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Jeffrey

Jeffrey Rickard

Branch Manager, VP

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NMLS ID# 292600

Contact
Monday: Closed for Holiday
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Jeffrey

Meet Jeff Rickard — a trusted loan officer and Branch Manager VP with over 25 years of experience helping people turn the dream of homeownership into reality. Since 1998, Jeff has guided thousands of clients through everything from first-time home purchases to credit repair and down payment assistance. His approach is grounded in honesty, transparency, and accountability; qualities that have made him a go-to partner for both buyers and real estate professionals. Beyond his day-to-day work, Jeff shares his knowledge by teaching continuing education classes for realtors and loan officers, using real-life stories to highlight what makes or breaks a transaction. He’s passionate about supporting underserved families, advocating for human rights, and championing animal welfare because for Jeff, a home loan is more than numbers; it’s about community, opportunity, and building a foundation for the future. A Colorado native for over 47 years, Jeff is as much at home in the mountains as he is in the mortgage world. Whether he’s hiking, skiing, golfing, or soaking up the crisp mountain air, he brings the same energy and love for the outdoors into his work. If you’re ready to explore your homeownership options or just want to connect with someone who brings expertise, heart, and a touch of western flair, Jeff would be honored to help you take the next step.

I am licensed in: CO

Learn About Lower Reverse Mortgages

If you're age 55 or older, your home equity can be a powerful financial tool. Whether you're looking to buy a home, refinance your current mortgage, or access additional equity, Lower offers a range of reverse mortgage solutions designed to help you achieve your retirement goals.

No Monthly Payment

With eligible reverse mortgage products, you can eliminate your required monthly principal and interest payment.

Flexible Ways to Receive Funds

Depending on the solution you choose, you may receive funds as a lump sum, monthly payments, a line of credit, or a combination of options.

Access Equity When You Need It

A standby line of credit you only tap into if and when you need it.

Purchase, Refinance, or Access Equity

Use a reverse mortgage to buy your next home, refinance your current mortgage, or open a standby line of credit against your equity.

Learn More

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Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


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