Kevin Murphy
Branch Manager, VP
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NMLS ID# 1006712
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Kevin
As a proud graduate of the University of Florida with a Bachelor of Science in Finance, Kevin Murphy brings over a decade of experience in the mortgage industry. His mission is simple, make the home financing process smooth and personalized. Having helped more than 1,000 families secure the right financing for their homes, Kevin understands that every homebuyer has unique needs. Whether youre purchasing your first home or refinancing into a new home loan strategy, Kevin’s approach is tailored to provide the best possible solution. Kevin joined Lower Mortgage in September 2024 after a successful 12-year tenure with Waterstone Mortgage. At Lower Mortgage, we leverage cutting-edge industry tools and resources which allow us the ability to offer creative and flexible solutions designed to meet your specific needs. Kevin and his Lower team are committed to simplifying the mortgage process, ensuring that you stay informed and are empowered every step of the way. Outside of work, Kevin enjoys spending time with his wife at the Disney theme parks, giving back to his community through various charitable organizations, and cheering on the Orlando City Soccer Club. He is passionate about making a positive impact, both professionally and personally. Have questions? Need a tailor-made solution that will match your financial needs, wants and goals? Reach out today, and let’s get started!
I am licensed in: FL, SC, TX, GA, NC
Kevin was incredible. He always answered the phone and gave us answers to all our questions .
Erin R.
Verified Customer
July 12, 2026
I would use Kevin to purchase 10 house if I could afford it. He answered Or found the answer to every single question I had . Kevin was always pleasant and patient during times of 11th hr stress and I cant put into words how much that helped. Thank you Kevin, for working with us on this home purchase and doing everything you could and beyond to get me the best rate possible and getting us through the very confused mortgage process. you're one in a million
Robert R.
Verified Customer
July 11, 2026
Responsiveness and knowledge along with good judgment call
Vincent S.
Verified Customer
July 7, 2026
Kevin was an extremely hands on, informative, and caring loan officer. His enthusiasm, and positivity made the experience stress free. The closing of a home is an extremely difficult process, but Kevin made sure that we felt little of the pain of everything happening in behind the scenes. I can tell you that in my last 4 closings, and working for a national builder, Kevin is a rare one. PLEASE make sure you treat him right, as I can tell you, from a customer's perspective he CARES. Thank you, Kevin!!
Edwin V.
Verified Customer
July 6, 2026
Effective communication and quick response with rep
Natasha L.
Verified Customer
July 2, 2026
Thank you for great service
Sergio S.
Verified Customer
June 12, 2026
GREAT SERVICE
Catia S.
Verified Customer
June 9, 2026
I had a great experience working with Levin Murphy. He is professional, knowledgeable, and responsive throughout the entire process.
Sevara S.
Verified Customer
June 2, 2026
Efficiency
Ashton C.
Verified Customer
May 21, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.