Refinance Your Home to Pay Off Debt
Use your mortgage to combine and pay off credit cards, loans, and more. Reduce monthly payments and get peace of mind.
Get Started
Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.
Customize Your Options
We’ll schedule a quick call with an expert loan advisor to build the perfect mortgage for you.
Access Your Equity
Get personalized support from our dedicated loan officer to access your equity quickly and confidently.
Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.
The #1 Refinance Lender for Debt Consolidation
Refinance your home and roll high-interest debts into a single, lower payment. Find out why we've got over 30,000 five-star reviews from across the nation.
That's <> more than almost any other lender
Get the max. While others stop at 80% LTV, we offer up to 95%.
Only at Lower
Simplify Your Finances
Replace multiple bills with one manageable payment, often at a lower interest rate.
Trusted Guidance for Homeowners
Our mortgage experts can help explain your options. Get transparent, dedicated-to-you support from start to finish.
Buy a Home From Your Phone
It's a mortgage application without that "mortgage application" feel. Apply in 3 mins or less.
Get the most out of your equity.
Lower monthly payments and lower interest rates make paying off your debt or renovating your home actually possible. (That’s how we do Lower.)