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It's simple.

We believe owning a home is one of the greatest wealth builders out there.

So our goal is to make homeownership more accessible, and to help more people buy homes.

By the numbers


People Applying

$3.5 Billion

Loans Funded


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Lower employees collaborating in the Lower offices

Join the team and be a part of something big.

Thriving industry. Growing city. Booming company. We’re in the financial technology business, which is worth over $12 billion annually. We have lots of room to grow here, and you will, too.

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Friendly Lower employees ready to help you with all your mortgage needs, able to answer your every question

Join the Lower team.