Refinance With Lower. Lower payments That simple

Get Low, Low, Low.

Here's the plan.

Refinance what you owe to lower your monthly payments and save thousands.

From 20% to
around 6%.

Interest rates on credit cards and loans can be 5x higher than mortgage rates. Instead of paying that high interest and never getting anywhere, get a clean start with a lower rate for all of your payments.

Pay it off faster.

When you refinance with Lower, you can pay down your debts AND have a lower monthly payment. It’s all about using your home equity to its fullest extent. (It’s not magic, but it sure might feel like it.)

Say hello to cashflow.

Lower your monthly payments and lower interest and make paying off your debt actually possible. (That’s how we do Lower.)

They told you 80%.
We say 95%.

Access more equity to pay off more debt. By unlocking up to 95% of your home’s equity, you can pay off more debt than other lenders only offering up to 80%.

The result? Pure awesome.

  • Boost your credit

    As you pay off your debt, your credit score will naturally rise.

  • Unlock more options

    A better credit score means better financial options and interest rates.

  • Be in a better place

    Lower monthly payments = more money you get to keep per month.

  • Refi free for life

    For a limited time—buy or refi once with Lower™, then pay no lending fees on future refinances, for life.*

Refinance Your House
M-F: 9AM - 6PM | SAT: 10AM - 4PM EST | SUN: CLOSED

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Please enter what you are interested in

*By entering your phone number and clicking “Submit” you agree that Lower may call and text you with offers and other information, including through the possible use of an autodialer and prerecorded messages, at the number you provided. You are not required to consent in order to obtain a loan.

Success!

We'll call you ASAP.

Ready to take another step? Our super simple application takes most people about 7 - 10 minutes. We look forward to chatting with you soon!

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We're sorry, it seems that your inquiry wasn't submitted successfully. Please try again. If you continue to have issues please call the number below.

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Call (844) 64-LOWER

*By entering your phone number and clicking “Submit” you agree that Lower may call and text you with offers and other information, including through the possible use of an autodialer and prerecorded messages, at the number you provided. You are not required to consent in order to obtain a loan.

M-F: 9AM - 6PM | SAT: 10AM - 4PM EST | SUN: CLOSED

Please enter your phone number

Please enter your first and last name

Please enter your zip code

Please enter what you are interested in

*By entering your phone number and clicking “Submit” you agree that Lower may call and text you with offers and other information, including through the possible use of an autodialer and prerecorded messages, at the number you provided. You are not required to consent in order to obtain a loan.

Success!

We'll text you ASAP.

Ready to take another step? Our super simple application takes most people about 7 - 10 minutes. We look forward to chatting with you soon!

Apply Now I'm Done
Hmmm...

Try one more time.

We're sorry, it seems that your inquiry wasn't submitted successfully. Please try again. If you continue to have issues please call the number below.

Try Again I'm Done
Call (844) 64-LOWER

*By entering your phone number and clicking “Submit” you agree that Lower may call and text you with offers and other information, including through the possible use of an autodialer and prerecorded messages, at the number you provided. You are not required to consent in order to obtain a loan.