About David

I am a lifelong resident of Polk County and have served the Central Florida public for over 35 years. I am married and we have one beautiful daughter. She is a graduate of The University of Central Florida and is pursuing her CPA license. I love the outdoors and all the local sporting activities. I understand how stressful and how many lives your mortgage process affects. I will personally handle your transaction from start to finish with integrity and transparency, updating you throughout the entire process. Rest assured, I am dedicated to providing world-class service and the very best products available in the mortgage industry. You and your needs will always come first. You are more than just a customer or client. You will be a friend and become part of the Lower family. We will always be there for you before and after your closing to answer any questions or concerns.

I am licensed in: GA, FL, MI