Consolidate Debt With Your Mortgage
Homeowners: Use your mortgage to pay off credit cards, loans, and more. Combine payments, cut rates, and take control of debt.
Get Started
Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.
Customize Your Options
We’ll schedule a quick call with an expert loan advisor to build the perfect mortgage for you.
Access Your Equity
Get personalized support from our dedicated loan officer to access your equity quickly and confidently.
Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.
The #1 Debt Consolidation Lender here for you.
See how much debt you can pay off with your home. Find out why we've got over 30,000 five-star reviews from across the nation.
That's <> more than almost any other lender
Get the max. While others stop at 80% LTV, we offer up to 95%.
Only at Lower
Lower Payments, One Loan
Turn high-interest bills into a single, manageable mortgage payment. Reduce stress and save money.
Exclusive Options for Homeowners
Unlock debt consolidation programs available only with a mortgage and get expert guidance every step of the way.
Buy a Home From Your Phone
It's a mortgage application without that "mortgage application" feel. Apply in 3 mins or less.
Get the most out of your equity.
Lower monthly payments and lower interest rates make paying off your debt or renovating your home actually possible. (That’s how we do Lower.)