Mortgage Resources Hub for Homebuyers and Homeowners
Read expert-reviewed guides from our editorial team. Learn more about our editorial process here.
What is Home Equity?
Find out what home equity is, and use our calculator to find out how much you can access.
What Refinance is Right for You?
See our full guide to cash-out vs. rate-term refinancing and calculate your break-even timing.
Low Down Payment Guide
Find out more about low down payment options with FHA, conventional, USDA, and VA loans.
All Mortgage Resources
-
Do You Need an Appraisal to Refinance?
Explore the key differences between 30-year and 20-year mortgages to find the best option for...
-
Do You Need An Appraisal To Refinance A Government-Backed Loan?
Explore the key differences between 30-year and 20-year mortgages to find the best option for...
-
Does Earnest Money Go Towards Down Payment?
Explore the key differences between 30-year and 20-year mortgages to find the best option for...
-
Escrow Requirements By Loan Type
Mortgage insurance or other insurance protecting the lender against loss. Some HPML escrow...
-
Can You Assume an FHA Loan?
Learn how to assume an FHA loan, including eligibility, qualification requirements, and potential...
-
Can You Buy a Short Sale Home With an FHA Loan?
Learn how to buy a short sale home with an FHA loan, including eligibility, appraisal requirements,...
-
Can You Have Two FHA Loans At Once?
Discover the rules for having two FHA loans, including exceptions for relocation, divorce, and...
-
Can You Refinance an FHA Loan?
Explore your options for refinancing an FHA loan, including Streamline, Simple, and Cash-Out...
-
FHA-Approved Condos: Can You Buy a Condo With an FHA Loan?
Learn how to buy a condo with an FHA loan, including requirements for FHA approval and Single-Unit...
-
FHA Gift Funds Down Payment Rules
Learn how FHA gift funds can help cover your down payment and closing costs, including eligibility...