Jose Icaza - Sales Manager | Lower Mortgage
Skip to content
Jose

Jose Icaza

Sales Manager

|

NMLS ID# 1566198

Contact

About Jose

With nine years of experience in the mortgage industry and a lifelong career in sales that began when I was just 18, I bring a unique blend of knowledge, hustle, and people‑first service to every client I work with. Since starting in mortgages back in 2017, Ive grown from a Loan Officer into a Sales Manager — a journey built on hard work, clear communication, and a genuine passion for helping others succeed. I proudly serve clients across the entire state of Florida, offering a full suite of loan products including Conventional, FHA, VA, USDA, Jumbo, Non‑QM, Investment, Refinance, Renovation loans, and HELOCs. Whether youre buying your first home or expanding your real estate portfolio, my goal is simple: deliver speed, clarity, and solutions that get you confidently to the closing table. My clients appreciate that Im friendly, straightforward, and always available when they need me. I love being part of one of the biggest milestones in someones life — buying a home. My why has always been rooted in helping people prosper. Seeing a family step into their new home for the first time is a moment I never get tired of being part of. Outside of work, Im a father to two amazing girls and a proud husband to my college sweetheart. I spend most of my free time with my family, staying active, playing sports, running, and keeping up with F1 and UFC. Those passions keep me grounded, focused, and consistently striving to be the best version of myself — both for my family and for my clients. If youre looking to buy or refinance anywhere in Florida, Im here to guide you, simplify the process, and help you make one of the most important decisions of your life with confidence. Lets make your next move a life‑changing one.

I am licensed in: FL

What Others are Saying

Experience.com Rating

0.0
See all Reviews
Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.