194% APR and $2,096 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Fixed: Interest rate offered based on $350,000 loan amount with 6.126% APR and $2,906 monthly payment at 70% loan-to-value (LTV) and 1.875 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Fixed: Interest rate offered based on $350,000 loan amount with 6.607% APR and $2,183 monthly payment at 70% loan-to-value (LTV) and 1.875 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Fixed: Interest rate offered based on $950,001 loan amount with 6.708% APR and $6,004 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

FHA 30-Year Refinance: Interest rate offered based on $356,125 loan amount with 6.603% APR and $2,251 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

VA 30-Year Refinance: Interest rate offered based on $351,750 loan amount with 6.147% APR and $2,080 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Refinance: Interest rate offered based on $350,000 loan amount with 6.112% APR and $2,883 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Refinance: Interest rate offered based on $350,000 loan amount with 6.561% APR and $2,155 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Refinance: Interest rate offered based on $950,001 loan amount with 6.618% APR and $5,926 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

See Full Details

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

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