Laura Kurtz
Branch Manager
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NMLS ID# 450352
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Laura
Being in this industry for 31 years I’ve experienced the many highs and lows of the interest rate trends and the cultures and behaviors common to the industry. I began as a real estate paralegal, then a top-producing mortgage loan officer, and rising through many levels of management and leadership which gives me a unique perspective. I am committed to fair and responsible lending practices and have built my entire career around integrity and service. Dedication to providing superior service, excellent rates and communicating all aspects of the loan process clearly and regularly is my priority. I am licensed in North Carolina, South Carolina, Georgia (GRMA 59971), Virginia, Tennessee, and Florida and have extensive experience originating VA, FHA, NCHFA, USDA Rural Housing, Investment Properties, Second Homes and Conventional Loans. VA loans are near and dear to my heart because I was a military brat and spouse and understand the many needs of our Military Members and their families. My vast knowledge on VA Loans as they relate to Active-Duty Members, Veterans, Disabled Veterans, and their families enables me and my team to tailor each mortgage to suit their specific needs.
I am licensed in: GA, TN, NC, SC, VA, MD, FL
Laura was great to work with, knowledgeable and quick to respond
Joseph E.
Verified Customer
September 7, 2026
Laura always kept me infomed with where we were in the process of purchasing our new home. She was awesome with answering any questions I had. She is great at answering any questions or actions you needed to complete. Thank you Lord for placing Laura in our path.
Sergio J.
Verified Customer
September 6, 2026
Laura was very helpful throughout the process. She responded on nights and weekends and gave advi throughout
Pierce C.
Verified Customer
September 2, 2026
Laura was always there from the beginning. She would explain things to us several times until we understood it
Norma V.
Verified Customer
August 29, 2026
Laura was very communicative and always kept us informed on where we were during the process of purchasing our home. She always answered our questions in a timely and professional manner. We could not recommend Laura and the Lower Mortgage team more!
Jason R.
Verified Customer
August 27, 2026
Laura went above and beyond to help us with our mortgage and technical issues :)
Vanesa T.
Verified Customer
August 20, 2026
Laura was so extremely helpful! She helped my wife and I navigate this very complicated process and made it super easy for us. She was on top of everything throughout the entire process. I would recommend her services any day!
Gregory J.
Verified Customer
July 17, 2026
Working with Laura was fantastic. She was always available and quick to answer our questions.
Craig M.
Verified Customer
July 13, 2026
Laura is a true professional from start to finish. Everything she did made my home buying experience easier. Laura is a valuable asset to your company. I will highly recommend her and lower mortgage to anyone I know who is looking to purchase a home.
Sharon P.
Verified Customer
July 6, 2026
Laura was a true professional from start to finish. Everything she did made my home buying experience easy. Laura gave excellent advice and went above and beyond to communicate throughout the entire loan application and closing process. I would highly recommend her and her company, lower mortgage, to anyone looking to purchase a home.
Sharon N.
Verified Customer
July 6, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
