Access funds for renovations, debt consolidation, or big goals with ease.
Our process is simple and hassle-free. Let’s make homeownership a reality.
Simplify the process and save with competitive rates tailored to your goals.
We connect you with the right loan to bring homeownership within reach.
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Get the most information for your home-buying journey with our suite of tools. Calculate payments, learn what's affordable for you, and more.
Helping You Buy or Build
We Build Legacies.
At The Hammond Mortgage Group, we’re not your typical mortgage team — we’re your neighbors right here in White County, Georgia, helping families across Georgia, Florida, Kentucky, North Carolina, South Carolina, Tennessee, and Alabama achieve their homeownership dreams.
With 25+ years of experience, we specialize in FHA, VA, and USDA loans for first-time buyers, construction-to-permanent loans for site-built and manufactured homes, and reverse mortgagesthat help seniors make confident financial decisions.
Our approach goes beyond just getting your loan approved — we focus on your short- and long-term goals to create a mortgage strategy that truly fits your family’s future. Whether you’re buying, building, refinancing, or planning for retirement, we’re here to guide you every step of the way.
Why Clients Choose The Hammond Mortgage Group
- Local expertise with a Southeast reach
- Creative, personalized mortgage strategies
- Specialists in construction and manufactured home financing
- Friendly communication and a genuine desire to help families succeed
Let’s Make Your Next Move Happen
Ready to take the next step? Click Apply Now or contact us today for a friendly, no-obligation consultation.
Let’s find the right loan — and the right strategy — to help you build your best life.
Serving our community and helping our friends and neighbors thrive is our number one objective. It is why we are passionate about creating a legendary lending experience for you and your family. Whether you want to build your dream home, purchase an existing property, or discuss refinancing strategies, we have the expertise to set you up for future financial success.
Helping You Buy or Build
We Build Legacies.
At The Hammond Mortgage Group, we’re not your typical mortgage team — we’re your neighbors right here in White County, Georgia, helping families across Georgia, Florida, Kentucky, North Carolina, South Carolina, Tennessee, and Alabama achieve their homeownership dreams.
With 25+ years of experience, we specialize in FHA, VA, and USDA loans for first-time buyers, construction-to-permanent loans for site-built and manufactured homes, and reverse mortgagesthat help seniors make confident financial decisions.
Our approach goes beyond just getting your loan approved — we focus on your short- and long-term goals to create a mortgage strategy that truly fits your family’s future. Whether you’re buying, building, refinancing, or planning for retirement, we’re here to guide you every step of the way.
Why Clients Choose The Hammond Mortgage Group
- Local expertise with a Southeast reach
- Creative, personalized mortgage strategies
- Specialists in construction and manufactured home financing
- Friendly communication and a genuine desire to help families succeed
Let’s Make Your Next Move Happen
Ready to take the next step? Click Apply Now or contact us today for a friendly, no-obligation consultation.
Let’s find the right loan — and the right strategy — to help you build your best life.
Serving our community and helping our friends and neighbors thrive is our number one objective. It is why we are passionate about creating a legendary lending experience for you and your family. Whether you want to build your dream home, purchase an existing property, or discuss refinancing strategies, we have the expertise to set you up for future financial success.
Helping You Buy or Build
We Build Legacies.
At The Hammond Mortgage Group, we’re not your typical mortgage team — we’re your neighbors right here in White County, Georgia, helping families across Georgia, Florida, Kentucky, North Carolina, South Carolina, Tennessee, and Alabama achieve their homeownership dreams.
With 25+ years of experience, we specialize in FHA, VA, and USDA loans for first-time buyers, construction-to-permanent loans for site-built and manufactured homes, and reverse mortgagesthat help seniors make confident financial decisions.
Our approach goes beyond just getting your loan approved — we focus on your short- and long-term goals to create a mortgage strategy that truly fits your family’s future. Whether you’re buying, building, refinancing, or planning for retirement, we’re here to guide you every step of the way.
Why Clients Choose The Hammond Mortgage Group
- Local expertise with a Southeast reach
- Creative, personalized mortgage strategies
- Specialists in construction and manufactured home financing
- Friendly communication and a genuine desire to help families succeed
Let’s Make Your Next Move Happen
Ready to take the next step? Click Apply Now or contact us today for a friendly, no-obligation consultation.
Let’s find the right loan — and the right strategy — to help you build your best life.
Serving our community and helping our friends and neighbors thrive is our number one objective. It is why we are passionate about creating a legendary lending experience for you and your family. Whether you want to build your dream home, purchase an existing property, or discuss refinancing strategies, we have the expertise to set you up for future financial success.
Helping You Buy or Build
We Build Legacies.
At The Hammond Mortgage Group, we’re not your typical mortgage team — we’re your neighbors right here in White County, Georgia, helping families across Georgia, Florida, Kentucky, North Carolina, South Carolina, Tennessee, and Alabama achieve their homeownership dreams.
With 25+ years of experience, we specialize in FHA, VA, and USDA loans for first-time buyers, construction-to-permanent loans for site-built and manufactured homes, and reverse mortgagesthat help seniors make confident financial decisions.
Our approach goes beyond just getting your loan approved — we focus on your short- and long-term goals to create a mortgage strategy that truly fits your family’s future. Whether you’re buying, building, refinancing, or planning for retirement, we’re here to guide you every step of the way.
Why Clients Choose The Hammond Mortgage Group
- Local expertise with a Southeast reach
- Creative, personalized mortgage strategies
- Specialists in construction and manufactured home financing
- Friendly communication and a genuine desire to help families succeed
Let’s Make Your Next Move Happen
Ready to take the next step? Click Apply Now or contact us today for a friendly, no-obligation consultation.
Let’s find the right loan — and the right strategy — to help you build your best life.
Serving our community and helping our friends and neighbors thrive is our number one objective. It is why we are passionate about creating a legendary lending experience for you and your family. Whether you want to build your dream home, purchase an existing property, or discuss refinancing strategies, we have the expertise to set you up for future financial success.
About Us
We are based in White County, GA and serve the entire Southeast. We love working with our Government Loan Programs, FHA, VA, and USDA, which are ideal for first-time homebuyers. We understand construction lending for manufactured homes as well as site-built homes. We also genuinely want to help seniors determine whether a reverse mortgage is a good option for them. I have 25 years of experience in mortgage origination. My goal isn’t just to get your mortgage approved; it’s to consider both your short- and long-term goals to find the best mortgage strategy for you and your family. Plus, we want to be involved in helping you achieve your lifelong dreams.
Licensed in: GA, FL, KY, NC, SC, KY & AL
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Meet our Team
Heath Hammond
Cindy Hammond
John Keener, Jr.
Mortgage Calculator
Office Staff
Who are you applying with?
Heath Hammond
Cindy Hammond
