Daniel Rubio
MLO
|
NMLS ID# 2051551
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Daniel
Daniel Rubio is a dedicated Loan Officer based in Delray Beach, Florida, helping homebuyers and homeowners across South Florida secure the right mortgage solutions with confidence. With a client-first approach and a commitment to transparency, Daniel makes the home financing process straightforward, efficient, and tailored to each individual’s needs. Serving clients in Delray Beach, Boca Raton, West Palm Beach, and surrounding communities, Daniel Rubio offers expertise in a full range of loan programs, including conventional, FHA, VA, jumbo loans, and mortgage refinancing. Whether youre a first-time homebuyer, purchasing a second home, or looking to refinance for better terms, Daniel provides personalized guidance every step of the way. Known for his responsiveness, attention to detail, and clear communication, Daniel takes pride in educating clients throughout the mortgage process—from pre-approval to closing. His goal is to simplify complex financial decisions while delivering competitive loan options and a smooth, stress-free experience. With strong knowledge of the South Florida real estate market, Daniel Rubio is committed to helping clients make informed decisions and achieve their homeownership and financial goals.
Found us what we wete looking for
Timothy W.
Verified Customer
September 28, 2026
Danny is professional courteous punctual and works magic. See him for all your mortgage needs
Russ P.
Verified Customer
September 26, 2026
I attended a presentation where Danny was providing insights regarding the loan process, and I was extremely impressed by his wealth of knowledge and the variety of loan options Lower Mortgages has available. I would definitely get Danny on the phone if I were ever in need of a home loan.
Tollisha J.
Verified Customer
September 25, 2026
Danny is the best loan officer. He is trustworthy, knowledgeable and very responsive. He was able to answer all my questions and guide me through all the process from the beginning to the end. I’m very thankful of his patience and help.
Gilarys R.
Verified Customer
September 24, 2026
Danny is amazing great and honest advice and work !
Giselle R.
Verified Customer
September 24, 2026
Danny Rubio and lower mortgage were incredible, helpful, responsive, and got me the best rate possible on my mortgage
Sean S.
Verified Customer
September 24, 2026
I’ve worked with Danny on numerous transactions & his professionalism & expertise is unmatched 👍! Call him today!
Bj P.
Verified Customer
September 24, 2026
Danny truly goes above and beyond! He took the time to tell us about a healthcare heroes grant that we didn’t even know existed, which ended up helping us and a couple of friends save money along the way. What really stood out to us was his transparency, generosity, and genuine passion for helping …people. It’s rare to come across someone who is so willing to share valuable information simply because they want to see others benefit. We’re incredibly grateful for Danny and all of his help. Highly recommend! ⭐️⭐️⭐️⭐️⭐️
Donna B.
Verified Customer
September 24, 2026
Quick knowledgable and honest
Terry W.
Verified Customer
September 19, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.