Bob Chamorro
Branch Manager
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NMLS ID# 282888
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Bob
At Lower, we believe that the journey to homeownership should be as smooth and rewarding as possible. Whether you’re buying your first home, refinancing, or exploring your options, my goal is to provide personalized guidance and creative solutions tailored to your unique needs. The mortgage process doesn’t have to be overwhelming—I’m committed to simplifying it and ensuring you feel confident every step of the way. With access to industry-leading tools and resources, I’ll work hard to find the right solution for your situation and help turn your dreams into reality. Let’s connect! I’m excited to learn more about your goals and help you take the next step toward homeownership. Together, we’ll make it happen. Reach out today, and let’s get started!
I am licensed in: FL
Great experience.the process was smooth and straightforward,communication was very very clear.Professional,rResponsive and took time answer all of my inquiries.I definitely would recommend Bob Chamorro to anyone looking for reliable and trushworthy . Thank you so so much Bob!!!! your the …best!!!!!!!!
Edwin M.
Verified Customer
November 3, 2026
Gracias por todo, el apoyo y asesoria de Bob ha sido fundamental para lograr nuestro proyecto de inversion en FL.
Hernan H.
Verified Customer
October 28, 2026
Bob was very helpful and always answered all our questions.
Marcela A.
Verified Customer
October 26, 2026
comunication all the time
Francisco G.
Verified Customer
October 24, 2026
High level of responsiveness.
Oscar A.
Verified Customer
October 20, 2026
Bob was great thru this process
Xavier B.
Verified Customer
October 19, 2026
Working with Bob and his Team has been an absolute pleasure. From start to finish, Bob and his Team has been incredibly supportive, responsive, and easy to work with. Whenever we had questions, needed clarification, or had to make adjustments along the way, the team was always there to help and …guide us through the process. We truly appreciate everything this Team has done for us. Their dedication and commitment to supporting our buying journey made a real difference, and we couldn't have asked for a better partner throughout this process.
Paulino M.
Verified Customer
October 1, 2026
It was truly an exceptional experience from beginning to end. The professionalism, kindness, attention to detail, and genuine care exceeded all my expectations. Everything was handled perfectly, and I could not have asked for a better outcome—it was honestly the best thing that could have happened.
Ania P.
Verified Customer
September 26, 2026
I had a great experience with my loan officer. They were professional, helpful, and made the entire process easy to understand. They kept me informed every step of the way and were always available to answer my questions. I truly appreciate their hard work and would definitely recommend them to …anyone looking for a smooth loan process.
Johnny C.
Verified Customer
September 14, 2026
Bob provided a great guidance on the loan process and he was always available to answer any question.
Jair G.
Verified Customer
September 13, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.