FHA Cash-Out Refinance for Debt Consolidation
Homeowners: Use an FHA loan to pay off high-interest debt. Lower payments, less stress, more control.
Get Started
Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.
Customize Your Options
We’ll schedule a quick call with an expert loan advisor to build the perfect mortgage for you.
Access Your Equity
Get personalized support from our dedicated loan officer to access your equity quickly and confidently.
Fill out our application in just 3 minutes or less and we’ll find the best mortgage for your goals.
The #1 FHA Debt Consolidation Lender Here For You
See how much debt you can pay off with an FHA cash-out and find out why we've got over 30,000 five-star reviews from across the nation.
That's <> more than almost any other lender
Get the max. While others stop at 80% LTV, we offer up to 95%.
Only at Lower
Easier Approval With FHA
FHA guidelines make it simpler to qualify and roll debt into your mortgage, even with lower credit.
Simplify Your Finances
Replace multiple debts with one manageable mortgage payment instead. We'll help guide you there at each step.
Buy a Home From Your Phone
It's a mortgage application without that "mortgage application" feel. Apply in 3 mins or less.
Get the most out of your equity.
Lower monthly payments and lower interest rates make paying off your debt or renovating your home actually possible. (That’s how we do Lower.)