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Team Hammond

Helping You Buy Or Build

At Hammond Mortgage Group, we’re your neighbors in White County, Georgia, helping homebuyers, builders, and real estate partners across the Southeast navigate financing with clarity and confidence. We focus on both your short and long term goals, creating mortgage strategies that fit real life whether you’re buying, building, refinancing, or planning for the future.Mortgage Expertise That Fits Real Life FHA, VA, and USDA loans Construction to permanent financing for site built and manufactured homes Solutions for self employed borrowers Reverse mortgages for informed retirement planning Why Clients Choose Hammond Mortgage Group Local expertise with a Southeast reach Personalized, strategy driven mortgage solutions Specialists in construction and manufactured home financing Clear, friendly communication every step of the way Let’s Make Your Next Move Happen Click Apply Now or contact us for a friendly, no obligation consultation. Let’s find the right loan and the right strategy for your future.

Team Hammond

Address

25 Old Blairsville Road Unit A Cleveland, GA 30528

Phone

(706) 219-2500

Email

cindyandheath@lower.com

About Team Hammond

Cindy & Heath Hammond, Founders Cindy and Heath Hammond lead Hammond Mortgage Group with a shared commitment to clarity, preparation, and results. Heath leads sales and the client experience, guiding clients across FHA, VA, USDA, conventional, jumbo, construction to permanent, manufactured housing, and reverse mortgage options. Behind every loan, Cindy provides the strategic foundation, bringing deep expertise, precision, and proactive oversight to ensure each file is thoughtfully structured and positioned for a smooth approval and closing. Together, they lead a team built on accountability and clear communication, delivering confident closings without surprises.

How can we help?

Buy a home

Get financing to buy the house you’ve always wanted.

Apply Now
Beautiful home interior of a recently refinanced home.

Refinance

Change your rate or your term. Let’s figure out what’s best for you.

Apply Now

Access Equity

Take cash out or get a HELOC to pay for whatever you need.

Apply Now
Find Your Ideal Payment

Mortgage Calculator

Your Estimated Monthly Payment
(Principal & Interest Only)

$1,814.04

Purchase Price
$
350,000
Down Payment
18
%
Interest Rate
6.5
%
Select Your Loan Term:
*Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Rates are principal and interest only and do not include taxes, insurance or homeowners dues. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.