Buy a home
Learn About Buying A Home
Bolt Icon
Apply Now
Lower My Rate
Rate-Term Refinance
Learn About Refinancing
Bolt Icon
Apply Now
Tap into home equity
HELOC
Home Equity Loan
Cash-Out-Refinance
Learn About Using Home Equity
Bolt Icon
Apply Now
All Loan Options
Conventional Loan
Adjustable-Rate Mortgage
Home Improvement Loan
Debt Consolidation Loan
Jumbo Loan
VA Loan
FHA Loan
Home Equity Loan
Bolt Icon
Apply Now
Learning Center
Homebuying Resources
Refinancing Resources
Home Equity Resources
Industry News
Bolt Icon
Apply Now
Today's Rates
Get Cash From My Home
Buy A Home
Lower My Rate
Apply Now
Loan Officers
Loan Officer Directory
Branch Locations
Search By State
Bolt Icon
Apply Now
Login
My account
Make a payment
Upload Documents
Bolt Icon
Get started
Don't know where to start?
Get started here

New to home ownership?

Start here
A cute suburban home.
Quick Links
Login
Make a payment
FAQs
Get started
Care Team
1 (833) 920-2273
care@lower.com
More
Licenses
NMLS
Privacy Policy
California Privacy Policy
Terms of Use
Lender Fees
Disclaimers
SMS Terms and Conditions
SMS Privacy Policy

Crew Giveaway 0731

‍

Lower Giveaway of Columbus Crew Tickets Terms, Conditions, and Official Rules

VOID WHERE PROHIBITED OR OTHERWISE RESTRICTED BY LAW AND REGULATIONS. ALL FEDERAL, STATE AND LOCAL LAWS AND REGULATIONS APPLY. ALL INTERPRETATIONS OF THE RULES AND DECISIONS BY THE PROMOTER ARE FINAL

1. For the purposes of these Terms and Conditions, "The Promoter" refers to Lower.com (and, by extension, our social media representatives of Lower.com) whose Instagram handle is @lowerdotcom. The "Prize" refers to two (2) pairs of Tickets for the Columbus Crew vs. Club América on Wednesday, July 31 at 8:00 at Lower.com Field.

‍2. Eligibility. The giveaway is open to all entrants (but preferably Crew fans). Entrants must be over 18 years old on the date of their entry. Employees of The Promoter are not eligible to enter.

‍3. Entry. Two (2) winners will be awarded the Prize by random drawing upon providing their email. No purchase necessary. Winners will not be required to pay to enter the giveaway.

‍4. Transportation. The Promoter is not responsible for transporting The Winner to or from Lower.com Field and will not provide housing or lodging before, during, or after the match has concluded. Affiliation. Instagram or TikTok are not in any way affiliated or involved in the competition.

‍5. Liability. The Promoter will not be held liable for any accidents, automobile or otherwise, in trying to enter the giveaway. Don’t text and drive. Please drive responsibly.To the extent permitted by applicable law, The Promoter’s liability under or in connection with the competition or these terms and conditions shall be limited to the cost price of the Prize in question.To the extent permitted by applicable law, The Promoter shall not be liable under or in connection with these terms and conditions, the competition or any Prize for any indirect, special or consequential cost, expense, loss or damage suffered by a participant even if such cost, expense, loss or damage was reasonably foreseeable or might reasonably have been contemplated by the participant and the promoter and whether arising from breach of contract, tort, negligence, breach of statutory duty or otherwise.

‍6. Conduct. The Winner will conduct themselves as a civilized and orderly Columbus Crew supporter while at Lower.com Field, as they are representing Lower.com. Any damage sustained or destruction of property at Lower.com Field itself will be the financial responsibility of The Winner.

‍7. Unavailability. Prizes are non-negotiable, non-transferable and non-refundable. No cash alternative is available. Where a Prize becomes unavailable for any reason, The Promoter reserves the right to substitute that prize for a prize of equal or higher value. In the event of unforeseen circumstances beyond The Promoter’s reasonable control, the promoter reserves the right to cancel, terminate, modify or suspend the competition or these terms and conditions, either in whole or in part, with or without notice. The Promoter's decision is final. No correspondence will be entered into.

‍8. Fulfillment. The name, email address and phone number of the winner must be provided to The Promoter if requested and will be shared to enable fulfillment of the Prize. Winners will be randomly selected after 12pm EST on 7/28/23.

‍9. Marketing and Promotions. The winner’s name and social media username may be posted on the social media profiles of The Promotor after the winner has been selected.

