Skip to content
Apply Now
Ready to get started?

Reach out and give us a call. We’re here to help.

Need support?

Have questions about your current product? Give us a call and we’ll sort it out.

Kristen

Kristen Pino

Client Experience Manager

|

NMLS ID# 633192

Contact
Monday: 9am – 5pm
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm

About Kristen

Kristen Pino is a Client Experience Manager with Lower Mortgage, dedicated to providing exceptional service and support throughout the home financing process. Based in El Paso, Texas, she works closely with borrowers and her team to help ensure a smooth, organized, and positive experience from application through closing. Kristen is committed to clear communication, attention to detail, and delivering the high level of service clients expect when purchasing or refinancing a home.

I am licensed in: CA

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.


Clear
Selection