Buy a Home
Flexible conventional loans, accessible FHA mortgages, VA loans with no down payment, jumbo loans for high-cost homes, and more.
Tap Into Equity
Choose between a fixed-rate, lump-sum home equity loan for large sums, or a revolving HELOC for flexible access to funds.
Lower My Rate
Refinance to lower your rate, change your mortgage terms, or even access your equity through a cash-out refinance.
Fred was very quick to answer all our questions and communicate next steps.
Anna S.
Verified Customer
July 27, 2026
Nadia made the buying experience great for us. She was very helpful and informative with us. She went out of her way to help us and make the experience as smooth as possible. We will gladly recommend her to anyone we know that may be interested in purchasing or refinancing a hom. thank you for everything.
Abel Q.
Verified Customer
June 16, 2026
Great service, very helpful and flexible with me being underway and wonderful communication
Monise B.
Verified Customer
July 30, 2026
Jimmy McFarland made my home-buying experience incredibly smooth and stress-free from start to finish. He was always available to answer my questions, kept me updated every step of the way, and worked hard to make sure everything stayed on track. His knowledge, professionalism, and genuine care for his clients made all the difference, and I always felt confident knowing he had my best interests in mind. I highly recommend Jimmy to anyone looking for a lender who is responsive, trustworthy, and truly goes above and beyond.
Kyah M.
Verified Customer
June 23, 2026
Dante and Julie were wonderful to work with when I was helping my VA buyers purchase their new forever home. They provided superior customer service with timely and effective communication. They were always able to find the answers to any difficult questions that we had in the loan process. They were also compassionate to the concerns of the buyer so that the buyer's experience was stress relieving rather than stressful. Lastly, they came to the closing and got to meet the buyers which provided for a better closing experience.
Gino T.
Verified Customer
June 2, 2026
Buying our first home felt intimidating, and we fully expected the mortgage process to be stressful and overwhelming. Thanks to Brian, Katelin, and the entire Universal Lending team, it was anything but!From start to finish, every member of the team was knowledgeable, responsive, and incredibly kind. They took the time to answer our questions, kept us informed throughout the entire process, and made sure we always knew what to expect. They handled everything with professionalism and made us feel completely supported.As first-time homebuyers, we couldn't have asked for a better lending team. Brian, Katelin, Brie, Deanna, and Shari turned what we thought would be a scary experience into one that felt smooth, organized, and simple. We are so grateful for everything they did to help us get into our first home. We would recommend this team without hesitation to anyone looking for a lender that truly cares about their clients.
Julia G.
Verified Customer
August 6, 2026
it was such a pleasure working with Tyler! He's very friendly and knowledgeable, and makes asking questions very easy. Grateful for his help with my purchase!
Kristi S.
Verified Customer
June 25, 2026
The Esersky Group has been phenomenal. Miguel possesses vast knowledge on the real estate industry and loan processes. He made our first-time home buying experience smooth and transparent. We cannot thank Miguel and his team enough for their dedication during the purchase of our home. When we reviewed our loan options, Miguel stepped in with poise, tact, and excellent problem-solving skills to find the best possible loan options based on our unique situation. His deep knowledge of the local Santa Clarita market and constant communication kept us feeling confident and in control at every stage. A true professional who goes above and beyond! Thank you Miguel!!
Cesar A.
Verified Customer
May 28, 2026
Joe Tishkoff was outstanding throughout my home purchase. He stepped into the transaction in the middle of the deal and was able to get everything back on track and successfully to the finish line. He was knowledgeable, responsive, and always available to answer my questions and explain every step of the process. I really appreciated his professionalism in making the loan happen despite the challenges. I would highly recommend Joe to anyone looking for a mortgage broker who truly goes the extra mile.
Kristina S.
Verified Customer
June 23, 2026
Super accessible to answer questions and work through options. Had us ready to close very quickly after negotiations were complete.
Harold J.
Verified Customer
July 25, 2026
Laura is a true professional from start to finish. Everything she did made my home buying experience easier. Laura is a valuable asset to your company. I will highly recommend her and lower mortgage to anyone I know who is looking to purchase a home.
Sharon P.
Verified Customer
July 6, 2026
Nikki was very kind , thoughtful and always was available to answer questions for me and if there was anything she didn't know, she would get the answer for me.
Tristan B.
Verified Customer
May 27, 2026
