Apply online now in just 3 minutes.
Most loans close in under a week.
Get a loan term up to 7 years.
Get the money you want, quick—$600 up to $100,000. There's a loan to fit your needs whether you're just doing something small or going all out.
A fresh coat of paint and new fixtures can add a lot of value to your house. Or, you may need to buy big-ticket items like appliances, HVAC, or a new roof.
You'll have the funds for any upgrades you want. Maybe switch up a room, finish your basement, or give your garage a whole
new look.
Credible.com is licensed in all 50 states, so they can always help you find the right loan program.
Every lender is a little bit different, but users with good or excellent credit scores will have the best chance of qualifying.
You can borrow as little as $600, up to $100,000. The specific amount you qualify for will vary depending on the lender.
It's super quick. You can get your money in a matter of days. Most loans are funded in around 1-5 days.
© 2024 Lower, LLC is a subsidiary of Lower Holding Company. NMLS #1124061 5950 Symphony Woods Road, Suite 301, Columbia, MD 21044 | nmlsconsumeraccess.org | Equal Housing Lender. Licensed in 46 states including the District of Columbia | Arizona Mortgage Banker License -- 1000936 | Massachusetts Mortgage Broker License -- MC1124061 | Massachusetts Mortgage Lender License -- MC1124061 | Lower, LLC conducts business in Kentucky, and Washington as Lower.com, LLC; Montana as Lowerdotcom, LLC; Oklahoma as “Lower Mortgage, LLC.
Lower, LLC is a family of companies. Lower® and its DBAs (Homeside Financial, AMSW Lending, Community Lending, Alderus Mortgage, AMSW Lending, Community Lending, Fairfax Mortgage, First Trust Mortgage Company, First World Home Loans, Hamilton Home Mortgage, Heckman Mortgage, Homeside Financial, Key Mortgage Group, McCaughan Home Lending, Oxford Home Lending, lower.com, PowerTPO, Sky Mortgage Group, True Lending, Universal Lending Home Loans, Yes Mortgage) provide home loans; Lower Realty, LLC provides real estate services; Lower Insurance, LLC facilitates shopping experience for homeowner’s Insurance policies.
Lower, LLC provides personal loan content and comparison information for our visitors and does so in the form of free online research. Lower does not endorse any particular lender. Applicants must satisfy a lenders credit qualifying criteria when applying for a personal Loan. Lower does not approve or fund personal loans.
Requesting prequalified rates on Credible is free and doesn't affect your credit score. However, applying for or closing a loan will involve a hard credit pull that impacts your credit score and closing a loan will result in costs to you.
Credible Personal Loan Best Rate Guarantee: Credible wants you to have confidence that you’re receiving access to the lowest interest rate in the market when you get a personal loan with a lender through the Credible Website. Read the full Terms and Conditions to ensure you understand and follow the requirements of this Promotion.
Credit card and personal loan rate comparisons can be found at Bankrate: https://www.bankrate.com/loans/personal-loans/average-personal-loan-rates/ and https://www.bankrate.com/finance/credit-cards/average-credit-card-apr/
More information about funding timelines for personal loans can be found here: https://www.credible.com/blog/personal-loan/time-to-fund/
