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Refinance

Refinance into flexibility

Whether it's a lower rate, better terms or more cash, a Lower refinance helps you reach your goals.

Apply in 3 minutes
No-impact credit check. No commitment.
Lower your payment or interest
Unlock cash for what's next
Consolidate debt to streamline finances
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Rate/Term Refinance

Change Terms

A new rate or shorter term could save you thousands.

Learn how you can save
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Cash-out Refinance

Get Cash Out

Unlock cash for expenses or projects

Access More Cash
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FHA Refinance

FHA Options

Qualifying borrowers can refinance quickly and affordably

See if you qualify

Check Today's Refinance Rates

Buy A Home
Lower My Rate
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Fixed 5.500% 6.228% 2.250 $2,166
VA 30-Year Fixed 5.625% 5.928% 2.000 $2,039
Conventional 15-Year Fixed 5.500% 5.913% 2.125 $2,859
Conventional 30-Year Fixed 6.000% 6.251% 2.125 $2,098
Jumbo 30-Year Fixed 6.125% 6.316% 2.000 $5,772
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Refinance 5.500% 6.254% 2.500 $2,166
VA 30-Year Refinance 5.625% 5.881% 2.250 $2,024
Conventional 15-Year Refinance 5.375% 5.859% 2.375 $2,836
Conventional 30-Year Refinance 6.000% 6.282% 2.250 $2,098
Jumbo 30-Year Refinance 6.000% 6.238% 2.500 $5,695
Loan Type Rate APR Points Monthly Payment

FHA 30-Year Fixed: Interest rate offered based on $356,125 loan amount with 6.228% APR and $2,166 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

VA 30-Year Fixed: Interest rate offered based on $354,375 loan amount with 5.928% APR and $2,039 monthly payment at 70% loan-to-value (LTV) and 2.000 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Fixed: Interest rate offered based on $350,000 loan amount with 5.913% APR and $2,859 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Fixed: Interest rate offered based on $350,000 loan amount with 6.251% APR and $2,098 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Fixed: Interest rate offered based on $950,001 loan amount with 6.316% APR and $5,772 monthly payment at 70% loan-to-value (LTV) and 2.000 discount points. Payment is Principal and Interest example only.

FHA 30-Year Refinance: Interest rate offered based on $356,125 loan amount with 6.254% APR and $2,166 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

VA 30-Year Refinance: Interest rate offered based on $351,750 loan amount with 5.881% APR and $2,024 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Refinance: Interest rate offered based on $350,000 loan amount with 5.859% APR and $2,836 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Refinance: Interest rate offered based on $350,000 loan amount with 6.282% APR and $2,098 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Refinance: Interest rate offered based on $950,001 loan amount with 6.238% APR and $5,695 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

See Full Details

And refinance for free.
For life.*

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No lending fees

Buy or refinance once and pay absolutely no lending fees again—that’s $1,500+ savings every time.

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Worry free

Buy now or refinance now and know you can lower your rate later with peace of mind.

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