Lower Taps Industry Leader Nino Saso as EVP, Divisional President

Lower, a modern homeownership platform, today announced Nino Saso as EVP, Divisional President. Lower is one of the fastest growing lenders in the country, and Saso will play a key role in the company’s national growth strategy.

Saso will focus on recruiting high-producing loan officers and teams, expanding market presence, and strengthening Lower's retail organization nationwide. He'll help lead the company's retail strategy as Lower continues its growth.

Saso brings nearly four decades of mortgage industry experience spanning sales, recruiting, marketing, and sales operations. Throughout his career, Saso has led teams responsible for billions of dollars in annual production and has built high-performing sales teams across multiple cycles. Most recently, he served as Chief Production Officer at U.S. Mortgage Corporation, where he scaled the company's national production platform while overseeing sales, marketing, recruiting, and sales operations support, including processing and training.

"When proven leaders choose their next chapter, they look for momentum,” said Lower Chief Strategy Officer Craig Montgomery. “We're excited that Nino Saso has chosen Lower as his. Nino brings deep industry expertise, a passion for building great teams, and a relentless focus on customer success. As Lower continues to add elite talent across the organization, we're strengthening our position as the destination for the industry's best."

“I chose Lower because it represents a unique combination of financial strength, operational excellence, and long-term vision,” said Saso. “The company’s liquidity, growth mindset, and built-to-last foundation create a platform for sustained success in any market environment. Combined with its customer-centric culture and commitment to innovation, Lower offers an exceptional opportunity to attract top talent and accelerate growth.”

Saso has built his leadership philosophy around a principle he calls “Help You Win,” emphasizing servant leadership, mentorship and developing future leaders. Throughout his career, he has focused on helping loan officers, managers and executives grow professionally while building organizations rooted in trust, accountability, and long-term success.

Saso’s appointment reflects Lower’s commitment to building a leadership team that combines industry expertise, operational excellence, and a shared focus on customer success.

For more information about this announcement, please contact Allie Byers at press@lower.com.

About Lower
Founded in 2014, Lower is one of the fastest-growing mortgage lenders in the country with more than 50,000 5-star online reviews and a commitment to world-class customer service. Lower operates a digital platform to meet customers online through its website, and a network of distributed retail branches to meet customers in their local neighborhoods across the country. Lower is one of Accel Partners’ flagship investments and is also backed by SoFi and Huntington Bank. The company is committed to being the best lender for consumers and originators and becoming the place to buy, refi, and sell. For more information, please visit www.lower.com.