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Wilmington Team | Lower Mortgage
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Wilmington Team

Your home journey, with a team you can trust.

Were here to make mortgages simple, approachable, and stress-free—from first question to final closing.

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Wilmington Team

Address

Wilmington, NC

Phone

919-906-7831

Email

mwells@lower.com

About Wilmington Team

Behind every great mortgage is a great team. Ours is built on experience, transparency, and a genuine commitment to helping people feel confident about one of lifes biggest decisions. Were here to listen, guide, and deliver smart mortgage solutions that fit your life—not the other way around.

How can we help?

Buy a home

Get financing to buy the house you’ve always wanted.

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Beautiful home interior of a recently refinanced home.

Refinance

Change your rate or your term. Let’s figure out what’s best for you.

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Access Equity

Take cash out or get a HELOC to pay for whatever you need.

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Meet the Team

Mitchell Wells

Branch Manager

NMLS ID# 84035

Laura Kurtz

Branch Manager

NMLS ID# 450352

Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.