Our process is simple and hassle-free. Let’s make homeownership a reality.
Simplify the process and save with competitive rates tailored to your goals.
Access funds for renovations, debt consolidation, or big goals with ease.
We connect you with the right loan to bring homeownership within reach.
It’s super simple, and super fast. Here’s how we’ll get the process rolling.
So exciting! We’re reviewing your info and running the numbers. We’ll call you to review your personalized options and get any additional info needed.
It’s SO simple, and it’s all from your phone. We tell you exactly which documents we need to see, and exactly where to find them. Then you snap a photo and upload. See? Super simple.
We’ll be with you as your loan moves through each step of the process—from processing all the way to closing. With a HELOC from Lower, you’ll be accessing your equity in no time.
Lower Homebuyer
What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day.
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
Great experience working with Patrick who was genuinely concerned about helping me make the right decision with my HELOC. Ultimately I did not go with Lower.com, but I would highly recommend giving them a shot. No pressure, and certainly more focused on helping than selling a product. Process was very simple and I would recommend to friends and family
Great experience working with Patrick who was genuinely concerned about helping me make the right decision with my HELOC. Ultimately I did not go with Lower.com, but I would highly recommend giving them a shot. No pressure, and certainly more focused on helping than selling a product. Process was very simple and I would recommend to friends and family
What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day.
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
I was very happy with Lower and the entire refinancing experience. You can tell Lower really cares about the customer and wants to make the experience as good as possible for the customer."
This is my 2nd refi with Matthew Mikel! He is excellent. He is responsive and informative. He is calm and re-assuring. And a bonus, he knows what he is talking about. He can be creative and explain things to you in a way they make sense. Thank you Matthew - we appreciate your service and would definitely recommend you again. Additionally, when it's time to purchase our next home, you will be our first call!!!
My husband and I were extremely happy working with Patrick Martin and thanks to Lending Tree we were connected to Patrick. He made everything easy. He's highly knowledgeable and obviously cares about his customers. We highly recommend Lending Tree and Lower.com Because of them we are finally debt free!!
My score wasn't the best but Adam was pretty confident he could work something out and this was after being told no by other lenders. I didn't get my hopes up but to my surprise I was approved!
What really made me decide to give my business to Lower.com was the amazing job Andi did while working with me from the first call up until closing day.
Great experience working with Patrick who was genuinely concerned about helping me make the right decision with my HELOC. Ultimately I did not go with Lower.com, but I would highly recommend giving them a shot. No pressure, and certainly more focused on helping than selling a product. Process was very simple and I would recommend to friends and family
The process was easy. Arianna Graves worked very fast to get my loan closed in record timing! I was very impressed with the time. They're rates were excellent!
I was very happy with Lower and the entire refinancing experience. You can tell Lower really cares about the customer and wants to make the experience as good as possible for the customer."