Cindy Hammond
Branch Manager, VP
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NMLS ID# 164102
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Cindy
We are based in White County in Cleveland GA. We cover all of the Southeast and are licensed in GA, SC, NC, TN, KY, AL, and FL. We love working with our Government Loan Programs, FHA, VA & USDA which are perfect for FTHBs. We know Construction Lending for Manufactured Homes as well as Site Built Homes. We also have a heart to help our seniors in helping them to determine if a Reverse Mortgage is a good option or not. I have 25 years of mortgage originating experience. My goal is not just to get your mortgage done for you... It is my goal to look at both your short & long term goals to pick the best mortgage strategy for you and your family. Plus we want to be a part of the process helping you to attain your life long dreams.
I am licensed in: TN, GA, KY, FL, NC, SC, AL
The mortgage company was very informative every step of the way and always positive and very professional.
Constance H.
Verified Customer
September 16, 2026
Great experience! Cindy was amazing to work with. She is very knowlegable and led us through the process. Everything flowed smothly all the way through the refi process. Would recommend her highly!
Cliff H.
Verified Customer
September 16, 2026
Cindy was great to work with and kept us well informed during the proces.
Clifford H.
Verified Customer
September 15, 2026
Nancy M.
Verified Customer
September 7, 2026
She answered every question quickly and guided us smoothly through every step
Roberto V.
Verified Customer
September 7, 2026
Cindy was very responsive and detailed.
Travis W.
Verified Customer
August 30, 2026
Kc B.
Verified Customer
August 27, 2026
CIndy made this proses very easy and was a pleasure to work with.
Casey B.
Verified Customer
August 27, 2026
Everything went well
Krishna D.
Verified Customer
August 21, 2026
Our entire experience with Mrs. Hammond was excellent. We started building a house but then had to switch gears and buy a home. Cindy made the transition very easy and walked us through every single thing we needed to do. If we needed more explenation she was more then willing to walk us through it all. She always answered the phone and made time for us for whatever was needed. My wife and I were highly satisfied and will refer people looking to her. Heath is also excellen, he helped us in the beginning and we had the exact same experience with him!
Jacob C.
Verified Customer
August 19, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
