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No matter where rates are now, you win. Buy your house now, then refinance to a lower rate later. Finance once with Lower and we'll cover all lending fees on future refinances, for life.*
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Rated 4.9 / 5 based on 2,500+ reviews
Abby Farber, our loan advisor, was amazing! First time homebuyers and everything went smoothly. She was always available to answer any questions we had. Our first home purchase was a great experience because Abby cares and she helped us through the process
I initially was only searching for a price range my fiancé and I could afford. Then immediately after filling out the information Emily from Lower contacted me and from the start she was so amazing and professional! Answered all my questions even if I repeated some! Definitely took care of everything we needed. And worked around my work schedule to contact us and let us know new details about things. Very considerate about timing and very helpful with everything! She’s amazing! Definitely would recommend her and Lower to everyone I know!
We worked with Ben Rosenthal to complete our mortgage contract quickly and with great satisfaction. We were most concerned about getting the best interest rate possible and with Lower.com we did, choosing them out of about five lenders we shopped. Ben also worked to direct us towards other ways to save money on closing. We appreciate needing less burdensome documentation and being able to upload all that electronically at our convenience. Ultimately the process was streamlined and simple.
Jake and his team provided outstanding customer service we were able to close our deal in record time (19 days). Excellent feedback was also received from the title company regarding the lender.
The process was so easy. It was also easy to upload all the required documents to the portal. Jake was available and answered all my questions promptly. I was approved in just a few days.
Quick and Simple. These are qualities we all need when trying to accomplish a new home purchase amidst our daily obligations. Austin and his team at Lower went far beyond my expectations in assisting me with moving into my new home. I am in a customer experience line of work myself and I’m convinced Austin COULD NOT have made this any easier for me. I’ll be back for my next one!
This was our 8th mortgage closing and it was by far the easiest!! We had never done a virtual closing and it was smooth as silk from the comfort of our couch at the time of our choosing! The whole process was very easy to follow and understand.
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
First
Property
Second
Property
Investment
Property
Conventional
Jumbo Loan
FHA
Combo Loan
USDA
5/5 ARM
VA Loan
10-Year
15-Year
20-Year
25-Year
30-Year
01
From first-time homebuyer to second-and-third-time homeowner—we have an option to fit your needs.
First Property
Second Property
Investment Property
02
Down payment. Credit score. Home price. They’re all important to finding the best loan option for you.
Conventional
Jumbo Loan
FHA
Combo Loan
USDA
5/5 ARM
VA Loan
03
Pay less over time, or less in the short term. Whichever you choose, adjustable or fixed, we’ll make it work.
10-year
15-year
20-year
25-year
30-year
Who shops for homes during bank hours? We’re here when you need us. Get connected with a Lower loan advisor, then reach out at any time. Yes, even on the weekends.
Get ConnectedEver had a bank text you back? Us either. We’re just like you, if you were a mortgage expert. So, go ahead—text, call or email us for help.
Let's do thisApply online. Upload docs from your phone. All from wherever you are. If we need something signed, we’ll come to you—your house, apartment or work.
Get StartedYour credit is important, so we don't do a hard pull until you're absolutely ready. (And we'll always ask for permission when we do.)
With Lower, you can speak with a loan advisor without it impacting your credit. We’ll do a soft, non-impact credit check to get you started, and a hard pull only when you’re ready.
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4bd | 3ba | 2,210 sqft
4bd | 3ba | 2,210 sqft
4bd | 3ba | 2,210 sqft
4bd | 3ba | 2,210 sqft
