Pay off more high-interest debt. Make more home renovations. All with the Lower™ Home Equity Line of Credit.
95% LTV*Get Started
Available to you.
Lower monthly payments and lower interest rates make paying off your debt or renovating your home actually possible. (That’s how we do Lower.)Get Started How It Works
Seeing if you qualify is super easy and won’t damage your credit.
A lower monthly payment so you can use that extra cash to get to a better place.
Access as much of your equity as possible—up to $350k with Lower®.
Limited time only. Get a Lower® HELOC, then pay no lending fees on future refinances, for life.*
Access more equity to pay off more debt. By unlocking up to 95% of your home’s equity, you can pay off more debt than other lenders only offering up to 80%.
$62,500 | 95% LTV
$25,000 | 80% LTV
The process went quicker than I expected and Logan was up to date on all steps of the process. I would recommend him to anyone buying or refinancing.
This is not my first refinance. Geza Rakoczi was extremely professional and went above and beyond to make sure our refi went smoothly and got it done!
I recently refinanced my primary residence and took out a HELOC through Lower. Throughout the entire process Scott kept me informed with updates, was extremely responsive and very professional.
Jared did an amazing job consolidating all of our debt and putting us into a great loan! I highly recommend working with him. He was always available when I had questions.
With rates rising I needed to refinance my variable rate mortgage - Ryan provided options and helped me get into a low fixed rate in a few weeks.
Jared worked closely with us to provide refinance/HELOC options, kept us in the loop through every step of the process, and was always very responsive to any questions or concerns.
Miles was incredibly kind and helpful through the entire process. We had never purchased a home before, but Miles helped keep us at ease.
Everything went smooth and fast, always available to take your calls and messages. Will highly recommend for any new home owners.
— 1500+ customer reviews
— 98.6% customer satisfaction
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Ready to take another step? Our super simple application takes most people about 7 - 10 minutes. We look forward to chatting with you soon!Keep Going I'm Done
Ready to take another step? Our super simple application takes most people about 7 - 10 minutes. We look forward to chatting with you soon!Apply Now I'm Done