Skip to content
Apply Now
Ready to get started?

Reach out and give us a call. We’re here to help.

Need support?

Have questions about your current product? Give us a call and we’ll sort it out.

Mortgage Rates

Today's mortgage rates at Lower

Get a Lower rate whether you’re buying, looking to get cash out of your home or lower your monthly mortgage payment.

Get a Personalized Quote
todaysrates
Buy A Home
Lower My Rate
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Fixed 5.375% 6.100% 2.250 $2,139
VA 30-Year Fixed 5.375% 5.697% 2.250 $1,984
Conventional 15-Year Fixed 5.250% 5.660% 2.125 $2,813
Conventional 30-Year Fixed 5.750% 6.009% 2.250 $2,042
Jumbo 30-Year Fixed 5.875% 6.087% 2.250 $5,619
Loan Type Rate APR Points Monthly Payment
FHA 30-Year Refinance 5.375% 6.124% 2.500 $2,139
VA 30-Year Refinance 5.375% 5.651% 2.500 $1,969
Conventional 15-Year Refinance 5.125% 5.605% 2.375 $2,790
Conventional 30-Year Refinance 5.750% 6.040% 2.375 $2,042
Jumbo 30-Year Refinance 5.875% 6.099% 2.375 $5,619
Loan Type Rate APR Points Monthly Payment

FHA 30-Year Fixed: Interest rate offered based on $356,125 loan amount with 6.100% APR and $2,139 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

VA 30-Year Fixed: Interest rate offered based on $354,375 loan amount with 5.697% APR and $1,984 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Fixed: Interest rate offered based on $350,000 loan amount with 5.660% APR and $2,813 monthly payment at 70% loan-to-value (LTV) and 2.125 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Fixed: Interest rate offered based on $350,000 loan amount with 6.009% APR and $2,042 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Fixed: Interest rate offered based on $950,001 loan amount with 6.087% APR and $5,619 monthly payment at 70% loan-to-value (LTV) and 2.250 discount points. Payment is Principal and Interest example only.

FHA 30-Year Refinance: Interest rate offered based on $356,125 loan amount with 6.124% APR and $2,139 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

VA 30-Year Refinance: Interest rate offered based on $351,750 loan amount with 5.651% APR and $1,969 monthly payment at 70% loan-to-value (LTV) and 2.500 discount points. Payment is Principal and Interest example only.

Conventional 15-Year Refinance: Interest rate offered based on $350,000 loan amount with 5.605% APR and $2,790 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

Conventional 30-Year Refinance: Interest rate offered based on $350,000 loan amount with 6.040% APR and $2,042 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

Jumbo 30-Year Refinance: Interest rate offered based on $950,001 loan amount with 6.099% APR and $5,619 monthly payment at 70% loan-to-value (LTV) and 2.375 discount points. Payment is Principal and Interest example only.

See Personalized Rates
No-impact credit check. No commitment.

Get your personalized rate.

Your mortgage rate isn’t just a number—it’s a reflection of your unique financial profile. Factors like your credit score, loan amount, and debt-to-income ratio all play a role in determining what’s possible. We go beyond generic rates. Our experts analyze your details to give you a real, personalized estimate so that you can make informed decisions with clarity and confidence. No guesswork, no hidden fees. Just straightforward, expert-backed guidance to help you secure the best loan for your needs. Get your personalized rate now and see what’s possible.

Estimate My Rate
No-impact credit check. No commitment.

Find today's mortgage rates for your state

Mortgage and refinance rates vary by state. Click on your state below to find state-specific rates.

Alabama Alaska Arizona
Arkansas California Colorado
Connecticut Delaware Florida
Georgia Idaho Illinois
Indiana Iowa Kansas
Kentucky Louisiana Maine
Maryland Massachusetts Michigan
Minnesota Mississippi Missouri
Montana Nebraska Nevada
New Hampshire New Jersey New Mexico
North Carolina North Dakota Ohio
Oklahoma Oregon Pennsylvania
Rhode Island South Carolina South Dakota
Tennessee Texas Utah
Virginia Washington West Virginia
Wisconsin Wyoming DC

Ready to get started?

Apply today >