5 Stars

Tom Powell

Loan Officer

NMLS ID# 208417

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Contact

2101 W State Rd 434 Ste 105, Office 1 Longwood, FL 32779

tpowell@lower.com

Mobile: (321) 230-9829

Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

5.0

Tom was great to work with. He helped explain any of the terms I questioned with patience. He and Michelle got everything done and organized and pushed through so efficiently with my tight time line. Couldn't have done it without them!

Chelsea C.

Verified Customer

September 18, 2026

5.0

The team was extremely communicative and readily available, walked us through each step of the process with ease, and made it as stress free as possible.

Leslie W.

Verified Customer

September 10, 2026

5.0

Friendliness, ease of process. Stayed updated throughout process and amazing communication

William M.

Verified Customer

September 9, 2026

5.0

Tom was able to offer me the best Loan available after comparing it with 3 different offers and on top of that provided an excellent service overall

Mervin M.

Verified Customer

September 7, 2026

5.0

Clear to cloae early and very smooth transaction!

Denise P.

Verified Customer

September 4, 2026

5.0

Tom was so knowledgeable and ready to answer our questions. It made being ignorant of the process not embarrassing. He was also very patient, which was give when I was on a mountain with minutes reception for a whole weekend during the process!

Isaac W.

Verified Customer

September 4, 2026

5.0

Tom consistently went above and beyond to ensure that our home buying experience was as smooth as possible.

Patrick L.

Verified Customer

August 9, 2026

5.0

Tom , michelle & all the team made my clients purchase extremely easy & without any problems , Tom had become a good friend & I would reach out again in the future , thank you so much xx😄

Sally W.

Verified Customer

August 6, 2026

5.0

We had a rocky start as I was out of the loop on communication. Once we connected it was much better and everything progressed smoothly with additional updates. Thank you.

Janice C.

Verified Customer

July 17, 2026

5.0

Tom has extensive knowledge, it helps me with clients that are unsure of the process. He puts clients at ease, and delivers outstanding service from application through closing. His processor Michelle was also an excellent addition, this is a rock solid team!!!

Brent B.

Verified Customer

July 2, 2026

See All Reviews

Chelsea C. rated Tom Powell 5.0 stars: Tom was great to work with. He helped explain any of the terms I questioned with patience. He and Michelle got everything done and organized and pushed through so efficiently with my tight time line. Couldn't have done it without them! Leslie W. rated Tom Powell 5.0 stars: The team was extremely communicative and readily available, walked us through each step of the process with ease, and made it as stress free as possible. William M. rated Tom Powell 5.0 stars: Friendliness, ease of process. Stayed updated throughout process and amazing communication Mervin M. rated Tom Powell 5.0 stars: Tom was able to offer me the best Loan available after comparing it with 3 different offers and on top of that provided an excellent service overall Denise P. rated Tom Powell 5.0 stars: Clear to cloae early and very smooth transaction! Isaac W. rated Tom Powell 5.0 stars: Tom was so knowledgeable and ready to answer our questions. It made being ignorant of the process not embarrassing. He was also very patient, which was give when I was on a mountain with minutes reception for a whole weekend during the process! Patrick L. rated Tom Powell 5.0 stars: Tom consistently went above and beyond to ensure that our home buying experience was as smooth as possible. Sally W. rated Tom Powell 5.0 stars: Tom , michelle & all the team made my clients purchase extremely easy & without any problems , Tom had become a good friend & I would reach out again in the future , thank you so much xx😄 Janice C. rated Tom Powell 5.0 stars: We had a rocky start as I was out of the loop on communication. Once we connected it was much better and everything progressed smoothly with additional updates. Thank you. Brent B. rated Tom Powell 5.0 stars: Tom has extensive knowledge, it helps me with clients that are unsure of the process. He puts clients at ease, and delivers outstanding service from application through closing. His processor Michelle was also an excellent addition, this is a rock solid team!!!

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04

Purchase Price $350,000 Down Payment 18% Interest Rate 6.5%

Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

Tom Powell

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Tom Powell

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How much house can I afford?

Buy a Home.

Refinance.

Home Equity.

How much house
can I afford?