Tonya Jenkins - TJ
Loan Officer
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NMLS ID# 249980
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Tonya
Getting a mortgage is more than filling out an application. It is the largest investment you will make in your lifetime. I want to help you understand the process and make the best decision for your needs. I know life is busy. Getting a mortgage can be complicated, but remember, I am here to help you along the way. My reputation in this market will be an asset to your offer. If you want to work with a local, experienced company, then **_Home Team Lending_** would like to apply for the job. At Home Team Lending, were on your team.
I am licensed in: CO
TJ is WONDERFUL to work with. Professional, knowledgeable and a true pleasure to work with. TJ takes the stress out of buying your next home.
Lynda M.
Verified Customer
August 3, 2026
I had the pleasure of working with TJ recently on two transactions. TJ has ALWAYS been a great lender, well respected in our community, communicates to all parties involved in a timely manner and helps each client understand all their options. She is patient and very knowledgeable. I would recommend TJ for any client looking to purchase a new home or to refinance a mortgage loan.
Christina K.
Verified Customer
July 29, 2026
We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept us informed every step of the way, and made what could have been a stressful process feel smooth and manageable. Her dedication, professionalism, and genuine care for her clients truly set her apart. We are so grateful for everything she did to help us secure our loan and would highly recommend TJ to anyone looking for a knowledgeable and trustworthy lender!
Brittany H.
Verified Customer
July 28, 2026
We had an outstanding experience working with TJ throughout our home loan process. From start to finish, she was incredibly communicative, encouraging, and always made us feel like a priority. She took the time to answer every question, kept us informed every step of the way, and made what could have been a stressful process feel smooth and manageable. Her dedication, professionalism, and genuine care for her clients truly set her apart. We are so grateful for everything she did to help us secure our loan and would highly recommend TJ to anyone looking for a knowledgeable and trustworthy lender!
Brittany H.
Verified Customer
July 28, 2026
I have closed several loans with TJ. She knows what she is talking about and genuinely cares for her clients! You will be in good hands with TJ.
Brad I.
Verified Customer
July 22, 2026
I randomly chose Tonya to visit with back in the fall when I was thinking of buying a property. I had googled lenders in my area, but I was drawn to Tonya's website, possibly because she was a female.. Sometimes men can be intimidating. She was very nice and we had a good visit. She gave me the information I needed to know how much I could afford to purchase. So that got tabled!! When spring rolled around and I decided to go ahead and invest in a property, I knew I wanted Tonya to be my lender. She was pleasant, knowledgeable and dedicated! She presented me with different options for my loan , plus processed a HELOC for me. She worked really hard And we were able to close in two weeks!
Jyl E.
Verified Customer
July 21, 2026
TJ was fantastic and kept us in the loop throughout the process. She was patient and answered all of the questions that we had. We used TJ for our first home, we used her for our new home, and we would use her again and again!
Lauren K.
Verified Customer
July 12, 2026
Great at helping buyer achieve there goals
Ignacio A.
Verified Customer
July 9, 2026
I have had the pleasure of working with TJ on multiple loans. She takes the time to make sure you understand the process and never feel rushed or pressured. She has a vast knowledge of the business which made me feel confident in knowing my loans were in the best hands. She is friendly and patient. I will use her again any time I need a loan or advice about one.
Kathleen G.
Verified Customer
July 8, 2026
TJ is professpinal, knowledgeabl, and helpful. Working with TJ was a very pleasant experience.
Sarai G.
Verified Customer
June 29, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.