Bob Chamorro
Branch Manager
|
NMLS ID# 282888
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Bob
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: FL
Florencia T.
Verified Customer
July 16, 2026
Bob's professionalism and friendliness made the process safe and pleasant. Highly recommended.
Anibal M.
Verified Customer
July 16, 2026
Bob was always accessible and explained what ever questions I had.
Marc K.
Verified Customer
June 26, 2026
Great communication and very professional. It was great to work with Bob.
Leon N.
Verified Customer
June 23, 2026
Yury G.
Verified Customer
June 15, 2026
My buying process was very supportive Bob and his team were very hands on
Ellie305
Verified Customer
May 30, 2026
Bob and his team was very supportive allowing for any questions answered and made the process of purchasing my home a smooth one
Eloise P.
Verified Customer
May 30, 2026
Mariana M.
Verified Customer
May 30, 2026
I cannot say enough great things about working with Bob! From start to finish, his communication was outstanding — he was always prompt to answer my questions and made sure I understood every step of the process. My situation was not the most straightforward. The sale of my New York home hit a few unexpected bumps along the way, which delayed my timeline for purchasing my new Florida home. Bob never once made me feel like a burden. He was incredibly patient, flexible, and supportive throughout the entire journey, waiting right alongside me until everything came together. If you are looking for a lender who truly goes above and beyond — someone who is knowledgeable, responsive, and genuinely cares about your success — look no further than Bob. He made what could have been a stressful experience feel manageable, and I am so grateful for his dedication. Highly recommend!
Mariana V.
Verified Customer
May 30, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.