Our Editorial Standards at Lower
At Lower, we believe homeownership is the greatest wealth creator in America today. We want to make homeownership accessible to everyone, all of our editorial content aims to accomplish that goal. Accuracy and human expertise are at the heart of all of our editorial content.
Our Editorial Process
Our editorial process centers around three main pillars: Research, Writing, and Expert Review.
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Research: Our articles are based on real customer queries and feedback. We work in close collaboration with our expert loan officers to ideate and create content that aligns with homebuyer needs. We only cite reputable sources and in-house experts in our articles. That includes government agencies, professional associations, independent and nonprofit research firms, and real human experts.
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Writing: Our in-house analysts and contributing writers condense their research into plain language, accessible pieces that are then edited for accuracy and clarity.
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Review: Every article we produce is fact-checked by one of our in-house experts. You can click through their byline on an article to learn more about their background and experience.
Our Policies
Our informational articles are intended solely for general educational and informational purposes. They do not constitute lending advice, financial advice, legal advice, or a recommendation or offer to extend credit. Lending terms, eligibility, and requirements vary by lender and individual circumstances. Readers should consult a licensed lender or qualified financial professional for advice specific to their situation.
Here are some additional policies we adhere to as an editorial team:
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AI usage: We use AI as a tool, but we put human expertise at the core of all of our content. Everything you read at Lower was fact-checked by an industry expert.
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Our sources: We only cite reputable sources in our articles. Any claim you see in our pieces was either verified by our internal experts, or is linked to in a trustworthy external source.
Our Team
Our team of analysts and in-house experts is behind all of the content on our website.