The ROAD Act Limits Institutional Homebuying: What It Could Mean for Buyers
A new federal law limits some large investors from buying up single-family homes. But whether that will make a difference for buyers depends heavily on the market where they live.
Could the ROAD to Housing Act Lead to More Starter Homes?
The new federal law could expand access to starter homes, but it'll take time for borrowers to see its impact.
New Mortgage Disclosures Could Help Veterans Compare FHA and VA Loans
Two of the new law's provisions are intended to help lenders identify potential VA borrowers earlier and give some veterans considering FHA financing more information about VA loan costs.
How to Dispute a Low Appraisal Under the ROAD to Housing Act
Learn about how the ROAD to Housing Act changes the reconsideration of value (ROV) process.
How the ROAD Act Could Change Manufactured, Modular and ADU Financing
The ROAD Act aims to address barriers to modular construction financing.
Could the ROAD Act Make Small-Dollar Mortgages Easier to Find?
Learn about the ROAD Act's implications for access to mortgages under $100,000.
.jpg?quality=80&width=800)
What is a Small Dollar Mortgage?
Learn about small-dollar mortgages and the implications of a new federal law.
The ROAD to Housing Act Is Now Law: What Homebuyers Should Know
A sweeping new housing law could expand access to homeownership and increase housing supply across the country, but many of its provisions will take time to reach borrowers and local markets.
How Do Oil Prices Affect Mortgage Rates?
See historic data on how oil prices can affect the housing market.
Can You Close on a Mortgage During a Government Shutdown?
You may be able to close on a mortgage during a government shutdown, but the answer depends on your loan type, property, documentation and which federal services your lender needs before closing.
Would a 50-Year Mortgage Be Affordable?
50-year mortgages would exchange a lower monthly payment for significantly more interest over the life of the loan.
Top Cities for First-Time Buyers in 2026: Owning vs. Renting
Whether you're looking to buy, lower your rate, or use your equity, Lower has options for you.
Can You Use a 401(k) to Buy a House?
A proposal would let buyers use their 401(k) to buy a home, but whether or not that's a good idea depends on both the economy and your long-term situation.
Fed Holds Rates Steady. What Homebuyers Need to Know
The Fed's decision to hold rates steady is unlikely to directly affect mortgage rates, which move more with underlying economic factors.
Trump Wants to Buy $200 Billion in Mortgage Bonds. What Does that Mean for Rates?
Timing is everything with the proposal to buy mortgage-backed securities.
Could a Ban on Institutional Investors Make Homes More Affordable?
Exactly what a ban on institutional investors could mean depends heavily on the local market.