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(833) 920-2273
Reach out and give us a call. We’re here to help.
Have questions about your current product? Give us a call and we’ll sort it out.
You're not stuck in a starter home. Make big improvements and increase your home's value with a home equity line of credit from Lower.
Apply now
“I couldn’t have asked for a better experience with Lower!” 4.9
(10,000+)
Tell us about your household finances and current mortgage. We'll do the math.
See how much of your home's value you can access, and projects you can do.
Make your home dreams come true—without moving.
Verified Home Purchase
You've been on-time for the last six months, and only late once in the last year.
Not sure what your credit score is? We’ll show you for free when you apply.
You have a single-family home that you use as your primary residence.
You're guaranteed to save big when you qualify for RefiNow—the program is only available to those who can cut at least .5% off their interest rate. Imagine what an extra $100 - $250 a month could do for your goals—you could save thousands to pay for groceries, soccer cleats, or pay off debt.
Apply now
Once you apply we'll evaluate your current home loan and household finances. Don't worry, if you're overqualified, we likely have another Refinance product just right for you. If you're under qualified, we may be able to save you money on your home in other ways. Just give us a chance. ☺️
The RefiNow product is aimed to help those that have a Fannie Mae Loan that were affected by the Covid-19 pandemic. You can check your loan at: https://www.knowyouroptions.com/loanlookup
When you apply for a Lower RefiNow loan we'll only do a soft credit check to ensure we don't impact your credit score. Once you know your loan options and want to proceed, we'll ask your permission to do a hard credit check.
As a participant in the RefiNow program with Lower, you will receive a $500 credit towards the cost of an appraisal should you require one to determine the current value of your home.
Jan - Zillow Review
(10,000+)
What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day.
"Robert Warne at Lower did a great job on my refinance and got me the best interest rate out of several lenders."
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day.
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
"Robert Warne at Lower did a great job on my refinance and got me the best interest rate out of several lenders."
The process was easy. Arianna Graves worked very fast to get my loan closed in record timing! I was very impressed with the time. They're rates were excellent!
The process was easy. Arianna Graves worked very fast to get my loan closed in record timing! I was very impressed with the time. They're rates were excellent!
I was very happy with Lower and the entire refinancing experience. You can tell Lower really cares about the customer and wants to make the experience as good as possible for the customer."
"Robert Warne at Lower did a great job on my refinance and got me the best interest rate out of several lenders."
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day.