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Top Mortgage Lender

Trustpilot 4.8/5 based on 2,500+ reviews

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No-impact credit check. No commitment.
Mid-sized suburban home, ready for purchaseFriendly Lower Loan Officer ready to help you into your new home
🏡
Over $8 Billion Funded

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Apply now

XX,XXX+ five star reviews and counting.

Jake and his team provided outstanding customer service we were able to close our deal in record time (19 days). Excellent feedback was also received from the title company regarding the lender.

Adrian R.
Zillow

Quick and Simple. These are qualities we all need when trying to accomplish a new home purchase amidst our daily obligations. Austin and his team at Lower went far beyond my expectations in assisting me with moving into my new home. I am in a customer experience line of work myself and I’m convinced Austin COULD NOT have made this any easier for me. I’ll be back for my next one!

Aj
Zillow

I was recently shopping around for a HELOC, Lower was recommended by a friend and I can see why! The process was made easy and Alexandria Kingsbery was super helpful!She was able to explain what my options were and take me through each step of the process.I would recommend Lower.com and Alexandria to anyone!

Andrea
Trustpilot Reivew

I was very happy with Lower and the entire refinancing experience. You can tell Lower really cares about the customer and wants to make the experience as good as possible for the customer."

Marchelle B.
Google Review

Lower was very responsive, attentive to detail, and a pleasure to work with throughout the process.

Scott C
Trustpilot Review

Lower.com has developed an easy to use app to help homebuyers ave money while slashing closing costs, not to mention their APY is the highest I’ve seen in months. The app matches dollar for dollar, up to $1000, to deduct from closing costs. You can also set up recurring deposits to earn additional money towards closing! I would highly recommend this app and Lower.com for you mortgage needs.

Brilliantlyclear
App Store
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A video review from Paul M. who was very happy with his refinance experience
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A video review from Paul M. who was very happy with his refinance experience

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Warm indoor living space

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Man working in his outdoor garden
Family enjoying their newly renovated home they were able to afford through their Home Equity Line of Credit, HELOC

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Frequently Asked Questions

You’ve got home equity questions.
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