Jake Adler
VP of Lending
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NMLS ID# 2214236
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Jake
Jake Adler is a trusted mortgage lender based in the heart of the Shenandoah Valley, proudly serving Virginia and Pennsylvania—with a focus on Augusta, Rockingham, Albemarle, and surrounding counties. He offers a full range of loan options including Conventional, FHA, VA, USDA, Jumbo loans, and down-payment assistance financing to fit the needs of homebuyers and homeowners alike. Known for his local expertise, fast closings, and clear communication, Jake is committed to making the mortgage process smooth, stress-free, and tailored to each client’s goals. Whether youre buying, refinancing, or building, he’ll walk you through every step with confidence and care. From Staunton to Harrisonburg and everywhere in between, Jake helps families across the Shenandoah Valley turn homeownership dreams into reality. Reach out today to get started!
I am licensed in: VA, PA, WV
Jake and Courtney are wonderful to work with. They made the entire process smooth even when it could have been a hiccup. Thank you team!
Sage G.
Verified Customer
July 31, 2026
Awesome customer service and a wonderful team that made this process simple!
Justin F.
Verified Customer
July 25, 2026
Super transparent and great communication!
Elena F.
Verified Customer
July 25, 2026
We had a wonderful experience with the Alder Mortgage Team. They were very transparent about the whole process and checked frequently about where we were in the steps to close on our house. Jake was always easy to get ahold of, friendly, and made us feel at ease the entire time! His team was highly organized and quick to answer any questions! We would definitely recommend them to anyone looking for a wonderful and friendly mortgage team for all your buying and selling needs!
Elena F.
Verified Customer
July 24, 2026
Jake and the whole Adler team were exceptional to work with. As a first time homebuyer, this process can be quite daunting. The Adler team did everything possible to educate me, keep me informed, and make the process as smooth and easy as possible. I would highly recommend them to anyone, and will certainly use them again in the future if I need a lender.
Matt W.
Verified Customer
July 22, 2026
Jake and Courtney made our purchase easy, efficient, and extremely quick! We were able to complete the entire process in about 2 weeks! My wife and I have bought several houses spanning 40 plus years, this by far our best home buying experienc. Jake and Courtney take the stress out of the purchase and ensure that you are getting the best terms possible. Thank you Lower Mortgage for a great experience!
John C.
Verified Customer
July 6, 2026
Jake and the Lower Mortgage team made our home-buying experience incredibly easy from start to finish. They were professional, responsive, and always available to answer our questions throughout the process. They made what could have been a stressful experience feel smooth and straightforward. We truly appreciate everything they did for our family and highly recommend Jake and the Lower Mortgage team to anyone looking to purchase a home!
Meghan C.
Verified Customer
July 4, 2026
Jake and the Lower Mortgage team made our home-buying experience incredibly easy from start to finish. They were professional, responsive, and always available to answer our questions throughout the process. They made what could have been a stressful experience feel smooth and straightforward. We truly appreciate everything they did for our family and highly recommend Jake and the Lower Mortgage team to anyone looking to purchase a home!
Meghan C.
Verified Customer
July 4, 2026
This team is awesome they made the homebuying process very seamless. They offer wonderful support and guidance throughout the process. I would highly recommend this lender if you are looking to finance your home. They literally help you every step of the way! So grateful to have worked with this team during my home purchasing journey. Thank you guys, you're awesome 😊❤️
Lorie H.
Verified Customer
June 30, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.
