Cindy Hammond
Branch Manager, VP
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NMLS ID# 164102
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Cindy
We are based in White County in Cleveland GA. We cover all of the Southeast and are licensed in GA, SC, NC, TN, KY, AL, and FL. We love working with our Government Loan Programs, FHA, VA & USDA which are perfect for FTHBs. We know Construction Lending for Manufactured Homes as well as Site Built Homes. We also have a heart to help our seniors in helping them to determine if a Reverse Mortgage is a good option or not. I have 25 years of mortgage originating experience. My goal is not just to get your mortgage done for you... It is my goal to look at both your short & long term goals to pick the best mortgage strategy for you and your family. Plus we want to be a part of the process helping you to attain your life long dreams.
I am licensed in: TN, GA, KY, FL, NC, SC, AL
Cindy was very helpful and explained everything so that I could understand. She was always responsive, even when I texted her in the evening or on a wknd.
Teresa B.
Verified Customer
June 27, 2026
Cindy was very easy to work with and was able to seamlessly (on our end) work through some of the challenges that we faced. We really appreciate her hard work!
Lesli G.
Verified Customer
June 24, 2026
Very smooth process. Cindy kept us updated throughout and was quick to respond to our questions
Curtis G.
Verified Customer
June 24, 2026
Audrey P.
Verified Customer
March 30, 2026
Very helpful and always on top of everything
Justin H.
Verified Customer
June 13, 2026
This team is absolutely amazing! We felt supported and informed every step of the way! I never had to worry about anything because I knew they had everything taken care of! Highly recommend!!!
Kari F.
Verified Customer
October 22, 2024
They are the best lender in the area. Very helpful and informative. Thank you for making it happen again!
Nina M.
Verified Customer
December 4, 2024
Best experience ever, very helpful, very knowledgeable, would recommend 110%
Blake T.
Verified Customer
March 19, 2025
Cindy did such a seamless job on our HELOC! Super easy, minimal documentation, quick disbursement, and all with that local, hometown way of doing business. I highly recommend Hammond Mortgage Group and will refer anyone I know to them! Thanks, guys!
Susie M.
Verified Customer
March 26, 2026
Cindy is amazing to work with! I refer clients to Cindy often because i know they will receive A+ customer service and work with clients to help get them to the closing table. Whether a new purchase or a re-finance - they educate customers on which products are the best for their needs. You will not regret working with Cindy and her team!
Karen T.
Verified Customer
March 27, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
