Personal loans just entered the chat.

Get the funds you need in just a few days.

Pay off credit cards

Pay off high-interest debt with a personal loan.

Don’t go another month making minimum payments.

Faster Application

Apply online now in just 3 minutes.

Quicker Approval

Most loans close in under a week.

Shorter Payoff

Get a loan term up to 7 years.

See how lenders stack up.

Potential savings:
$115 - $19,000*

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This won’t affect your credit score

Shop the top personal loans all in one place.

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Get the cash you need. No equity necessary.

Save thousands with a lower rate.

Consolidate your credit cards into just one payment with a lower interest rate. You’ll pay it off faster and be debt-free sooner.

Personal loan vs. credit card.

There’s no competition. The average credit card rate is 18.35% APR, while personal loans are nearly half that at 10.25% APR.* Boom—big savings for you.

Made for big purchases.

Skip the high interest on credit cards and use your personal loan for a lower, quicker payment. You’ve got a new way to pay for major expenses.

How it works.

Step 1

Say what you want.

Just a few details like how much cash you want to borrow.

Step 2

Check your options.

No need to shop around—we’ve searched the top lenders for you.

Step 3

Get that money, honey.

With instant verification options, you get your cash in 5 days or less.

Frequently Asked Questions

Your questions.

Is this loan program available in my state? is licensed in all 50 states, so they can always help you find the right loan program.

What’s the minimum credit requirement?

Every lender is a little bit different, but users with good or excellent credit scores will have the best chance of qualifying.

How much money can I borrow?

You can borrow as little as $600, up to $100,000. The specific amount you qualify for will vary depending on the lender.

How long does it take to get the money?

It's super quick. You can get your money in a matter of days. Most loans are funded in around 1-5 days.

Get your funds in just a few days.

Pay off your credit cards this weekend.  👉

Find my lower rate
This won’t affect your credit score