‍10. Publicity Release. In consideration for being awarded the Prize, entrant grants (and agrees to confirm grant in writing promptly upon request) to Released Parties and those acting under Sponsor’s authority, the right to the use of his/her name, photograph, likeness, voice, image, statements and biographical information, at any time or times, for advertising, trade, publicity and promotional purposes in any media now known or hereafter discovered, worldwide, including the Internet without review, notification or approval, and additional compensation or remuneration of any kind, unless prohibited by law.

Questions? Contact Lower with any questions about the Ticket Giveaway – 833-920-2273.

‍

Apply Today >
Been here before?
Log in
Log in Icon
Buy a home.Refinance.HELOC.
Ready to get started?
Apply today
Products
Buy A Home
Lower My Rate
Access My Equity
Free Refi for Life
Tools
Make a Payment
Secure Upload
HELOC Calculator
About
Learning Center
Careers
News
Support
FAQs
Support Team
Connect
Instagram
Facebook
LinkedIn
Zillow
LicenseNMLSPrivacy PolicyCalifornia Privacy PolicyTerms of UseLender FeesDisclaimersSMS Terms and ConditionsSMS Privacy PolicyMA BorrowersTexas Consumer Complaint

Advertised offers are not guaranteed if you do not continue to meet Lower’s criteria and other factors bearing on your creditworthiness.  Rates will vary depending on your loan term, loan type, credit profile & score, down payment, qualifying ratios, and property collateral.  Monthly payments do not include property taxes, property insurance, and homeowners’ association dues. Since costs can vary based on a loan program, closing costs are not shown in the examples.  To qualify for a mortgage, borrowers must be U.S. citizens or permanent residents, and meet Lower’s underwriting and Investor requirements. Interest rate examples are as of 6/16/2025.  All loans are subject to underwriting or investor approval.  Other restrictions may apply.  This is not an offer of credit or a commitment to lend.  Rate subject to change depending on time of lock.

© 2025 Lower, LLC | NMLS#1124061 | www.nmlsconsumeraccess.com | Conducts business in  47 States to include the District of Columbia.  Alabama, Alaska, Arizona - License #1000936, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Iowa, Idaho, Kansas, Kentucky (Lower.com, LLC), Louisiana, Maine, Maryland, Massachusetts Mortgage Broker License -- MC1124061 | Massachusetts Mortgage Lender License --  MC1124061, Michigan, Minnesota, Mississippi, Missouri, Montana (Lower.com, LLC), Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, North Carolina, North Dakota, Ohio, Oklahoma (Lower Mortgage, LLC), Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington (Lower.com, LLC), West Virginia, Wisconsin, and Wyoming.

Home lending products offered by Lower | NMLS #1124061 | 5950 Symphony Woods Road, Suite 312, Columbia, MD 21044 | nmlsconsumeraccess.org | equal housing opportunity

Free Refi for Life: Offer not valid for subordinate simultaneous or HELOC closings and only applicable for first lien mortgage loans originated by Lower. Not applicable to Brokered loans or Reverse mortgages. Offer exclusively waives Lower retained fees, to include origination, underwriting, processing, and administrative fees. Offer not applicable for discount points, or any third-party settlement service fees, such as Title, Settlement, Appraisal, Credit Report, Commissions, or other similar settlement provider fees. Customer must have closed previous first-lien refinance transaction on or after December 1, 2018, with Lower and at least six (6) months prior to any subsequent applications. By refinancing your existing loan, your total finance charge may be higher over the life of the loan. All applications are subject to underwriting and credit approval. Other conditions or restrictions may apply. Call for complete details. Offer only valid at the Direct-to-Consumer Division, 7775 Walton Parkway, 4th floor, New Albany, OH 43054, NMLS #1168557 and Bonita Springs Branch, 3501 Bonita Bay Blvd, Bonita Springs, FL 34134. Branch NMLS# 2709923. Offer not available for Washington State consumers.

Refinance: By refinancing your existing loan, your total finance charge may be higher over the life of the loan.

Reviews: Zillow® is a trademark of Zillow, Inc. Bankrate® is a trademark of Bankrate, LLC. Lending Tree® is a trademark of Lending Tree, LLC. Google® is a trademark of Google LLC. Facebook® is a trademark of Facebook, Inc...

‍

Equal Housing Lender Icon
 EQUAL HOUSING OPPORTUNITY
NMLS ID #1124061
Copyright © 2024  Lower, LLC. All rights reserved.
nmlsconsumeraccess.org
6/30/2025
8.500