Bob Chamorro
Branch Manager
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NMLS ID# 282888
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Bob
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: FL
Bob Chamorro made the process for the loan easy. He was always on top of everything and would be readily available anytime I needed him. Very professional!
Michael S.
Verified Customer
August 20, 2026
excelente muy eficiente y rapidez para todo el proceso gracia.
Victor G.
Verified Customer
July 28, 2026
I had an excellent experience from start to finish. The entire process was smooth professional and well organized. I truly appreciate the attention and willingness to help every step of the way. I would highly recommend him.
Enante D.
Verified Customer
July 20, 2026
Florencia T.
Verified Customer
July 16, 2026
Bob's professionalism and friendliness made the process safe and pleasant. Highly recommended.
Anibal M.
Verified Customer
July 16, 2026
Bob was always accessible and explained what ever questions I had.
Marc K.
Verified Customer
June 26, 2026
Great communication and very professional. It was great to work with Bob.
Leon N.
Verified Customer
June 23, 2026
Yury G.
Verified Customer
June 15, 2026
My buying process was very supportive Bob and his team were very hands on
Ellie305
Verified Customer
May 30, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.