FHA Cash-Out Refinance Made Easy | Lower Mortgage
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FHA Cash-Out Refinance Made Easy

Unlock cash from your home with flexible FHA guidelines. Pay off debt, renovate, or invest in your future.

No-impact credit check. No commitment.
50,000+ Five-Star Reviews
5.0 3,100+ reviews
4.9 2,500+ reviews
4.9 4,300+ reviews
4.9 28,800+ reviews
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Get Started

Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.

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Customize Your Options

We’ll schedule a quick call with an expert loan advisor to build the perfect mortgage for you.

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Access Your Equity

Get personalized support from our dedicated loan officer to access your equity quickly and confidently.

No-impact credit check. No commitment.

The #1 FHA Cash-Out Refinance Lender Here For You

Estimate how much you could get from your home with an FHA cash-out and see why we've got over 30K+ five-star reviews from across the nation.

No-impact credit check. No commitment.
$0
Available to you*
Enter your home value and what you owe to see your estimate.

That's <> more than almost any other lender

Get the max. While others stop at 80% LTV, we offer up to 95%.

Up to 95% loan to value
Easy and fast access to cash
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"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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Flexible FHA Guidelines

Qualify with lower credit scores and less equity. FHA options make cashing out easier for homeowners.

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Get Expert FHA Guidance

Our team walks you through FHA cash-out requirements. Fast answers and expert support at every step of the way.

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Buy a Home From Your Phone

It's a mortgage application without that "mortgage application" feel. Apply in 3 mins or less.

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Get the most out of your equity.

Lower monthly payments and lower interest rates make paying off your debt or renovating your home actually possible. (That’s how we do Lower.)

No-impact credit check. No commitment.
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Compare your options

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Trusted by over 30,000 customers across the U.S.

Don't take our word for it.

""Jake and his team provided outstanding customer service we were able to close our deal in record time (19 days). Excellent feedback was also received from the title company regarding the lender.""
AJ
Zillow
"Quick and simple."
50,000+ Five-Star Reviews

Only at Lower

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3,100+ reviews
4.9
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2,500+ reviews
4.9
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4,300+ reviews
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28,800+ reviews