Refinancing with Lower is super simple. Whether you’re removing PMI, lowering your rate, or taking cash out, you’re in the right place. Let’s do this.
See how Lower.com stacks up to the national average, as well as a few top lenders.
Today's average 30-year mortgage rate is
Today's average 30-year mortgage APR is
Pay less per month, or pay less interest over the life of your loan, or do both! We’ll walk you through your best options.
Lower monthly payments and lower interest rates make renovating your home actually possible. (That’s how we do Lower.)
Interest rates on credit cards and personal loans can be 5x higher than mortgage rates. Instead of paying that high interest, start with a lower rate for all of your payments.Access my equity
Your credit is important, so we don't do a hard pull until you're absolutely ready. (And we'll always ask for permission when we do.)