Tim Szumigala
VP of Lending
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NMLS ID# 344571
Contact
Tuesday: 9am – 5pm
Wednesday: 9am – 5pm
Thursday: 9am – 5pm
Friday: 9am – 5pm
About Tim
With over 21 years of experience in the mortgage industry, I’ve had the privilege of helping clients from all walks of life achieve their homeownership dreams - from first-time buyers to those in multimillion-dollar properties. As a Branch Manager and multiple-time President’s Club honoree, I bring both leadership and proven results to every transaction. I specialize in creative financing strategies, including debt reduction solutions and asset depletion loans, tailoring each approach to meet my client’s unique needs. Outside the office, I’m an avid outdoorsman and sports enthusiast. Whether I’m hiking, at the gym, fishing, or coaching high school softball, I bring the same dedication and passion I have for my work into everything I do. I’m also a proud husband to a devoted school teacher and a father to a courageous daughter currently serving in the Air Force while attending college. At the heart of it all, I believe this business isn’t just about mortgage - it’s about people. And I’m here to serve.
I am licensed in: FL, GA, MI, MN, TN, WY, ID, VA
Tim was great! Always available and knowledgeabl. highly recommend
Bryan H.
Verified Customer
October 9, 2026
Tim was great! He provided us with the guidance we needed as first time home buyers. He was easily accessible whenever we had questions and was always willing to help no matter the time or day.
Alexandria H.
Verified Customer
October 8, 2026
Tim was very responsive and answered all my questioned before and after closing. He helped me close within 30 days despite multiple obstacles. He gave me a competitive rate, and was able to lock in the rate before it went up. He is an expert at what he does.
Sarah N.
Verified Customer
October 5, 2026
Tim is very patient and understanding.
Nathan P.
Verified Customer
September 11, 2026
Tim answered several questions for us and kept us apprised of necessary information that was needed in the fast moving closing
Deborah P.
Verified Customer
September 8, 2026
Tim and his team made it great!
Marie G.
Verified Customer
September 3, 2026
Mostly, his interest in doing his very best for me. It was altogether a most wonderful experience.
Alice S.
Verified Customer
August 21, 2026
Great communication, simple step by step guidance through the process, and most of all, integrity. What was discussed, is exactly what happened, no changes, no surprises.
Robert G.
Verified Customer
August 21, 2026
How much house
can I afford?
Fine-tune your payment based on interest, rates, term, and down payment.
Est. Monthly Payment
(P&I, Taxes & Insurance)
Est. Affordable Purchase Price
$1,814.04Rates and estimated payments are based on hypothetical scenarios and are only to be considered for illustrative purposes. Includes estimates for taxes (~1.1% annually), homeowners insurance (~0.5% annually), and PMI (~0.85% annually when down payment is below 20%). Does not include HOA fees. Rates vary and not everyone will qualify for the same rate. Rates are subject to change at anytime.