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About AJ

I’m a Loan Officer with Lower Mortgage, dedicated to helping clients make informed, confident decisions throughout the home financing process. I assist homebuyers and homeowners with a variety of needs, including purchasing, refinancing, and exploring different loan options based on their goals. My approach is centered on education, communication, and responsiveness so clients always know what to expect at each step. Whether you’re buying your first home or refinancing, I’m here to help guide the process from start to finish with clarity and support.

I am licensed in: FL

How much house
can I afford?

Fine-tune your payment based on interest, rates, term, and down payment.

Est. Monthly Payment
(P&I, Taxes & Insurance)

$1,814.04
Loan Term

Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.

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